Byline Bancorp (BY) Financials

Byline Bancorp Inc (BY) is a financial holding company that offers a range of banking and financial services to commercial and retail customers. The company's income statement shows its financial performance for a specific period. It provides information about the company's revenues, expenses, and net income. The EBIT (earnings before interest and taxes) is a key metric that indicates the company's profitability before considering the effects of interest and taxes. Byline Bancorp Inc's EBITDA (earnings before interest, taxes, depreciation, and amortization) provides a measure of its operating performance without the impact of non-cash expenses. The company's gross profit represents the amount of money it generates from its core business operations after deducting the cost of goods sold.

The net income from stockholders is the profit that remains after paying dividends to stockholders. Byline Bancorp Inc's total revenue reflects the sum of all its revenues from various sources. The balance sheet of Byline Bancorp Inc provides a snapshot of the company's financial position at a specific point in time. It shows the company's assets, liabilities, and stockholders' equity. Cash equivalents are highly liquid assets that can be quickly converted into cash. Byline Bancorp Inc's net debt represents the company's total debt minus its cash equivalents. Stockholders' equity represents the ownership interest in the company held by its stockholders. Total assets represent the sum of the company's current and non-current assets. Total debt represents the company's outstanding debt obligations. Total liabilities represent the company's total financial obligations.

The cash flow statement of Byline Bancorp Inc provides information about the cash inflows and outflows from its operations, financing activities, and investing activities. Financing cash flow represents the cash flows from the company's financing activities, including the issuance and repayment of debt and equity. Free cash flow is the cash left over after deducting capital expenditures from operating cash flow. Investing cash flow represents the cash flows from the company's investing activities, such as the acquisition or sale of assets. Operating cash flow represents the cash generated from the company's core business operations.