Selective Insurance Group (SIGI) Financials

Selective Insurance Group Inc (SIGI) is a leading provider of insurance products and services in the United States. The company offers a wide range of property and casualty insurance products, including commercial and personal lines. Its income statement provides a snapshot of the company's financial performance over a specific period of time. It includes information on the company's revenues, expenses, and net income. SIGI's EBIT (earnings before interest and taxes) measures its operating profitability, excluding the effects of interest and taxes. EBITDA (earnings before interest, taxes, depreciation, and amortization) is another measure of operating profitability that further excludes the effects of non-cash expenses. SIGI's gross profit represents its total revenue minus the cost of goods or services sold. It is a measure of the company's profitability after accounting for direct costs. SIGI's net income from stockholders reflects the amount of profit or loss attributable to its shareholders. It is an important measure of the company's profitability and is often used to assess its financial health. SIGI's total revenue includes all income generated by the company, including sales of insurance policies and investment income. Its balance sheet provides a snapshot of the company's financial position at a specific point in time. It includes information on the company's assets, liabilities, and stockholders' equity. SIGI's cash equivalents are highly liquid and easily convertible into cash. They are included in the company's balance sheet as part of its current assets. SIGI's net debt represents the company's total debt minus its cash and cash equivalents. It provides a measure of the company's financial leverage and its ability to meet its debt obligations. SIGI's stockholders' equity represents the residual interest in the company's assets after deducting its liabilities. It is a measure of the company's net worth and is often used to assess its financial health and stability. SIGI's total assets include all of its resources that have future economic value. They are listed on the company's balance sheet as part of its total assets. SIGI's total debt represents the company's long-term and short-term debt obligations. It is an important measure of the company's leverage and its ability to meet its debt obligations. SIGI's total liabilities include all of its financial obligations, including debt, accounts payable, and accrued expenses. They are listed on the company's balance sheet as part of its total liabilities. SIGI's cash flow statement provides information on the company's cash inflows and outflows over a specific period of time. It includes operating cash flow, investing cash flow, and financing cash flow. SIGI's financing cash flow represents the cash flows resulting from the company's financing activities, such as issuing or repurchasing stock and paying dividends. SIGI's free cash flow represents the cash flow available to the company after deducting capital expenditures from its operating cash flow. It is an important measure of the company's ability to generate cash and is often used to assess its financial health. SIGI's investing cash flow represents the cash flows resulting from the company's investing activities, such as purchasing or selling assets. SIGI's operating cash flow represents the cash flows resulting from the company's core business operations, such as the sales and payments of insurance policies.