KeyCorp (KEY) Financials

KeyCorp (KEY) is a financial services company that operates through its subsidiary KeyBank National Association. The company provides various financial products and services to individuals, businesses, and institutional clients. This includes personal and business banking, investment management, and corporate and commercial banking. KeyCorp offers these services through a network of branches and ATMs across the United States.

When analyzing the financials of KeyCorp, it is important to look at key metrics such as income statement, EBIT (earnings before interest and taxes), EBITDA (earnings before interest, taxes, depreciation, and amortization), gross profit, net income from stockholders, total revenue, balance sheet, cash equivalents, net debt, stockholders equity, total assets, total debt, total liabilities, cash flow, financing cash flow, free cash flow, investing cash flow, and operating cash flow.

The income statement provides a summary of KeyCorp's revenue and expenses over a specific period. It shows the company's net income or loss after deducting operating expenses, taxes, and interest expenses. EBIT, or earnings before interest and taxes, measures the company's operating profitability without taking into account interest and tax expenses. EBITDA is a similar metric that also excludes depreciation and amortization expenses.

Gross profit represents the difference between revenue and the cost of goods sold. It indicates the profitability of KeyCorp's core business operations. Net income from stockholders, on the other hand, reflects the company's profit attributable to its stockholders.

Total revenue is the sum of all income generated by KeyCorp from its various business activities. It includes interest income, fees, and other sources of revenue. The balance sheet provides a snapshot of KeyCorp's financial position at a specific point in time. It shows the company's assets, liabilities, and stockholders equity.

Cash equivalents refer to highly liquid assets that are easily convertible into cash. They include short-term investments and treasury bills. Net debt is a measure of KeyCorp's indebtedness. It is calculated by subtracting cash and cash equivalents from total debt. Stockholders equity represents the residual interest in the company's assets after deducting liabilities.

Total assets include all of KeyCorp's resources that have economic value. These include cash, accounts receivable, investments, property, and equipment. On the other hand, total debt represents the company's outstanding debt obligations. It includes both short-term and long-term debt.

Total liabilities encompass all of KeyCorp's financial obligations to external parties. This includes both current and long-term liabilities. Cash flow refers to the movement of cash into and out of KeyCorp. It is a crucial metric in assessing the company's financial health.

Financing cash flow reflects the cash inflows and outflows from financing activities. This includes the issuance and repayment of debt, as well as the payment of dividends to stockholders. Free cash flow represents the cash generated by KeyCorp that is available for distribution to investors or reinvestment in the business. Investing cash flow, on the other hand, reflects the cash inflows and outflows from investing activities such as the purchase or sale of assets.

Lastly, operating cash flow measures the cash generated from KeyCorp's core business operations. It excludes the impact of financing and investing activities.