Alkami Technology (ALKT) Financials: Revenue & Earnings
ALKT$15.19-0.17 -1.11%
$1.62B
Market Cap
-36.53
P/E
19.29
Forward P/E
62
Score
Alkami Technology (ALKT) Financials: Revenue & Earnings
ALKT price $15.19 -0.17 -1.11%
- Ticker
- ALKT
- Price
- $15.19
- Change
- -0.17 -1.11%
- Market cap ?
- $1.62B
- P/E ?
- -36.53
- Forward P/E ?
- 19.29
- Dividend yield ?
- 0.00%
- Beta ?
- 0.60
- Sector
- Technology
- Industry
- Software - Application
- Stocklytics score
- 62
- Value
- 54
- Quality
- 38
- Growth
- 95
Stocklytics score rationale: value 54, quality 38, growth 95.
Financials
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 73541000 | 112142000 | 152159000 | 204270000 | 264831000 | 333849000 | 443639000 |
Alkami Technology, Inc. specializes in delivering a cutting-edge, cloud-based digital banking platform throughout the United States. This innovative platform is designed to empower financial institutions by streamlining customer acquisition and engagement, fostering revenue growth, and significantly boosting operational efficiency. These capabilities are underpinned by Alkami's exclusive, multi-tenant cloud…
Fair value
ALKT fair value $24.07. Price $15.19. Price is 37% below fair value.
Above fair value, but less expensive than usual. A smaller premium than on 66% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 41.36M. Growth 19.46%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 106.94M. Net debt 305.09M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-10-28 | — | 0.20 | — | 133.54M |
| 2026-07-29 | 0.12 | 0.15 | 129.84M | 128.70M |
| 2026-04-29 | 0.04 | 0.21 | 126.14M | 125.22M |
| 2026-02-25 | 0.10 | 0.15 | 120.79M | 120.11M |
| 2025-10-30 | 0.13 | 0.15 | 112.95M | 120.14M |
| 2025-07-30 | 0.13 | 0.09 | 112.06M | 110.01M |
| 2025-04-30 | 0.13 | 0.09 | 97.83M | 94.41M |
| 2025-02-27 | 0.10 | 0.08 | 89.66M | 89.63M |
| 2024-10-30 | 0.09 | 0.06 | 85.91M | 89.62M |
| 2024-07-31 | 0.04 | 0.02 | 82.16M | 81.41M |
| 2024-05-01 | 0.04 | 0.02 | 76.13M | 75.54M |
| 2024-02-28 | 0.03 | 0.03 | 71.37M | 71.14M |
| 2023-11-01 | 0.01 | 0.00 | 67.70M | 67.22M |
| 2023-08-02 | -0.03 | -0.06 | 65.76M | 63.10M |
| 2023-05-03 | -0.04 | -0.05 | 60.00M | 58.79M |
| 2023-02-23 | -0.05 | -0.06 | 55.54M | 54.94M |
| 2022-11-03 | -0.06 | -0.07 | 53.41M | 52.22M |
| 2022-08-03 | -0.08 | -0.09 | 50.53M | 48.05M |
| 2022-05-05 | -0.05 | -0.06 | 44.79M | 43.91M |
| 2022-02-23 | -0.05 | -0.08 | 42.44M | 40.99M |
| 2021-11-04 | -0.08 | -0.08 | 39.76M | 38.64M |
| 2021-08-04 | -0.08 | -0.09 | 36.70M | 34.50M |
| 2021-05-11 | -1.30 | -0.13 | 33.26M | — |
| 2020-12-31 | -0.15 | — | 33.33M | — |
| 2020-09-30 | -0.26 | — | 28.94M | — |
| 2020-06-30 | -0.09 | — | 26.67M | — |
| 2020-03-31 | -0.12 | — | 23.21M | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-10-05 | Linville Judson C | Buy | 420 | — | — |
| 2026-10-05 | FOX JEFFREY H | Buy | 420 | — | — |
| 2026-10-05 | Alvarez Maria Ines | Buy | 630 | — | — |
| 2026-10-05 | SMITH BRIAN R | Buy | 1.08K | — | — |
| 2026-10-05 | Mitchell Steven R | Buy | 490 | — | — |
| 2026-09-08 | Shootman Alex | Sell | 16.19K | $19.38 | 313.72K |
| 2026-09-01 | Sachdeva Prerna | Sell | 1.42K | $19.44 | 27.62K |
| 2026-09-01 | Linebarger Douglas A. | Sell | 7.38K | $19.44 | 143.49K |
| 2026-09-01 | HUDSON CASSANDRA | Sell | 8.29K | $19.44 | 161.22K |
| 2026-09-01 | Shootman Alex | Sell | 5.21K | $19.44 | 101.19K |
| 2026-08-07 | HUDSON CASSANDRA | Buy | 52.12K | — | — |
| 2026-07-05 | FOX JEFFREY H | Buy | 457 | — | — |
| 2026-07-05 | Linville Judson C | Buy | 457 | — | — |
| 2026-07-05 | Alvarez Maria Ines | Buy | 685 | — | — |
| 2026-07-05 | Mitchell Steven R | Buy | 533 | — | — |
| 2026-07-05 | SMITH BRIAN R | Buy | 1.18K | — | — |
| 2026-06-08 | Shootman Alex | Sell | 16.19K | $15.85 | 256.58K |
| 2026-06-01 | Linebarger Douglas A. | Sell | 5.82K | $18.95 | 110.27K |
| 2026-06-01 | Shootman Alex | Sell | 5.21K | $18.95 | 98.63K |
| 2026-06-01 | HUDSON CASSANDRA | Sell | 6.12K | $18.95 | 116.01K |
| 2026-06-01 | Sachdeva Prerna | Sell | 1.37K | $18.95 | 25.96K |
| 2026-05-19 | Linville Judson C | Buy | 20.32K | — | — |
| 2026-05-19 | FOX JEFFREY H | Buy | 20.32K | — | — |
| 2026-05-19 | Alvarez Maria Ines | Buy | 11.36K | — | — |
| 2026-05-19 | KANE CHARLES | Buy | 11.36K | — | — |
| 2026-05-19 | Morgan Susanna | Buy | 11.36K | — | — |
| 2026-05-19 | Mitchell Steven R | Buy | 11.36K | — | — |
| 2026-05-19 | Osnoss Raphael | Buy | 11.36K | — | — |
| 2026-05-19 | Payne Joseph P. | Buy | 11.36K | — | — |
| 2026-05-19 | Yastine Barbara A. | Buy | 11.36K | — | — |
| 2026-05-19 | SMITH BRIAN R | Buy | 11.36K | — | — |
| 2026-05-19 | FOX JEFFREY H | Other | 0 | — | — |
| 2026-05-19 | Linville Judson C | Other | 0 | — | — |
| 2026-05-14 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 675.00K | $16.49 | 11.13M |
| 2026-05-14 | GENERAL ATLANTIC, L.P. | Buy | 675.00K | $16.49 | 11.13M |
| 2026-05-13 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 550.00K | $16.63 | 9.15M |
| 2026-05-13 | GENERAL ATLANTIC, L.P. | Buy | 550.00K | $16.63 | 9.15M |
| 2026-05-12 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 750.00K | $16.87 | 12.65M |
| 2026-05-12 | GENERAL ATLANTIC, L.P. | Buy | 750.00K | $16.87 | 12.65M |
| 2026-05-06 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 844.77K | $16.63 | 14.05M |
| 2026-05-06 | GENERAL ATLANTIC, L.P. | Buy | 844.77K | $16.63 | 14.05M |
| 2026-05-05 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 700.00K | $16.84 | 11.79M |
| 2026-05-05 | GENERAL ATLANTIC, L.P. | Buy | 700.00K | $16.84 | 11.79M |
| 2026-05-04 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 521.77K | $16.92 | 8.83M |
| 2026-05-04 | GENERAL ATLANTIC, L.P. | Buy | 521.77K | $16.92 | 8.83M |
| 2026-04-05 | Alvarez Maria Ines | Buy | 674 | — | — |
| 2026-04-05 | SMITH BRIAN R | Buy | 1.16K | — | — |
| 2026-04-05 | Mitchell Steven R | Buy | 524 | — | — |
| 2026-03-12 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 500.00K | $18.33 | 9.16M |
| 2026-03-12 | GENERAL ATLANTIC, L.P. | Buy | 500.00K | $18.33 | 9.16M |
| 2026-03-11 | Payne Joseph P. | Buy | 5.50K | $18.23 | 100.24K |
| 2026-03-11 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 900.00K | $18.41 | 16.57M |
| 2026-03-11 | GENERAL ATLANTIC, L.P. | Buy | 900.00K | $18.41 | 16.57M |
| 2026-03-10 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 1.10M | $17.56 | 19.38M |
| 2026-03-10 | GENERAL ATLANTIC, L.P. | Buy | 1.10M | $17.56 | 19.38M |
| 2026-03-09 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 842.27K | $17.35 | 14.61M |
| 2026-03-09 | GENERAL ATLANTIC, L.P. | Buy | 842.27K | $17.35 | 14.61M |
| 2026-03-09 | Shootman Alex | Sell | 10.88K | $16.59 | 180.43K |
| 2026-03-04 | Shootman Alex | Buy | 211.61K | — | — |
| 2026-03-04 | Shootman Alex | Buy | 211.61K | — | — |
| 2026-03-04 | Linebarger Douglas A. | Buy | 66.50K | — | — |
| 2026-03-04 | Linebarger Douglas A. | Buy | 66.51K | — | — |
| 2026-03-04 | Sachdeva Prerna | Buy | 24.18K | — | — |
| 2026-03-02 | Linebarger Douglas A. | Sell | 5.52K | $16.90 | 93.25K |
| 2026-03-02 | Sachdeva Prerna | Sell | 1.35K | $16.90 | 22.85K |
| 2026-03-02 | HUDSON CASSANDRA | Sell | 6.87K | $16.90 | 116.09K |
| 2026-01-05 | SMITH BRIAN R | Buy | 877 | — | — |
| 2026-01-05 | Alvarez Maria Ines | Buy | 255 | — | — |
| 2026-01-05 | Mitchell Steven R | Buy | 396 | — | — |
| 2025-12-09 | Shootman Alex | Sell | 42.93K | $21.92 | 941.03K |
| 2025-12-02 | Sachdeva Prerna | Sell | 1.10K | $20.34 | 22.39K |
| 2025-12-02 | Linebarger Douglas A. | Sell | 8.18K | $20.34 | 166.36K |
| 2025-11-29 | HUDSON CASSANDRA | Buy | 293.63K | — | — |
| 2025-11-07 | Shootman Alex | Buy | 45.00K | $19.45 | 875.25K |
| 2025-11-01 | HUDSON CASSANDRA | Other | 0 | — | — |
| 2025-10-05 | SMITH BRIAN R | Buy | 786 | — | — |
| 2025-10-05 | Mitchell Steven R | Buy | 347 | — | — |
| 2025-10-05 | Alvarez Maria Ines | Buy | 223 | — | — |
| 2025-09-09 | Shootman Alex | Sell | 42.93K | $25.66 | 1.10M |
| 2025-09-02 | Sachdeva Prerna | Sell | 2.97K | $24.76 | 73.46K |
| 2025-09-02 | Linebarger Douglas A. | Sell | 8.24K | $24.76 | 204.07K |
| 2025-09-02 | HILL W BRYAN | Sell | 20.37K | $24.76 | 504.26K |
| 2025-08-27 | Shootman Alex | Sell | 75.00K | $25.20 | 1.89M |
| 2025-08-13 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 129.39K | $22.54 | 2.92M |
| 2025-08-13 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 100.00K | $22.31 | 2.23M |
| 2025-08-13 | GENERAL ATLANTIC, L.P. | Buy | 129.39K | $22.54 | 2.92M |
| 2025-08-13 | GENERAL ATLANTIC, L.P. | Buy | 100.00K | $22.31 | 2.23M |
| 2025-08-12 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 516.77K | $21.46 | 11.09M |
| 2025-08-12 | GENERAL ATLANTIC, L.P. | Buy | 516.77K | $21.46 | 11.09M |
| 2025-08-11 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 400.00K | $20.73 | 8.29M |
| 2025-08-11 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Buy | 250.00K | $20.65 | 5.16M |
| 2025-08-11 | GENERAL ATLANTIC, L.P. | Buy | 400.00K | $20.73 | 8.29M |
| 2025-08-11 | GENERAL ATLANTIC, L.P. | Buy | 250.00K | $20.65 | 5.16M |
| 2025-08-11 | GENERAL ATLANTIC GENPAR (BERMUDA), L.P. | Other | 0 | — | — |
| 2025-08-11 | GENERAL ATLANTIC, L.P. | Other | 0 | — | — |
| 2025-07-23 | Morgan Susanna | Buy | 11.77K | — | — |
| 2025-07-23 | Morgan Susanna | Other | 0 | — | — |
| 2025-07-05 | Mitchell Steven R | Buy | 301 | — | — |
| 2025-07-05 | SMITH BRIAN R | Buy | 697 | — | — |
| 2025-07-05 | Alvarez Maria Ines | Buy | 177 | — | — |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 214, holders -5 vs prior quarter. Ownership 92.50%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| GENERAL ATLANTIC, L.P. | 19.38M | 4.04M | +26.35% | 351.15M |
| NORTH REEF CAPITAL MANAGEMENT LP | 9.22M | 1.57M | +20.59% | 167.16M |
| JANA PARTNERS MANAGEMENT, LP | 6.75M | 1.32M | +24.24% | 122.27M |
| BLACKROCK, INC. | 6.13M | 243.05K | +4.13% | 111.04M |
| UBS GROUP AG | 4.36M | 2.26M | +107.33% | 78.98M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4.34M | -337.44K | -7.21% | 78.73M |
| ALGEBRIS (UK) LTD | 3.43M | 302.97K | +9.69% | 61.96M |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.91M | -291.54K | -9.11% | 52.73M |
| IRENIC CAPITAL MANAGEMENT LP | 2.68M | 0 | 0.00% | 48.47M |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 2.59M | 391.53K | +17.81% | 46.93M |
| LONG PATH PARTNERS LP | 2.24M | 440.31K | +24.47% | 40.58M |
| UBS GROUP AG | 2.10M | 0 | 0.00% | 38.09M |
| GEODE CAPITAL MANAGEMENT, LLC | 1.94M | 102.51K | +5.57% | 35.24M |
| STATE STREET CORP | 1.93M | 93.89K | +5.11% | 34.94M |
| CITADEL ADVISORS LLC | 1.57M | 1.52M | +3569.93% | 28.40M |
| GOLDMAN SACHS GROUP INC | 1.55M | 402.67K | +34.99% | 28.15M |
| CADIAN CAPITAL MANAGEMENT, LP | 1.48M | 141.83K | +10.62% | 26.76M |
| FMR LLC | 1.46M | -458 | -0.03% | 26.45M |
| SELECT EQUITY GROUP, L.P. | 1.45M | 466.06K | +47.37% | 26.27M |
| MORGAN STANLEY | 1.21M | -255.77K | -17.46% | 21.92M |
| GW&K INVESTMENT MANAGEMENT, LLC | 1.17M | 7.07K | +0.61% | 21.27M |
| BANK OF AMERICA CORP /DE/ | 1.02M | -114.53K | -10.11% | 18.45M |
| CYPRESS POINT INVESTMENT MANAGEMENT LP | 936.99K | 936.99K | New | 16.98M |
| CHAMPLAIN INVESTMENT PARTNERS, LLC | 889.66K | -712.91K | -44.49% | 16.12M |
| NOMURA HOLDINGS INC | 773.62K | 583.70K | +307.33% | 14.02M |
Earnings and financials
Alkami Technology, Inc. (ALKT) trades at $15.19, with a market cap of $1.62B and a trailing P/E of -36.53. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
Financials
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 73541000 | 112142000 | 152159000 | 204270000 | 264831000 | 333849000 | 443639000 |
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