Hawthorn Bancshares (HWBK) Financials

Hawthorn Bancshares Inc (HWBK) is a financial holding company that provides banking services through its wholly-owned subsidiary, Hawthorn Bank. The company's income statement shows its financial performance over a specific period. It provides valuable information such as revenue, expenses, and net income. For Hawthorn Bancshares Inc, its income statement reveals the company's profitability.

The company's EBIT, or earnings before interest and taxes, is a measure of its operating profitability. It shows the company's earnings from its core operations, excluding interest and taxes. EBITDA, or earnings before interest, taxes, depreciation, and amortization, is another important financial metric. It provides a clearer picture of the company's operating profitability by excluding non-cash expenses like depreciation and amortization.

Gross profit is the revenue earned by the company after deducting the cost of goods sold. It reflects the efficiency of the company's operations. The net income from stockholders represents the portion of the company's earnings that belong to its shareholders after deducting taxes and other expenses.

The total revenue of Hawthorn Bancshares Inc includes all the income generated by the company, including interest income, fees, and other sources. The balance sheet provides a snapshot of the company's financial position at a specific point in time. It shows the company's assets, liabilities, and stockholders' equity.

Cash equivalents refer to highly liquid assets that can be easily converted into cash. They include short-term investments such as Treasury bills and money market funds. Net debt is calculated by subtracting cash and cash equivalents from total debt. It represents the company's debt after considering available cash resources.

Stockholders' equity represents the ownership interest of the company's shareholders. It is calculated by subtracting total liabilities from total assets. Total assets include all the resources owned by the company, such as cash, investments, and property. Total debt represents the company's obligations to repay borrowed funds.

The total liabilities of Hawthorn Bancshares Inc include both short-term and long-term obligations. They include accounts payable, accrued expenses, and long-term loans. Cash flow is a crucial indicator of a company's financial health. It shows the movement of cash in and out of the business.

Financing cash flow represents the transaction of funds related to raising capital and repaying debt. It includes activities such as issuing or repurchasing stock, paying dividends, and acquiring or retiring debt. Free cash flow is the cash left after deducting capital expenditures from operating cash flow. It measures the company's ability to generate cash for further investments or returning to shareholders.

Investing cash flow reflects the company's spending on acquiring or selling long-term assets. It includes purchases or sales of property, plant, and equipment, as well as investments in other companies. Operating cash flow is the cash generated by the company's core operations.

These financial metrics provide valuable insights into Hawthorn Bancshares Inc's financial health and performance.