Community Bank System (CBU) Stock Forecast & Price Target

CBU price $63.60 +0.83 +1.32%

Ticker
CBU
Price
$63.60
Change
+0.83 +1.32%
Market cap ?
$3.35B
P/E ?
14.46
Forward P/E ?
13.82
Dividend yield ?
3.05%
Beta ?
0.79
Sector
Financial Services
Industry
Banks - Regional
Stocklytics score
55
Value
55
Quality
68
Growth
43

Stocklytics score rationale: value 55, quality 68, growth 43.

Financials

2016201720182019202020212022202320242025
4408120005318780005871100006163460006172760006336550007024540007559800009407140001011017000

Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite…

Fair value

CBU fair value Not meaningful. Price $63.60.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

No estimate. Cash-flow models don't suit banks

Compare CBU

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-26—1.22—233.15M
2026-10-271.271.19230.21M227.15M
2026-07-281.161.18218.44M221.77M
2026-04-291.091.10213.69M216.36M
2026-01-271.071.13215.56M212.85M
2025-10-211.041.05207.05M206.12M
2025-07-220.971.03199.26M206.28M
2025-04-290.930.91196.25M202.98M
2025-01-210.940.88196.29M190.95M
2024-10-220.830.88188.94M186.35M
2024-07-230.910.81183.80M179.56M
2024-04-230.760.78177.28M178.91M
2024-01-230.760.84176.96M175.03M
2023-10-240.820.88175.37M176.54M
2023-07-310.910.85175.26M176.66M
2023-04-250.860.95139.13M153.96M
2023-01-240.970.93175.93M178.07M
2022-10-240.900.90175.64M174.08M
2022-07-250.780.82167.24M164.75M
2022-04-250.870.77160.54M158.15M
2022-01-240.810.82159.68M157.83M
2021-10-250.830.81156.92M152.30M
2021-07-260.880.82151.56M152.30M
2021-04-260.970.80152.49M153.05M
2021-01-250.850.76150.21M132.42M
2020-10-260.850.69152.62M79.14K
2020-07-270.760.60144.89M114.39M
2020-04-200.770.74148.68M142.88M
2020-01-220.830.82149.86M148.04M
2019-10-210.840.81148.37M143.07M
2019-07-220.800.80155.06M291.56M
2019-04-220.810.76142.56M133.76M
2019-01-230.780.80146.64M145.15M
2018-10-220.820.78142.31M133.45M
2018-07-230.860.80143.41M133.40M
2018-04-240.750.73142.12M132.99M
2018-01-220.710.69143.53M153.71M
2017-10-230.690.66137.34M131.33M
2017-07-310.730.60129.25M115.70M
2017-04-240.570.57114.28M115.66M

Dividends

Yield 2.99%. Payout ratio 42.08%. Frequency Quarterly.

Safety score 82/100 · Safe. Payout ratio is 42% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 42 separate years. Yield is 3.0%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-12-15$0.492026-12-152027-01-11Quarterly
2026-09-15$0.492026-09-152026-10-13Quarterly
2026-06-15$0.472026-06-152026-07-10Quarterly
2026-03-16$0.472026-03-162026-04-10Quarterly
2025-12-12$0.472025-12-122026-01-12Quarterly
2025-09-12$0.472025-09-122025-10-10Quarterly
2025-06-13$0.462025-06-132025-07-10Quarterly
2025-03-14$0.462025-03-142025-04-10Quarterly
2024-12-13$0.462024-12-132025-01-10Quarterly
2024-09-13$0.462024-09-132024-10-10Quarterly
2024-06-14$0.452024-06-142024-07-10Quarterly
2024-03-14$0.452024-03-152024-04-10Quarterly
2023-12-14$0.452023-12-152024-01-10Quarterly
2023-09-14$0.452023-09-152023-10-10Quarterly
2023-06-14$0.442023-06-152023-07-10Quarterly
2023-03-14$0.442023-03-152023-04-10Quarterly
2022-12-14$0.442022-12-152023-01-10Quarterly
2022-09-14$0.442022-09-152022-10-10Quarterly
2022-06-14$0.432022-06-152022-07-11Quarterly
2022-03-14$0.432022-03-152022-04-11Quarterly
2021-12-14$0.432021-12-152022-01-10Quarterly
2021-09-14$0.432021-09-152021-10-08Quarterly
2021-06-14$0.422021-06-152021-07-09Quarterly
2021-03-12$0.422021-03-152021-04-09Quarterly
2020-12-11$0.422020-12-142021-01-11Quarterly
2020-09-14$0.422020-09-152020-10-09Quarterly
2020-06-12$0.412020-06-152020-07-10Quarterly
2020-03-13$0.412020-03-162020-04-09Quarterly
2019-12-12$0.412019-12-132020-01-10Quarterly
2019-09-13$0.412019-09-162019-10-10Quarterly
2019-06-13$0.382019-06-142019-07-10Quarterly
2019-03-14$0.382019-03-152019-04-10Quarterly
2018-12-13$0.382018-12-142019-01-10Quarterly
2018-09-13$0.382018-09-142018-10-10Quarterly
2018-06-14$0.342018-06-152018-07-10Quarterly
2018-03-14$0.342018-03-152018-04-10Quarterly
2017-12-14$0.342017-12-152018-01-10Quarterly
2017-09-14$0.342017-09-152017-10-10Quarterly
2017-06-13$0.322017-06-152017-07-10Quarterly
2017-03-13$0.322017-03-152017-04-10Quarterly
2016-12-13$0.322016-12-152017-01-10Quarterly
2016-09-13$0.322016-09-152016-10-10Quarterly
2016-08-10$0.50——Special
2016-06-13$0.312016-06-152016-07-11Quarterly
2016-03-11$0.312016-03-152016-04-11Quarterly
2015-12-11$0.312015-12-152016-01-11Quarterly
2015-09-11$0.312015-09-152015-10-09Quarterly
2015-06-11$0.302015-06-152015-07-10Quarterly
2015-05-13$0.45——Quarterly
2015-03-12$0.302015-03-162015-04-10Quarterly
2014-12-11$0.302014-12-152015-01-09Quarterly
2014-09-11$0.302014-09-152014-10-10Quarterly
2014-06-12$0.282014-06-162014-07-10Quarterly
2014-03-12$0.282014-03-142014-04-10Quarterly
2013-12-12$0.282013-12-162014-01-10Quarterly
2013-09-12$0.282013-09-162013-10-10Quarterly
2013-06-12$0.272013-06-142013-07-10Quarterly
2013-03-13$0.272013-03-152013-04-10Quarterly
2012-12-12$0.272012-12-142013-01-10Quarterly
2012-09-12$0.272012-09-142012-10-10Quarterly
2012-06-13$0.262012-06-152012-07-10Quarterly
2012-03-13$0.262012-03-152012-04-10Quarterly
2011-12-13$0.262011-12-152012-01-10Quarterly
2011-09-13$0.262011-09-152011-10-07Quarterly
2011-06-13$0.242011-06-152011-07-11Quarterly
2011-03-11$0.242011-03-152011-04-10Quarterly
2010-12-13$0.242010-12-152011-01-10Quarterly
2010-09-13$0.242010-09-152010-10-11Quarterly
2010-06-11$0.242010-06-152010-07-09Quarterly
2010-03-11$0.222010-03-152010-04-09Quarterly
2009-12-11$0.222009-12-152010-01-11Quarterly
2009-09-11$0.222009-09-152009-10-09Quarterly
2009-06-11$0.222009-06-152009-07-10Quarterly
2009-03-12$0.222009-03-162009-04-10Quarterly
2008-12-11$0.222008-12-152009-01-09Quarterly
2008-09-11$0.222008-09-152008-10-10Quarterly
2008-06-12$0.212008-06-162008-07-10Quarterly
2008-03-12$0.212008-03-142008-04-10Quarterly
2007-12-12$0.212007-12-142008-01-10Quarterly
2007-09-12$0.212007-09-142007-10-10Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-09-17Vaccaro John ABuy347$62.7721.75K
2026-09-17Sullivan MicheleBuy396$62.7724.87K
2026-09-09Singh SavneetBuy400$62.4724.99K
2026-08-27Vaccaro John ABuy317$63.1120.01K
2026-08-24Hall Brenda MBuy476$63.5930.27K
2026-06-25Bolus Mark J.Sell12.19K$67.00816.79K
2026-06-18Sullivan MicheleBuy406$61.2424.88K
2026-06-18Vaccaro John ABuy320$61.2419.63K
2026-06-10Durkee Deresa FischerBuy1.20K$44.2752.95K
2026-06-10Durkee Deresa FischerBuy427$51.6422.05K
2026-06-10Durkee Deresa FischerSell1.33K$64.7785.89K
2026-06-10Durkee Deresa FischerSell1.20K$44.2752.95K
2026-06-10Durkee Deresa FischerSell427$51.6422.05K
2026-06-08STICKELS ERICSell2.00K$63.98127.96K
2026-05-04Wlos Marya BurgioSell273$63.6217.37K
2026-04-29STEELE SALLY ABuy9$63.17569
2026-04-29STEELE SALLY ASell9——
2026-04-29Pecor Raymond C IIIBuy9$63.17569
2026-04-29Pecor Raymond C IIISell9——
2026-04-29Parente JohnBuy9$63.17569
2026-04-29Parente JohnSell9——
2026-04-29Knauss Jeffery JBuy9$63.17569
2026-04-29Knauss Jeffery JSell9——
2026-03-19Pecor Raymond C IIIBuy1.25K$55.6169.73K
2026-03-19Pecor Raymond C IIISell1.25K——
2026-03-19STEELE SALLY ABuy1.25K$55.6169.73K
2026-03-19STEELE SALLY ASell1.25K——
2026-03-19Knauss Jeffery JBuy1.25K$55.6169.73K
2026-03-19Knauss Jeffery JSell1.25K——
2026-03-19Parente JohnBuy1.25K$55.6169.73K
2026-03-19Parente JohnSell1.25K——
2026-03-19Vaccaro John ABuy315——
2026-03-19Sullivan MicheleBuy447——
2026-03-17Pecor Raymond C IIIBuy1.22K——
2026-03-17Wlos Marya BurgioBuy6.00K$56.64340.07K
2026-03-17Wlos Marya BurgioBuy1.57K——
2026-03-17Gillan-Myer Maureen ABuy4.87K$56.64275.89K
2026-03-17Gillan-Myer Maureen ABuy1.27K——
2026-03-17Abdo Michael NBuy5.25K$56.64297.13K
2026-03-17Abdo Michael NBuy1.37K——
2026-03-17Fesette Neil E.Buy1.22K——
2026-03-17Karaivanov DimitarBuy23.98K$56.641.36M
2026-03-17Karaivanov DimitarBuy6.28K——
2026-03-17Durkee Matthew KBuy5.54K$56.64313.62K
2026-03-17Durkee Matthew KBuy1.45K——
2026-03-17Durkee Deresa FischerBuy1.81K——
2026-03-17Bolus Mark J.Buy1.22K——
2026-03-17Knauss Jeffery JBuy1.22K——
2026-03-17MacPherson Kerrie D.Buy1.22K——
2026-03-17Parente JohnBuy1.22K——
2026-03-17Singh SavneetBuy1.22K——
2026-03-17STEELE SALLY ABuy1.22K——
2026-03-17Whipple John F.Buy1.22K——
2026-03-17Vaccaro John ABuy1.22K——
2026-03-17Sullivan MicheleBuy1.22K——
2026-03-17STICKELS ERICBuy1.22K——
2026-03-17Hall Brenda MBuy1.22K——
2026-03-16STICKELS ERICBuy250$57.4214.36K
2026-03-16STICKELS ERICSell250——
2026-03-04Abdo Michael NBuy1.95K——
2026-03-04Abdo Michael NSell707$59.8742.34K
2026-03-04Gillan-Myer Maureen ABuy2.56K——
2026-03-04Gillan-Myer Maureen ASell943$59.8756.46K
2026-03-04Karaivanov DimitarBuy5.22K——
2026-03-04Karaivanov DimitarSell2.83K$59.87169.15K
2026-03-02Gillan-Myer Maureen ASell522$60.5531.61K
2026-03-02Durkee Deresa FischerSell357$60.5521.62K
2026-03-02Abdo Michael NSell485$60.5529.37K
2026-03-02Durkee Matthew KSell399$60.5524.16K
2026-03-02Karaivanov DimitarSell2.50K$60.55151.44K
2026-03-01Hall Brenda MOther0——
2026-02-04Whipple John F.Buy4.25K$38.02161.43K
2026-02-04Whipple John F.Sell4.25K$65.17276.70K
2026-02-04Whipple John F.Sell4.25K$38.02161.43K
2026-02-03STEELE SALLY ABuy4.00K$23.0492.16K
2026-02-03STEELE SALLY ASell4.00K$64.12256.48K
2026-02-03STEELE SALLY ASell4.00K$23.0492.16K
2026-02-03STICKELS ERICSell2.00K$64.75129.49K
2026-01-30Abdo Michael NBuy2.29K$38.0286.95K
2026-01-30Abdo Michael NSell1.76K$62.44110.08K
2026-01-30Abdo Michael NSell2.29K$38.0286.95K
2026-01-01Durkee Matthew KOther0——
2026-01-01Durkee Matthew KOther0——
2026-01-01Durkee Matthew KOther5.45K$44.27241.32K
2026-01-01Durkee Matthew KOther4.47K$58.10259.94K
2026-01-01Durkee Matthew KOther2.50K$54.06134.93K
2025-12-31Pecor Raymond C IIIOther0——
2025-12-29Gillan-Myer Maureen ASell3.45K$58.85203.05K
2025-12-18Sullivan MicheleBuy410——
2025-12-18Singh SavneetBuy346——
2025-12-18Fesette Neil E.Buy189——
2025-12-16Parente JohnBuy4.25K$38.02161.43K
2025-12-16Parente JohnSell2.68K$60.18161.46K
2025-12-16Parente JohnSell4.25K$38.02161.43K
2025-12-01Whipple John F.Buy1.37K——
2025-12-01Whipple John F.Sell1.37K——
2025-10-16Pecor Raymond C IIIBuy530——
2025-10-16Pecor Raymond C IIIBuy265——
2025-10-01Vaccaro John AOther0——
2025-09-18Sullivan MicheleBuy416——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 283, holders +15 vs prior quarter. Ownership 78.59%.

HolderSharesChangeChange %Value
BLACKROCK, INC.7.56M42.95K+0.57%507.21M
FMR LLC3.68M651.74K+21.54%246.87M
VANGUARD PORTFOLIO MANAGEMENT LLC3.55M23.30K+0.66%238.21M
NEUBERGER BERMAN GROUP LLC3.46M-258.79K-6.97%232.01M
STATE STREET CORP3.31M163.31K+5.18%223.93M
VANGUARD CAPITAL MANAGEMENT LLC2.36M-9.47K-0.40%158.72M
DIMENSIONAL FUND ADVISORS LP1.84M25.08K+1.38%123.73M
MORGAN STANLEY1.68M-178.80K-9.61%112.92M
GEODE CAPITAL MANAGEMENT, LLC1.36M62.17K+4.79%91.29M
FEDERATED HERMES, INC.738.53K-16.27K-2.16%49.57M
NORTHERN TRUST CORP657.59K37.08K+5.98%44.14M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC635.28K-3.73K-0.58%42.64M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.635.28K635.28KNew42.64M
NORGES BANK567.24K567.24KNew38.07M
BANK OF NEW YORK MELLON CORP544.14K13.24K+2.49%36.52M
MASSACHUSETTS FINANCIAL SERVICES CO /MA/450.41K450.41KNew30.23M
RIGGS ASSET MANAGMENT CO. INC.411.43K-5.72K-1.37%27.62M
SEGALL BRYANT & HAMILL, LLC392.35K39.20K+11.10%26.33M
DEPRINCE RACE & ZOLLO INC368.12K-162.75K-30.66%24.71M
VANGUARD FIDUCIARY TRUST CO356.83K11.20K+3.24%23.95M
BASSWOOD CAPITAL MANAGEMENT, L.L.C.321.02K321.02KNew21.55M
NFJ INVESTMENT GROUP, LLC260.07K-419.88K-61.75%17.46M
UBS GROUP AG259.42K107.27K+70.50%17.41M
PRINCIPAL FINANCIAL GROUP INC254.72K-1.67K-0.65%17.10M
BANK OF AMERICA CORP /DE/246.96K-351.83K-58.76%16.58M

Forecast

Consensus Hold from 6 analysts. Average price target $69.67, +9.5% versus the current price. Low $65.00. High $75.00.

Insights · Dividends · Forecast · Financials · Learn

Stocklytics home · Screener

Analysts have an average 12-month price target of $69.67 for Community Bank System (CBU), 9.5% above the current price of $63.62. Of 6 analysts covering the stock, 1 rate it Buy or Strong Buy, 5 Hold, and 0 Sell or Strong Sell, giving a consensus of Hold.

Forecasts are third-party estimates and often wrong. They are not investment advice.

CBU price target

12-month price target
Low$65.00
Average$69.67
High$75.00

The average is 9.5% above the current price of $63.62.

Is Community Bank System a buy or sell?

Of 6 analysts, 1 rate Community Bank System Buy or Strong Buy, 5 Hold, and 0 Sell or Strong Sell. The consensus label is Hold. That split is not a recommendation.

Community Bank System earnings and revenue forecast

Analyst averages on file: 2026, EPS $4.60, revenue $895.43 million. 2027, EPS $5.18, revenue $965.08 million.

CBU score and fair value

The Stocklytics Score for CBU is 55 out of 100. It averages value, quality, and growth against a large-cap US universe. It is not a price target and not a buy or sell rating. Fair value is a separate estimate on the fair value tab.

CBU forecast FAQs

What is the CBU price target?

$69.67 average, with a published range of $65.00 to $75.00.

Is Community Bank System a buy or sell?

The consensus is Hold from 6 analysts. This is not a recommendation.

What is the Community Bank System stock forecast for 2026?

Analysts' average EPS estimate for 2026 on file is $4.60. The average revenue estimate is $895.43 million.

What will CBU be worth in 2030?

No reliable forecast exists that far out.

When is Community Bank System's next earnings report?

The next earnings date is shown on the stock page when a future report is on the calendar. This forecast does not invent a date.

Related: Community Bank System · Financials · Dividends · Compare · AI stocks

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Community Bank System (CBU) Stock Forecast & Price Target

CBU$63.60+0.83 +1.32%

$3.35B

Market Cap

14.46

P/E

13.82

Forward P/E

55

Score

Price History