Palomar Holdings (PLMR) Financials

Palomar Holdings Inc (PLMR) is a publicly traded insurance holding company that specializes in property insurance. The company's financials, including its income statement, EBIT (earnings before interest and taxes), EBITDA (earnings before interest, taxes, depreciation, and amortization), gross profit, net income from stockholders, total revenue, balance sheet, cash equivalents, net debt, stockholders equity, total assets, total debt, total liabilities, cash flow, financing cash flow, free cash flow, investing cash flow, and operating cash flow, provide important insights into its financial performance. These financial metrics help investors and analysts assess the company's profitability, liquidity, solvency, and overall financial health.

The income statement of Palomar Holdings Inc (PLMR) shows the revenue generated from the sale of its insurance products, as well as the expenses incurred in running its operations. This statement helps evaluate the company's ability to generate profits from its core business activities. The EBIT represents the company's earnings before deducting interest and taxes, providing a measure of its operating profitability. EBITDA further adjusts for non-cash items like depreciation and amortization, giving a clearer picture of the company's cash-generating potential. Gross profit represents the revenue left after deducting the cost of goods sold, indicating the efficiency of the company's operations.

Net income from stockholders refers to the amount of profit left for distribution to the company's shareholders after deducting taxes and other expenses. Total revenue reflects the overall income generated by Palomar Holdings Inc (PLMR) from all sources. The balance sheet provides a snapshot of the company's financial position, showing its assets, liabilities, and stockholders' equity. Cash equivalents include highly liquid assets that can be readily converted into cash. Net debt represents the company's total debt minus its cash and cash equivalents, revealing its net indebtedness. Stockholders' equity represents the shareholders' ownership in the company.

Total assets represent all the resources owned by Palomar Holdings Inc (PLMR), including cash, investments, property, and equipment. Total debt includes both long-term and short-term liabilities owed by the company. Total liabilities include all the debts and obligations of the company. Cash flow indicates the movement of cash into and out of the company. Financing cash flow reflects the cash inflows and outflows related to the company's financing activities, such as borrowing or repaying debts, issuing or buying back stock, and paying dividends. Free cash flow represents the cash left after deducting capital expenditures from operating cash flow, indicating the company's ability to generate excess cash for expansion or distribution to shareholders. Investing cash flow shows the cash inflows and outflows related to the company's investment activities.

Lastly, operating cash flow represents the cash generated or used by the company's core operations. These financial metrics provide valuable information for investors, analysts, and other stakeholders to understand and evaluate Palomar Holdings Inc (PLMR)'s financial performance, profitability, and overall financial position.