Bank OZK (OZK) Financials

Bank OZK (OZK) is a financial institution that provides various banking services to individuals and businesses. The company's financials, including its income statement, EBIT (earnings before interest and taxes), EBITDA (earnings before interest, taxes, depreciation, and amortization), gross profit, net income from stockholders, total revenue, balance sheet, cash equivalents, net debt, stockholders equity, total assets, total debt, total liabilities, cash flow, financing cash flow, free cash flow, investing cash flow, and operating cash flow, reveal the performance and stability of the bank.

The income statement is a financial statement that shows the bank's revenues, expenses, and net income. It provides insights into how the bank generates revenue and manages its expenses. EBIT and EBITDA are profitability measures that indicate the bank's operating performance without considering the impact of interest, taxes, depreciation, and amortization. Gross profit represents the difference between revenue and the cost of goods sold. Net income from stockholders shows the bank's earnings available to its stockholders after deducting expenses and taxes.

Total revenue reflects the overall income generated by the bank through its various banking activities. The balance sheet provides a snapshot of the bank's financial position, including its assets, liabilities, and stockholders' equity. Cash equivalents are highly liquid assets that can be easily converted into cash. Net debt represents the bank's total debt minus its cash and cash equivalents. Stockholders' equity is the residual interest in the bank's assets after deducting liabilities.

Total assets represent the bank's total resources, including cash, investments, loans, and other assets. Total debt comprises the bank's liabilities, including loans, bonds, and other outstanding obligations. Total liabilities encompass all of the bank's debts and obligations. Cash flow is the movement of cash into and out of the bank. Financing cash flow reflects the bank's cash flows from issuing or repurchasing its own equity and debt securities. Free cash flow is the cash available for the bank to invest in its operations or distribute to its stockholders. Investing cash flow represents the cash flows related to the acquisition or disposal of long-term assets. Operating cash flow measures the bank's cash generated from its core operating activities.