OneMain Holdings (OMF) Financials

The income statement of OneMain Holdings Inc (OMF) provides a comprehensive overview of the company's financial performance. It highlights the revenue generated, expenses incurred, and ultimately the net income earned by the stockholders. This statement enables investors and analysts to evaluate the company's profitability and measure its operational efficiency. OneMain Holdings Inc reported a total revenue of $2.4 billion in the last fiscal year, representing a significant growth of 15% compared to the previous year. The gross profit stood at $1.6 billion, indicating a healthy margin of around 66.7%. After accounting for operating expenses, the earnings before interest and taxes (EBIT) amounted to $942 million. OneMain Holdings Inc's EBITDA, which includes non-cash expenses, depreciation, and amortization, reached $1.1 billion, showcasing strong operational performance.

Moving on to the balance sheet, it provides a snapshot of the company's financial position at a specific point in time. OneMain Holdings Inc had total assets worth $25.8 billion, with stockholders' equity of $8.4 billion. The company had a total debt of $14.3 billion and total liabilities of $17.4 billion. Analyzing the cash flow, it reveals how the company generates and uses its cash. The operating cash flow, which reflects the company's core business operation, amounted to $1.3 billion. OneMain Holdings Inc also engaged in significant financing activities, resulting in a financing cash flow of -$1.7 billion. The investing cash flow, which includes investments in property, plants, and equipment, stood at -$249 million. The free cash flow, a crucial measure of a company's financial health, was calculated at $850 million.