Cigna (CI) Stock Insights

CI price $295.00 -3.28 -1.10%

Ticker
CI
Price
$295.00
Change
-3.28 -1.10%
Market cap ?
$77.95B
P/E ?
12.61
Forward P/E ?
9.67
Dividend yield ?
2.02%
Beta ?
0.30
Sector
Healthcare
Industry
Medical - Healthcare Plans
Stocklytics score
50
Value
64
Quality
33
Growth
52

Stocklytics score rationale: value 64, quality 33, growth 52.

Financials

2016201720182019202020212022202320242025
398380000004180600000048650000000153566000000160401000000174069000000180518000000195265000000247121000000274952000000

Cigna Group, established in 1792 and headquartered in Bloomfield, Connecticut, provides insurance products and related services across the United States. The company operates through two primary segments. Its Evernorth division offers a comprehensive array of coordinated and specialized health solutions, including pharmacy services, benefits administration, care management and delivery, and advanced intelligence…

Fair value

CI fair value $812.48. Price $295.00. Price is 64% below fair value.

Below fair value, around its usual discount.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 9.11B. Growth 12.83%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 264.24M. Net debt 23.79B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Model uncertainty high for this stock

Compare CI

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-11-05—7.52—72.64B
2026-07-307.787.6071.67B70.14B
2026-04-307.797.6068.49B66.29B
2026-02-058.087.8872.47B70.31B
2025-10-307.837.6469.75B67.58B
2025-07-317.207.1667.23B62.91B
2025-05-026.746.3565.50B60.20B
2025-01-306.647.8465.72B63.44B
2024-10-317.517.2362.77B59.47B
2024-08-016.726.4160.48B58.26B
2024-05-026.476.2257.25B56.60B
2024-02-026.796.5451.08B48.91B
2023-11-026.776.6649.03B48.20B
2023-08-036.136.0248.61B47.19B
2023-05-055.415.2246.46B45.53B
2023-02-034.964.8645.76B45.88B
2022-11-036.045.7045.20B44.77B
2022-08-046.225.4845.39B44.49B
2022-05-066.015.1343.68B43.38B
2022-02-034.774.6845.76B43.91B
2021-11-045.735.2344.36B42.86B
2021-08-055.244.9643.19B43.11B
2021-05-074.734.4240.97B37.71B
2021-02-043.513.6641.88B43.80B
2020-11-054.414.2440.99B39.38B
2020-07-305.815.1539.30B34.61B
2020-04-304.694.4438.38B35.29B
2020-02-064.314.1938.34B36.92B
2019-10-314.544.3638.61B36.69B
2019-08-014.193.7438.84B33.47B
2019-05-023.903.7337.96B35.96B
2019-02-012.462.5314.26B14.02B
2018-11-013.843.4411.46B10.12B
2018-08-023.893.2111.48B9.55B
2018-05-034.113.4411.38B8.96B
2018-02-011.941.8710.65B10.25B
2017-11-022.832.3610.49B8.31B
2017-08-042.912.4810.43B8.53B
2017-05-052.772.4510.47B9.03B
2017-02-021.871.749.94B9.20B

Dividends

Yield 2.10%. Payout ratio 25.31%. Frequency Quarterly.

Safety score 100/100 · Safe. Payout ratio is 25% of earnings. Dividends use less than 40% of free cash flow. Dividends were paid in 45 separate years. Yield is 2.1%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-09-08$1.562026-09-082026-09-23Quarterly
2026-06-04$1.562026-06-042026-06-18Quarterly
2026-03-05$1.562026-03-052026-03-19Quarterly
2025-12-04$1.512025-12-042025-12-18Quarterly
2025-09-04$1.512025-09-042025-09-18Quarterly
2025-06-03$1.512025-06-032025-06-18Quarterly
2025-03-05$1.512025-03-052025-03-20Quarterly
2024-12-04$1.402024-12-042024-12-19Quarterly
2024-09-04$1.402024-09-042024-09-19Quarterly
2024-06-04$1.402024-06-042024-06-20Quarterly
2024-03-05$1.402024-03-062024-03-21Quarterly
2023-12-05$1.232023-12-062023-12-21Quarterly
2023-09-05$1.232023-09-062023-09-21Quarterly
2023-06-06$1.232023-06-072023-06-22Quarterly
2023-03-07$1.232023-03-082023-03-23Quarterly
2022-12-05$1.122022-12-062022-12-21Quarterly
2022-09-06$1.122022-09-072022-09-22Quarterly
2022-06-07$1.122022-06-082022-06-23Quarterly
2022-03-08$1.122022-03-092022-03-24Quarterly
2021-12-06$1.002021-12-072021-12-22Quarterly
2021-09-07$1.002021-09-082021-09-23Quarterly
2021-06-07$1.002021-06-082021-06-23Quarterly
2021-03-09$1.002021-03-102021-03-25Annual
2020-03-09$0.042020-03-102020-04-09Annual
2019-03-08$0.042019-03-112019-04-10Annual
2018-03-09$0.042018-03-122018-04-10Annual
2017-03-08$0.042017-03-102017-04-10Annual
2016-03-09$0.042016-03-112016-04-11Annual
2015-03-10$0.042015-03-122015-04-10Annual
2014-03-10$0.042014-03-122014-04-09Quarterly
2013-03-08$0.042013-03-122013-04-10Annual
2012-03-08$0.042012-03-122012-04-10Annual
2011-03-09$0.042011-03-112011-04-11Annual
2010-03-09$0.042010-03-112010-04-12Annual
2009-03-09$0.042009-03-112009-04-10Annual
2008-03-07$0.042008-03-112008-04-10Quarterly
2007-12-11$0.012007-12-132008-01-10Quarterly
2007-09-10$0.012007-09-122007-10-10Quarterly
2007-06-08$0.012007-06-122007-07-10Quarterly
2007-03-09$0.012007-03-132007-04-10Quarterly
2006-12-07$0.012006-12-112007-01-08Quarterly
2006-09-07$0.012006-09-112006-10-10Quarterly
2006-06-08$0.012006-06-122006-07-10Quarterly
2006-03-09$0.012006-03-132006-04-10Quarterly
2005-12-08$0.012005-12-122006-01-09Quarterly
2005-09-08$0.012005-09-122005-10-11Quarterly
2005-06-09$0.012005-06-132005-07-11Quarterly
2005-03-10$0.012005-03-142005-04-11Quarterly
2004-12-09$0.012004-12-132005-01-10Quarterly
2004-09-09$0.012004-09-132004-10-08Quarterly
2004-06-10$0.012004-06-142004-07-12Quarterly
2004-03-11$0.112004-03-152004-04-12Quarterly
2003-12-09$0.112003-12-112004-01-12Quarterly
2003-09-09$0.112003-09-112003-10-10Quarterly
2003-06-06$0.112003-06-102003-07-10Quarterly
2003-03-07$0.112003-03-112003-04-10Quarterly
2002-12-11$0.112002-12-132003-01-10Quarterly
2002-09-10$0.112002-09-122002-10-10Quarterly
2002-06-10$0.112002-06-122002-07-10Quarterly
2002-03-11$0.112002-03-132002-04-10Quarterly
2001-12-13$0.112001-12-132002-01-10Irregular
2001-09-10$0.112001-09-122001-10-10Quarterly
2001-06-08$0.112001-06-122001-07-10Quarterly
2001-03-09$0.112001-03-132001-04-10Quarterly
2000-12-20$0.102000-12-222001-01-10Quarterly
2000-09-08$0.102000-09-122000-10-10Quarterly
2000-06-08$0.102000-06-122000-07-10Quarterly
2000-03-09$0.102000-03-132000-04-10Quarterly
1999-12-21$0.101999-12-232000-01-10Quarterly
1999-09-08$0.101999-09-101999-10-10Quarterly
1999-06-09$0.101999-06-111999-07-10Quarterly
1999-03-10$0.101999-03-121999-04-10Quarterly
1998-12-22$0.101998-12-241999-01-10Quarterly
1998-09-09$0.101998-09-111998-10-10Quarterly
1998-06-10$0.101998-06-121998-07-10Quarterly
1998-03-11$0.101998-03-131998-04-10Quarterly
1997-12-10$0.091997-12-121998-01-10Quarterly
1997-09-10$0.091997-09-121997-10-10Quarterly
1997-06-10$0.091997-06-121997-07-10Quarterly
1997-03-11$0.091997-03-131997-04-10Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2027-03-01Holgerson BryanOther4.22K$287.551.21M
2027-03-01Kautzner AdamOther5.63K$287.551.62M
2027-03-01Sadler Jason DOther3.56K$287.551.02M
2027-03-01Perlberg MatthewOther4.64K$287.551.34M
2027-03-01Nelson Andrea LOther1.83K$287.55525.92K
2026-09-03Neville EverettSell617$284.05175.26K
2026-09-01Evanko Brian CBuy3.11K——
2026-09-01Evanko Brian CBuy6.72K$281.131.89M
2026-08-31Kurian GeorgeBuy109$276.0830.00K
2026-08-18Jones Nicole SSell2.68K$279.61748.52K
2026-08-06Holgerson BryanBuy1$275.25271
2026-08-05Jones Nicole SBuy1.30K$192.02249.82K
2026-08-05Jones Nicole SSell1.30K$192.02249.82K
2026-08-04Jones Nicole SBuy14.04K$192.022.70M
2026-08-04Jones Nicole SSell19.44K$276.275.37M
2026-08-04Jones Nicole SSell14.04K$192.022.70M
2026-07-23Holgerson BryanBuy1$286.29271
2026-07-09Holgerson BryanBuy1$291.80259
2026-07-01Holgerson BryanOther0——
2026-07-01Holgerson BryanOther0——
2026-07-01Holgerson BryanOther942——
2026-07-01Kautzner AdamOther0——
2026-07-01Sadler Jason DOther0——
2026-07-01Sanford Paul AOther0——
2026-07-01Perlberg MatthewOther0——
2026-06-12Kates Jamie GBuy899$152.89137.45K
2026-06-12Kates Jamie GSell899$298.61268.45K
2026-06-12Kates Jamie GSell899$152.89137.45K
2026-05-29Kurian GeorgeBuy108$277.4030.00K
2026-05-13Cordani DavidBuy7.97K$197.351.57M
2026-05-13Cordani DavidBuy15.46K$149.132.31M
2026-05-13Cordani DavidSell15.46K$149.132.31M
2026-05-13Cordani DavidSell7.97K$197.351.57M
2026-05-12Cordani DavidBuy85.52K$197.3516.88M
2026-05-12Cordani DavidSell3.90K$286.831.12M
2026-05-12Cordani DavidSell14.29K$287.964.12M
2026-05-12Cordani DavidSell13.84K$288.854.00M
2026-05-12Cordani DavidSell41.10K$290.0011.92M
2026-05-12Cordani DavidBuy103.59K$149.1315.45M
2026-05-12Cordani DavidSell13.73K$291.014.00M
2026-05-12Cordani DavidSell12.31K$291.953.60M
2026-05-12Cordani DavidSell7.86K$292.882.30M
2026-05-12Cordani DavidSell2.14K$293.92629.57K
2026-05-12Cordani DavidSell38.49K$294.9811.35M
2026-05-12Cordani DavidSell34.64K$295.9810.25M
2026-05-12Cordani DavidSell2.02K$296.84598.72K
2026-05-12Cordani DavidSell15.32K$298.244.57M
2026-05-12Cordani DavidSell2.23K$298.53666.03K
2026-05-12Cordani DavidSell103.59K$149.1315.45M
2026-05-12Cordani DavidSell85.52K$197.3516.88M
2026-04-22FOSS ERIC JBuy782——
2026-04-22McClellan Mark B.Buy782——
2026-04-22Hathi NeeshaBuy782——
2026-04-22ZARCONE DONNA FBuy782——
2026-04-22MAZZARELLA KATHLEEN MBuy782——
2026-04-22Kurian GeorgeBuy782——
2026-04-22Ross Kimberly A.Buy782——
2026-04-22Hennigan Michael JBuy782——
2026-04-22Ozuah PhilipBuy782——
2026-04-22WISEMAN ERIC CBuy782——
2026-03-24Nelson Andrea LOther0——
2026-03-24Nelson Andrea LOther0——
2026-03-02Neville EverettSell1.72K$288.91496.64K
2026-03-02Jones Nicole SSell2.31K$288.91666.52K
2026-03-01Holgerson BryanOther4.79K$305.861.47M
2026-03-01Kautzner AdamOther8.71K$305.862.66M
2026-03-01Sadler Jason DOther5.79K$305.861.77M
2026-03-01Perlberg MatthewOther6.34K$305.861.94M
2026-03-01Nelson Andrea LOther2.03K$305.86621.50K
2026-03-01Koka Durga PrasadOther1.36K$305.86415.66K
2026-03-01DENNISON ANN MOther5.81K$305.861.78M
2026-03-01Neville EverettOther6.39K$305.861.95M
2026-02-27Kates Jamie GBuy609——
2026-02-27Kates Jamie GSell71$287.5520.42K
2026-02-27Kates Jamie GSell61$287.5517.54K
2026-02-27Kates Jamie GBuy205——
2026-02-27Kates Jamie GBuy657$287.55188.92K
2026-02-27Koka Durga PrasadBuy2.68K——
2026-02-27Koka Durga PrasadSell122$287.5535.08K
2026-02-27Koka Durga PrasadSell98$287.5528.18K
2026-02-27Koka Durga PrasadBuy499——
2026-02-27Koka Durga PrasadBuy4.13K$287.551.19M
2026-02-27Neville EverettBuy2.68K——
2026-02-27Neville EverettSell883$287.55253.91K
2026-02-27Neville EverettSell517$287.55148.66K
2026-02-27Neville EverettBuy2.60K——
2026-02-27Neville EverettBuy4.13K$287.551.19M
2026-02-27Jones Nicole SBuy5.23K——
2026-02-27Jones Nicole SSell1.83K$287.55525.07K
2026-02-27Jones Nicole SSell912$287.55262.25K
2026-02-27Jones Nicole SBuy4.13K——
2026-02-27Jones Nicole SBuy8.07K$287.552.32M
2026-02-27Evanko Brian CBuy9.79K——
2026-02-27Evanko Brian CSell2.98K$287.55856.61K
2026-02-27Evanko Brian CSell1.79K$287.55514.14K
2026-02-27Evanko Brian CBuy6.43K——
2026-02-27Evanko Brian CBuy15.08K$287.554.34M
2026-02-27DENNISON ANN MBuy5.23K——
2026-02-27DENNISON ANN MBuy8.07K$287.552.32M
2026-02-27DENNISON ANN MSell409$287.55117.61K

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 1.77K, holders +44 vs prior quarter. Ownership 91.21%.

HolderSharesChangeChange %Value
BLACKROCK, INC.23.44M840.10K+3.72%6.46B
VANGUARD CAPITAL MANAGEMENT LLC17.28M154.23K+0.90%4.76B
STATE STREET CORP12.68M399.12K+3.25%3.50B
DODGE & COX12.17M618.09K+5.35%3.36B
MASSACHUSETTS FINANCIAL SERVICES CO /MA/10.44M-1.15M-9.93%2.90B
SANDERS CAPITAL, LLC10.14M-145.76K-1.42%2.80B
FMR LLC8.02M-2.94M-26.82%2.21B
GEODE CAPITAL MANAGEMENT, LLC6.27M68.00K+1.10%1.72B
VANGUARD PORTFOLIO MANAGEMENT LLC6.23M65.18K+1.06%1.72B
GQG PARTNERS LLC5.91M-93.74K-1.56%1.63B
JPMORGAN CHASE & CO5.19M-611.28K-10.53%1.45B
MORGAN STANLEY3.69M258.01K+7.52%1.02B
NORGES BANK3.56M3.56MNew982.16M
BANK OF AMERICA CORP /DE/3.00M-179.72K-5.65%827.69M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP2.85M-10.99K-0.38%785.50M
NORTHERN TRUST CORP2.73M28.09K+1.04%752.80M
AMERIPRISE FINANCIAL INC2.61M-174.79K-6.28%719.18M
GRANTHAM, MAYO, VAN OTTERLOO & CO. LLC2.58M-21.14K-0.81%710.45M
DIMENSIONAL FUND ADVISORS LP2.51M85.81K+3.54%692.58M
INVESCO LTD.2.40M-89.76K-3.60%662.63M
DAVIS SELECTED ADVISERS2.25M19.50K+0.87%621.24M
UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC2.25M-210.22K-8.55%620.07M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC2.18M-4.45K-0.20%600.67M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.2.18M2.18MNew600.67M
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC2.02M1.53M+307.19%558.02M

Insights

Revenue by product
PeriodValue
FY2011Disability: 1280000000.0, Life Accident And Health: 3103000000.0, Mail Order Pharmacy: 1447000000.0, Medical: 14568000000.0, Other Products: 392000000.0
FY2012Disability: 1413000000.0
FY2013Disability: 1616000000.0
FY2014Disability: 1767000000.0, Life Accident And Health: 4739000000.0, Mail Order Pharmacy: 2239000000.0, Medical: 24476000000.0, Other Products: 373000000.0
FY2015Global Health Benefits Segment: 22696000000.0, Global Supplemental Benefits Segment: 3000000000.0, Group Disability And Life Segment: 3843000000.0, Other Operations Segment: 103000000.0
FY2016Global Health Benefits Segment: 23295000000.0, Global Supplemental Benefits Segment: 3226000000.0, Group Disability And Life Segment: 4002000000.0, Other Operations Segment: 103000000.0
FY2017Global Health Benefits Segment: 24538000000.0, Global Supplemental Benefits Segment: 3684000000.0, Group Disability And Life Segment: 3985000000.0, Other Operations Segment: 112000000.0
FY2018Cigna Healthcare: 32218000000.0, Corporate and Eliminations: 151000000.0, Evernorth Health Services: 5911000000.0, International Markets: 5323000000.0, Other: 5047000000.0
FY2019Cigna Healthcare: 35339000000.0, Corporate and Eliminations: -2000000.0, Evernorth Health Services: 107414000000.0, International Markets: 5659000000.0, Other: 5156000000.0
FY2020Cigna Healthcare: 36474000000.0, Evernorth Health Services: 112679000000.0, International Markets: 6007000000.0, Other: 5241000000.0
FY2021Cigna Healthcare: 42381000000.0, Corporate and Eliminations: -1000000.0, Evernorth Health Services: 127709000000.0, Other: 3989000000.0
FY2022Cigna Healthcare: 42375000000.0, Corporate and Eliminations: 7000000.0, Evernorth Health Services: 135872000000.0, Other: 2262000000.0
FY2023Cigna Healthcare: 46816000000.0, Corporate and Eliminations: 24000000.0, Evernorth Health Services: 147829000000.0, Other: 596000000.0
FY2024Cigna Healthcare: 47528000000.0, Evernorth: 198177000000.0
FY2025Cigna Healthcare: 47412000000.0, Evernorth: 234953000000.0
Revenue by region
PeriodValue
FY2012All Other Foreign: 1638000000.0, South Korea: 1076000000.0, United States: 25217000000.0
FY2013All Other Foreign: 1858000000.0, South Korea: 1277000000.0, United States: 27868000000.0
FY2014Non US: 3524000000.0, United States: 30070000000.0
FY2017All Other Countries: 2133000000.0, South Korea: 1892000000.0, United States: 36128000000.0
FY2018All Other Countries: 2304000000.0, South Korea: 2093000000.0, United States: 42773000000.0
FY2019All Other Countries: 2822000000.0, South Korea: 2022000000.0, United States: 147332000000.0
FY2020All Other Countries: 2992000000.0, KOREA, REPUBLIC OF: 2123000000.0, UNITED STATES: 154042000000.0
FY2021All Other Countries: 5903000000.0, UNITED STATES: 166626000000.0
FY2022All Other Countries: 4822000000.0, UNITED STATES: 174539000000.0
FY2023All Other Countries: 4259000000.0, UNITED STATES: 189840000000.0
FY2024UNITED STATES: 241563000000.0

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Cigna (CI) Stock Insights

CI$295.00-3.28 -1.10%

$77.95B

Market Cap

12.61

P/E

9.67

Forward P/E

50

Score

Price History