LendingTree (TREE) Financials: Revenue & Earnings
$371.99M
Market Cap
1.98
P/E
4.96
Forward P/E
63
Score
TREE price $26.50 +0.29 +1.09%
Stocklytics score rationale: value 84, quality 48, growth 58.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 384402000 | 617736000 | 764865000 | 1106603000 | 909990000 | 1098499000 | 984992000 | 672502000 | 900219000 | 1117324000 |
LendingTree, Inc., primarily operating through its subsidiary LT Intermediate Company, LLC, maintains a robust online platform serving consumers throughout the United States. The company structures its diverse financial offerings across three key segments. Its Home segment provides a range of options, including various mortgage types (purchase, refinance, reverse, home equity), lines of credit, and real estate…
TREE fair value $132.65. Price $26.50. Price is 80% below fair value.
Below fair value, and cheaper than usual. A larger discount than on 98% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 73.88M. Growth 18.79%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 12.00% (beta 2.0). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 14.04M. Net debt 358.54M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Model uncertainty high for this stock
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-03 | — | 1.26 | — | 329.72M |
| 2026-07-29 | 1.27 | 1.41 | 313.42M | 315.56M |
| 2026-04-30 | 1.58 | 1.49 | 327.27M | 321.33M |
| 2026-03-02 | -0.39 | 0.48 | 319.69M | 284.88M |
| 2025-10-30 | 0.75 | 0.70 | 307.80M | 278.45M |
| 2025-07-31 | 0.66 | 0.38 | 250.10M | 246.97M |
| 2025-05-01 | -0.92 | 0.20 | 239.70M | 244.89M |
| 2025-03-05 | 0.56 | 0.11 | 261.50M | 236.38M |
| 2024-10-31 | 0.80 | 0.08 | 260.80M | 244.56M |
| 2024-07-25 | 0.54 | 0.46 | 210.10M | 187.41M |
| 2024-04-30 | 0.70 | 0.37 | 167.80M | 162.77M |
| 2024-02-27 | 0.28 | 0.04 | 134.40M | 136.76M |
| 2023-10-31 | 0.61 | -0.27 | 155.20M | 161.03M |
| 2023-07-27 | 1.14 | 0.30 | 182.50M | 193.70M |
| 2023-05-02 | 0.25 | -0.10 | 200.50M | 207.00M |
| 2023-02-27 | -0.38 | -1.27 | 202.10M | 208.16M |
| 2022-11-03 | -0.36 | -1.00 | 237.80M | 240.17M |
| 2022-07-28 | 0.59 | -0.04 | 261.92M | 268.86M |
| 2022-05-05 | 0.46 | 0.08 | 283.20M | 283.65M |
| 2022-02-25 | -0.14 | -0.30 | 258.29M | 259.33M |
| 2021-10-28 | 0.75 | 0.57 | 297.45M | 292.50M |
| 2021-07-29 | 0.76 | 0.13 | 270.01M | 269.32M |
| 2021-04-29 | 0.18 | -0.12 | 272.75M | 264.75M |
| 2021-02-25 | 0.13 | -0.26 | 222.33M | 500.24M |
| 2020-11-05 | -0.26 | -0.13 | 220.25M | 110.13M |
| 2020-08-04 | 0.46 | -0.04 | 184.33M | 16.03M |
| 2020-05-05 | 1.20 | 1.08 | 283.08M | 254.78M |
| 2020-02-25 | 1.12 | 1.43 | 255.19M | 325.82M |
| 2019-10-30 | 2.25 | 1.64 | 310.61M | 226.40M |
| 2019-07-25 | 1.18 | 1.41 | 278.42M | 332.69M |
| 2019-04-26 | 1.10 | 1.22 | 262.39M | 291.01M |
| 2019-02-26 | 1.22 | 1.47 | 202.67M | 244.20M |
| 2018-11-01 | 1.92 | 1.91 | 197.06M | 196.03M |
| 2018-07-26 | 1.47 | 1.26 | 184.10M | 157.80M |
| 2018-04-26 | 1.10 | 1.12 | 181.03M | 184.29M |
| 2018-02-22 | 0.84 | 0.90 | 160.95M | 172.50M |
| 2017-10-26 | 1.17 | 0.96 | 171.49M | 140.72M |
| 2017-07-27 | 0.90 | 0.94 | 152.77M | 159.59M |
| 2017-04-27 | 0.85 | 0.90 | 132.51M | 140.29M |
| 2017-02-23 | 0.87 | 0.77 | 100.84M | 89.21M |
Yield 0.00%. Payout ratio 0.00%. Frequency Special.
Safety score 43/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividend history is short. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2012-12-13 | $1.00 | 2012-12-17 | 2012-12-26 | Special |
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-30 | Peyree Scott | Buy | 4.00K | — | — |
| 2026-09-30 | Peyree Scott | Sell | 1.57K | $24.35 | 38.33K |
| 2026-09-30 | Peyree Scott | Sell | 4.00K | — | — |
| 2026-06-17 | THOMPSON G KENNEDY | Buy | 5.00K | — | — |
| 2026-06-17 | Sarasvathy Saras | Buy | 5.00K | — | — |
| 2026-06-17 | Rodriguez Diego A | Buy | 5.00K | — | — |
| 2026-06-17 | OZONIAN STEVEN | Buy | 5.00K | — | — |
| 2026-06-17 | Henderson Robin | Buy | 5.00K | — | — |
| 2026-06-17 | ERNST MARK A | Buy | 5.00K | — | — |
| 2026-06-17 | Davidson Thomas M JR | Buy | 5.00K | — | — |
| 2026-06-17 | Dalporto Gabriel | Buy | 5.00K | — | — |
| 2026-06-11 | THOMPSON G KENNEDY | Buy | 5.00K | — | — |
| 2026-06-11 | THOMPSON G KENNEDY | Sell | 5.00K | — | — |
| 2026-06-11 | Sarasvathy Saras | Buy | 5.00K | — | — |
| 2026-06-11 | Sarasvathy Saras | Sell | 5.00K | — | — |
| 2026-06-11 | Rodriguez Diego A | Buy | 5.00K | — | — |
| 2026-06-11 | Rodriguez Diego A | Sell | 5.00K | — | — |
| 2026-06-11 | OZONIAN STEVEN | Buy | 5.00K | — | — |
| 2026-06-11 | OZONIAN STEVEN | Sell | 5.00K | — | — |
| 2026-06-11 | Henderson Robin | Buy | 5.00K | — | — |
| 2026-06-11 | Henderson Robin | Sell | 5.00K | — | — |
| 2026-06-11 | ERNST MARK A | Buy | 5.00K | — | — |
| 2026-06-11 | ERNST MARK A | Sell | 5.00K | — | — |
| 2026-06-11 | Davidson Thomas M JR | Buy | 5.00K | — | — |
| 2026-06-11 | Davidson Thomas M JR | Sell | 5.00K | — | — |
| 2026-06-11 | Dalporto Gabriel | Buy | 5.00K | — | — |
| 2026-06-11 | Dalporto Gabriel | Sell | 5.00K | — | — |
| 2026-03-10 | Peyree Scott | Buy | 5.00K | — | — |
| 2026-03-10 | Peyree Scott | Sell | 1.97K | $42.65 | 83.94K |
| 2026-03-10 | Peyree Scott | Buy | 7.50K | — | — |
| 2026-03-10 | Peyree Scott | Sell | 2.96K | $42.65 | 126.33K |
| 2026-03-10 | Peyree Scott | Sell | 5.00K | — | — |
| 2026-03-10 | Peyree Scott | Sell | 7.50K | — | — |
| 2026-03-10 | Smith Ian Malcolm | Buy | 3.33K | — | — |
| 2026-03-10 | Smith Ian Malcolm | Sell | 989 | $42.65 | 42.18K |
| 2026-03-10 | Smith Ian Malcolm | Sell | 3.33K | — | — |
| 2026-03-10 | Olmstead Jill | Buy | 10.00K | — | — |
| 2026-03-10 | Olmstead Jill | Sell | 3.69K | $42.65 | 157.34K |
| 2026-03-10 | Olmstead Jill | Sell | 10.00K | — | — |
| 2026-03-10 | Shumate Carla | Buy | 4.17K | — | — |
| 2026-03-10 | Shumate Carla | Sell | 1.19K | $42.65 | 50.54K |
| 2026-03-10 | Shumate Carla | Sell | 4.17K | — | — |
| 2026-03-10 | Enlow-Novitsky Heather | Sell | 5.67K | — | — |
| 2026-03-10 | Enlow-Novitsky Heather | Buy | 5.67K | — | — |
| 2026-03-10 | Enlow-Novitsky Heather | Sell | 1.61K | $42.65 | 68.75K |
| 2026-03-10 | Bengel Jason | Buy | 6.67K | — | — |
| 2026-03-10 | Bengel Jason | Sell | 1.90K | $42.65 | 80.86K |
| 2026-03-10 | Bengel Jason | Sell | 6.67K | — | — |
| 2026-03-05 | Shumate Carla | Buy | 15.00K | — | — |
| 2026-03-05 | Smith Ian Malcolm | Buy | 17.50K | — | — |
| 2026-03-05 | Smith Ian Malcolm | Buy | 10.00K | — | — |
| 2026-03-05 | Peyree Scott | Buy | 45.30K | — | — |
| 2026-03-05 | Peyree Scott | Buy | 30.00K | — | — |
| 2026-03-05 | Bengel Jason | Buy | 30.00K | — | — |
| 2026-03-05 | Enlow-Novitsky Heather | Buy | 20.00K | — | — |
| 2026-03-05 | Olmstead Jill | Buy | 20.00K | — | — |
| 2026-03-02 | Smith Ian Malcolm | Buy | 1.38K | — | — |
| 2026-03-02 | Smith Ian Malcolm | Sell | 1.38K | — | — |
| 2026-03-02 | Shumate Carla | Buy | 1.25K | — | — |
| 2026-03-02 | Shumate Carla | Sell | 345 | $37.37 | 12.89K |
| 2026-03-02 | Shumate Carla | Sell | 1.25K | — | — |
| 2026-03-02 | Peyree Scott | Buy | 6.88K | — | — |
| 2026-03-02 | Peyree Scott | Sell | 1.68K | $37.37 | 62.59K |
| 2026-03-02 | Peyree Scott | Sell | 6.88K | — | — |
| 2026-03-02 | Olmstead Jill | Buy | 3.75K | — | — |
| 2026-03-02 | Olmstead Jill | Sell | 1.07K | $37.37 | 39.87K |
| 2026-03-02 | Olmstead Jill | Sell | 3.75K | — | — |
| 2026-03-02 | Enlow-Novitsky Heather | Buy | 938 | — | — |
| 2026-03-02 | Enlow-Novitsky Heather | Sell | 267 | $37.37 | 9.98K |
| 2026-03-02 | Enlow-Novitsky Heather | Sell | 938 | — | — |
| 2026-03-02 | Bengel Jason | Buy | 1.00K | — | — |
| 2026-03-02 | Bengel Jason | Sell | 285 | $37.37 | 10.65K |
| 2026-03-02 | Bengel Jason | Sell | 1.00K | — | — |
| 2026-03-01 | Smith Ian Malcolm | Buy | 1.50K | — | — |
| 2026-03-01 | Smith Ian Malcolm | Sell | 1.50K | — | — |
| 2026-03-01 | Shumate Carla | Buy | 3.33K | — | — |
| 2026-03-01 | Shumate Carla | Sell | 1.12K | $37.37 | 41.93K |
| 2026-03-01 | Shumate Carla | Sell | 3.33K | — | — |
| 2026-03-01 | Peyree Scott | Buy | 5.67K | — | — |
| 2026-03-01 | Peyree Scott | Sell | 1.47K | $37.37 | 54.90K |
| 2026-03-01 | Peyree Scott | Sell | 5.67K | — | — |
| 2026-03-01 | Olmstead Jill | Buy | 10.00K | — | — |
| 2026-03-01 | Olmstead Jill | Sell | 2.99K | $37.37 | 111.70K |
| 2026-03-01 | Olmstead Jill | Sell | 10.00K | — | — |
| 2026-03-01 | Enlow-Novitsky Heather | Buy | 3.33K | — | — |
| 2026-03-01 | Enlow-Novitsky Heather | Sell | 3.33K | — | — |
| 2026-03-01 | Enlow-Novitsky Heather | Sell | 1.10K | $37.37 | 41.11K |
| 2026-03-01 | Bengel Jason | Buy | 4.00K | — | — |
| 2026-03-01 | Bengel Jason | Buy | 1.17K | — | — |
| 2026-03-01 | Bengel Jason | Sell | 394 | $37.37 | 14.72K |
| 2026-03-01 | Bengel Jason | Sell | 1.24K | $37.37 | 46.41K |
| 2026-03-01 | Bengel Jason | Sell | 4.00K | — | — |
| 2026-03-01 | Bengel Jason | Sell | 1.17K | — | — |
| 2026-01-06 | Smith Ian Malcolm | Other | 0 | — | — |
| 2026-01-06 | Smith Ian Malcolm | Other | 10.00K | — | — |
| 2025-12-31 | Peyree Scott | Buy | 45.00K | — | — |
| 2025-12-15 | Beason Marion Brent | Sell | 12.52K | — | — |
| 2025-12-10 | Greuling Megan | Sell | 300.00K | — | — |
| 2025-12-03 | Olmstead Jill | Buy | 5.25K | — | — |
| 2025-12-03 | Enlow-Novitsky Heather | Buy | 3.50K | — | — |
Latest filed quarter: Q2 2026.
Institutions holding: 198, holders +12 vs prior quarter. Ownership 83.08%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 1.23M | 136.71K | +12.54% | 54.33M |
| JENNISON ASSOCIATES LLC | 1.01M | -8.09K | -0.79% | 44.83M |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | 725.67K | 78.64K | +12.15% | 32.14M |
| AMERIPRISE FINANCIAL INC | 702.72K | 148.00K | +26.68% | 31.12M |
| VANGUARD CAPITAL MANAGEMENT LLC | 423.39K | -54.62K | -11.43% | 18.75M |
| MILLENNIUM MANAGEMENT LLC | 411.13K | 43.02K | +11.69% | 18.21M |
| JACOBS LEVY EQUITY MANAGEMENT, INC | 374.07K | 53.40K | +16.65% | 16.57M |
| GEODE CAPITAL MANAGEMENT, LLC | 370.21K | 92.28K | +33.20% | 16.40M |
| GOLDMAN SACHS GROUP INC | 351.91K | 162.04K | +85.35% | 15.59M |
| EMERALD ADVISERS, LLC | 334.70K | -4.97K | -1.46% | 14.82M |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 331.23K | 56.86K | +20.72% | 14.67M |
| AQR CAPITAL MANAGEMENT LLC | 310.99K | 107.69K | +52.97% | 13.59M |
| DIMENSIONAL FUND ADVISORS LP | 297.36K | 19.94K | +7.19% | 13.17M |
| STATE STREET CORP | 259.95K | 10.08K | +4.03% | 11.51M |
| EMERALD MUTUAL FUND ADVISERS TRUST | 218.27K | 0 | 0.00% | 9.67M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 203.17K | 68.78K | +51.17% | 9.00M |
| FMR LLC | 201.75K | 18.72K | +10.23% | 8.94M |
| FEDERATED HERMES, INC. | 192.01K | 14.51K | +8.17% | 8.50M |
| STATE OF WISCONSIN INVESTMENT BOARD | 179.96K | 49.09K | +37.51% | 7.97M |
| RENAISSANCE TECHNOLOGIES LLC | 164.30K | -96.00K | -36.88% | 7.28M |
| MARSHALL WACE, LLP | 156.99K | -24.98K | -13.73% | 6.95M |
| G2 INVESTMENT PARTNERS MANAGEMENT LLC | 155.99K | -19.35K | -11.03% | 6.91M |
| NORTHERN TRUST CORP | 117.24K | 24.92K | +26.99% | 5.19M |
| S SQUARED TECHNOLOGY, LLC | 108.27K | 17.50K | +19.28% | 4.80M |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 106.40K | 72.50K | +213.86% | 4.71M |
LendingTree, Inc. (TREE) trades at $26.50, with a market cap of $371.99M and a trailing P/E of 1.98. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 384402000 | 617736000 | 764865000 | 1106603000 | 909990000 | 1098499000 | 984992000 | 672502000 | 900219000 | 1117324000 |
Insights · Dividends · Forecast · Financials · Learn
$371.99M
Market Cap
1.98
P/E
4.96
Forward P/E
63
Score