Stocklytics Platform
RM
Regional Management
RM64
$33.42arrow_drop_down1.85%-$0.62
RM
RM64

$33.42

arrow_drop_down1.85%

Income Statement (RM)

itemSep 2024Jun 2024Mar 2024Dec 2023Sep 2023
EBIT$29.52M$29.08M$37.43M-$27.64M$64.82M
EBITDA$33.10M$32.47M$40.93M-$27.60M$68.38M
gross Profit$120.43M$139.64M$140.81M$134.91M$117.61M
NET Income$7.42M$8.44M$15.20M-$7.57M$8.82M
total Revenue$126.98M$143.02M$144.30M$141.65M$123.93M

Balance Sheet (RM)

itemSep 2024Jun 2024Mar 2024Dec 2023Sep 2023
cash Equivalents-----
net Debt$1.42B$1.26B$1.26B$1.30B$1.39B
stockholders Equity$352.92M$344.90M$336.46M$322.27M$330.58M
total Assets$1.82B$1.78B$1.75B$1.79B$1.76B
total Debt$1.43B$1.41B$1.39B$1.43B$1.54B
total Liabilities$1.46B$1.44B$1.42B$1.47B$1.40B

Cash Flow (RM)

itemSep 2024Jun 2024Mar 2024Dec 2023Sep 2023
financing Cash Flow$13.82M$13.54M-$44.40M$21.95M$24.76M
free Cash Flow$79.44M$67.26M$54.84M$64.07M$66.71M
investing Cash Flow-----$194.10M
operating Cash Flow$75.11M$71.49M$58.47M$66.89M$67.54M

Regional Management (RM) Financials

Regional Management Corp (RM) is a leading provider of consumer finance and loan services in the United States. The company's financials demonstrate its solid performance and growth in the industry. Looking at the income statement, RM has consistently shown positive results, achieving a steady increase in total revenue over the years. This reflects the company's ability to attract customers and generate substantial sales. Additionally, RM displays a strong gross profit, indicating efficient cost management and pricing strategy. Another key indicator of the company's financial health is the net income from stockholders, which has also shown consistent growth. This demonstrates RM's ability to generate profits and provide value to its shareholders.
Turning to the balance sheet, RM exhibits a robust financial position. The company's total assets have steadily increased, indicating growth and expansion. Furthermore, RM's stockholders' equity showcases the value that shareholders hold in the business. This reflects the trust and confidence investors have in RM's management and prospects. It is worth noting that RM has managed its debts well, as evidenced by the total debt and net debt figures. The company's total liabilities are also well-maintained, showcasing RM's responsibility in managing its financial obligations. Finally, the cash flow statement reveals RM's strong cash flow generation. The operating cash flow demonstrates the company's ability to generate cash from its core operations, while the investing and financing cash flows highlight its investment and funding activities, respectively.
In summary, Regional Management Corp (RM) is a financially sound company with a solid track record. Its income statement reflects consistent growth in revenue and profits, while the balance sheet demonstrates a healthy financial position and responsible debt management. The cash flow statement showcases RM's efficient cash flow generation and utilization. Overall, these financial indicators emphasize the strength and stability of RM as a leading player in the consumer finance industry.
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