Fair Isaac (FICO) Stock Forecast & Price Target

FICO price $692.87 -5.31 -0.76%

Ticker
FICO
Price
$692.87
Change
-5.31 -0.76%
Market cap ?
$14.96B
P/E ?
20.06
Forward P/E ?
14.81
Dividend yield ?
0.00%
Beta ?
1.34
Sector
Technology
Industry
Software - Application
Stocklytics score
79
Value
74
Quality
87
Growth
76

Stocklytics score rationale: value 74, quality 87, growth 76.

Financials

2016201720182019202020212022202320242025
88135600093216900010324750001160083000129456200013165360001377270000151355700017175260001990869000

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The…

Fair value

FICO fair value $816.84. Price $692.87. Price is 15% below fair value.

Above fair value, but less expensive than usual. A smaller premium than on more than 99% of days in the past 5 years.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 996.02M. Growth 5.87%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 11.68% (beta 1.3). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 21.60M. Net debt 2.94B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Compare FICO

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-11-04—10.75—653.73M
2026-07-2912.1811.76674.19M679.17M
2026-04-2812.5010.89691.68M630.21M
2026-01-287.337.08511.96M501.28M
2025-11-057.747.32515.75M513.32M
2025-07-308.577.71536.41M515.34M
2025-04-297.817.48498.74M499.78M
2025-02-045.796.09439.97M452.23M
2024-11-066.546.39453.81M447.90M
2024-07-315.056.32447.85M445.47M
2024-04-256.145.81433.81M425.75M
2024-01-254.815.06382.06M390.89M
2023-11-085.015.21389.73M389.42M
2023-08-025.665.25398.69M389.53M
2023-04-274.785.04380.27M374.93M
2023-01-264.264.18344.87M344.35M
2022-11-094.404.12348.75M343.95M
2022-08-034.473.98348.97M342.52M
2022-04-274.683.73357.19M337.63M
2022-01-273.703.36322.36M339.65M
2021-11-103.923.13334.58M227.29M
2021-08-033.382.78338.18M328.25M
2021-05-053.062.60331.36M320.05M
2021-01-282.742.27312.41M319.90M
2020-11-103.252.26374.36M832.68M
2020-07-292.582.16313.73M262.66M
2020-04-292.141.76307.97M253.28M
2020-01-301.801.86298.50M308.45M
2019-11-042.011.68305.34M255.21M
2019-07-312.501.88314.25M236.32M
2019-04-301.561.63278.23M290.72M
2019-01-301.451.42262.26M256.83M
2018-11-011.892.02279.79M274.14M
2018-07-261.511.66259.50M275.26M
2018-04-261.541.39257.86M228.01M
2018-01-251.301.09235.32M194.86M
2017-11-011.651.69253.21M259.34M
2017-07-311.161.34230.99M274.81M
2017-04-271.051.10228.38M239.28M
2017-01-311.160.67219.60M136.45M

Dividends

Yield 0.00%. Payout ratio 0.00%. Frequency Quarterly.

Safety score 62/100 · Moderate. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 29 separate years. There is no dividend yield.

Ex-dateDividendRecordPaymentFrequency
2017-03-01$0.022017-03-032017-03-17Quarterly
2016-11-30$0.022016-12-022016-12-16Quarterly
2016-09-12$0.022016-09-142016-09-28Quarterly
2016-05-23$0.022016-05-252016-06-08Quarterly
2016-03-07$0.022016-03-092016-03-18Quarterly
2015-11-30$0.022015-12-022015-12-16Quarterly
2015-09-14$0.022015-09-162015-09-30Quarterly
2015-05-22$0.022015-05-272015-06-10Quarterly
2015-03-05$0.022015-03-092015-03-18Quarterly
2014-12-01$0.022014-12-032014-12-17Quarterly
2014-09-08$0.022014-09-102014-09-24Quarterly
2014-05-23$0.022014-05-282014-06-11Quarterly
2014-02-20$0.022014-02-242014-03-12Quarterly
2013-12-02$0.022013-12-042013-12-18Quarterly
2013-09-05$0.022013-09-092013-09-25Quarterly
2013-05-23$0.022013-05-282013-06-12Quarterly
2013-02-21$0.022013-02-252013-03-13Quarterly
2012-12-03$0.022012-12-052012-12-19Quarterly
2012-09-06$0.022012-09-102012-09-26Quarterly
2012-05-10$0.022012-05-142012-05-30Quarterly
2012-02-16$0.022012-02-212012-03-07Quarterly
2011-12-12$0.022011-12-142011-12-30Quarterly
2011-09-07$0.022011-09-092011-09-23Quarterly
2011-05-23$0.022011-05-252011-06-10Quarterly
2011-02-14$0.022011-02-162011-03-04Quarterly
2010-12-01$0.022010-12-032010-12-17Quarterly
2010-09-08$0.022010-09-102010-09-24Quarterly
2010-05-19$0.022010-05-212010-06-04Quarterly
2010-02-17$0.022010-02-192010-03-05Quarterly
2009-12-02$0.022009-12-042009-12-18Quarterly
2009-09-04$0.022009-09-092009-09-25Quarterly
2009-05-22$0.022009-05-272009-06-10Quarterly
2009-02-13$0.022009-02-182009-03-06Quarterly
2008-12-01$0.022008-12-032008-12-19Quarterly
2008-09-08$0.022008-09-102008-09-26Quarterly
2008-05-12$0.022008-05-142008-05-30Quarterly
2008-02-15$0.022008-02-202008-03-05Quarterly
2007-12-03$0.022007-12-052007-12-19Quarterly
2007-09-06$0.022007-09-102007-09-26Quarterly
2007-05-25$0.022007-05-302007-06-13Quarterly
2007-02-22$0.022007-02-262007-03-14Quarterly
2006-12-13$0.022006-12-152006-12-29Quarterly
2006-09-06$0.022006-09-082006-09-22Quarterly
2006-05-11$0.022006-05-152006-05-30Quarterly
2006-02-15$0.022006-02-202006-03-08Quarterly
2005-12-01$0.022005-12-052005-12-19Quarterly
2005-09-07$0.022005-09-092005-09-21Quarterly
2005-05-23$0.022005-05-252005-06-15Quarterly
2005-02-14$0.022005-02-162005-03-09Quarterly
2004-12-01$0.022004-12-032004-12-20Quarterly
2004-09-07$0.022004-09-092004-09-23Quarterly
2004-05-24$0.022004-05-262004-06-16Quarterly
2004-02-13$0.012004-02-182004-03-10Quarterly
2003-11-26$0.012003-12-012003-12-22Quarterly
2003-08-28$0.012003-09-022003-09-23Quarterly
2003-05-12$0.012003-05-142003-06-04Quarterly
2003-02-14$0.012003-02-192003-03-05Quarterly
2002-11-29$0.012002-12-032002-12-20Quarterly
2002-08-19$0.012002-08-212002-09-05Quarterly
2002-06-13$0.012002-06-172002-07-01Quarterly
2002-02-14$0.012002-02-192002-03-05Quarterly
2001-11-29$0.012001-12-032001-12-20Quarterly
2001-08-17$0.012001-08-212001-09-05Quarterly
2001-05-10$0.012001-05-142001-06-04Quarterly
2001-02-14$0.012001-02-192001-03-05Quarterly
2000-11-30$0.012000-12-042000-12-21Quarterly
2000-08-17$0.012000-08-212000-09-05Quarterly
2000-05-22$0.012000-05-242000-06-12Quarterly
2000-02-16$0.012000-02-182000-03-06Quarterly
1999-12-01$0.011999-12-031999-12-20Quarterly
1999-08-26$0.011999-08-301999-09-17Quarterly
1999-05-27$0.011999-06-011999-06-21Quarterly
1999-02-17$0.011999-02-191999-03-05Quarterly
1998-12-03$0.011998-12-071998-12-22Quarterly
1998-08-21$0.011998-08-251998-09-10Quarterly
1998-06-10$0.011998-06-121998-06-29Quarterly
1998-02-18$0.011998-02-201998-03-06Quarterly
1997-12-03$0.011997-12-051997-12-22Quarterly
1997-08-21$0.011997-08-251997-09-10Quarterly
1997-06-02$0.011997-06-041997-06-23Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-08-24KELLY BRADEN RBuy1.28K$475.46610.97K
2026-08-24KELLY BRADEN RBuy1.39K$455.13630.81K
2026-08-24KELLY BRADEN RSell1.39K$455.13630.81K
2026-08-24KELLY BRADEN RSell1.28K$475.46610.97K
2026-08-22Stansbury Henry TayloeBuy91——
2026-08-22Stansbury Henry TayloeSell91——
2026-08-21KELLY BRADEN RBuy1.68K$391.57658.62K
2026-08-21KELLY BRADEN RSell1.68K$391.57658.62K
2026-07-29Manolis EvaBuy967$391.57378.65K
2026-07-29Manolis EvaSell967$391.57378.65K
2026-07-29Manolis EvaSell967$1,400.001.35M
2026-07-05Leonard Michael SBuy237——
2026-07-05Behl NikhilBuy242——
2026-07-05Behl NikhilSell124$1,270.83157.58K
2026-07-05Behl NikhilSell242——
2026-06-05LANSING WILLIAM JBuy784——
2026-06-05LANSING WILLIAM JSell236$1,137.33268.41K
2026-06-04LANSING WILLIAM JSell784——
2026-05-23Behl NikhilBuy2.19K——
2026-05-23Behl NikhilSell998$1,239.911.24M
2026-05-23Behl NikhilSell2.19K——
2026-05-15Weber Steven P.Buy706——
2026-05-15Weber Steven P.Sell310$1,098.59340.56K
2026-05-15Weber Steven P.Sell706——
2026-03-04ARREDONDO FABIOLA RBuy154——
2026-03-04ARREDONDO FABIOLA RBuy198——
2026-03-04ARREDONDO FABIOLA RSell154——
2026-03-04KELLY BRADEN RBuy171——
2026-03-04KELLY BRADEN RBuy363$1,464.01531.44K
2026-03-04KELLY BRADEN RBuy220——
2026-03-04KELLY BRADEN RSell171——
2026-03-04Manolis EvaBuy508$1,464.01743.72K
2026-03-04Manolis EvaBuy154——
2026-03-04Manolis EvaSell154——
2026-03-04MCMORRIS MARC FBuy77——
2026-03-04MCMORRIS MARC FBuy254$1,464.01371.86K
2026-03-04MCMORRIS MARC FBuy136$1,464.01199.11K
2026-03-04MCMORRIS MARC FBuy99——
2026-03-04MCMORRIS MARC FSell77——
2026-03-04Rees JoannaBuy198——
2026-03-04Rees JoannaBuy55$1,464.0180.52K
2026-03-04Rey David ABuy94——
2026-03-04Rey David ABuy563$1,464.01824.24K
2026-03-04Rey David ABuy182$1,464.01266.45K
2026-03-04Rey David ASell94——
2026-03-04Stansbury Henry TayloeBuy77——
2026-03-04Stansbury Henry TayloeSell198——
2026-03-04Stansbury Henry TayloeSell77——
2026-02-25Manolis EvaBuy520$247.82128.87K
2026-02-25Manolis EvaSell520$1,227.63638.37K
2026-02-25Manolis EvaSell520$247.82128.87K
2026-02-24Rey David ABuy3.19K$247.82791.04K
2026-02-24Rey David ASell3.19K$247.82791.04K
2026-02-13Rees JoannaBuy358$391.57140.18K
2026-02-13Rees JoannaSell358$1,360.00486.88K
2026-02-13Rees JoannaSell358$391.57140.18K
2026-01-09Weber Steven P.Buy421——
2026-01-09Weber Steven P.Sell141$1,665.53234.84K
2026-01-09Weber Steven P.Sell421——
2025-12-18Weber Steven P.Sell562——
2025-12-17Weber Steven P.Sell1.43K$1,810.002.58M
2025-12-12Manolis EvaBuy521$247.82129.11K
2025-12-12Manolis EvaSell521$247.82129.11K
2025-12-12Manolis EvaSell521$1,825.83951.26K
2025-12-10Weber Steven P.Buy200——
2025-12-10Weber Steven P.Sell94$1,752.24164.71K
2025-12-10Weber Steven P.Sell200——
2025-12-10Scadina Mark RBuy891——
2025-12-10Scadina Mark RSell492$1,752.24862.10K
2025-12-10Scadina Mark RSell891——
2025-12-10Leonard Michael SBuy200——
2025-12-10Leonard Michael SSell102$1,752.24178.73K
2025-12-10Leonard Michael SSell200——
2025-12-10LANSING WILLIAM JBuy3.12K——
2025-12-10LANSING WILLIAM JSell1.41K$1,752.242.47M
2025-12-10LANSING WILLIAM JSell3.12K——
2025-12-10DEAL RICHARDBuy891——
2025-12-10DEAL RICHARDSell405$1,752.24709.66K
2025-12-10DEAL RICHARDSell891——
2025-12-10Bowers Thomas A.Buy446——
2025-12-10Bowers Thomas A.Sell247$1,752.24432.80K
2025-12-10Bowers Thomas A.Sell446——
2025-12-10Behl NikhilBuy468——
2025-12-10Behl NikhilSell238$1,752.24417.03K
2025-12-10Behl NikhilSell468——
2025-12-09Weber Steven P.Buy4.27K——
2025-12-09Weber Steven P.Sell2.01K$1,751.693.52M
2025-12-09Weber Steven P.Buy1.26K——
2025-12-09Weber Steven P.Sell1.13K——
2025-12-09Weber Steven P.Sell423——
2025-12-09Weber Steven P.Sell412——
2025-12-09Weber Steven P.Sell206——
2025-12-09Weber Steven P.Sell1.02K——
2025-12-09Weber Steven P.Sell150——
2025-12-09Scadina Mark RBuy7.14K——
2025-12-09Scadina Mark RSell3.94K$1,751.696.91M
2025-12-09Scadina Mark RBuy1.26K——
2025-12-09Scadina Mark RSell1.13K——
2025-12-09Scadina Mark RSell423——
2025-12-09Scadina Mark RSell412——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 889, holders -3 vs prior quarter. Ownership 92.08%.

HolderSharesChangeChange %Value
BLACKROCK, INC.2.09M-101.65K-4.65%2.49B
VANGUARD CAPITAL MANAGEMENT LLC1.48M-25.07K-1.67%1.77B
CAPITAL RESEARCH GLOBAL INVESTORS1.30M177.44K+15.85%1.55B
VANGUARD PORTFOLIO MANAGEMENT LLC1.26M-384-0.03%1.50B
CAPITAL INTERNATIONAL INVESTORS1.25M538.57K+75.95%1.49B
STATE STREET CORP1.05M11.00K+1.05%1.26B
GEODE CAPITAL MANAGEMENT, LLC731.78K-5.67K-0.77%873.73M
CAPITAL WORLD INVESTORS715.99K-16.68K-2.28%855.45M
VALLEY FORGE CAPITAL MANAGEMENT, LP672.19K-97.16K-12.63%803.11M
MORGAN STANLEY579.68K-25.02K-4.14%692.60M
PRINCIPAL FINANCIAL GROUP INC415.80K-7.03K-1.66%496.82M
KENSICO CAPITAL MANAGEMENT CORP373.50K-11.50K-2.99%446.25M
PRIMECAP MANAGEMENT CO/CA/362.83K73.79K+25.53%433.51M
AKRE CAPITAL MANAGEMENT LLC361.83K-1.94K-0.53%432.30M
EDGEWOOD MANAGEMENT LLC342.82K-194.70K-36.22%409.59M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP332.33K156.41K+88.91%397.06M
INVESCO LTD.284.01K34.83K+13.98%339.33M
UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC260.64K-35.48K-11.98%311.41M
NORTHERN TRUST CORP228.97K7.97K+3.61%273.57M
AMERICAN CENTURY COMPANIES INC228.23K-30.59K-11.82%272.69M
LINDSELL TRAIN LTD226.19K-23.24K-9.32%270.24M
VAN ECK ASSOCIATES CORP223.80K109.03K+95.00%267.39M
GOLDMAN SACHS GROUP INC210.32K84.08K+66.61%251.28M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.199.04K199.04KNew237.81M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC199.04K11.98K+6.41%237.81M

Forecast

Consensus Buy from 24 analysts. Average price target $1,070.07, +54.4% versus the current price. Low $700.00. High $1,675.00.

Insights · Dividends · Forecast · Financials · Learn

Stocklytics home · Screener

Analysts have an average 12-month price target of $1,070.07 for Fair Isaac (FICO), 54.4% above the current price of $692.87. Of 24 analysts covering the stock, 13 rate it Buy or Strong Buy, 9 Hold, and 2 Sell or Strong Sell, giving a consensus of Buy.

Forecasts are third-party estimates and often wrong. They are not investment advice.

FICO price target

12-month price target
Low$700.00
Average$1,070.07
High$1,675.00

The average is 54.4% above the current price of $692.87.

Is Fair Isaac a buy or sell?

Of 24 analysts, 13 rate Fair Isaac Buy or Strong Buy, 9 Hold, and 2 Sell or Strong Sell. The consensus label is Buy. That split is not a recommendation.

Fair Isaac earnings and revenue forecast

Analyst averages on file: 2026, EPS $42.69, revenue $2.53 billion. 2027, EPS $46.77, revenue $2.69 billion.

FICO score and fair value

The Stocklytics Score for FICO is 79 out of 100. It averages value, quality, and growth against a large-cap US universe. It is not a price target and not a buy or sell rating. Fair value is a separate estimate on the fair value tab.

FICO forecast FAQs

What is the FICO price target?

$1,070.07 average, with a published range of $700.00 to $1,675.00.

Is Fair Isaac a buy or sell?

The consensus is Buy from 24 analysts. This is not a recommendation.

What is the Fair Isaac stock forecast for 2026?

Analysts' average EPS estimate for 2026 on file is $42.69. The average revenue estimate is $2.53 billion.

What will FICO be worth in 2030?

No reliable forecast exists that far out.

When is Fair Isaac's next earnings report?

The next earnings date is shown on the stock page when a future report is on the calendar. This forecast does not invent a date.

Capital is at risk. Stocklytics is operated by Stocklytics Inc., a Marshall Islands company. It is not regulated by the FCA and does not give investment advice.

Fair Isaac (FICO) Stock Forecast & Price Target

FICO$692.87-5.31 -0.76%

$14.96B

Market Cap

20.06

P/E

14.81

Forward P/E

79

Score

Price History