Medallion Financial (MFIN) Financials

The income statement of Medallion Financial Corp (MFIN) provides a comprehensive overview of the company's financial performance. It includes key financial figures such as revenue, gross profit, EBIT (earnings before interest and taxes), EBITDA (earnings before interest, taxes, depreciation, and amortization), and net income from stockholders. These figures highlight the company's ability to generate and retain profits.

In terms of revenue, Medallion Financial Corp (MFIN) reports its total revenue, which represents the sum of all income generated from its operations. This figure reflects the company's sales and the delivery of its services. Gross profit measures the profitability of the company's core operations by deducting the cost of goods sold from the total revenue.

EBIT is a crucial measure of profitability as it indicates the company's ability to generate earnings from its operations before considering interest and tax expenses. EBITDA goes a step further by also excluding depreciation and amortization expenses, providing a clearer picture of the company's operating performance. These figures help investors analyze the company's ability to generate consistent profits.

Moving on to the balance sheet, it provides a snapshot of Medallion Financial Corp (MFIN)'s financial position at a specific point in time. It includes the company's total assets, liabilities, and stockholders' equity. Total assets represent the value of all the resources owned by the company, including cash equivalents, property, and other investments.

Net debt is an important metric that reveals the company's overall indebtedness. It is calculated by subtracting the company's cash equivalents from its total debt. Stockholders' equity represents the residual interest in the assets of the company after deducting liabilities. It is a key indicator of the company's financial health.

Analyzing the cash flow statement offers insights into how the company manages its cash and cash equivalents. Operating cash flow showcases the cash generated or used in the company's day-to-day operations, while investing cash flow indicates the cash flows related to investments in assets or acquisitions.

On the other hand, financing cash flow reflects the cash flows from activities such as issuing or repurchasing stock, paying dividends, or taking loans. Free cash flow, which is calculated by subtracting capital expenditures from operating cash flow, represents the cash that remains after the company has met its operational and capital needs.

In summary, Medallion Financial Corp (MFIN) provides a range of financial statements and metrics that offer valuable insights into the company's financial performance and position. These figures allow investors and analysts to make informed assessments of the company's profitability, liquidity, and overall financial health.