Horace Mann Educators (HMN) Financials

Horace Mann Educators Corp (HMN) is a leading insurance company that specializes in providing insurance and financial services to educators. The company's income statement shows its financial performance over a specific period, revealing its revenue, expenses, and net income. The ebit (earnings before interest and taxes) represents the company's operating profit, excluding taxes and interest expenses. Similarly, ebitda (earnings before interest, taxes, depreciation, and amortization) provides a measure of profitability that excludes non-cash expenses. Gross profit is the total revenue minus the cost of goods sold, reflecting the company's profitability on its core operations.

Net income from stockholders refers to the profit earned by the company that is available to shareholders after deducting taxes and other expenses. Horace Mann Educators Corp's total revenue represents the sum of all revenue generated from its insurance policies and financial services. This figure gives an overall view of the company's top-line performance. The balance sheet reveals the company's financial position, including its assets, liabilities, and stockholders' equity. Cash equivalents refer to highly liquid assets that can be readily converted into cash. Net debt represents a company's total debt minus its cash and cash equivalents. Stockholders' equity represents the residual interest in the company's assets after deducting its liabilities.

Total assets comprise all the resources owned by the company, including cash, investments, and property. Total debt is the company's outstanding debt obligations, including both short-term and long-term debt. Total liabilities represent the company's financial obligations, including debt, accounts payable, and other liabilities. Cash flow reflects the movement of cash in and out of the company. It provides insights into a company's ability to generate cash and its liquidity position. Financing cash flow represents the cash flow related to the company's financing activities, such as issuing or repurchasing stock and paying dividends. Free cash flow is the measure of cash generated by the company's operations after deducting capital expenditures.

Investing cash flow represents the cash flow related to the company's investment activities, such as purchasing or selling assets and making acquisitions. Operating cash flow shows the cash generated or used by a company's core operations, excluding financing and investing activities. These financial metrics provide valuable insight into Horace Mann Educators Corp's financial performance, position, and ability to generate and manage cash.