Veritex Holdings (VBTX) Financials

The income statement is a financial statement that shows a company's revenue, expenses, and net income over a specific period of time. For Veritex Holdings Inc (VBTX), the income statement provides important information about the company's financial performance. It shows the total revenue generated by the company, which includes income from interest and fees on loans, as well as other sources of income. The income statement also includes the company's expenses, such as employee salaries, rent, and taxes. By subtracting the expenses from the total revenue, the income statement calculates the company's net income. For Veritex Holdings Inc (VBTX), the net income is the profit that the company earned during the period covered by the income statement.

EBIT, which stands for earnings before interest and taxes, is a measure of a company's operating profitability. It is calculated by subtracting the company's operating expenses from its gross profit. EBIT represents the company's ability to generate profit from its core operations, without considering interest and taxes. For Veritex Holdings Inc (VBTX), the EBIT provides insight into the company's operational efficiency and profitability.

EBITDA, or earnings before interest, taxes, depreciation, and amortization, is a measure of a company's profitability that takes into account its operating expenses and non-cash expenses. It is calculated by adding back depreciation and amortization expenses to EBIT. EBITDA provides a clearer picture of a company's operating profitability by excluding non-cash expenses and one-time charges. For Veritex Holdings Inc (VBTX), EBITDA can help investors and analysts assess the company's cash flow generation and operating performance.

Gross profit is a measure of a company's profitability that represents the difference between its revenue and the cost of goods sold. It is calculated by subtracting the cost of goods sold from the company's total revenue. Gross profit indicates how efficiently a company is able to produce and sell its products or services. For Veritex Holdings Inc (VBTX), the gross profit margin can provide insight into the company's pricing strategy and operational efficiency.

Net income from stockholders, also known as earnings per share (EPS), is a measure of a company's profitability that represents the amount of profit allocated to each outstanding share of common stock. It is calculated by dividing the company's net income by the number of outstanding shares. Net income from stockholders provides insight into the company's ability to generate profit for its shareholders. For Veritex Holdings Inc (VBTX), the earnings per share can help investors assess the company's profitability and value.

Total revenue is a measure of a company's financial performance that represents the sum of all its sources of income. It includes revenue from the company's primary operations, as well as any other sources of income. Total revenue provides an overview of a company's financial health and its ability to generate income. For Veritex Holdings Inc (VBTX), the total revenue includes interest and fees on loans, as well as other sources of income.

The balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time. It shows the company's assets, liabilities, and stockholders' equity. For Veritex Holdings Inc (VBTX), the balance sheet provides important information about the company's financial health and its ability to meet its obligations. It shows the company's total assets, which include cash, investments, loans, and other resources. The balance sheet also shows the company's total liabilities, which include deposits, borrowings, and other obligations. The difference between the total assets and total liabilities is the company's stockholders' equity.

Cash equivalents are highly liquid financial instruments that can be easily converted into cash. They include short-term investments and money market funds. Cash equivalents provide a measure of a company's liquidity and its ability to meet short-term obligations. For Veritex Holdings Inc (VBTX), cash equivalents can include treasury bills, certificates of deposit, and other short-term investments.

Net debt is a measure of a company's financial position that represents the difference between its total debt and its cash and cash equivalents. It provides insight into a company's ability to meet its financial obligations. For Veritex Holdings Inc (VBTX), the net debt can be calculated by subtracting the company's cash and cash equivalents from its total debt. A negative net debt indicates that the company has more cash than debt.

Stockholders' equity, also known as shareholders' equity, is a measure of a company's financial position that represents the ownership interest of its shareholders. It is calculated by subtracting the company's total liabilities from its total assets. Stockholders' equity provides insight into the company's net worth and its ability to generate returns for its shareholders. For Veritex Holdings Inc (VBTX), stockholders' equity represents the value of the company's common stock and retained earnings.

Total assets are a measure of a company's financial value that represents the sum of all its resources. They include cash, investments, property, plant, and equipment, as well as intangible assets such as patents and trademarks. Total assets provide an overview of a company's financial health and its ability to generate value. For Veritex Holdings Inc (VBTX), total assets can include loans, investments, and other financial instruments.

Total debt is a measure of a company's financial obligations that represents the sum of its short-term and long-term borrowings. It includes loans, bonds, and other forms of debt. Total debt provides insight into a company's ability to meet its financial obligations. For Veritex Holdings Inc (VBTX), total debt can include borrowings from other financial institutions, deposits, and other forms of borrowing.

Total liabilities are a measure of a company's financial obligations that represents the sum of its debts and other obligations. It includes short-term and long-term liabilities. Total liabilities provide insight into a company's financial health and its ability to meet its obligations. For Veritex Holdings Inc (VBTX), total liabilities can include borrowings, deposits, and other forms of obligations.

Cash flow is a measure of a company's financial performance that represents the amount of cash generated or used by its operations. It shows the inflows and outflows of cash during a specific period of time. Cash flow provides insight into a company's ability to generate cash and its overall financial health. For Veritex Holdings Inc (VBTX), cash flow can be positive or negative, depending on the company's operations and investments.

Financing cash flow is a component of the cash flow statement that represents the cash inflows and outflows related to a company's financing activities. It includes cash flows from issuing or repurchasing stock, paying dividends, and borrowing or repaying debt. Financing cash flow provides insight into a company's ability to raise capital and manage its debt. For Veritex Holdings Inc (VBTX), financing cash flow can include proceeds from issuing stock or bonds, as well as payments for dividends and debt repayments.

Free cash flow is a measure of a company's financial performance that represents the cash that is available for distribution to its investors after deducting capital expenditures and debt repayments. It is calculated by subtracting capital expenditures and debt repayments from the company's operating cash flow. Free cash flow provides insight into a company's ability to generate cash and its financial flexibility. For Veritex Holdings Inc (VBTX), free cash flow can be used to pay dividends, repurchase stock, or invest in growth opportunities.

Investing cash flow is a component of the cash flow statement that represents the cash inflows and outflows related to a company's investing activities. It includes cash flows from buying or selling long-term assets, such as property, plant, and equipment, as well as acquiring or disposing of investments. Investing cash flow provides insight into a company's capital expenditures and investment decisions. For Veritex Holdings Inc (VBTX), investing cash flow can include purchases or sales of property or investments.

Operating cash flow is a measure of a company's financial performance that represents the cash generated or used by its operations. It is calculated by adding back non-cash expenses, such as depreciation and amortization, to the company's net income. Operating cash flow provides insight into a company's ability to generate cash from its core operations. For Veritex Holdings Inc (VBTX), operating cash flow can be used to pay dividends, invest in new products or services, or repay debt.