About AmeriServ Financial (ASRV)

AmeriServ Financial Inc. (ASRV) is a financial holding company that provides a range of banking and financial services in Pennsylvania. The company operates through its subsidiary, AmeriServ Financial Bank, which offers commercial and consumer banking services. It provides various types of loans, including commercial, residential mortgage, and installment loans. The bank also offers various deposit products, such as savings accounts, checking accounts, and certificates of deposit. In addition, it provides wealth management and trust services, investment services, insurance services, and electronic banking services. The company serves individuals, businesses, and government and non-profit customers. AmeriServ Financial Inc. was founded in 1982 and is based in Johnstown, Pennsylvania.

AmeriServ Financial Inc. (ASRV) is currently trading at $3.50 per share. The stock price has shown a steady increase over the past year, with a 52-week range of $2.50 to $4.20. The company has a market capitalization of $90.32 million. In terms of valuation, the stock has a PEG ratio of 1.32, indicating that it may be slightly overvalued compared to its expected earnings growth. However, it is important to note that the PEG ratio should not be the sole criterion for investment decisions. It is also important to consider other factors such as the company's financial health, industry trends, and competitive position. AmeriServ Financial Inc. operates in the financial services industry and competes with other banks and financial institutions. Its performance can be influenced by factors such as interest rates, economic conditions, and regulatory changes. Investors should carefully analyze the company's financial statements and annual reports to understand its competitive position and growth prospects in the industry.