Arthur J. Gallagher & (AJG) Stock Insights

AJG price $260.42 +1.41 +0.54%

Ticker
AJG
Price
$260.42
Change
+1.41 +0.54%
Market cap ?
$66.76B
P/E ?
43.74
Forward P/E ?
19.84
Dividend yield ?
1.03%
Beta ?
0.55
Sector
Financial Services
Industry
Insurance - Brokers
Stocklytics score
47
Value
44
Quality
47
Growth
50

Stocklytics score rationale: value 44, quality 47, growth 50.

Financials

2016201720182019202020212022202320242025
5680500000624560000069238000007119700000700940000082094000008550600000100719000001155490000013941800000

Arthur J. Gallagher & Co., alongside its various subsidiaries, operates globally, providing a wide array of services that encompass insurance brokerage, expert consulting, and outsourced claims settlement and administration. Its geographic reach extends across the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. The company's business model is divided into two…

Fair value

AJG fair value $302.56. Price $260.42. Price is 14% below fair value.

Around fair value, but less expensive than usual. A smaller premium than on 95% of days in the past 5 years.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 2.29B. Growth 11.68%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 256.34M. Net debt 12.60B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Compare AJG

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-10-29—2.99—3.98B
2026-07-302.842.813.96B4.01B
2026-04-304.474.434.72B4.73B
2026-01-292.382.353.59B3.60B
2025-10-302.322.513.37B3.34B
2025-07-312.332.363.22B3.20B
2025-05-013.673.573.73B3.71B
2025-01-302.132.032.72B2.70B
2024-10-242.262.262.81B2.78B
2024-07-252.262.242.78B2.77B
2024-04-253.493.413.26B3.18B
2024-01-251.851.832.44B2.36B
2023-10-262.001.942.49B2.39B
2023-07-271.901.862.44B2.36B
2023-04-273.033.002.71B2.67B
2023-01-261.541.502.02B1.96B
2022-10-271.721.672.05B2.03B
2022-07-281.701.682.04B2.02B
2022-04-282.812.772.43B2.41B
2022-01-270.980.931.96B1.90B
2021-10-281.331.212.13B1.82B
2021-07-291.171.141.93B1.57B
2021-04-292.021.842.16B1.70B
2021-01-280.880.781.71B1.45B
2020-10-291.080.921.85B4.51B
2020-07-300.940.721.58B1.23B
2020-04-301.831.731.87B1.76B
2020-01-300.580.521.71B1.54B
2019-10-240.800.791.82B1.80B
2019-07-250.650.611.66B1.56B
2019-04-251.631.611.93B1.97B
2019-01-310.530.521.66B1.63B
2018-10-250.780.771.78B1.76B
2018-07-260.620.631.65B1.69B
2018-05-011.521.451.83B1.75B
2018-01-250.820.751.60B1.39B
2017-10-260.810.791.59B1.55B
2017-07-271.031.031.49B1.49B
2017-04-270.400.391.65B1.61B
2017-01-260.660.661.39B1.47B

Dividends

Yield 1.06%. Payout ratio 44.20%. Frequency Quarterly.

Safety score 86/100 · Safe. Payout ratio is 44% of earnings. Dividends use less than 40% of free cash flow. Dividends were paid in 42 separate years. Yield is 1.1%, which is modest.

Ex-dateDividendRecordPaymentFrequency
2026-09-08$0.702026-09-082026-09-18Quarterly
2026-06-05$0.702026-06-052026-06-19Quarterly
2026-03-06$0.702026-03-062026-03-20Quarterly
2025-12-05$0.652025-12-052025-12-19Quarterly
2025-09-05$0.652025-09-052025-09-19Quarterly
2025-06-06$0.652025-06-062025-06-20Quarterly
2025-03-07$0.652025-03-072025-03-21Quarterly
2024-12-06$0.602024-12-062024-12-20Quarterly
2024-09-06$0.602024-09-062024-09-20Quarterly
2024-06-07$0.602024-06-072024-06-21Quarterly
2024-02-29$0.602024-03-012024-03-15Quarterly
2023-11-30$0.552023-12-012023-12-15Quarterly
2023-08-31$0.552023-09-012023-09-15Quarterly
2023-06-01$0.552023-06-022023-06-16Quarterly
2023-03-02$0.552023-03-032023-03-17Quarterly
2022-12-01$0.512022-12-022022-12-16Quarterly
2022-09-01$0.512022-09-022022-09-16Quarterly
2022-06-02$0.512022-06-032022-06-17Quarterly
2022-03-03$0.512022-03-042022-03-18Quarterly
2021-12-02$0.482021-12-032021-12-17Quarterly
2021-09-02$0.482021-09-032021-09-17Quarterly
2021-06-03$0.482021-06-042021-06-18Quarterly
2021-03-04$0.482021-03-052021-03-19Quarterly
2020-12-03$0.452020-12-042020-12-18Quarterly
2020-09-03$0.452020-09-042020-09-18Quarterly
2020-06-04$0.452020-06-052020-06-19Quarterly
2020-03-05$0.452020-03-062020-03-20Quarterly
2019-12-05$0.432019-12-062019-12-20Quarterly
2019-09-05$0.432019-09-062019-09-20Quarterly
2019-06-06$0.432019-06-072019-06-21Quarterly
2019-02-28$0.432019-03-012019-03-15Quarterly
2018-12-06$0.412018-12-072018-12-21Quarterly
2018-09-06$0.412018-09-072018-09-21Quarterly
2018-05-31$0.412018-06-012018-06-15Quarterly
2018-03-01$0.412018-03-022018-03-16Quarterly
2017-11-30$0.392017-12-012017-12-15Quarterly
2017-08-30$0.392017-09-012017-09-15Quarterly
2017-05-31$0.392017-06-022017-06-16Quarterly
2017-03-01$0.392017-03-032017-03-17Quarterly
2016-11-30$0.382016-12-022016-12-16Quarterly
2016-08-31$0.382016-09-022016-09-16Quarterly
2016-06-01$0.382016-06-032016-06-17Quarterly
2016-03-02$0.382016-03-042016-03-18Quarterly
2015-12-02$0.372015-12-042015-12-18Quarterly
2015-09-02$0.372015-09-042015-09-18Quarterly
2015-06-03$0.372015-06-052015-06-19Quarterly
2015-03-02$0.372015-03-042015-03-20Quarterly
2014-12-03$0.362014-12-052014-12-19Quarterly
2014-09-03$0.362014-09-052014-09-19Quarterly
2014-06-04$0.362014-06-062014-06-20Quarterly
2014-02-28$0.362014-03-042014-03-20Quarterly
2013-12-02$0.352013-12-042013-12-20Quarterly
2013-08-30$0.352013-09-042013-09-20Quarterly
2013-05-31$0.352013-06-042013-06-20Quarterly
2013-02-28$0.352013-03-042013-03-20Quarterly
2012-11-29$0.342012-12-032012-12-20Quarterly
2012-09-26$0.342012-09-282012-10-15Quarterly
2012-06-27$0.342012-06-292012-07-13Quarterly
2012-03-28$0.342012-03-302012-04-13Quarterly
2011-12-28$0.332011-12-302012-01-13Quarterly
2011-09-28$0.332011-09-302011-10-14Quarterly
2011-06-28$0.332011-06-302011-07-15Quarterly
2011-03-29$0.332011-03-312011-04-15Quarterly
2010-12-29$0.322010-12-312011-01-14Quarterly
2010-09-28$0.322010-09-302010-10-15Quarterly
2010-06-28$0.322010-06-302010-07-15Quarterly
2010-03-29$0.322010-03-312010-04-15Quarterly
2009-12-29$0.322009-12-312010-01-15Quarterly
2009-09-28$0.322009-09-302009-10-15Quarterly
2009-06-26$0.322009-06-302009-07-15Quarterly
2009-03-27$0.322009-03-312009-04-15Quarterly
2008-12-29$0.322008-12-312009-01-15Quarterly
2008-09-26$0.322008-09-302008-10-15Quarterly
2008-06-26$0.322008-06-302008-07-15Quarterly
2008-03-27$0.322008-03-312008-04-15Quarterly
2007-12-27$0.312007-12-312008-01-15Quarterly
2007-09-26$0.312007-09-282007-10-15Quarterly
2007-06-27$0.312007-06-292007-07-16Quarterly
2007-03-28$0.312007-03-302007-04-13Quarterly
2006-12-27$0.302006-12-292007-01-15Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-10-01Koreyva Kyle GrahamOther0——
2026-10-01Koreyva Kyle GrahamOther0——
2026-09-15CARY RICHARD CSell1.00K$252.86252.86K
2026-09-08Gallagher Patrick MurphyBuy49.99K——
2026-09-08GALLAGHER J PATRICK JRSell49.99K——
2026-09-02Hudson Scott RBuy12.00K$86.171.03M
2026-09-02Hudson Scott RSell12.00K$264.133.17M
2026-09-02Hudson Scott RSell12.00K$86.171.03M
2026-09-01Miskel Christopher C.Buy153$262.0040.00K
2026-08-24Bay Walter D.Sell12.00K$270.083.24M
2026-08-19Mead Christopher EBuy3.50K$86.17301.60K
2026-08-19Mead Christopher ESell3.50K$257.02899.59K
2026-08-19Mead Christopher ESell3.50K$86.17301.60K
2026-08-16Bloom Mark H.Sell1.28K——
2026-08-16Bloom Mark H.Buy1.28K——
2026-08-16Bloom Mark H.Sell607$251.21152.44K
2026-08-05Gallagher Patrick MurphySell23.80K——
2026-07-01Jain VishalBuy2.16K$229.57496.49K
2026-07-01Jain VishalSell2.16K$229.57496.49K
2026-07-01GALLAGHER THOMAS JOSEPHBuy352$229.5780.80K
2026-07-01GALLAGHER THOMAS JOSEPHSell352$229.5780.80K
2026-07-01Pesch Michael RobertBuy356$229.5781.68K
2026-07-01Pesch Michael RobertSell356$229.5781.68K
2026-06-22HOWELL DOUGLAS KSell12.95K$209.082.71M
2026-06-02CARY RICHARD CSell3.00K$206.00618.00K
2026-06-01JOHNSON DAVID SBuy237$206.1048.75K
2026-06-01Miskel Christopher C.Buy194$206.1040.00K
2026-05-26Gallagher Patrick MurphyBuy14.70K——
2026-05-26GALLAGHER J PATRICK JRSell14.70K——
2026-05-12Caplan Deborah HBuy1.11K——
2026-05-12Clarke Teresa HillaryBuy1.11K——
2026-05-12Coldman David JohnBuy1.11K——
2026-05-12Harries Richard de Winton WilkinBuy1.11K——
2026-05-12JOHNSON DAVID SBuy1.11K——
2026-05-12Miskel Christopher C.Buy1.11K——
2026-05-12NICOLETTI RALPH JBuy1.11K——
2026-05-12ROSENTHAL NORMAN LBuy1.11K——
2026-03-31GALLAGHER THOMAS JOSEPHBuy76$215.9516.49K
2026-03-31GALLAGHER THOMAS JOSEPHSell76$215.9516.49K
2026-03-31GALLAGHER THOMAS JOSEPHSell76——
2026-03-31HOWELL DOUGLAS KBuy76$215.9516.49K
2026-03-31HOWELL DOUGLAS KSell76$215.9516.49K
2026-03-31HOWELL DOUGLAS KSell76——
2026-03-31Hudson Scott RBuy64$215.9513.75K
2026-03-31Hudson Scott RSell64$215.9513.75K
2026-03-31Hudson Scott RSell64——
2026-03-31Jain VishalBuy51$215.9511.00K
2026-03-31Jain VishalSell51$215.9511.00K
2026-03-31Jain VishalSell51——
2026-03-31Ziebell William FSell51——
2026-03-31Ziebell William FBuy51$215.9511.00K
2026-03-31Ziebell William FSell51$215.9511.00K
2026-03-31Bay Walter D.Buy1.42K$215.95305.59K
2026-03-31Bay Walter D.Sell627$215.95135.40K
2026-03-31Bay Walter D.Sell1.42K——
2026-03-31CARY RICHARD CBuy472$215.95101.86K
2026-03-31CARY RICHARD CSell139$215.9530.02K
2026-03-31CARY RICHARD CSell472——
2026-03-31GALLAGHER J PATRICK JRSell5.35K——
2026-03-31GALLAGHER J PATRICK JRBuy5.35K$215.951.15M
2026-03-31GALLAGHER J PATRICK JRSell2.37K$215.95511.59K
2026-03-23GALLAGHER THOMAS JOSEPHSell264——
2026-03-23GALLAGHER THOMAS JOSEPHSell528——
2026-03-23GALLAGHER THOMAS JOSEPHBuy264——
2026-03-23GALLAGHER THOMAS JOSEPHBuy264——
2026-03-23GALLAGHER THOMAS JOSEPHSell264——
2026-03-23GALLAGHER THOMAS JOSEPHSell176——
2026-03-23Gallagher Patrick MurphySell704——
2026-03-23Gallagher Patrick MurphyBuy704——
2026-03-20Gallagher Patrick MurphyBuy1.44K——
2026-03-16Pesch Michael RobertSell525$207.93109.16K
2026-03-16Jain VishalSell501$207.93104.17K
2026-03-16Mead Christopher ESell432$207.9389.83K
2026-03-16Gallagher Patrick MurphySell525$207.93109.16K
2026-03-15Ziebell William FBuy6.93K——
2026-03-15Ziebell William FSell2.32K$207.93482.61K
2026-03-15Ziebell William FBuy6.93K——
2026-03-15Ziebell William FSell6.93K——
2026-03-15Jain VishalBuy6.21K——
2026-03-15Jain VishalSell2.65K$207.93549.97K
2026-03-15Jain VishalBuy6.21K——
2026-03-15Pietrucha Susan EBuy6.61K——
2026-03-15Pietrucha Susan ESell2.19K$207.93454.53K
2026-03-15Pietrucha Susan EBuy6.61K——
2026-03-15Pietrucha Susan ESell6.61K——
2026-03-15Mead Christopher EBuy5.26K——
2026-03-15Mead Christopher ESell2.02K$207.93419.81K
2026-03-15Mead Christopher EBuy5.26K——
2026-03-15Mead Christopher ESell5.26K——
2026-03-15Hudson Scott RBuy7.17K——
2026-03-15Hudson Scott RSell2.83K$207.93588.03K
2026-03-15Hudson Scott RBuy7.17K——
2026-03-15Hudson Scott RSell7.17K——
2026-03-15HOWELL DOUGLAS KBuy9.08K——
2026-03-15HOWELL DOUGLAS KSell3.87K$207.93803.65K
2026-03-15HOWELL DOUGLAS KBuy9.08K——
2026-03-15HOWELL DOUGLAS KSell9.08K——
2026-03-15GALLAGHER THOMAS JOSEPHBuy9.56K——
2026-03-15GALLAGHER THOMAS JOSEPHSell4.07K$207.93845.86K
2026-03-15GALLAGHER THOMAS JOSEPHBuy9.56K——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 1.33K, holders +46 vs prior quarter. Ownership 93.69%.

HolderSharesChangeChange %Value
BLACKROCK, INC.19.82M515.07K+2.67%4.55B
FMR LLC18.65M4.02M+27.53%4.28B
VANGUARD CAPITAL MANAGEMENT LLC16.78M77.28K+0.46%3.85B
JPMORGAN CHASE & CO14.36M-5.21M-26.63%3.26B
CAPITAL WORLD INVESTORS12.51M-1.31M-9.45%2.87B
VANGUARD PORTFOLIO MANAGEMENT LLC12.45M35.45K+0.29%2.86B
STATE STREET CORP11.30M329.87K+3.01%2.60B
DODGE & COX9.36M2.01M+27.31%2.15B
NORGES BANK6.73M6.73MNew1.55B
GEODE CAPITAL MANAGEMENT, LLC6.30M55.23K+0.88%1.45B
EAGLE CAPITAL MANAGEMENT LLC4.89M2.23M+83.47%1.12B
PRINCIPAL FINANCIAL GROUP INC3.49M252.71K+7.79%802.31M
GOLDMAN SACHS GROUP INC2.82M864.75K+44.27%646.93M
MORGAN STANLEY2.59M-1.46M-36.10%595.01M
CAPITAL RESEARCH GLOBAL INVESTORS2.59M-394.28K-13.23%593.63M
WCM INVESTMENT MANAGEMENT, LLC2.43M63.05K+2.67%550.89M
GTCR LLC2.37M00.00%544.95M
FRANKLIN TEMPLETON INC2.22M265.04K+13.56%509.45M
NORTHERN TRUST CORP2.20M-25.10K-1.13%506.14M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.2.16M2.16MNew495.07M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC2.16M47.04K+2.23%495.07M
CAPITAL INTERNATIONAL INVESTORS2.00M-594.07K-22.88%459.54M
JUPITER TOPCO LLC1.94M1.94MNew445.37M
MANUFACTURERS LIFE INSURANCE COMPANY, THE1.92M1.59M+494.36%440.23M
INVESCO LTD.1.75M35.04K+2.04%401.94M

Insights

Revenue by product
PeriodValue
FY2011Corporate Segment: 29200000.0
FY2012Brokerage Segment: 1827600000.0, Corporate Segment: 121000000.0, Risk Management Segment: 571700000.0
FY2013Brokerage Segment: 2144300000.0, Corporate Segment: 437300000.0, Risk Management Segment: 611000000.0
FY2014Brokerage Segment: 2914300000.0, Corporate Segment: 1058900000.0, Risk Management Segment: 664300000.0
FY2015Brokerage Segment: 3324000000.0, Corporate Segment: 1341300000.0, Risk Management Segment: 727100000.0
FY2016Brokerage Segment: 3527900000.0, Corporate Segment: 1350100000.0, Risk Management Segment: 718100000.0
FY2017Brokerage Segment: 3830500000.0, Corporate Segment: 1560500000.0, Risk Management Segment: 768600000.0
FY2018Brokerage Segment: 4246900000.0, Corporate Segment: 1747200000.0, Risk Management Segment: 939900000.0
FY2019Brokerage Segment: 4901500000.0, Corporate Segment: 1316400000.0, Risk Management Segment: 977100000.0
FY2020Brokerage Segment: 5167100000.0, Corporate Segment: 863500000.0, Risk Management Segment: 973400000.0
FY2021Brokerage Segment: 5967500000.0, Corporate Segment: 1141300000.0, Risk Management Segment: 1100600000.0
FY2022Brokerage Segment: 7303800000.0, Corporate Segment: 23700000.0, Risk Management Segment: 1223100000.0
FY2023Brokerage Segment: 8637200000.0, Corporate Segment: 1700000.0, Risk Management Segment: 1433000000.0
FY2024Brokerage Segment: 3606600000.0, Commissions: 6693800000.0, Contingent Revenue: 267600000.0, Investment Performance: 473200000.0, Supplemental Revenue Member: 359400000.0
FY2025Brokerage Segment: 4195000000.0, Commissions: 8024000000.0, Contingent Revenue: 324000000.0, Investment Performance: 769000000.0, Supplemental Revenue Member: 466000000.0
Revenue by region
PeriodValue
FY2012Domestic Country: 1431600000.0, Foreign Country: 514200000.0
FY2013UNITED KINGDOM: 434400000.0, UNITED STATES: 1644800000.0
FY2014AUSTRALIA: 243100000.0, CANADA: 85000000.0, UNITED KINGDOM: 726400000.0, UNITED STATES: 1891300000.0
FY2015AUSTRALIA: 256700000.0, CANADA: 136600000.0, NEW ZEALAND: 122600000.0, Other Foreign: 68200000.0, UNITED KINGDOM: 766900000.0, UNITED STATES: 2122100000.0
FY2016AUSTRALIA: 245500000.0, CANADA: 138200000.0, NEW ZEALAND: 125800000.0, Other Foreign: 100600000.0, UNITED KINGDOM: 712100000.0, UNITED STATES: 2334400000.0
FY2017AUSTRALIA: 270900000.0, CANADA: 155400000.0, NEW ZEALAND: 150500000.0, Other Foreign: 162600000.0, UNITED KINGDOM: 717600000.0, UNITED STATES: 2537400000.0
FY2018AUSTRALIA: 290600000.0, CANADA: 185400000.0, NEW ZEALAND: 157500000.0, Other Foreign: 148800000.0, UNITED KINGDOM: 773900000.0, UNITED STATES: 5377800000.0
FY2019AUSTRALIA: 298600000.0, CANADA: 226000000.0, NEW ZEALAND: 160800000.0, Other Foreign: 167100000.0, UNITED KINGDOM: 963400000.0, UNITED STATES: 5379100000.0
FY2020AUSTRALIA: 314500000.0, CANADA: 249100000.0, NEW ZEALAND: 154400000.0, Other Foreign: 202300000.0, UNITED KINGDOM: 1034400000.0, UNITED STATES: 5048900000.0
FY2021AUSTRALIA: 376100000.0, CANADA: 308000000.0, NEW ZEALAND: 177000000.0, Other Foreign: 246500000.0, UNITED KINGDOM: 1245000000.0, UNITED STATES: 5856800000.0
FY2022AUSTRALIA: 410900000.0, CANADA: 361900000.0, NEW ZEALAND: 181300000.0, Other Foreign: 450900000.0, UNITED KINGDOM: 1588400000.0, UNITED STATES: 5557200000.0
FY2023AUSTRALIA: 466800000.0, CANADA: 403900000.0, NEW ZEALAND: 208000000.0, Other Foreign: 572600000.0, UNITED KINGDOM: 1994100000.0, UNITED STATES: 6426500000.0
FY2024AUSTRALIA: 574600000.0, CANADA: 416000000.0, NEW ZEALAND: 210200000.0, Other Foreign: 700800000.0, UNITED KINGDOM: 2225400000.0, UNITED STATES: 7427900000.0
FY2025AUSTRALIA: 586000000.0, CANADA: 395000000.0, NEW ZEALAND: 207000000.0, Other Foreign: 886000000.0, UNITED KINGDOM: 2477000000.0, UNITED STATES: 9391000000.0

Insights · Dividends · Forecast · Financials · Learn

Stocklytics home · Screener

Arthur J. Gallagher & (AJG) Stock Insights

AJG$260.42+1.41 +0.54%

$66.76B

Market Cap

43.74

P/E

19.84

Forward P/E

47

Score

Price History