First Financial Northwest (FFNW) Financials

The income statement of First Financial Northwest Inc (FFNW) provides a detailed overview of the company's financial performance. It highlights the revenue and expenses incurred during a specific period. By analyzing the income statement, investors can gain insights into the company's profitability. The revenue represents the total amount earned through various operations, such as interest income, fees, and other sources. It is an essential indicator of the company's ability to generate income. Similarly, gross profit is the amount left after deducting the direct costs associated with revenue. It helps assess the efficiency of the company's operations and its ability to control costs. EBIT, also known as operating income, indicates the profitability of the company's core operations before interest and taxes are considered. It measures how effectively the company generates profits from its operations. EBITDA, on the other hand, adds back depreciation and amortization expenses to EBIT. It provides a clearer picture of the company's operating performance by excluding non-cash expenses. Net income from stockholders is the final profit earned by the company after deducting all expenses and taxes. It represents the profit that is available for distribution to shareholders or reinvestment.

Moving on to the balance sheet, it presents a snapshot of First Financial Northwest Inc's financial position at a specific point in time. It includes assets, liabilities, and stockholders' equity. Total assets represent the company's resources, including cash, investments, loans, and other assets. They indicate the company's capacity to generate future revenues. Total liabilities, on the other hand, represent the company's obligations, such as loans, payables, and other debts. They represent the claims by creditors against the company's assets. Stockholders' equity, also known as shareholders' equity, reflects the ownership interest in the company. It represents the residual value after deducting liabilities from assets. Cash equivalents refer to short-term investments that can be quickly converted into cash. They provide liquidity to meet immediate financial obligations. Net debt reflects the company's total debt minus its cash and cash equivalents. It helps analyze the company's ability to manage its debt burden. Lastly, the cash flow statement provides an overview of the company's inflows and outflows of cash during a specific period. Operating cash flow represents the cash generated from the company's core operations. Investing cash flow represents the cash used for acquiring or selling assets. Financing cash flow represents the cash flows related to raising or repaying capital. Lastly, free cash flow is the amount remaining after deducting the necessary capital expenditures from operating cash flow. It represents the cash available for reinvestment or distribution to shareholders.