LendingTree (TREE) Financials: Revenue & Earnings

TREE price $26.50 +0.29 +1.09%

Ticker
TREE
Price
$26.50
Change
+0.29 +1.09%
Market cap ?
$371.99M
P/E ?
1.98
Forward P/E ?
4.96
Dividend yield ?
0.00%
Beta ?
2.05
Sector
Financial Services
Industry
Financial - Credit Services
Stocklytics score
63
Value
84
Quality
48
Growth
58

Stocklytics score rationale: value 84, quality 48, growth 58.

Financials

2016201720182019202020212022202320242025
384402000617736000764865000110660300090999000010984990009849920006725020009002190001117324000

LendingTree, Inc., primarily operating through its subsidiary LT Intermediate Company, LLC, maintains a robust online platform serving consumers throughout the United States. The company structures its diverse financial offerings across three key segments. Its Home segment provides a range of options, including various mortgage types (purchase, refinance, reverse, home equity), lines of credit, and real estate…

Fair value

TREE fair value $132.65. Price $26.50. Price is 80% below fair value.

Below fair value, and cheaper than usual. A larger discount than on 98% of days in the past 5 years.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 73.88M. Growth 18.79%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 12.00% (beta 2.0). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 14.04M. Net debt 358.54M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Model uncertainty high for this stock

Compare TREE

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-11-03—1.26—329.72M
2026-07-291.271.41313.42M315.56M
2026-04-301.581.49327.27M321.33M
2026-03-02-0.390.48319.69M284.88M
2025-10-300.750.70307.80M278.45M
2025-07-310.660.38250.10M246.97M
2025-05-01-0.920.20239.70M244.89M
2025-03-050.560.11261.50M236.38M
2024-10-310.800.08260.80M244.56M
2024-07-250.540.46210.10M187.41M
2024-04-300.700.37167.80M162.77M
2024-02-270.280.04134.40M136.76M
2023-10-310.61-0.27155.20M161.03M
2023-07-271.140.30182.50M193.70M
2023-05-020.25-0.10200.50M207.00M
2023-02-27-0.38-1.27202.10M208.16M
2022-11-03-0.36-1.00237.80M240.17M
2022-07-280.59-0.04261.92M268.86M
2022-05-050.460.08283.20M283.65M
2022-02-25-0.14-0.30258.29M259.33M
2021-10-280.750.57297.45M292.50M
2021-07-290.760.13270.01M269.32M
2021-04-290.18-0.12272.75M264.75M
2021-02-250.13-0.26222.33M500.24M
2020-11-05-0.26-0.13220.25M110.13M
2020-08-040.46-0.04184.33M16.03M
2020-05-051.201.08283.08M254.78M
2020-02-251.121.43255.19M325.82M
2019-10-302.251.64310.61M226.40M
2019-07-251.181.41278.42M332.69M
2019-04-261.101.22262.39M291.01M
2019-02-261.221.47202.67M244.20M
2018-11-011.921.91197.06M196.03M
2018-07-261.471.26184.10M157.80M
2018-04-261.101.12181.03M184.29M
2018-02-220.840.90160.95M172.50M
2017-10-261.170.96171.49M140.72M
2017-07-270.900.94152.77M159.59M
2017-04-270.850.90132.51M140.29M
2017-02-230.870.77100.84M89.21M

Dividends

Yield 0.00%. Payout ratio 0.00%. Frequency Special.

Safety score 43/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividend history is short. There is no dividend yield.

Ex-dateDividendRecordPaymentFrequency
2012-12-13$1.002012-12-172012-12-26Special

Insider trades

DateInsiderActionSharesPriceValue
2026-09-30Peyree ScottBuy4.00K——
2026-09-30Peyree ScottSell1.57K$24.3538.33K
2026-09-30Peyree ScottSell4.00K——
2026-06-17THOMPSON G KENNEDYBuy5.00K——
2026-06-17Sarasvathy SarasBuy5.00K——
2026-06-17Rodriguez Diego ABuy5.00K——
2026-06-17OZONIAN STEVENBuy5.00K——
2026-06-17Henderson RobinBuy5.00K——
2026-06-17ERNST MARK ABuy5.00K——
2026-06-17Davidson Thomas M JRBuy5.00K——
2026-06-17Dalporto GabrielBuy5.00K——
2026-06-11THOMPSON G KENNEDYBuy5.00K——
2026-06-11THOMPSON G KENNEDYSell5.00K——
2026-06-11Sarasvathy SarasBuy5.00K——
2026-06-11Sarasvathy SarasSell5.00K——
2026-06-11Rodriguez Diego ABuy5.00K——
2026-06-11Rodriguez Diego ASell5.00K——
2026-06-11OZONIAN STEVENBuy5.00K——
2026-06-11OZONIAN STEVENSell5.00K——
2026-06-11Henderson RobinBuy5.00K——
2026-06-11Henderson RobinSell5.00K——
2026-06-11ERNST MARK ABuy5.00K——
2026-06-11ERNST MARK ASell5.00K——
2026-06-11Davidson Thomas M JRBuy5.00K——
2026-06-11Davidson Thomas M JRSell5.00K——
2026-06-11Dalporto GabrielBuy5.00K——
2026-06-11Dalporto GabrielSell5.00K——
2026-03-10Peyree ScottBuy5.00K——
2026-03-10Peyree ScottSell1.97K$42.6583.94K
2026-03-10Peyree ScottBuy7.50K——
2026-03-10Peyree ScottSell2.96K$42.65126.33K
2026-03-10Peyree ScottSell5.00K——
2026-03-10Peyree ScottSell7.50K——
2026-03-10Smith Ian MalcolmBuy3.33K——
2026-03-10Smith Ian MalcolmSell989$42.6542.18K
2026-03-10Smith Ian MalcolmSell3.33K——
2026-03-10Olmstead JillBuy10.00K——
2026-03-10Olmstead JillSell3.69K$42.65157.34K
2026-03-10Olmstead JillSell10.00K——
2026-03-10Shumate CarlaBuy4.17K——
2026-03-10Shumate CarlaSell1.19K$42.6550.54K
2026-03-10Shumate CarlaSell4.17K——
2026-03-10Enlow-Novitsky HeatherSell5.67K——
2026-03-10Enlow-Novitsky HeatherBuy5.67K——
2026-03-10Enlow-Novitsky HeatherSell1.61K$42.6568.75K
2026-03-10Bengel JasonBuy6.67K——
2026-03-10Bengel JasonSell1.90K$42.6580.86K
2026-03-10Bengel JasonSell6.67K——
2026-03-05Shumate CarlaBuy15.00K——
2026-03-05Smith Ian MalcolmBuy17.50K——
2026-03-05Smith Ian MalcolmBuy10.00K——
2026-03-05Peyree ScottBuy45.30K——
2026-03-05Peyree ScottBuy30.00K——
2026-03-05Bengel JasonBuy30.00K——
2026-03-05Enlow-Novitsky HeatherBuy20.00K——
2026-03-05Olmstead JillBuy20.00K——
2026-03-02Smith Ian MalcolmBuy1.38K——
2026-03-02Smith Ian MalcolmSell1.38K——
2026-03-02Shumate CarlaBuy1.25K——
2026-03-02Shumate CarlaSell345$37.3712.89K
2026-03-02Shumate CarlaSell1.25K——
2026-03-02Peyree ScottBuy6.88K——
2026-03-02Peyree ScottSell1.68K$37.3762.59K
2026-03-02Peyree ScottSell6.88K——
2026-03-02Olmstead JillBuy3.75K——
2026-03-02Olmstead JillSell1.07K$37.3739.87K
2026-03-02Olmstead JillSell3.75K——
2026-03-02Enlow-Novitsky HeatherBuy938——
2026-03-02Enlow-Novitsky HeatherSell267$37.379.98K
2026-03-02Enlow-Novitsky HeatherSell938——
2026-03-02Bengel JasonBuy1.00K——
2026-03-02Bengel JasonSell285$37.3710.65K
2026-03-02Bengel JasonSell1.00K——
2026-03-01Smith Ian MalcolmBuy1.50K——
2026-03-01Smith Ian MalcolmSell1.50K——
2026-03-01Shumate CarlaBuy3.33K——
2026-03-01Shumate CarlaSell1.12K$37.3741.93K
2026-03-01Shumate CarlaSell3.33K——
2026-03-01Peyree ScottBuy5.67K——
2026-03-01Peyree ScottSell1.47K$37.3754.90K
2026-03-01Peyree ScottSell5.67K——
2026-03-01Olmstead JillBuy10.00K——
2026-03-01Olmstead JillSell2.99K$37.37111.70K
2026-03-01Olmstead JillSell10.00K——
2026-03-01Enlow-Novitsky HeatherBuy3.33K——
2026-03-01Enlow-Novitsky HeatherSell3.33K——
2026-03-01Enlow-Novitsky HeatherSell1.10K$37.3741.11K
2026-03-01Bengel JasonBuy4.00K——
2026-03-01Bengel JasonBuy1.17K——
2026-03-01Bengel JasonSell394$37.3714.72K
2026-03-01Bengel JasonSell1.24K$37.3746.41K
2026-03-01Bengel JasonSell4.00K——
2026-03-01Bengel JasonSell1.17K——
2026-01-06Smith Ian MalcolmOther0——
2026-01-06Smith Ian MalcolmOther10.00K——
2025-12-31Peyree ScottBuy45.00K——
2025-12-15Beason Marion BrentSell12.52K——
2025-12-10Greuling MeganSell300.00K——
2025-12-03Olmstead JillBuy5.25K——
2025-12-03Enlow-Novitsky HeatherBuy3.50K——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 198, holders +12 vs prior quarter. Ownership 83.08%.

HolderSharesChangeChange %Value
BLACKROCK, INC.1.23M136.71K+12.54%54.33M
JENNISON ASSOCIATES LLC1.01M-8.09K-0.79%44.83M
PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC.725.67K78.64K+12.15%32.14M
AMERIPRISE FINANCIAL INC702.72K148.00K+26.68%31.12M
VANGUARD CAPITAL MANAGEMENT LLC423.39K-54.62K-11.43%18.75M
MILLENNIUM MANAGEMENT LLC411.13K43.02K+11.69%18.21M
JACOBS LEVY EQUITY MANAGEMENT, INC374.07K53.40K+16.65%16.57M
GEODE CAPITAL MANAGEMENT, LLC370.21K92.28K+33.20%16.40M
GOLDMAN SACHS GROUP INC351.91K162.04K+85.35%15.59M
EMERALD ADVISERS, LLC334.70K-4.97K-1.46%14.82M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP331.23K56.86K+20.72%14.67M
AQR CAPITAL MANAGEMENT LLC310.99K107.69K+52.97%13.59M
DIMENSIONAL FUND ADVISORS LP297.36K19.94K+7.19%13.17M
STATE STREET CORP259.95K10.08K+4.03%11.51M
EMERALD MUTUAL FUND ADVISERS TRUST218.27K00.00%9.67M
VANGUARD PORTFOLIO MANAGEMENT LLC203.17K68.78K+51.17%9.00M
FMR LLC201.75K18.72K+10.23%8.94M
FEDERATED HERMES, INC.192.01K14.51K+8.17%8.50M
STATE OF WISCONSIN INVESTMENT BOARD179.96K49.09K+37.51%7.97M
RENAISSANCE TECHNOLOGIES LLC164.30K-96.00K-36.88%7.28M
MARSHALL WACE, LLP156.99K-24.98K-13.73%6.95M
G2 INVESTMENT PARTNERS MANAGEMENT LLC155.99K-19.35K-11.03%6.91M
NORTHERN TRUST CORP117.24K24.92K+26.99%5.19M
S SQUARED TECHNOLOGY, LLC108.27K17.50K+19.28%4.80M
SUSQUEHANNA INTERNATIONAL GROUP, LLP106.40K72.50K+213.86%4.71M

Earnings and financials

LendingTree, Inc. (TREE) trades at $26.50, with a market cap of $371.99M and a trailing P/E of 1.98. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.

Financials

2016201720182019202020212022202320242025
384402000617736000764865000110660300090999000010984990009849920006725020009002190001117324000

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LendingTree (TREE) Financials: Revenue & Earnings

TREE$26.50+0.29 +1.09%

$371.99M

Market Cap

1.98

P/E

4.96

Forward P/E

63

Score

Price History