Mastercard (MA) Financials: Revenue & Earnings

MA price $611.99 +2.14 +0.35%

Ticker
MA
Price
$611.99
Change
+2.14 +0.35%
Market cap ?
$536.11B
P/E ?
33.69
Forward P/E ?
30.66
Dividend yield ?
0.57%
Beta ?
0.76
Sector
Financial Services
Industry
Financial - Credit Services
Stocklytics score
46
Value
18
Quality
63
Growth
58

Stocklytics score rationale: value 18, quality 63, growth 58.

Financials

2016201720182019202020212022202320242025
10776000000124970000001495000000016883000000153010000001888400000022237000000250980000002816700000032791000000

Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a…

Fair value

MA fair value $731.98. Price $611.99. Price is 16% below fair value.

Below fair value, and cheaper than usual. A larger discount than on 83% of days in the past 5 years.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 15.97B. Growth 12.61%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 876.01M. Net debt 8.43B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Compare MA

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-10-29—5.17—9.66B
2026-07-305.044.779.28B9.08B
2026-04-304.604.418.40B8.26B
2026-01-294.764.248.81B8.77B
2025-10-304.384.328.60B8.53B
2025-07-314.154.038.13B7.93B
2025-05-013.733.587.25B7.13B
2025-01-303.823.717.49B7.39B
2024-10-313.893.747.37B7.27B
2024-07-313.593.516.96B6.85B
2024-05-013.313.246.35B6.34B
2024-01-313.183.086.55B5.96B
2023-10-263.393.216.53B6.52B
2023-07-272.892.826.27B5.58B
2023-04-272.802.725.75B5.64B
2023-01-262.652.585.82B5.79B
2022-10-272.682.565.76B5.65B
2022-07-282.562.365.50B5.27B
2022-04-282.762.175.17B4.91B
2022-01-272.352.215.22B5.17B
2021-10-282.372.194.99B4.96B
2021-07-291.951.754.53B4.53B
2021-04-291.741.574.16B3.98B
2021-01-281.641.514.12B4.02B
2020-10-281.601.663.84B3.98B
2020-07-301.361.163.33B2.84B
2020-04-291.831.734.01B3.79B
2020-01-291.961.874.41B4.21B
2019-10-292.152.014.47B4.18B
2019-07-301.891.834.11B3.98B
2019-04-301.781.663.89B3.63B
2019-01-311.551.533.81B3.73B
2018-10-301.781.683.90B3.68B
2018-07-261.661.533.67B3.38B
2018-05-021.501.253.58B2.98B
2018-02-011.141.123.31B3.25B
2017-10-311.341.233.40B3.12B
2017-07-271.101.043.05B2.89B
2017-05-021.010.952.73B2.57B
2017-01-310.860.852.76B2.72B

Dividends

Yield 0.57%. Payout ratio 17.96%. Frequency Quarterly.

Safety score 91/100 · Safe. Payout ratio is 18% of earnings. Dividends use less than 40% of free cash flow. Dividends were paid in 21 separate years. Yield is 0.6%, which is modest.

Ex-dateDividendRecordPaymentFrequency
2026-10-09$0.872026-10-092026-11-09Quarterly
2026-07-09$0.872026-07-092026-08-07Quarterly
2026-04-09$0.872026-04-092026-05-08Quarterly
2026-01-09$0.872026-01-092026-02-09Quarterly
2025-10-09$0.762025-10-092025-11-07Quarterly
2025-07-09$0.762025-07-092025-08-08Quarterly
2025-04-09$0.762025-04-092025-05-09Quarterly
2025-01-10$0.762025-01-102025-02-07Quarterly
2024-10-09$0.662024-10-092024-11-08Quarterly
2024-07-09$0.662024-07-092024-08-09Quarterly
2024-04-08$0.662024-04-092024-05-09Quarterly
2024-01-08$0.662024-01-092024-02-09Quarterly
2023-10-05$0.572023-10-092023-11-09Quarterly
2023-07-06$0.572023-07-072023-08-09Quarterly
2023-04-05$0.572023-04-072023-05-09Quarterly
2023-01-06$0.572023-01-092023-02-09Quarterly
2022-10-06$0.492022-10-072022-11-09Quarterly
2022-07-07$0.492022-07-082022-08-09Quarterly
2022-04-07$0.492022-04-082022-05-09Quarterly
2022-01-06$0.492022-01-072022-02-09Quarterly
2021-10-07$0.442021-10-082021-11-09Quarterly
2021-07-08$0.442021-07-092021-08-09Quarterly
2021-04-08$0.442021-04-092021-05-07Quarterly
2021-01-07$0.442021-01-082021-02-09Quarterly
2020-10-08$0.402020-10-092020-11-09Quarterly
2020-07-08$0.402020-07-092020-08-07Quarterly
2020-04-08$0.402020-04-092020-05-08Quarterly
2020-01-08$0.402020-01-092020-02-07Quarterly
2019-10-08$0.332019-10-092019-11-08Quarterly
2019-07-08$0.332019-07-092019-08-09Quarterly
2019-04-08$0.332019-04-092019-05-09Quarterly
2019-01-08$0.332019-01-092019-02-08Quarterly
2018-10-05$0.252018-10-092018-11-09Quarterly
2018-07-06$0.252018-07-092018-08-09Quarterly
2018-04-06$0.252018-04-092018-05-09Quarterly
2018-01-08$0.252018-01-092018-02-09Quarterly
2017-10-05$0.222017-10-062017-11-09Quarterly
2017-07-05$0.222017-07-072017-08-09Quarterly
2017-04-05$0.222017-04-072017-05-09Quarterly
2017-01-05$0.222017-01-092017-02-09Quarterly
2016-10-05$0.192016-10-102016-11-09Quarterly
2016-07-06$0.192016-07-082016-08-09Quarterly
2016-04-06$0.192016-04-082016-05-09Quarterly
2016-01-06$0.192016-01-082016-02-09Quarterly
2015-10-07$0.162015-10-092015-11-09Quarterly
2015-07-07$0.162015-07-092015-08-10Quarterly
2015-04-07$0.162015-04-092015-05-08Quarterly
2015-01-07$0.162015-01-092015-02-09Quarterly
2014-10-07$0.112014-10-092014-11-10Quarterly
2014-07-07$0.112014-07-092014-08-08Quarterly
2014-04-07$0.112014-04-092014-05-09Quarterly
2014-01-07$0.112014-01-092014-02-10Quarterly
2013-10-07$0.062013-10-092013-11-08Quarterly
2013-07-05$0.062013-07-092013-08-09Quarterly
2013-04-05$0.062013-04-092013-05-09Quarterly
2013-01-07$0.032013-01-092013-02-08Quarterly
2012-10-05$0.032012-10-102012-11-09Quarterly
2012-07-05$0.032012-07-092012-08-09Quarterly
2012-04-04$0.032012-04-092012-05-09Quarterly
2012-01-05$0.012012-01-092012-02-09Quarterly
2011-10-05$0.012011-10-102011-11-09Quarterly
2011-07-06$0.012011-07-082011-08-09Quarterly
2011-04-06$0.012011-04-082011-05-09Quarterly
2011-01-06$0.012011-01-102011-02-09Quarterly
2010-10-07$0.012010-10-122010-11-10Quarterly
2010-07-01$0.012010-07-062010-08-10Quarterly
2010-04-07$0.012010-04-092010-05-10Quarterly
2010-01-06$0.012010-01-082010-02-10Quarterly
2009-10-07$0.012009-10-092009-11-10Quarterly
2009-07-08$0.012009-07-102009-08-10Quarterly
2009-04-08$0.012009-04-132009-05-08Quarterly
2009-01-07$0.012009-01-092009-02-10Quarterly
2008-10-08$0.012008-10-102008-11-10Quarterly
2008-07-09$0.012008-07-112008-08-11Quarterly
2008-04-07$0.012008-04-092008-05-09Quarterly
2008-01-09$0.012008-01-112008-02-11Quarterly
2007-10-17$0.012007-10-192007-11-09Quarterly
2007-06-29$0.012007-07-032007-08-10Quarterly
2007-04-04$0.012007-04-092007-05-10Quarterly
2007-01-10$0.012007-01-122007-02-09Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-10-16Ling HaiBuy4.32K$112.31484.84K
2026-10-16Ling HaiSell4.32K$620.002.68M
2026-10-16Ling HaiSell4.32K$112.31484.84K
2026-10-12GENACHOWSKI JULIUSSell370$590.21218.38K
2026-10-09GENACHOWSKI JULIUSSell370$585.00216.45K
2026-10-09GENACHOWSKI JULIUSSell1$590.00590
2026-10-01Huntsman Jon M JrSell178$551.6698.20K
2026-10-01Ling HaiSell88$551.6648.55K
2026-10-01McLaughlin Edward GrundeSell99$551.6654.61K
2026-10-01SACHIN J. MEHRASell207$551.66114.19K
2026-10-01Miebach MichaelSell530$551.66292.38K
2026-09-02SACHIN J. MEHRASell3.27K$584.001.91M
2026-08-31Kirkpatrick Linda PistecchiaSell923$593.54547.84K
2026-08-20SACHIN J. MEHRASell1.00K$572.07572.07K
2026-08-19SACHIN J. MEHRABuy7.44K$344.482.56M
2026-08-19SACHIN J. MEHRASell120$572.4168.69K
2026-08-19SACHIN J. MEHRASell966$573.99554.48K
2026-08-19SACHIN J. MEHRASell1.15K$574.73660.94K
2026-08-19SACHIN J. MEHRASell1.17K$575.77672.50K
2026-08-19SACHIN J. MEHRASell1.28K$576.82738.33K
2026-08-19SACHIN J. MEHRASell628$577.90362.92K
2026-08-19SACHIN J. MEHRASell400$579.35231.74K
2026-08-19SACHIN J. MEHRASell732$580.39424.85K
2026-08-19SACHIN J. MEHRASell840$581.58488.52K
2026-08-19SACHIN J. MEHRASell160$582.2593.16K
2026-08-19SACHIN J. MEHRASell7.44K$344.482.56M
2026-08-17Kirkpatrick Linda PistecchiaSell1.19K$565.24673.20K
2026-08-05SACHIN J. MEHRASell240$569.18136.60K
2026-08-05SACHIN J. MEHRASell880$570.41501.96K
2026-08-05SACHIN J. MEHRASell880$571.38502.82K
2026-08-05SACHIN J. MEHRASell280$572.69160.35K
2026-08-05SACHIN J. MEHRASell440$573.75252.45K
2026-08-05SACHIN J. MEHRASell200$576.33115.27K
2026-08-05SACHIN J. MEHRASell80$576.9646.16K
2026-08-05Miebach MichaelSell15.37K$575.008.84M
2026-08-04Kirkpatrick Linda PistecchiaBuy4.28K$173.49742.54K
2026-08-04Kirkpatrick Linda PistecchiaSell40$564.9222.60K
2026-08-04Kirkpatrick Linda PistecchiaSell600$566.68340.01K
2026-08-04Kirkpatrick Linda PistecchiaSell200$568.00113.60K
2026-08-04Kirkpatrick Linda PistecchiaSell360$569.18204.90K
2026-08-04Kirkpatrick Linda PistecchiaSell400$569.98227.99K
2026-08-04Kirkpatrick Linda PistecchiaSell1.68K$571.22959.66K
2026-08-04Kirkpatrick Linda PistecchiaSell880$572.06503.41K
2026-08-04Kirkpatrick Linda PistecchiaSell120$572.8968.75K
2026-08-04Kirkpatrick Linda PistecchiaSell4.28K$173.49742.54K
2026-08-03Dosis DimitriosBuy2.30K——
2026-08-03Kirkpatrick Linda PistecchiaBuy1.77K——
2026-08-03Ling HaiBuy2.66K——
2026-08-03Dosis DimitriosOther0——
2026-08-03Dosis DimitriosOther2.07K$517.211.07M
2026-08-03Dosis DimitriosOther567$476.63270.25K
2026-08-03Dosis DimitriosOther1.66K$576.31956.67K
2026-08-03Mullett Christopher DanielOther0——
2026-08-03Miebach MichaelBuy9.77K$227.252.22M
2026-08-03Miebach MichaelSell16.63K$580.009.64M
2026-08-03Miebach MichaelSell9.77K$227.252.22M
2026-07-31Miebach MichaelBuy16.63K$227.253.78M
2026-07-31Miebach MichaelSell16.63K$567.689.44M
2026-07-31Miebach MichaelSell16.63K$227.253.78M
2026-07-15McLaughlin Edward GrundeBuy19.80K$227.254.50M
2026-07-15McLaughlin Edward GrundeSell1.90K$529.451.01M
2026-07-15McLaughlin Edward GrundeSell1.11K$530.67587.99K
2026-07-15McLaughlin Edward GrundeSell160$531.6385.06K
2026-07-15McLaughlin Edward GrundeSell3.44K$533.751.84M
2026-07-15McLaughlin Edward GrundeSell6.16K$534.663.29M
2026-07-15McLaughlin Edward GrundeSell2.51K$536.951.35M
2026-07-15McLaughlin Edward GrundeSell3.43K$538.091.85M
2026-07-15McLaughlin Edward GrundeSell1.09K$538.82586.77K
2026-07-15McLaughlin Edward GrundeSell19.80K$227.254.50M
2026-07-15Arkell Sandra ASell144$540.0077.76K
2026-07-14Arkell Sandra ASell200$540.00108.00K
2026-07-07Arkell Sandra ASell200$540.00108.00K
2026-07-06Arkell Sandra ASell200$540.00108.00K
2026-07-02Seshadri RajBuy1.98K$290.25573.82K
2026-07-02Seshadri RajSell1.98K$529.731.05M
2026-07-02Seshadri RajSell1.98K$290.25573.82K
2026-07-01Seshadri RajBuy2.00K$290.25580.50K
2026-07-01Seshadri RajSell4.83K$525.002.53M
2026-07-01Seshadri RajSell2.00K$290.25580.50K
2026-07-01McLaughlin Edward GrundeBuy14.26K$173.492.47M
2026-07-01McLaughlin Edward GrundeSell14.26K$525.197.49M
2026-07-01McLaughlin Edward GrundeSell14.26K$173.492.47M
2026-06-21Matsumoto OkiSell98$492.4548.26K
2026-06-16Qureshi RimaSell1.64K$495.51813.13K
2026-06-16Talwar HaritBuy509——
2026-06-16DAVIS RICHARD KBuy509——
2026-06-16Goh Choon PhongBuy509——
2026-06-16GENACHOWSKI JULIUSBuy509——
2026-06-16Janow Merit EBuy684——
2026-06-16Bracher CandidoBuy509——
2026-06-16Uggla Lance Darrell GordonBuy509——
2026-06-16Moon Youngme EBuy509——
2026-06-16Sulzberger GabrielleBuy509——
2026-06-16Matsumoto OkiBuy509——
2026-03-01SACHIN J. MEHRABuy18.14K——
2026-03-01SACHIN J. MEHRABuy4.50K——
2026-03-01SACHIN J. MEHRASell1.85K$512.76949.63K
2026-03-01SACHIN J. MEHRASell7.79K$512.764.00M
2026-03-01SACHIN J. MEHRABuy13.98K$517.217.23M
2026-03-01Arkell Sandra ABuy482——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 3.74K, holders +12 vs prior quarter. Ownership 87.36%.

HolderSharesChangeChange %Value
BLACKROCK, INC.66.39M-618.42K-0.92%34.10B
MASTERCARD FOUNDATION ASSET MANAGEMENT CORP60.35M-4.89M-7.49%30.99B
VANGUARD CAPITAL MANAGEMENT LLC52.12M-215.44K-0.41%26.77B
STATE STREET CORP36.96M486.28K+1.33%18.98B
JPMORGAN CHASE & CO28.23M-4.43M-13.56%14.39B
FMR LLC23.84M-420.43K-1.73%12.25B
GEODE CAPITAL MANAGEMENT, LLC21.51M440.64K+2.09%11.04B
VANGUARD PORTFOLIO MANAGEMENT LLC19.16M-270.92K-1.39%9.84B
PRICE T ROWE ASSOCIATES INC /MD/18.53M-47.68K-0.26%9.52B
MORGAN STANLEY15.00M-161.07K-1.06%7.70B
WELLINGTON MANAGEMENT GROUP LLP12.70M-302.85K-2.33%6.52B
NORGES BANK11.75M11.75MNew6.04B
CAPITAL RESEARCH GLOBAL INVESTORS11.63M-2.26M-16.26%5.97B
CAPITAL INTERNATIONAL INVESTORS10.97M292.58K+2.74%5.64B
NORTHERN TRUST CORP8.51M-180.35K-2.08%4.37B
GOLDMAN SACHS GROUP INC7.65M-7.50K-0.10%3.93B
NUVEEN, LLC6.99M-1.24M-15.04%3.59B
UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC6.99M-106.74K-1.50%3.59B
BANK OF NEW YORK MELLON CORP6.98M-441.28K-5.95%3.58B
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.6.41M6.41MNew3.29B
CHARLES SCHWAB INVESTMENT MANAGEMENT INC6.41M405.70K+6.76%3.29B
INVESCO LTD.5.79M499.26K+9.44%2.97B
LEGAL & GENERAL GROUP PLC5.63M-258.23K-4.39%2.89B
MASSACHUSETTS FINANCIAL SERVICES CO /MA/5.38M-145.89K-2.64%2.82B
FRANKLIN TEMPLETON INC5.21M-261.45K-4.78%2.68B

Earnings and financials

Mastercard Incorporated (MA) trades at $611.99, with a market cap of $536.11B and a trailing P/E of 33.69. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.

Financials

2016201720182019202020212022202320242025
10776000000124970000001495000000016883000000153010000001888400000022237000000250980000002816700000032791000000

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Mastercard (MA) Financials: Revenue & Earnings

MA$611.99+2.14 +0.35%

$536.11B

Market Cap

33.69

P/E

30.66

Forward P/E

46

Score

Price History