Five Star Bancorp (FSBC) Financials

FSB Bancorp Inc-NY (FSBC) is a financial institution based in New York. It plays a crucial role in the banking sector, providing various financial services to its customers. The company's income statement is a significant component of its financial performance. It provides a comprehensive overview of the company's revenue, expenses, and net income. The income statement reflects the overall financial health and profitability of FSB Bancorp Inc-NY. In addition to the income statement, the company's EBIT (earnings before interest and taxes) and EBITDA (earnings before interest, taxes, depreciation, and amortization) are crucial financial metrics to evaluate its operational efficiency. These metrics give insights into the company's profitability and operational performance. FSB Bancorp Inc-NY's gross profit is a key indicator of its financial success. It represents the difference between the company's total revenue and its cost of goods sold. A higher gross profit indicates better financial performance. Net income from stockholders is another important financial metric that measures the profitability of the company from the perspective of its shareholders. It represents the company's earnings available to common shareholders after deducting all expenses and taxes. Total revenue is an essential measure of a company's financial performance. It encompasses all of the company's income from various sources, such as interest income, service fees, and investments. The balance sheet is a crucial financial statement that provides a snapshot of FSB Bancorp Inc-NY's financial position. It outlines the company's assets, liabilities, and stockholders' equity at a specific point in time. These components help assess the company's solvency and financial stability. Cash equivalents are highly liquid assets that can be readily converted into cash. They are an important indicator of FSB Bancorp Inc-NY's liquidity and ability to meet its short-term obligations. Net debt is the difference between a company's total debt and its cash equivalents. It provides insights into the company's financial leverage and ability to manage its debt obligations. Stockholders' equity is the residual interest in the assets of the company after deducting liabilities. It represents the company's net worth and reflects the value that shareholders have in the company. Total assets include all of FSB Bancorp Inc-NY's resources, including cash, investments, loans, and property. It signifies the scale and value of the company's operations. On the other hand, total debt represents all of the company's outstanding liabilities, including long-term and short-term obligations. It reflects the company's indebtedness and its ability to meet its financial obligations. Total liabilities are the company's obligations to external parties, including debt, accounts payable, and other liabilities. Cash flow is a vital financial metric that provides insights into FSB Bancorp Inc-NY's ability to generate cash and manage its finances. It includes cash flow from operating activities, investing activities, and financing activities. Financing cash flow represents the cash flow generated or used for funding the company's operations, such as debt issuance or repayment. Free cash flow is the cash generated by the company after deducting capital expenditures from its operating cash flow. It represents the cash that the company can use for discretionary purposes, such as dividends, acquisitions, or reducing debt. Investing cash flow represents the cash flow generated or used for investments in long-term assets, such as property, plant, and equipment. It reflects the company's capital expenditure decisions and its investment activities. Operating cash flow measures the cash generated or used by the company's core business operations. It provides insights into the company's ability to generate cash from its primary activities. Overall, FSB Bancorp Inc-NY's financials encompass various key financial metrics that evaluate its financial performance, stability, and liquidity.