Ally Financial (ALLY) Stock Forecast & Price Target
$12.11B
Market Cap
8.78
P/E
7.95
Forward P/E
50
Score
ALLY price $39.81 +1.01 +2.60%
Stocklytics score rationale: value 59, quality 32, growth 58.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 9817000000 | 9852000000 | 10421000000 | 11558000000 | 10721000000 | 10694000000 | 12097000000 | 15967000000 | 16369000000 | 12154000000 |
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing…
ALLY fair value $77.54. Price $39.81. Price is 49% below fair value.
Below fair value, around its usual discount.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2027-01-20 | — | 1.37 | — | 2.35B |
| 2026-10-20 | 1.34 | 1.34 | 2.33B | 2.31B |
| 2026-07-21 | 1.21 | 1.22 | 2.28B | 2.22B |
| 2026-04-17 | 1.11 | 0.93 | 2.10B | 2.14B |
| 2026-01-21 | 1.09 | 1.01 | 2.12B | 2.14B |
| 2025-10-17 | 1.15 | 1.00 | 2.37B | 2.11B |
| 2025-07-18 | 0.99 | 0.81 | 2.28B | 2.04B |
| 2025-04-17 | 0.58 | 0.42 | 1.75B | 2.03B |
| 2025-01-22 | 0.78 | 0.57 | 2.24B | 2.02B |
| 2024-10-18 | 0.95 | 0.53 | 2.29B | 2.03B |
| 2024-07-17 | 0.97 | 0.64 | 2.17B | 2.03B |
| 2024-04-18 | 0.45 | 0.33 | 2.20B | 1.96B |
| 2024-01-19 | 0.45 | 0.44 | 2.29B | 2.00B |
| 2023-10-18 | 0.83 | 0.80 | 2.17B | 2.06B |
| 2023-07-19 | 0.96 | 0.92 | 2.26B | 2.09B |
| 2023-04-19 | 0.82 | 0.87 | 2.34B | 2.07B |
| 2023-01-20 | 1.08 | 0.98 | 2.44B | 2.06B |
| 2022-10-19 | 1.12 | 1.70 | 2.20B | 2.16B |
| 2022-07-19 | 1.76 | 1.86 | 2.27B | 2.20B |
| 2022-04-14 | 2.03 | 1.93 | 2.33B | 2.13B |
| 2022-01-21 | 2.02 | 1.96 | 2.33B | 2.13B |
| 2021-10-21 | 2.16 | 1.95 | 2.15B | 2.01B |
| 2021-07-20 | 2.33 | 1.48 | 2.21B | 2.01B |
| 2021-04-16 | 2.09 | 1.15 | 2.09B | 1.32B |
| 2021-01-22 | 1.60 | 1.05 | 2.16B | 1.59B |
| 2020-10-16 | 1.25 | 0.69 | 1.84B | 1.20B |
| 2020-07-17 | 0.61 | 0.28 | 1.81B | 1.67B |
| 2020-04-20 | -0.44 | 0.69 | 2.62B | 2.64B |
| 2020-01-22 | 0.95 | 0.93 | 1.86B | 1.86B |
| 2019-10-16 | 1.01 | 0.98 | 1.83B | 1.78B |
| 2019-07-18 | 0.97 | 0.88 | 1.78B | 1.64B |
| 2019-04-18 | 0.80 | 0.78 | 1.84B | 1.80B |
| 2019-01-30 | 0.92 | 0.82 | 1.65B | 1.51B |
| 2018-10-25 | 0.91 | 0.80 | 1.75B | 1.54B |
| 2018-07-26 | 0.83 | 0.71 | 1.72B | 1.47B |
| 2018-04-26 | 0.68 | 0.66 | 1.67B | 1.63B |
| 2018-01-30 | 0.70 | 0.59 | 1.73B | 1.54B |
| 2017-10-25 | 0.65 | 0.59 | 1.73B | 1.57B |
| 2017-07-27 | 0.58 | 0.52 | 1.77B | 1.59B |
| 2017-04-27 | 0.48 | 0.48 | 1.76B | 1.76B |
Yield 3.01%. Payout ratio 32.98%. Frequency Quarterly.
Safety score 87/100 · Safe. Payout ratio is 33% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 11 separate years. Yield is 3.0%, in a range that is usually sustainable.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2026-11-02 | $0.35 | 2026-11-02 | 2026-11-16 | Quarterly |
| 2026-07-31 | $0.30 | 2026-07-31 | 2026-08-14 | Quarterly |
| 2026-05-01 | $0.30 | 2026-05-01 | 2026-05-15 | Quarterly |
| 2026-02-02 | $0.30 | 2026-02-02 | 2026-02-17 | Quarterly |
| 2025-10-31 | $0.30 | 2025-10-31 | 2025-11-14 | Quarterly |
| 2025-08-01 | $0.30 | 2025-08-01 | 2025-08-15 | Quarterly |
| 2025-05-01 | $0.30 | 2025-05-01 | 2025-05-15 | Quarterly |
| 2025-01-31 | $0.30 | 2025-01-31 | 2025-02-14 | Quarterly |
| 2024-11-01 | $0.30 | 2024-11-01 | 2024-11-15 | Quarterly |
| 2024-08-01 | $0.30 | 2024-08-01 | 2024-08-15 | Quarterly |
| 2024-04-30 | $0.30 | 2024-05-01 | 2024-05-15 | Quarterly |
| 2024-01-31 | $0.30 | 2024-02-01 | 2024-02-15 | Quarterly |
| 2023-10-31 | $0.30 | 2023-11-01 | 2023-11-15 | Quarterly |
| 2023-07-31 | $0.30 | 2023-08-01 | 2023-08-15 | Quarterly |
| 2023-04-28 | $0.30 | 2023-05-01 | 2023-05-15 | Quarterly |
| 2023-01-31 | $0.30 | 2023-02-01 | 2023-02-15 | Quarterly |
| 2022-10-31 | $0.30 | 2022-11-01 | 2022-11-15 | Quarterly |
| 2022-07-29 | $0.30 | 2022-08-01 | 2022-08-15 | Quarterly |
| 2022-04-29 | $0.30 | 2022-05-02 | 2022-05-16 | Quarterly |
| 2022-01-31 | $0.30 | 2022-02-01 | 2022-02-15 | Quarterly |
| 2021-10-29 | $0.25 | 2021-11-01 | 2021-11-15 | Quarterly |
| 2021-07-30 | $0.25 | 2021-08-02 | 2021-08-16 | Quarterly |
| 2021-04-29 | $0.19 | 2021-04-30 | 2021-05-14 | Quarterly |
| 2021-01-29 | $0.19 | 2021-02-01 | 2021-02-12 | Quarterly |
| 2020-10-29 | $0.19 | 2020-10-30 | 2020-11-13 | Quarterly |
| 2020-07-30 | $0.19 | 2020-07-31 | 2020-08-14 | Quarterly |
| 2020-04-30 | $0.19 | 2020-05-01 | 2020-05-15 | Quarterly |
| 2020-01-30 | $0.19 | 2020-01-31 | 2020-02-14 | Quarterly |
| 2019-10-31 | $0.17 | 2019-11-01 | 2019-11-15 | Quarterly |
| 2019-07-31 | $0.17 | 2019-08-01 | 2019-08-15 | Quarterly |
| 2019-04-30 | $0.17 | 2019-05-01 | 2019-05-15 | Quarterly |
| 2019-01-31 | $0.17 | 2019-02-01 | 2019-02-15 | Quarterly |
| 2018-10-31 | $0.15 | 2018-11-01 | 2018-11-15 | Quarterly |
| 2018-07-31 | $0.15 | 2018-08-01 | 2018-08-15 | Quarterly |
| 2018-04-30 | $0.13 | 2018-05-01 | 2018-05-15 | Quarterly |
| 2018-01-31 | $0.13 | 2018-02-01 | 2018-02-15 | Quarterly |
| 2017-10-31 | $0.12 | 2017-11-01 | 2017-11-15 | Quarterly |
| 2017-07-28 | $0.12 | 2017-08-01 | 2017-08-15 | Quarterly |
| 2017-04-27 | $0.08 | 2017-05-01 | 2017-05-15 | Quarterly |
| 2017-01-30 | $0.08 | 2017-02-01 | 2017-02-15 | Quarterly |
| 2016-10-28 | $0.08 | 2016-11-01 | 2016-11-15 | Quarterly |
| 2016-07-28 | $0.08 | 2016-08-01 | 2016-08-15 | Quarterly |
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-10-21 | Patterson Kathleen L. | Sell | 12.83K | $38.65 | 495.88K |
| 2026-10-20 | Timmerman Douglas R. | Sell | 98.33K | $37.97 | 3.73M |
| 2026-10-20 | Richard Stephanie N | Sell | 9.03K | $37.97 | 342.95K |
| 2026-10-20 | Patterson Kathleen L. | Sell | 31.05K | $37.97 | 1.18M |
| 2026-10-20 | Hutchinson Russell E. | Sell | 21.07K | $37.97 | 800.18K |
| 2026-10-20 | Hall William Cadik Jr. | Sell | 10.61K | $37.97 | 403.01K |
| 2026-09-30 | Reilly David | Buy | 864 | $37.62 | 32.50K |
| 2026-09-30 | GIBBONS THOMAS P | Buy | 1.26K | $37.62 | 47.51K |
| 2026-09-30 | Bright Gunther | Buy | 366 | $37.62 | 13.77K |
| 2026-08-04 | Richard Stephanie N | Sell | 5.00K | $44.23 | 221.17K |
| 2026-07-21 | Hutchinson Russell E. | Sell | 12.61K | $44.43 | 560.44K |
| 2026-07-09 | Reilly David | Buy | 708 | $45.95 | 32.53K |
| 2026-07-09 | GIBBONS THOMAS P | Buy | 1.03K | $45.95 | 47.51K |
| 2026-07-09 | Bright Gunther | Buy | 300 | $45.95 | 13.79K |
| 2026-05-15 | Richard Stephanie N | Sell | 5.00K | $42.14 | 210.71K |
| 2026-05-15 | Hutchinson Russell E. | Sell | 6 | $1,000.00 | 6.00K |
| 2026-05-15 | Weber Tracey Drake | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | SHARPLES BRIAN | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | Reilly David | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | MERRILL ALLAN P | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | HOBBS FRANKLIN W IV | Buy | 6.13K | $41.99 | 257.52K |
| 2026-05-15 | GOLDBERG MICHELLE J | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | GIBBONS THOMAS P | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | Fennebresque Kim S | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | Clark Mayree C | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | CARY WILLIAM H | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-15 | Bright Gunther | Buy | 3.63K | $41.99 | 152.51K |
| 2026-05-06 | Weber Tracey Drake | Other | 0 | — | — |
| 2026-04-17 | Timmerman Douglas R. | Sell | 39.67K | $45.17 | 1.79M |
| 2026-04-09 | Bright Gunther | Buy | 348 | $39.23 | 13.65K |
| 2026-04-09 | GIBBONS THOMAS P | Buy | 1.21K | $39.23 | 47.51K |
| 2026-04-09 | Reilly David | Buy | 829 | $39.23 | 32.52K |
| 2026-02-03 | Mehlman Hope | Buy | 23.41K | $42.30 | 990.03K |
| 2026-02-03 | Timmerman Douglas R. | Buy | 41.13K | $42.30 | 1.74M |
| 2026-02-03 | Patterson Kathleen L. | Buy | 18.62K | $42.30 | 787.54K |
| 2026-02-03 | Hall William Cadik Jr. | Buy | 27.48K | $42.30 | 1.16M |
| 2026-02-03 | McGrath Austin Thomas | Buy | 27.90K | $42.30 | 1.18M |
| 2026-02-03 | Hutchinson Russell E. | Buy | 38.30K | $42.30 | 1.62M |
| 2026-02-03 | Richard Stephanie N | Buy | 18.97K | $42.30 | 802.52K |
| 2026-02-03 | RHODES MICHAEL GEORGE | Buy | 99.29K | $42.30 | 4.20M |
| 2026-01-30 | Mehlman Hope | Sell | 282 | $42.30 | 11.93K |
| 2026-01-30 | Timmerman Douglas R. | Sell | 3.84K | $42.30 | 162.26K |
| 2026-01-30 | Timmerman Douglas R. | Sell | 3.60K | $42.30 | 152.11K |
| 2026-01-30 | Timmerman Douglas R. | Sell | 2.86K | $42.30 | 120.98K |
| 2026-01-30 | Patterson Kathleen L. | Sell | 2.88K | $42.30 | 121.65K |
| 2026-01-30 | Patterson Kathleen L. | Sell | 2.03K | $42.30 | 85.95K |
| 2026-01-30 | Patterson Kathleen L. | Sell | 1.78K | $42.30 | 75.51K |
| 2026-01-30 | Hall William Cadik Jr. | Sell | 5.11K | $42.30 | 216.03K |
| 2026-01-30 | Hall William Cadik Jr. | Sell | 4.26K | $42.30 | 180.24K |
| 2026-01-30 | Hall William Cadik Jr. | Sell | 3.94K | $42.30 | 166.49K |
| 2026-01-30 | McGrath Austin Thomas | Sell | 189 | $42.30 | 7.99K |
| 2026-01-30 | McGrath Austin Thomas | Sell | 103 | $42.30 | 4.36K |
| 2026-01-30 | McGrath Austin Thomas | Sell | 81 | $42.30 | 3.43K |
| 2026-01-30 | Hutchinson Russell E. | Sell | 5.32K | $42.30 | 224.95K |
| 2026-01-30 | Hutchinson Russell E. | Sell | 4.45K | $42.30 | 188.19K |
| 2026-01-30 | Richard Stephanie N | Sell | 1.70K | $42.30 | 72.04K |
| 2026-01-30 | Richard Stephanie N | Sell | 2.02K | $42.30 | 85.49K |
| 2026-01-30 | Richard Stephanie N | Sell | 1.71K | $42.30 | 72.12K |
| 2026-01-30 | RHODES MICHAEL GEORGE | Sell | 10.77K | $42.30 | 455.36K |
| 2026-01-27 | Hutchinson Russell E. | Buy | 11.57K | $43.17 | 499.31K |
| 2026-01-23 | RHODES MICHAEL GEORGE | Buy | 23.80K | $41.68 | 991.87K |
| 2026-01-09 | GIBBONS THOMAS P | Buy | 1.05K | $45.29 | 47.51K |
| 2026-01-09 | Bright Gunther | Buy | 160 | $45.29 | 7.25K |
| 2026-01-09 | Reilly David | Buy | 718 | $45.29 | 32.52K |
| 2025-12-16 | Mehlman Hope | Sell | 10.86K | $44.85 | 487.16K |
| 2025-12-12 | RHODES MICHAEL GEORGE | Sell | 44.64K | $45.82 | 2.05M |
| 2025-12-08 | Hall William Cadik Jr. | Other | 0 | — | — |
| 2025-11-25 | McGrath Austin Thomas | Sell | 26 | $37.65 | 979 |
| 2025-11-25 | McGrath Austin Thomas | Sell | 41 | $37.65 | 1.54K |
| 2025-11-25 | McGrath Austin Thomas | Sell | 53 | $37.65 | 2.00K |
| 2025-11-25 | Patterson Kathleen L. | Sell | 469 | $37.65 | 17.66K |
| 2025-11-25 | Richard Stephanie N | Sell | 460 | $37.65 | 17.32K |
| 2025-11-25 | Timmerman Douglas R. | Sell | 949 | $37.65 | 35.73K |
| 2025-11-20 | Bright Gunther | Buy | 2.03K | $38.40 | 77.80K |
| 2025-11-20 | MERRILL ALLAN P | Buy | 2.03K | $38.40 | 77.80K |
| 2025-11-03 | MERRILL ALLAN P | Other | 0 | — | — |
| 2025-11-03 | Bright Gunther | Other | 0 | — | — |
| 2025-10-22 | Patterson Kathleen L. | Sell | 29.00K | $40.86 | 1.18M |
| 2025-10-21 | Hutchinson Russell E. | Sell | 10.60K | $40.50 | 429.30K |
| 2025-10-21 | Timmerman Douglas R. | Sell | 49.39K | $40.50 | 2.00M |
| 2025-10-21 | Richard Stephanie N | Sell | 4.54K | $40.50 | 183.99K |
| 2025-10-21 | Patterson Kathleen L. | Sell | 15.52K | $40.50 | 628.72K |
| 2025-10-08 | Reilly David | Buy | 830 | — | — |
| 2025-10-08 | GIBBONS THOMAS P | Buy | 1.21K | — | — |
| 2025-08-08 | McGrath Austin Thomas | Other | 0 | — | — |
| 2025-08-08 | McGrath Austin Thomas | Other | 0 | — | — |
| 2025-08-08 | McGrath Austin Thomas | Other | 0 | — | — |
| 2025-07-22 | Hutchinson Russell E. | Sell | 12.69K | $38.85 | 492.97K |
| 2025-07-14 | Reilly David | Buy | 835 | — | — |
| 2025-07-14 | GIBBONS THOMAS P | Buy | 1.07K | — | — |
| 2025-05-15 | GOLDBERG MICHELLE J | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | SHARPLES BRIAN | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | Reilly David | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | MAGNER MARJORIE | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | HOBBS FRANKLIN W IV | Buy | 7.20K | $35.75 | 257.51K |
| 2025-05-15 | GIBBONS THOMAS P | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | Fennebresque Kim S | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | Clark Mayree C | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-15 | CARY WILLIAM H | Buy | 4.27K | $35.75 | 152.51K |
| 2025-05-06 | GOLDBERG MICHELLE J | Other | 0 | — | — |
Latest filed quarter: Q2 2026.
Institutions holding: 650, holders +42 vs prior quarter. Ownership 95.22%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 28.63M | 98.16K | +0.34% | 1.32B |
| BERKSHIRE HATHAWAY INC | 27.00M | -2.00M | -6.90% | 1.24B |
| HARRIS ASSOCIATES L P | 26.11M | -304.85K | -1.15% | 1.20B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 14.10M | 749.88K | +5.62% | 647.85M |
| VANGUARD CAPITAL MANAGEMENT LLC | 12.49M | 19.56K | +0.16% | 574.07M |
| WELLINGTON MANAGEMENT GROUP LLP | 10.31M | -1.05M | -9.25% | 473.65M |
| DIMENSIONAL FUND ADVISORS LP | 9.33M | 313.03K | +3.47% | 428.83M |
| STATE STREET CORP | 8.89M | 202.41K | +2.33% | 408.28M |
| SESSA CAPITAL IM, L.P. | 8.49M | 0 | 0.00% | 390.03M |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 6.86M | 79.17K | +1.17% | 315.36M |
| GEODE CAPITAL MANAGEMENT, LLC | 5.61M | 266.68K | +4.99% | 257.81M |
| AQR CAPITAL MANAGEMENT LLC | 4.74M | 1.01M | +27.12% | 217.94M |
| FIRST MANHATTAN CO. LLC. | 4.48M | -104.89K | -2.29% | 205.82M |
| JACOBS LEVY EQUITY MANAGEMENT, INC | 4.18M | -10.96K | -0.26% | 192.16M |
| DONALD SMITH & CO., INC. | 3.75M | -265.44K | -6.60% | 172.51M |
| LONDON CO OF VIRGINIA | 3.74M | -164.98K | -4.22% | 171.85M |
| MORGAN STANLEY | 3.62M | 173.70K | +5.04% | 166.35M |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | 3.45M | 240.00K | +7.48% | 158.56M |
| LOS ANGELES CAPITAL MANAGEMENT LLC | 2.97M | 2.97M | New | 136.44M |
| FMR LLC | 2.96M | -121.14K | -3.93% | 136.04M |
| THRIVENT FINANCIAL FOR LUTHERANS | 2.91M | -17.15K | -0.59% | 133.60M |
| NORTHERN TRUST CORP | 2.83M | 14.36K | +0.51% | 129.94M |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 2.59M | -5.48K | -0.21% | 119.19M |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 2.59M | 2.59M | New | 119.19M |
| BANK OF AMERICA CORP /DE/ | 2.29M | -596.29K | -20.64% | 105.38M |
Consensus Buy from 20 analysts. Average price target $47.50, +19.3% versus the current price. Low $40.00. High $56.00.
Insights · Dividends · Forecast · Financials · Learn
Analysts have an average 12-month price target of $47.50 for Ally Financial (ALLY), 19.4% above the current price of $39.79. Of 20 analysts covering the stock, 15 rate it Buy or Strong Buy, 5 Hold, and 0 Sell or Strong Sell, giving a consensus of Buy.
Forecasts are third-party estimates and often wrong. They are not investment advice.
| Low | $40.00 |
|---|---|
| Average | $47.50 |
| High | $56.00 |
The average is 19.4% above the current price of $39.79.
Of 20 analysts, 15 rate Ally Financial Buy or Strong Buy, 5 Hold, and 0 Sell or Strong Sell. The consensus label is Buy. That split is not a recommendation.
Analyst averages on file: 2026, EPS $5.00, revenue $9.09 billion. 2027, EPS $6.02, revenue $9.61 billion.
The Stocklytics Score for ALLY is 50 out of 100. It averages value, quality, and growth against a large-cap US universe. It is not a price target and not a buy or sell rating. Fair value is a separate estimate on the fair value tab.
$47.50 average, with a published range of $40.00 to $56.00.
The consensus is Buy from 20 analysts. This is not a recommendation.
Analysts' average EPS estimate for 2026 on file is $5.00. The average revenue estimate is $9.09 billion.
No reliable forecast exists that far out.
The next earnings date is shown on the stock page when a future report is on the calendar. This forecast does not invent a date.
Related: Ally Financial · Financials · Dividends · Compare · AI stocks
Capital is at risk. Stocklytics is operated by Stocklytics Inc., a Marshall Islands company. It is not regulated by the FCA and does not give investment advice.
$12.11B
Market Cap
8.78
P/E
7.95
Forward P/E
50
Score