NerdWallet (NRDS) Financials: Revenue & Earnings
NRDS$10.68+0.07 +0.71%
$682.38M
Market Cap
11.65
P/E
12.10
Forward P/E
70
Score
NerdWallet (NRDS) Financials: Revenue & Earnings
NRDS price $10.68 +0.07 +0.71%
- Ticker
- NRDS
- Price
- $10.68
- Change
- +0.07 +0.71%
- Market cap ?
- $682.38M
- P/E ?
- 11.65
- Forward P/E ?
- 12.10
- Dividend yield ?
- 0.00%
- Beta ?
- 1.25
- Sector
- Communication Services
- Industry
- Internet Content & Information
- Stocklytics score
- 70
- Value
- 82
- Quality
- 76
- Growth
- 52
Stocklytics score rationale: value 82, quality 76, growth 52.
Financials
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 228300000 | 245300000 | 379600000 | 538900000 | 599400000 | 687600000 | 836600000 |
NerdWallet, Inc. operates an online platform dedicated to providing tailored financial advice for both individual consumers and small to medium-sized businesses. The company facilitates connections between these users and various financial product providers. Its guidance is delivered through a comprehensive suite of resources, including educational articles, interactive tools and calculators, and specialized product…
Fair value
NRDS fair value $16.94. Price $10.68. Price is 37% below fair value.
Below fair value, and cheaper than usual. A larger discount than on 71% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 81.37M. Growth 6.06%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 11.19% (beta 1.3). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 63.92M. Net debt -98.30M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-05 | — | 0.35 | — | 251.86M |
| 2026-08-06 | 0.07 | 0.09 | 197.30M | 195.30M |
| 2026-05-06 | 0.29 | 0.25 | 222.20M | 227.63M |
| 2026-02-25 | 0.19 | 0.17 | 225.40M | 211.29M |
| 2025-11-06 | 0.34 | 0.20 | 215.10M | 211.37M |
| 2025-08-07 | 0.11 | 0.11 | 186.90M | 198.97M |
| 2025-05-06 | 0.00 | -0.10 | 209.20M | 189.92M |
| 2025-02-19 | 0.01 | 0.01 | 183.80M | 168.34M |
| 2024-10-29 | 0.09 | 0.03 | 191.30M | 168.55M |
| 2024-07-31 | -0.12 | -0.06 | 150.60M | 150.11M |
| 2024-04-25 | 0.01 | 0.01 | 161.90M | 148.57M |
| 2024-02-14 | -0.03 | 0.11 | 133.70M | 138.42M |
| 2023-10-26 | -0.01 | -0.07 | 152.80M | 144.36M |
| 2023-08-02 | -0.14 | -0.03 | 143.30M | 137.30M |
| 2023-05-02 | 0.02 | -0.05 | 169.60M | 166.98M |
| 2023-02-14 | 0.12 | 0.07 | 142.00M | 139.69M |
| 2022-11-02 | 0.01 | -0.12 | 142.60M | 134.78M |
| 2022-08-04 | -0.14 | -0.10 | 125.20M | 119.32M |
| 2022-05-03 | -0.16 | -0.14 | 129.10M | 123.52M |
| 2022-02-24 | -0.13 | -0.20 | 99.50M | 87.68M |
| 2021-11-05 | -0.25 | — | 91.60M | — |
| 2021-09-30 | -0.12 | — | 98.50M | — |
| 2021-03-31 | -0.23 | — | 90.00M | — |
| 2020-12-31 | -0.05 | — | 56.70M | — |
| 2020-09-30 | 0.10 | — | 51.30M | — |
| 2020-06-30 | -0.19 | — | 46.90M | — |
| 2020-03-31 | 0.25 | — | 90.40M | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-01 | Lee Jun Hyung | Sell | 13.30K | $9.78 | 130.06K |
| 2026-09-01 | Mischner Sam Brian | Sell | 22.64K | $9.78 | 221.45K |
| 2026-09-01 | Chen Tim Chao-Ming | Sell | 7.72K | $9.78 | 75.53K |
| 2026-09-01 | Tatum Nicholas | Sell | 2.99K | $9.78 | 29.24K |
| 2026-06-30 | Topline Capital Management, LLC | Sell | 454.87K | $9.27 | 4.22M |
| 2026-06-30 | Topline Capital Partners, LP | Sell | 454.87K | $9.27 | 4.22M |
| 2026-06-29 | Topline Capital Management, LLC | Sell | 587.84K | $9.22 | 5.42M |
| 2026-06-29 | Topline Capital Partners, LP | Sell | 587.84K | $9.22 | 5.42M |
| 2026-06-26 | Topline Capital Management, LLC | Sell | 919.15K | $8.95 | 8.23M |
| 2026-06-26 | Topline Capital Partners, LP | Sell | 919.15K | $8.95 | 8.23M |
| 2026-06-01 | Mischner Sam Brian | Sell | 1.57K | $8.75 | 13.76K |
| 2026-05-22 | Chia Teresa | Buy | 19.71K | — | — |
| 2026-05-22 | Chia Teresa | Buy | 19.76K | — | — |
| 2026-05-22 | Chia Teresa | Other | 0 | — | — |
| 2026-05-21 | MCBRIDE KENNETH THOMAS | Buy | 19.49K | — | — |
| 2026-05-21 | Ling Anthony | Buy | 19.49K | — | — |
| 2026-05-21 | Laube Lynne Marie | Buy | 19.49K | — | — |
| 2026-05-20 | Ling Anthony | Buy | 17.95K | — | — |
| 2026-04-03 | Mischner Sam Brian | Other | 0 | — | — |
| 2026-04-03 | Mischner Sam Brian | Other | 321.99K | $10.97 | 3.53M |
| 2026-04-03 | Mischner Sam Brian | Other | 180.61K | $10.18 | 1.84M |
| 2026-03-18 | Tatum Nicholas | Buy | 28.52K | — | — |
| 2026-03-18 | Lee Jun Hyung | Buy | 256.65K | $10.18 | 2.61M |
| 2026-03-18 | Lee Jun Hyung | Buy | 128.33K | — | — |
| 2026-03-17 | YOUNT SAMUEL | Sell | 6.15K | $10.26 | 63.14K |
| 2026-03-17 | YOUNT SAMUEL | Sell | 35.40K | $10.33 | 365.70K |
| 2026-03-17 | YOUNT SAMUEL | Sell | 6.15K | $10.26 | 63.14K |
| 2026-03-17 | YOUNT SAMUEL | Sell | 24.28K | $10.33 | 250.79K |
| 2026-03-12 | YOUNT SAMUEL | Sell | 211 | $10.60 | 2.24K |
| 2026-03-12 | YOUNT SAMUEL | Sell | 2.80K | $10.61 | 29.71K |
| 2026-03-05 | Tatum Nicholas | Sell | 10.15K | $11.45 | 116.23K |
| 2026-03-04 | Tatum Nicholas | Sell | 595 | $11.45 | 6.81K |
| 2026-03-04 | Tatum Nicholas | Sell | 298 | $11.45 | 3.41K |
| 2026-03-04 | Tatum Nicholas | Sell | 595 | $11.45 | 6.81K |
| 2026-03-02 | YOUNT SAMUEL | Sell | 3.78K | $11.08 | 41.87K |
| 2026-03-02 | Chen Tim Chao-Ming | Sell | 11.10K | $11.08 | 122.93K |
| 2026-03-02 | Tatum Nicholas | Sell | 2.83K | $11.08 | 31.32K |
| 2025-12-03 | Tatum Nicholas | Sell | 1.19K | $15.93 | 18.97K |
| 2025-12-03 | Tatum Nicholas | Sell | 596 | $15.93 | 9.49K |
| 2025-12-02 | Tatum Nicholas | Sell | 2.51K | $15.41 | 38.69K |
| 2025-12-02 | Chen Tim Chao-Ming | Sell | 15.31K | $15.41 | 235.91K |
| 2025-12-02 | YOUNT SAMUEL | Sell | 4.86K | $15.41 | 74.92K |
| 2025-12-02 | YOUNT SAMUEL | Sell | 15.95K | $16.04 | 255.74K |
| 2025-11-26 | YOUNT SAMUEL | Sell | 10.00K | $15.07 | 150.70K |
| 2025-11-24 | Chen Tim Chao-Ming | Buy | 2.74M | — | — |
| 2025-11-24 | Chen Tim Chao-Ming | Buy | 1.00M | — | — |
| 2025-11-24 | Chen Tim Chao-Ming | Sell | 3.74M | — | — |
| 2025-11-24 | YOUNT SAMUEL | Sell | 5.04K | $14.28 | 71.97K |
| 2025-11-14 | YOUNT SAMUEL | Sell | 521 | $14.25 | 7.42K |
| 2025-11-13 | YOUNT SAMUEL | Sell | 14.44K | $14.34 | 207.06K |
| 2025-11-13 | YOUNT SAMUEL | Sell | 12.13K | $14.34 | 173.93K |
| 2025-10-02 | Tatum Nicholas | Sell | 4.27K | $10.76 | 45.97K |
| 2025-10-02 | Tatum Nicholas | Sell | 2.06K | — | — |
| 2025-09-02 | YOUNT SAMUEL | Sell | 4.86K | $10.26 | 49.88K |
| 2025-09-02 | Chen Tim Chao-Ming | Sell | 15.31K | $10.26 | 157.08K |
| 2025-09-02 | Tatum Nicholas | Sell | 2.51K | $10.26 | 25.76K |
| 2025-07-11 | YOUNT SAMUEL | Sell | 201.54K | $10.59 | 2.13M |
| 2025-06-03 | YOUNT SAMUEL | Buy | 62.79K | — | — |
| 2025-06-03 | YOUNT SAMUEL | Buy | 125.58K | $10.80 | 1.36M |
| 2025-06-02 | YOUNT SAMUEL | Sell | 2.07K | $10.52 | 21.74K |
| 2025-06-02 | Tatum Nicholas | Sell | 1.99K | $10.52 | 20.88K |
| 2025-06-02 | Chen Tim Chao-Ming | Sell | 15.31K | $10.52 | 161.05K |
| 2025-05-22 | Ling Anthony | Buy | 18.00K | — | — |
| 2025-05-22 | Ling Anthony | Other | 0 | — | — |
| 2025-05-21 | Laube Lynne Marie | Buy | 18.14K | — | — |
| 2025-05-21 | Ceran Jennifer | Buy | 18.14K | — | — |
| 2025-05-21 | MCBRIDE KENNETH THOMAS | Buy | 18.14K | — | — |
| 2025-03-21 | Tatum Nicholas | Buy | 26.18K | — | — |
| 2025-03-18 | YOUNT SAMUEL | Buy | 66.31K | — | — |
| 2025-03-18 | YOUNT SAMUEL | Buy | 132.61K | $8.77 | 1.16M |
| 2025-03-17 | Lee Jun Hyung | Buy | 335.57K | $9.02 | 3.03M |
| 2025-03-17 | Lee Jun Hyung | Buy | 167.78K | — | — |
| 2025-03-17 | Lee Jun Hyung | Buy | 239.69K | $9.02 | 2.16M |
| 2025-03-17 | Lee Jun Hyung | Buy | 119.85K | — | — |
| 2025-03-17 | Lee Jun Hyung | Other | 0 | — | — |
| 2025-03-07 | Tatum Nicholas | Other | 0 | — | — |
| 2025-03-03 | Chen Tim Chao-Ming | Sell | 11.08K | $10.09 | 111.77K |
| 2025-03-03 | StClair Lauren | Sell | 5.49K | $10.09 | 55.43K |
| 2025-01-03 | YOUNT SAMUEL | Sell | 106.28K | $13.46 | 1.43M |
| 2025-01-03 | YOUNT SAMUEL | Sell | 53.19K | $13.46 | 715.88K |
| 2025-01-02 | YOUNT SAMUEL | Sell | 293.47K | $13.49 | 3.96M |
| 2025-01-02 | YOUNT SAMUEL | Sell | 146.86K | $13.49 | 1.98M |
| 2024-12-30 | YOUNT SAMUEL | Sell | 2.00K | $13.45 | 26.93K |
| 2024-12-30 | YOUNT SAMUEL | Sell | 1.00K | $13.45 | 13.46K |
| 2024-12-19 | YOUNT SAMUEL | Sell | 14.08K | $12.70 | 178.80K |
| 2024-12-19 | YOUNT SAMUEL | Sell | 7.04K | $12.70 | 89.47K |
| 2024-12-18 | YOUNT SAMUEL | Sell | 102.95K | $13.14 | 1.35M |
| 2024-12-18 | YOUNT SAMUEL | Sell | 51.52K | $13.14 | 676.95K |
| 2024-12-17 | YOUNT SAMUEL | Sell | 76.33K | $13.41 | 1.02M |
| 2024-12-17 | YOUNT SAMUEL | Sell | 38.20K | $13.41 | 512.22K |
| 2024-12-16 | YOUNT SAMUEL | Sell | 47.55K | $13.39 | 636.65K |
| 2024-12-16 | YOUNT SAMUEL | Sell | 23.79K | $13.39 | 318.60K |
| 2024-12-13 | YOUNT SAMUEL | Sell | 50.77K | $13.40 | 680.38K |
| 2024-12-13 | YOUNT SAMUEL | Sell | 25.41K | $13.40 | 340.49K |
| 2024-12-12 | YOUNT SAMUEL | Sell | 66.65K | $13.63 | 908.40K |
| 2024-12-12 | YOUNT SAMUEL | Sell | 33.35K | $13.63 | 454.60K |
| 2024-12-11 | YOUNT SAMUEL | Sell | 43.43K | $13.79 | 598.93K |
| 2024-12-11 | YOUNT SAMUEL | Sell | 21.73K | $13.79 | 299.73K |
| 2024-12-02 | YOUNT SAMUEL | Sell | 1.33K | $14.04 | 18.69K |
| 2024-12-02 | StClair Lauren | Sell | 11.86K | $14.04 | 166.46K |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 157, holders -7 vs prior quarter. Ownership 42.28%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| TOPLINE CAPITAL MANAGEMENT, LLC | 3.29M | -1.96M | -37.36% | 30.43M |
| BLACKROCK, INC. | 2.58M | -481.18K | -15.72% | 23.86M |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 1.77M | -38.66K | -2.14% | 16.38M |
| DIMENSIONAL FUND ADVISORS LP | 1.43M | 111.03K | +8.39% | 13.26M |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.37M | 11.62K | +0.86% | 12.67M |
| QUINN OPPORTUNITY PARTNERS LLC | 1.05M | 62.97K | +6.37% | 9.73M |
| JACOBS LEVY EQUITY MANAGEMENT, INC | 1.03M | 310.77K | +42.94% | 9.57M |
| STATE STREET CORP | 926.57K | 21.30K | +2.35% | 8.57M |
| GEODE CAPITAL MANAGEMENT, LLC | 851.68K | -67.13K | -7.31% | 7.88M |
| D. E. SHAW & CO., INC. | 813.81K | 352.79K | +76.52% | 7.53M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 789.26K | -655.81K | -45.38% | 7.30M |
| FMR LLC | 665.59K | 197.56K | +42.21% | 6.16M |
| MORGAN STANLEY | 624.99K | 421.65K | +207.36% | 5.78M |
| RENAISSANCE TECHNOLOGIES LLC | 527.00K | -475.27K | -47.42% | 4.87M |
| HRT FINANCIAL LP | 489.85K | 275.32K | +128.34% | 4.53M |
| OP ASSET MANAGEMENT LTD | 468.19K | -201.99K | -30.14% | 4.33M |
| AMERICAN CENTURY COMPANIES INC | 349.54K | 198.32K | +131.15% | 3.23M |
| NORTHERN TRUST CORP | 341.36K | 37.73K | +12.43% | 3.16M |
| TREXQUANT INVESTMENT LP | 339.02K | -284.15K | -45.60% | 3.14M |
| UBS GROUP AG | 320.12K | -46.85K | -12.77% | 2.96M |
| PRINCIPAL FINANCIAL GROUP INC | 303.40K | 23.76K | +8.50% | 2.81M |
| MILLENNIUM MANAGEMENT LLC | 298.07K | -309.70K | -50.96% | 2.76M |
| GOLDMAN SACHS GROUP INC | 297.66K | 35.26K | +13.44% | 2.75M |
| CITADEL ADVISORS LLC | 285.64K | 265.04K | +1286.58% | 2.64M |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 262.29K | -36.02K | -12.07% | 2.43M |
Earnings and financials
NerdWallet, Inc. (NRDS) trades at $10.68, with a market cap of $682.38M and a trailing P/E of 11.65. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
Financials
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 228300000 | 245300000 | 379600000 | 538900000 | 599400000 | 687600000 | 836600000 |
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