ACNB Corp (ACNB) is a financial institution that provides a range of banking services to individuals and businesses. The company's income statement shows its financial performance over a specific period, detailing its revenue, expenses, and net income. ACNB Corp's EBIT (Earnings Before Interest and Taxes) measures its operating profit before deducting interest and taxes. This metric helps assess the company's profitability by focusing on its core operations. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) adds back non-cash expenses to EBIT, providing a clearer view of ACNB Corp's cash flow generation capabilities. Gross profit represents the amount remaining after subtracting the cost of goods sold from total revenue. It indicates the efficiency of ACNB Corp in managing its production costs. Net income from stockholders reflects the profit attributable to ACNB Corp's equity shareholders after accounting for all expenses, taxes, and interest. Total revenue is the sum of all income generated by the company, including interest income, fees, and other sources of revenue.
ACNB Corp's balance sheet provides a snapshot of its financial position at a specific point in time. It shows the company's assets, liabilities, and stockholders' equity. Cash equivalents on the balance sheet refer to highly liquid assets that can be readily converted into cash. Net debt represents the company's total debt minus its cash and cash equivalents, indicating how much it owes after accounting for available liquid assets. Stockholders' equity represents the residual interest in the company's assets after deducting liabilities. It reflects the shareholders' ownership value in ACNB Corp. Total assets on the balance sheet encompass all the resources owned or controlled by the company, including cash, investments, loans, and property. Total debt comprises all the obligations ACNB Corp has incurred, such as loans, bonds, and other borrowings. Total liabilities represent the company's financial obligations that must be settled in the future. ACNB Corp's cash flow statement provides insights into the company's cash inflows and outflows. It includes operating cash flow, which measures the cash generated from the company's core operations. Financing cash flow represents the cash flow related to the company's financing activities, such as issuing or repurchasing stock, paying dividends, or taking on or repaying debt. Investing cash flow reflects the cash flow resulting from the company's investment activities, such as purchasing or selling assets or making investments. Free cash flow is a measure of ACNB Corp's cash flow available for distribution to its stakeholders after deducting capital expenditures. Overall, ACNB Corp's financials provide a comprehensive view of its performance, financial position, and cash flow generation capabilities.