Bread Financial Holdings (BFH) Financials

Bread Financial Holdings, Inc. (BFH) is a leading financial services company that focuses on providing innovative solutions to its customers. With a strong presence in the market, BFH has achieved remarkable success and has established itself as a key player in the industry. The company's income statement reflects its financial performance and highlights its revenue, expenses, and profitability. It provides a comprehensive overview of BFH's financial health and demonstrates its ability to generate income.

In the income statement, BFH reports its EBIT (earnings before interest and taxes) and EBITDA (earnings before interest, taxes, depreciation, and amortization). These metrics help evaluate the company's operating performance and efficiency. BFH's gross profit represents the amount of revenue left after deducting the cost of goods sold. It indicates the profitability of its core business operations. Additionally, BFH discloses its net income from stockholders, which reflects the profit available to its equity shareholders after all expenses and taxes have been paid. This metric gives insight into the company's overall profitability.

BFH's total revenue is a key performance indicator that measures the overall financial success of the company. It includes all sources of income, such as sales revenue, fees, and other operating income. BFH's balance sheet provides a snapshot of its financial position at a specific point in time. It presents the company's assets, liabilities, and stockholders' equity. The balance sheet is a vital tool for assessing BFH's financial stability and determining its capacity to meet long-term obligations.

BFH's cash equivalents are highly liquid assets that can be easily converted into cash. They include short-term investments and treasury bills. Net debt reflects BFH's total debt minus its cash and cash equivalents. It represents the debt burden of the company and provides insight into its financial leverage. Stockholders' equity represents the residual interest in the assets of BFH after deducting liabilities. It demonstrates the value of the company to its stockholders.

BFH's total assets represent the sum of its current and non-current assets. They include cash, accounts receivable, property, plant, and equipment, and other investments. Total debt includes both short-term and long-term liabilities. It reflects the amount of money BFH owes to creditors and provides insight into its financial obligations. Total liabilities represent the company's debts and other obligations. They include both current and long-term liabilities.

BFH's cash flow statement outlines the inflows and outflows of cash during a specified period. It provides crucial information about the company's liquidity and its ability to generate cash. Financing cash flow represents the funds BFH raises or pays related to its financing activities, such as issuing or repurchasing stocks and bonds. Free cash flow is a measure of BFH's cash generated after deducting capital expenditures. It demonstrates the company's ability to generate cash for potential investments or distribution to stockholders.

Investing cash flow shows the cash inflows and outflows related to BFH's investments in assets, acquisitions, and divestments. It provides insight into the company's investment decisions and the allocation of its resources. Operating cash flow reflects the cash generated from BFH's core business operations. It demonstrates the company's ability to produce sufficient cash to cover its operational expenses and debt obligations.