Finward Bancorp (FNWD) Financials

Finward Bancorp (FNWD) is a financial institution that provides banking services to individuals and businesses. The company's income statement reflects its financial performance over a specific period. It shows the revenue generated, expenses incurred, and the resulting net income. The Earnings Before Interest and Taxes (EBIT) measure indicates the operating profitability before considering interest and tax expenses. EBITDA, on the other hand, represents the Earnings Before Interest, Taxes, Depreciation, and Amortization, which provides a clearer view of the company's profitability. Gross profit is the difference between revenue and the cost of goods sold, indicating the amount available to cover other expenses. Net income from stockholders represents the portion of profit allocated to shareholders after deducting expenses and taxes.

Total revenue is an important metric that reflects the overall financial performance of Finward Bancorp (FNWD). It includes all the income generated from the different sources of the business, such as interest income, fees, and other operating revenues. The balance sheet provides a snapshot of the company's financial position at a specific point in time. It includes assets, liabilities, and stockholders' equity. Cash equivalents are highly liquid assets that can be easily converted into cash, such as short-term investments. Net debt shows the company's total debt minus its cash and cash equivalents. Stockholders' equity represents the owners' residual interest in the company's assets after deducting liabilities.

Total assets reflect the value of all the resources owned by Finward Bancorp (FNWD), including cash, investments, loans, and other assets. Total debt represents the company's liabilities to external creditors, including long-term and short-term debt obligations. Total liabilities represent the company's obligations to external parties, including creditors, employees, and suppliers. Cash flow refers to the movement of cash into and out of the company. It includes operating cash flow, investing cash flow, and financing cash flow. Operating cash flow represents the cash generated from the company's primary operations. Investing cash flow reflects the cash used for acquiring or disposing of assets. Financing cash flow represents the cash raised from or used for financing activities, such as issuing or repurchasing stock or paying dividends.

Lastly, free cash flow is an important indicator of Finward Bancorp (FNWD)'s financial health. It represents the cash available after deducting capital expenditures and other investments necessary for maintaining and expanding the company's operations. The company's financial statements provide essential information for evaluating its performance, profitability, and financial position. It helps investors and stakeholders make informed decisions regarding their investments and assess the company's ability to generate cash flows and meet its obligations.