FirstCash (FCFS) Financials: Revenue & Earnings
FCFS$189.09+3.74 +2.02%
$8.20B
Market Cap
20.28
P/E
17.21
Forward P/E
66
Score
FirstCash (FCFS) Financials: Revenue & Earnings
FCFS price $189.09 +3.74 +2.02%
- Ticker
- FCFS
- Price
- $189.09
- Change
- +3.74 +2.02%
- Market cap ?
- $8.20B
- P/E ?
- 20.28
- Forward P/E ?
- 17.21
- Dividend yield ?
- 0.90%
- Beta ?
- 0.55
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Stocklytics score
- 66
- Value
- 63
- Quality
- 58
- Growth
- 76
Stocklytics score rationale: value 63, quality 58, growth 76.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 1088377000 | 1779822000 | 1780858000 | 1864439000 | 1631284000 | 1698965000 | 2728942000 | 3151796000 | 3388514000 | 3661043000 |
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from…
Fair value
FCFS fair value $346.15. Price $189.09. Price is 45% below fair value.
Below fair value, and cheaper than usual. A larger discount than on 78% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 472.00M. Growth 19.16%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 43.37M. Net debt 2.69B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2027-02-04 | — | 3.12 | — | 1.13B |
| 2026-10-22 | 2.68 | 2.63 | 1.10B | 1.07B |
| 2026-07-23 | 2.50 | 2.39 | 1.07B | 1.03B |
| 2026-04-23 | 2.69 | 2.33 | 1.05B | 1.00B |
| 2026-02-05 | 2.64 | 2.54 | 1.06B | 1.02B |
| 2025-10-30 | 2.26 | 1.94 | 935.58M | 861.05M |
| 2025-07-24 | 1.79 | 1.66 | 830.62M | 820.42M |
| 2025-04-24 | 2.07 | 1.74 | 836.42M | 835.67M |
| 2025-01-30 | 2.12 | 2.02 | 883.81M | 899.77M |
| 2024-10-24 | 1.67 | 1.62 | 837.32M | 843.94M |
| 2024-07-25 | 1.37 | 1.32 | 831.01M | 824.87M |
| 2024-04-25 | 1.55 | 1.52 | 836.37M | 846.07M |
| 2024-02-01 | 2.04 | 1.91 | 852.13M | 853.35M |
| 2023-10-26 | 1.56 | 1.38 | 786.30M | 769.76M |
| 2023-07-27 | 1.22 | 1.08 | 750.62M | 731.90M |
| 2023-04-27 | 1.25 | 1.22 | 762.74M | 725.91M |
| 2023-02-02 | 1.65 | 1.52 | 749.34M | 725.91M |
| 2022-10-27 | 1.30 | 1.12 | 672.14M | 443.87M |
| 2022-07-28 | 1.08 | 0.93 | 647.62M | 431.53M |
| 2022-04-28 | 1.18 | 1.10 | 659.84M | 427.10M |
| 2022-02-08 | 1.52 | 1.14 | 501.77M | 442.65M |
| 2021-10-20 | 0.84 | 0.81 | 399.67M | 413.80M |
| 2021-07-21 | 0.71 | 0.61 | 389.58M | 413.80M |
| 2021-04-21 | 0.85 | 0.72 | 407.94M | 334.28M |
| 2021-01-28 | 0.84 | 0.81 | 392.16M | 377.63M |
| 2020-10-21 | 0.59 | 0.50 | 359.89M | 323.29M |
| 2020-07-22 | 0.62 | 0.58 | 412.75M | 386.12M |
| 2020-04-22 | 0.96 | 0.89 | 466.49M | 432.48M |
| 2020-01-29 | 1.26 | 1.24 | 498.36M | 490.45M |
| 2019-10-23 | 0.84 | 0.84 | 452.46M | 452.46M |
| 2019-07-24 | 0.82 | 0.82 | 446.01M | 446.01M |
| 2019-04-24 | 0.97 | 0.90 | 467.60M | 433.86M |
| 2019-01-31 | 1.12 | 1.11 | 481.21M | 476.91M |
| 2018-10-25 | 0.81 | 0.80 | 429.88M | 424.59M |
| 2018-07-26 | 0.70 | 0.65 | 419.97M | 390.00M |
| 2018-04-26 | 0.90 | 0.75 | 449.80M | 374.83M |
| 2018-02-01 | 0.94 | 0.84 | 480.20M | 429.11M |
| 2017-10-26 | 0.61 | 0.60 | 435.41M | 428.26M |
| 2017-07-27 | 0.52 | 0.47 | 416.63M | 368.53M |
| 2017-04-27 | 0.68 | 0.61 | 447.58M | 401.52M |
Dividends
Yield 0.89%. Payout ratio 13.61%. Frequency Quarterly.
Safety score 91/100 · Safe. Payout ratio is 14% of earnings. Dividends use less than 40% of free cash flow. Dividends were paid in 11 separate years. Yield is 0.9%, which is modest.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2026-11-13 | $0.46 | 2026-11-13 | 2026-11-24 | Quarterly |
| 2026-08-14 | $0.42 | 2026-08-14 | 2026-08-28 | Quarterly |
| 2026-05-15 | $0.42 | 2026-05-15 | 2026-05-29 | Quarterly |
| 2026-02-18 | $0.42 | 2026-02-18 | 2026-02-27 | Quarterly |
| 2025-11-14 | $0.42 | 2025-11-14 | 2025-11-26 | Quarterly |
| 2025-08-15 | $0.42 | 2025-08-15 | 2025-08-29 | Quarterly |
| 2025-05-15 | $0.38 | 2025-05-15 | 2025-05-30 | Quarterly |
| 2025-02-14 | $0.38 | 2025-02-14 | 2025-02-28 | Quarterly |
| 2024-11-15 | $0.38 | 2024-11-15 | 2024-11-27 | Quarterly |
| 2024-08-15 | $0.38 | 2024-08-15 | 2024-08-30 | Quarterly |
| 2024-05-14 | $0.35 | 2024-05-15 | 2024-05-31 | Quarterly |
| 2024-02-13 | $0.35 | 2024-02-14 | 2024-02-28 | Quarterly |
| 2023-11-14 | $0.35 | 2023-11-15 | 2023-11-30 | Quarterly |
| 2023-08-14 | $0.35 | 2023-08-15 | 2023-08-31 | Quarterly |
| 2023-05-12 | $0.33 | 2023-05-15 | 2023-05-31 | Quarterly |
| 2023-02-13 | $0.33 | 2023-02-14 | 2023-02-28 | Quarterly |
| 2022-11-14 | $0.33 | 2022-11-15 | 2022-11-30 | Quarterly |
| 2022-08-11 | $0.33 | 2022-08-12 | 2022-08-26 | Quarterly |
| 2022-05-13 | $0.30 | 2022-05-16 | 2022-05-31 | Quarterly |
| 2022-02-17 | $0.30 | 2022-02-21 | 2022-02-28 | Quarterly |
| 2021-11-12 | $0.30 | 2021-11-15 | 2021-11-30 | Quarterly |
| 2021-08-12 | $0.30 | 2021-08-13 | 2021-08-27 | Quarterly |
| 2021-05-13 | $0.30 | 2021-05-14 | 2021-05-28 | Quarterly |
| 2021-02-11 | $0.27 | 2021-02-12 | 2021-02-26 | Quarterly |
| 2020-11-12 | $0.27 | 2020-11-13 | 2020-11-27 | Quarterly |
| 2020-08-13 | $0.27 | 2020-08-14 | 2020-08-28 | Quarterly |
| 2020-05-14 | $0.27 | 2020-05-15 | 2020-05-29 | Quarterly |
| 2020-02-13 | $0.27 | 2020-02-14 | 2020-02-28 | Quarterly |
| 2019-11-14 | $0.27 | 2019-11-15 | 2019-11-29 | Quarterly |
| 2019-08-14 | $0.25 | 2019-08-15 | 2019-08-30 | Quarterly |
| 2019-05-14 | $0.25 | 2019-05-15 | 2019-05-31 | Quarterly |
| 2019-02-13 | $0.25 | 2019-02-14 | 2019-02-28 | Quarterly |
| 2018-11-14 | $0.25 | 2018-11-15 | 2018-11-30 | Quarterly |
| 2018-08-14 | $0.22 | 2018-08-15 | 2018-08-31 | Quarterly |
| 2018-05-14 | $0.22 | 2018-05-15 | 2018-05-31 | Quarterly |
| 2018-02-13 | $0.22 | 2018-02-14 | 2018-02-28 | Quarterly |
| 2017-11-10 | $0.20 | 2017-11-13 | 2017-11-30 | Quarterly |
| 2017-08-11 | $0.19 | 2017-08-15 | 2017-08-31 | Quarterly |
| 2017-05-11 | $0.19 | 2017-05-15 | 2017-05-31 | Quarterly |
| 2017-02-10 | $0.19 | 2017-02-14 | 2017-02-28 | Quarterly |
| 2016-11-09 | $0.19 | 2016-11-14 | 2016-11-28 | Quarterly |
| 2016-08-08 | $0.12 | 2016-08-10 | 2016-08-24 | Quarterly |
| 2016-05-27 | $0.12 | 2016-06-01 | 2016-06-15 | Quarterly |
| 2016-02-26 | $0.12 | 2016-03-01 | 2016-03-15 | Quarterly |
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-03 | GRAVES JAMES H | Sell | 3.75K | $221.20 | 829.50K |
| 2026-09-03 | GRAVES JAMES H | Sell | 750 | — | — |
| 2026-08-18 | Hambleton Howard F | Sell | 2.00K | $212.98 | 425.96K |
| 2026-08-17 | Stuart Thomas Brent | Sell | 5.35K | $214.63 | 1.15M |
| 2026-08-17 | ORR R DOUGLAS | Sell | 1.00K | $215.98 | 215.98K |
| 2026-08-17 | ORR R DOUGLAS | Sell | 1.00K | $216.04 | 216.04K |
| 2026-08-17 | ORR R DOUGLAS | Sell | 1.00K | $215.97 | 215.97K |
| 2026-06-05 | Ramos Raul | Sell | 6.83K | $225.23 | 1.54M |
| 2026-05-28 | Ramos Raul | Sell | 3.17K | $231.13 | 731.53K |
| 2026-05-19 | Hambleton Howard F | Sell | 3.00K | $226.41 | 679.23K |
| 2026-05-18 | Stuart Thomas Brent | Sell | 10.00K | $228.49 | 2.28M |
| 2026-05-18 | ORR R DOUGLAS | Sell | 1.00K | $227.32 | 227.32K |
| 2026-05-18 | ORR R DOUGLAS | Sell | 1.00K | $227.31 | 227.31K |
| 2026-05-18 | ORR R DOUGLAS | Sell | 1.00K | $227.28 | 227.28K |
| 2026-05-01 | Garrett Paula K | Sell | 1.50K | $217.40 | 326.10K |
| 2026-04-15 | ORR R DOUGLAS | Sell | 12.50K | — | — |
| 2026-02-18 | Hambleton Howard F | Sell | 4.00K | $185.12 | 740.48K |
| 2026-02-17 | ORR R DOUGLAS | Sell | 1.00K | $182.98 | 182.98K |
| 2026-02-17 | ORR R DOUGLAS | Sell | 1.00K | $182.98 | 182.98K |
| 2026-02-17 | ORR R DOUGLAS | Sell | 1.00K | $182.99 | 182.99K |
| 2026-02-17 | Stuart Thomas Brent | Sell | 10.00K | $182.53 | 1.83M |
| 2026-02-06 | Hostetler Brian D | Other | 0 | — | — |
| 2026-02-06 | Hostetler Brian D | Other | 0 | — | — |
| 2026-02-05 | ORR R DOUGLAS | Sell | 4.00K | $175.37 | 701.48K |
| 2026-02-05 | ORR R DOUGLAS | Sell | 1.50K | $174.96 | 262.44K |
| 2026-02-05 | ORR R DOUGLAS | Sell | 2.00K | $175.01 | 350.02K |
| 2026-02-05 | Hambleton Howard F | Sell | 2.00K | $177.65 | 355.30K |
| 2026-01-28 | Hambleton Howard F | Buy | 16.03K | — | — |
| 2026-01-28 | Hambleton Howard F | Sell | 6.31K | — | — |
| 2026-01-28 | Hambleton Howard F | Buy | 5.10K | — | — |
| 2026-01-28 | Ramos Raul | Buy | 2.00K | — | — |
| 2026-01-28 | WESSEL RICK L | Buy | 91.62K | — | — |
| 2026-01-28 | WESSEL RICK L | Sell | 36.05K | — | — |
| 2026-01-28 | WESSEL RICK L | Buy | 30.95K | — | — |
| 2026-01-28 | ORR R DOUGLAS | Buy | 29.97K | — | — |
| 2026-01-28 | ORR R DOUGLAS | Sell | 11.79K | — | — |
| 2026-01-28 | ORR R DOUGLAS | Buy | 9.54K | — | — |
| 2026-01-28 | Stuart Thomas Brent | Buy | 33.60K | — | — |
| 2026-01-28 | Stuart Thomas Brent | Sell | 13.22K | — | — |
| 2026-01-28 | Stuart Thomas Brent | Buy | 12.74K | — | — |
| 2026-01-28 | FAULKNER MIKEL D | Buy | 833 | — | — |
| 2026-01-28 | Garrett Paula K | Buy | 833 | — | — |
| 2026-01-28 | Owen Randel G | Buy | 833 | — | — |
| 2026-01-28 | BERCE DANIEL E | Buy | 833 | — | — |
| 2026-01-28 | Davis Marthea | Buy | 833 | — | — |
| 2026-01-28 | GRAVES JAMES H | Buy | 833 | — | — |
| 2025-12-31 | WESSEL RICK L | Sell | 21.00K | — | — |
| 2025-12-29 | ORR R DOUGLAS | Sell | 1.50K | — | — |
| 2025-12-15 | Hambleton Howard F | Sell | 4.00K | $163.74 | 654.96K |
| 2025-11-20 | Owen Randel G | Sell | 1.50K | $152.20 | 228.30K |
| 2025-11-19 | WESSEL RICK L | Sell | 20.00K | $156.39 | 3.13M |
| 2025-11-17 | ORR R DOUGLAS | Sell | 3.00K | $158.17 | 474.51K |
| 2025-11-17 | ORR R DOUGLAS | Sell | 1.00K | $158.35 | 158.35K |
| 2025-11-17 | ORR R DOUGLAS | Sell | 1.50K | $158.52 | 237.78K |
| 2025-11-17 | Stuart Thomas Brent | Sell | 10.00K | $159.97 | 1.60M |
| 2025-11-03 | Hambleton Howard F | Sell | 1.90K | — | — |
| 2025-10-15 | ORR R DOUGLAS | Sell | 4.00K | $159.64 | 638.56K |
| 2025-10-15 | ORR R DOUGLAS | Sell | 852 | $159.00 | 135.47K |
| 2025-10-15 | ORR R DOUGLAS | Sell | 2.00K | $160.02 | 320.04K |
| 2025-10-14 | ORR R DOUGLAS | Sell | 648 | $159.00 | 103.03K |
| 2025-09-02 | ORR R DOUGLAS | Sell | 3.00K | $148.41 | 445.23K |
| 2025-09-02 | ORR R DOUGLAS | Sell | 1.00K | $146.40 | 146.40K |
| 2025-09-02 | ORR R DOUGLAS | Sell | 1.50K | $146.40 | 219.60K |
| 2025-08-21 | WESSEL RICK L | Sell | 30.98K | $139.33 | 4.32M |
| 2025-08-21 | WESSEL RICK L | Sell | 15.00K | — | — |
| 2025-08-20 | WESSEL RICK L | Sell | 69.02K | $138.49 | 9.56M |
| 2025-08-04 | GRAVES JAMES H | Sell | 6.00K | $134.56 | 807.36K |
| 2025-08-04 | GRAVES JAMES H | Sell | 1.00K | — | — |
| 2025-06-10 | Hambleton Howard F | Sell | 3.90K | $130.93 | 510.63K |
| 2025-02-11 | Rippel Douglas Richard | Sell | 300.00K | $113.43 | 34.03M |
| 2025-02-05 | ORR R DOUGLAS | Sell | 2.00K | $113.35 | 226.70K |
| 2025-02-05 | ORR R DOUGLAS | Sell | 2.00K | $113.35 | 226.70K |
| 2025-02-05 | ORR R DOUGLAS | Sell | 2.00K | $113.36 | 226.72K |
| 2025-01-29 | ORR R DOUGLAS | Buy | 25.83K | — | — |
| 2025-01-29 | ORR R DOUGLAS | Sell | 10.16K | — | — |
| 2025-01-29 | ORR R DOUGLAS | Buy | 13.16K | — | — |
| 2025-01-29 | Stuart Thomas Brent | Buy | 25.83K | — | — |
| 2025-01-29 | Stuart Thomas Brent | Sell | 10.16K | — | — |
| 2025-01-29 | Stuart Thomas Brent | Buy | 16.10K | — | — |
| 2025-01-29 | BERCE DANIEL E | Buy | 1.26K | — | — |
| 2025-01-29 | GRAVES JAMES H | Buy | 1.26K | — | — |
| 2025-01-29 | Davis Marthea | Buy | 1.26K | — | — |
| 2025-01-29 | WESSEL RICK L | Buy | 74.45K | — | — |
| 2025-01-29 | WESSEL RICK L | Sell | 29.30K | — | — |
| 2025-01-29 | WESSEL RICK L | Buy | 42.08K | — | — |
| 2025-01-29 | Hambleton Howard F | Buy | 5.70K | — | — |
| 2025-01-29 | Hambleton Howard F | Sell | 1.95K | — | — |
| 2025-01-29 | Hambleton Howard F | Buy | 7.04K | — | — |
| 2025-01-29 | FAULKNER MIKEL D | Buy | 1.26K | — | — |
| 2025-01-29 | Garrett Paula K | Buy | 1.26K | — | — |
| 2025-01-29 | Owen Randel G | Buy | 1.26K | — | — |
| 2025-01-29 | Ramos Raul | Buy | 2.00K | — | — |
| 2024-12-26 | WESSEL RICK L | Sell | 12.50K | — | — |
| 2024-12-26 | WESSEL RICK L | Sell | 24.10K | — | — |
| 2024-12-13 | ORR R DOUGLAS | Sell | 5.09K | — | — |
| 2024-11-06 | Owen Randel G | Sell | 2.00K | $113.92 | 227.84K |
| 2024-11-05 | ORR R DOUGLAS | Sell | 2.00K | $105.68 | 211.36K |
| 2024-11-05 | ORR R DOUGLAS | Sell | 2.00K | $105.68 | 211.36K |
| 2024-11-05 | ORR R DOUGLAS | Sell | 2.00K | $105.68 | 211.36K |
| 2024-09-09 | Rippel Douglas Richard | Sell | 3.37K | $119.94 | 404.68K |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 517, holders +39 vs prior quarter. Ownership 97.45%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 5.03M | 291.24K | +6.14% | 1.09B |
| FMR LLC | 3.05M | -650.86K | -17.60% | 659.23M |
| EARNEST PARTNERS LLC | 2.11M | -55.53K | -2.57% | 455.66M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 2.03M | 42.31K | +2.13% | 438.24M |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.70M | 7.86K | +0.47% | 367.27M |
| STATE STREET CORP | 1.51M | 83.12K | +5.84% | 326.10M |
| PRICE T ROWE ASSOCIATES INC /MD/ | 1.45M | 44.20K | +3.15% | 313.28M |
| GEODE CAPITAL MANAGEMENT, LLC | 1.24M | 89.17K | +7.74% | 268.61M |
| HOOD RIVER CAPITAL MANAGEMENT LLC | 1.22M | 88.00K | +7.76% | 264.32M |
| BANK OF AMERICA CORP /DE/ | 1.15M | 35.38K | +3.18% | 248.06M |
| DIMENSIONAL FUND ADVISORS LP | 952.06K | -38.14K | -3.85% | 205.94M |
| SEI INVESTMENTS CO | 830.07K | 36.06K | +4.54% | 179.56M |
| ALLIANCEBERNSTEIN L.P. | 876.21K | -62.05K | -6.61% | 164.73M |
| STEPHENS INVESTMENT MANAGEMENT GROUP LLC | 745.63K | -86.60K | -10.41% | 161.30M |
| BESSEMER GROUP INC | 737.23K | 454.28K | +160.55% | 159.48M |
| CAPITAL RESEARCH GLOBAL INVESTORS | 731.72K | 172.26K | +30.79% | 158.29M |
| WESTFIELD CAPITAL MANAGEMENT CO LP | 693.09K | 261.09K | +60.44% | 149.93M |
| NORTHERN TRUST CORP | 542.44K | 25.02K | +4.84% | 117.34M |
| JPMORGAN CHASE & CO | 542.50K | 27.03K | +5.24% | 117.16M |
| GOLDMAN SACHS GROUP INC | 506.31K | 210.05K | +70.90% | 109.53M |
| FULLER & THALER ASSET MANAGEMENT, INC. | 502.55K | 5.54K | +1.11% | 108.71M |
| VICTORY CAPITAL MANAGEMENT INC | 459.69K | -69.99K | -13.21% | 99.44M |
| INVESCO LTD. | 456.00K | 88.06K | +23.94% | 98.64M |
| MORGAN STANLEY | 445.36K | 73.75K | +19.85% | 96.34M |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 443.16K | 443.16K | New | 95.86M |
Earnings and financials
FirstCash Holdings, Inc (FCFS) trades at $189.09, with a market cap of $8.20B and a trailing P/E of 20.28. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 1088377000 | 1779822000 | 1780858000 | 1864439000 | 1631284000 | 1698965000 | 2728942000 | 3151796000 | 3388514000 | 3661043000 |
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