CVS Health (CVS) Stock Insights

CVS price $90.06 -1.07 -1.17%

Ticker
CVS
Price
$90.06
Change
-1.07 -1.17%
Market cap ?
$115.18B
P/E ?
24.16
Forward P/E ?
11.19
Dividend yield ?
2.87%
Beta ?
0.60
Sector
Healthcare
Industry
Medical - Healthcare Plans
Stocklytics score
47
Value
65
Quality
29
Growth
48

Stocklytics score rationale: value 65, quality 29, growth 48.

Financials

2016201720182019202020212022202320242025
177546000000184786000000194579000000256776000000268706000000292111000000322467000000357776000000372809000000402067000000

CVS Health Corp. is a health solutions company, which engages in the provision of healthcare services. It operates through the following segments: Health Care Benefits, Health Services, Pharmacy and Consumer Wellness, and Corporate and Other. The Health Care Benefits segment operates as a health care benefits provider. The Health Services segment offers a full range of PBM solutions, delivers health care services in…

Fair value

CVS fair value $154.73. Price $90.06. Price is 42% below fair value.

Below fair value, but more expensive than usual. A smaller discount than on 80% of days in the past 5 years.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 11.76B. Growth 8.38%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 1.28B. Net debt 85.08B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Compare CVS

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-11-04—1.66—104.72B
2026-08-052.581.85106.10B100.03B
2026-05-062.572.18100.43B94.99B
2026-02-101.091.00105.69B103.70B
2025-10-291.601.37102.87B98.81B
2025-07-311.811.4698.92B94.53B
2025-05-012.251.7094.59B93.68B
2025-02-121.190.9197.71B97.09B
2024-11-061.091.4495.43B92.75B
2024-08-071.831.7391.23B91.41B
2024-05-011.311.7088.44B89.33B
2024-02-072.122.0193.81B90.36B
2023-11-012.212.1389.76B88.25B
2023-08-022.212.1288.92B86.53B
2023-05-032.202.0785.28B80.81B
2023-02-081.991.9283.85B76.43B
2022-11-022.091.9981.16B76.74B
2022-08-032.402.1780.64B76.41B
2022-05-042.222.1576.83B75.54B
2022-02-091.981.9476.60B75.66B
2021-11-031.971.7973.79B70.34B
2021-08-042.422.0672.62B70.30B
2021-05-042.041.7269.10B68.34B
2021-02-161.301.2469.55B66.19B
2020-11-061.661.3467.06B50.42B
2020-08-052.641.9365.34B47.77B
2020-05-061.911.6366.75B56.97B
2020-02-121.731.6866.89B64.96B
2019-11-061.841.7764.81B62.34B
2019-08-071.891.6963.43B56.72B
2019-05-011.621.5061.65B57.08B
2019-02-202.142.0754.91B52.60B
2018-11-061.731.7147.49B46.94B
2018-08-081.691.6146.92B44.70B
2018-05-021.481.3945.74B43.58B
2018-02-081.921.8948.38B47.65B
2017-11-061.501.4846.18B45.87B
2017-08-081.331.3145.69B45.00B
2017-05-021.171.1044.51B41.85B
2017-02-091.711.6745.97B44.92B

Dividends

Yield 2.95%. Payout ratio 69.63%. Frequency Quarterly.

Safety score 89/100 · Safe. Payout ratio is 70% of earnings. Dividends use less than 40% of free cash flow. Dividends were paid in 42 separate years. Yield is 3.0%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-10-22$0.672026-10-222026-11-02Quarterly
2026-07-23$0.672026-07-232026-08-03Quarterly
2026-04-23$0.672026-04-232026-05-04Quarterly
2026-01-22$0.672026-01-222026-02-02Quarterly
2025-10-23$0.672025-10-232025-11-03Quarterly
2025-07-22$0.672025-07-222025-08-01Quarterly
2025-04-22$0.672025-04-222025-05-01Quarterly
2025-01-23$0.672025-01-232025-02-03Quarterly
2024-10-21$0.672024-10-212024-11-01Quarterly
2024-07-22$0.672024-07-222024-08-01Quarterly
2024-04-19$0.672024-04-222024-05-01Quarterly
2024-01-19$0.672024-01-222024-02-01Quarterly
2023-10-19$0.602023-10-202023-11-01Quarterly
2023-07-20$0.602023-07-212023-08-01Quarterly
2023-04-20$0.602023-04-212023-05-01Quarterly
2023-01-19$0.602023-01-202023-02-01Quarterly
2022-10-20$0.552022-10-212022-11-01Quarterly
2022-07-21$0.552022-07-222022-08-01Quarterly
2022-04-21$0.552022-04-222022-05-02Quarterly
2022-01-20$0.552022-01-212022-02-01Quarterly
2021-10-21$0.502021-10-222021-11-01Quarterly
2021-07-22$0.502021-07-232021-08-02Quarterly
2021-04-22$0.502021-04-232021-05-03Quarterly
2021-01-21$0.502021-01-222021-02-01Quarterly
2020-10-21$0.502020-10-222020-11-02Quarterly
2020-07-22$0.502020-07-232020-08-03Quarterly
2020-04-22$0.502020-04-232020-05-04Quarterly
2020-01-22$0.502020-01-232020-02-03Quarterly
2019-10-23$0.502019-10-242019-11-04Quarterly
2019-07-24$0.502019-07-252019-08-02Quarterly
2019-04-22$0.502019-04-232019-05-03Quarterly
2019-01-24$0.502019-01-252019-02-04Quarterly
2018-10-23$0.502018-10-242018-11-01Quarterly
2018-07-24$0.502018-07-252018-08-01Quarterly
2018-04-20$0.502018-04-232018-05-03Quarterly
2018-01-23$0.502018-01-242018-02-02Quarterly
2017-10-23$0.502017-10-242017-11-03Quarterly
2017-07-20$0.502017-07-242017-08-03Quarterly
2017-04-19$0.502017-04-212017-05-01Quarterly
2017-01-20$0.502017-01-242017-02-02Quarterly
2016-10-20$0.422016-10-242016-11-03Quarterly
2016-07-19$0.422016-07-212016-08-01Quarterly
2016-04-20$0.422016-04-222016-05-02Quarterly
2016-01-20$0.422016-01-222016-02-02Quarterly
2015-10-20$0.352015-10-222015-11-02Quarterly
2015-07-21$0.352015-07-232015-08-03Quarterly
2015-04-22$0.352015-04-242015-05-04Quarterly
2015-01-20$0.352015-01-222015-02-02Quarterly
2014-10-21$0.282014-10-232014-11-03Quarterly
2014-07-17$0.282014-07-212014-08-01Quarterly
2014-04-17$0.282014-04-222014-05-02Quarterly
2014-01-21$0.282014-01-232014-02-03Quarterly
2013-10-17$0.232013-10-212013-11-01Quarterly
2013-07-18$0.232013-07-222013-08-02Quarterly
2013-04-19$0.232013-04-232013-05-03Quarterly
2013-01-22$0.232013-01-242013-02-04Quarterly
2012-10-18$0.162012-10-222012-11-02Quarterly
2012-07-19$0.162012-07-232012-08-03Quarterly
2012-04-19$0.162012-04-232012-05-03Quarterly
2012-01-19$0.162012-01-232012-02-02Quarterly
2011-10-19$0.122011-10-212011-11-01Quarterly
2011-07-20$0.122011-07-222011-08-02Quarterly
2011-04-19$0.122011-04-222011-05-03Quarterly
2011-01-19$0.122011-01-212011-02-02Quarterly
2010-10-20$0.092010-10-222010-11-02Quarterly
2010-07-20$0.092010-07-222010-08-02Quarterly
2010-04-21$0.092010-04-232010-05-04Quarterly
2010-01-20$0.092010-01-222010-02-02Quarterly
2009-10-20$0.082009-10-222009-11-03Quarterly
2009-07-21$0.082009-07-232009-08-03Quarterly
2009-04-20$0.082009-04-222009-05-04Quarterly
2009-01-21$0.082009-01-232009-02-03Quarterly
2008-10-17$0.072008-10-212008-11-03Quarterly
2008-07-17$0.072008-07-212008-08-01Quarterly
2008-04-17$0.062008-04-212008-05-02Quarterly
2008-01-17$0.062008-01-222008-02-01Quarterly
2007-10-18$0.062007-10-222007-11-02Quarterly
2007-07-19$0.062007-07-232007-08-03Quarterly
2007-04-20$0.062007-04-242007-05-04Quarterly
2007-01-18$0.052007-01-222007-02-02Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-06-26Clark James DavidSell454$90.9841.30K
2026-05-31Newman BrianSell2.48K$90.98225.45K
2026-05-31Compton-Phillips AmySell7.62K$90.98693.09K
2026-05-21AGUIRRE FERNANDOSell1.56K$93.50146.14K
2026-05-21ROBBINS LARRYSell370.46K$93.4534.62M
2026-05-21ROBBINS LARRYSell378.00K$58.2922.03M
2026-05-20AGUIRRE FERNANDOSell30.44K$93.782.85M
2026-05-20ROBBINS LARRYSell797.63K$93.4874.56M
2026-05-20ROBBINS LARRYSell152.69K$94.8114.48M
2026-05-20ROBBINS LARRYSell66.88K$95.676.40M
2026-05-20ROBBINS LARRYSell800$96.2877.03K
2026-05-19ROBBINS LARRYSell1.98M$94.45187.33M
2026-05-19ROBBINS LARRYSell151$95.1814.37K
2026-05-14Gallina John EBuy1.45K$97.15140.63K
2026-05-14Mahoney Michael FBuy1.74K$97.15168.75K
2026-05-14AGUIRRE FERNANDOBuy1.56K$97.15151.85K
2026-05-14Balser Jeffrey R.Buy2.06K$97.15199.93K
2026-05-14KIRBY J SCOTTBuy1.45K$97.15140.58K
2026-05-14Norwalk Leslie VBuy1.45K$97.15140.58K
2026-05-14SANSONE GUY PBuy1.45K$97.15140.58K
2026-05-14DECOUDREAUX ALECIA ABuy1.45K$97.15140.63K
2026-05-14Finucane Anne A.Buy1.54K$97.15150.00K
2026-05-14BROWN C DAVID IIBuy1.54K$97.15150.00K
2026-05-14Shulman Douglas H.Buy1.45K$97.15140.63K
2026-05-14ROBBINS LARRYBuy1.93K$97.15187.50K
2026-05-08Mandadi TilakSell69.55K$89.586.23M
2026-04-01Shah Prem SSell1.48K$72.49107.58K
2026-04-01Nelson Steven HSell2.43K$72.49176.30K
2026-04-01Mandadi TilakSell3.63K$72.49263.43K
2026-04-01Khichi Samrat S.Sell3.54K$72.49256.69K
2026-04-01Joyner J. DavidSell8.03K$72.49582.02K
2026-04-01Clark James DavidSell3.26K$72.49236.46K
2026-04-01CAPOZZI HEIDI BSell1.33K$72.4996.70K
2026-03-31Shah Prem SBuy161.68K$71.8211.61M
2026-03-31Shah Prem SBuy25.06K$71.821.80M
2026-03-31Newman BrianBuy125.75K$71.829.03M
2026-03-31Newman BrianBuy19.49K$71.821.40M
2026-03-31Nelson Steven HBuy143.71K$71.8210.32M
2026-03-31Nelson Steven HBuy22.28K$71.821.60M
2026-03-31Mandadi TilakBuy143.71K$71.8210.32M
2026-03-31Mandadi TilakBuy22.28K$71.821.60M
2026-03-31Khichi Samrat S.Buy80.84K$71.825.81M
2026-03-31Khichi Samrat S.Buy12.53K$71.82899.98K
2026-03-31Joyner J. DavidBuy86.33K$71.826.20M
2026-03-31Compton-Phillips AmyBuy5.57K$71.82399.97K
2026-03-31Compton-Phillips AmyBuy35.93K$71.822.58M
2026-03-31Clark James DavidBuy11.14K$71.82799.93K
2026-03-31Clark James DavidBuy11.98K$71.82860.12K
2026-03-31CAPOZZI HEIDI BBuy10.03K$71.82720.00K
2026-03-31CAPOZZI HEIDI BBuy64.67K$71.824.64M
2026-03-19Gallina John EBuy582$71.8641.82K
2026-03-19Gallina John EOther0——
2026-02-28Khichi Samrat S.Sell7.89K$79.60627.73K
2026-02-28Joyner J. DavidSell1.94K$79.90155.33K
2026-01-01Shah Prem SSell247$80.1319.79K
2025-12-01Clark James DavidSell220$79.1017.40K
2025-11-30Mandadi TilakSell6.58K$80.36528.37K
2025-11-30FARAH ROGER NSell9.75K$80.36783.35K
2025-11-30CAPOZZI HEIDI BSell9.47K$80.36761.01K
2025-11-20Shulman Douglas H.Buy1.65K$76.04125.62K
2025-11-20SANSONE GUY PBuy1.65K$76.04125.62K
2025-11-20ROBBINS LARRYBuy2.20K$76.04167.50K
2025-11-20Norwalk Leslie VBuy1.65K$76.04125.62K
2025-11-20Mahoney Michael FBuy2.02K$76.04153.75K
2025-11-20KIRBY J SCOTTBuy1.65K$76.04125.62K
2025-11-20Finucane Anne A.Buy1.78K——
2025-11-20Finucane Anne A.Buy591$76.0444.94K
2025-11-20DECOUDREAUX ALECIA ABuy1.65K——
2025-11-20BROWN C DAVID IIBuy1.77K$76.04134.97K
2025-11-20Balser Jeffrey R.Buy1.77K$76.04134.97K
2025-11-20AGUIRRE FERNANDOBuy1.80K$76.04136.87K
2025-08-31Shah Prem SSell7.00K$73.15511.68K
2025-08-31Mandadi TilakSell12.83K$73.15938.81K
2025-08-20Finucane Anne A.Sell7.50K$71.02532.65K
2025-06-05SANSONE GUY PBuy1.57K$63.70100.01K
2025-05-31Newman BrianBuy94.79K$64.046.07M
2025-05-31Newman BrianBuy21.86K$64.041.40M
2025-05-31Compton-Phillips AmyBuy6.25K$64.04399.99K
2025-05-31Compton-Phillips AmyBuy46.84K$64.043.00M
2025-05-31Compton-Phillips AmyBuy27.08K$64.041.73M
2025-05-19Compton-Phillips AmyOther0——
2025-05-19Compton-Phillips AmyOther0——
2025-05-15Shulman Douglas H.Buy2.08K$60.47125.60K
2025-05-15SANSONE GUY PBuy2.08K$60.47125.60K
2025-05-15ROBBINS LARRYBuy2.77K——
2025-05-15Norwalk Leslie VBuy2.08K$60.47125.60K
2025-05-15Mahoney Michael FBuy144$60.478.71K
2025-05-15Mahoney Michael FBuy2.54K——
2025-05-15KIRBY J SCOTTBuy2.77K$60.47167.44K
2025-05-15Finucane Anne A.Buy2.08K——
2025-05-15Finucane Anne A.Buy692$60.4741.85K
2025-05-15DECOUDREAUX ALECIA ABuy2.08K——
2025-05-15BROWN C DAVID IIBuy2.23K$60.47134.97K
2025-05-15Balser Jeffrey R.Buy2.23K$60.47134.97K
2025-05-15AGUIRRE FERNANDOBuy2.26K$60.47136.84K
2025-05-12Newman BrianOther0——
2025-05-12Newman BrianOther0——
2025-05-12Newman BrianOther0——
2025-05-06ROBBINS LARRYSell150.00K$66.6710.00M
2025-05-05ROBBINS LARRYSell1.23M$67.3782.65M

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 2.17K, holders +204 vs prior quarter. Ownership 90.25%.

HolderSharesChangeChange %Value
BLACKROCK, INC.123.22M-2.70M-2.14%12.75B
VANGUARD CAPITAL MANAGEMENT LLC83.32M665.29K+0.80%8.62B
CAPITAL WORLD INVESTORS74.95M-2.30M-2.97%7.75B
STATE STREET CORP60.28M961.23K+1.62%6.24B
DODGE & COX50.01M-1.77M-3.41%5.17B
WELLINGTON MANAGEMENT GROUP LLP33.80M11.23M+49.78%3.50B
GEODE CAPITAL MANAGEMENT, LLC29.90M440.61K+1.50%3.08B
FMR LLC28.92M-2.28M-7.30%2.99B
VANGUARD PORTFOLIO MANAGEMENT LLC26.64M639.91K+2.46%2.76B
CAPITAL RESEARCH GLOBAL INVESTORS24.33M4.32M+21.57%2.52B
PRICE T ROWE ASSOCIATES INC /MD/24.20M420.74K+1.77%2.50B
BANK OF AMERICA CORP /DE/23.19M13.84M+147.95%2.40B
JPMORGAN CHASE & CO22.11M-7.41M-25.11%2.29B
INVESCO LTD.20.60M-4.54M-18.07%2.13B
MORGAN STANLEY18.61M780.91K+4.38%1.92B
NORGES BANK18.04M18.04MNew1.87B
CAPITAL INTERNATIONAL INVESTORS15.39M-4.62K-0.03%1.59B
GOLDMAN SACHS GROUP INC13.41M11.79M+728.20%1.39B
CHARLES SCHWAB INVESTMENT MANAGEMENT INC13.26M-415.61K-3.04%1.37B
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.13.26M13.26MNew1.37B
DAVIS SELECTED ADVISERS11.87M-373.75K-3.05%1.23B
PZENA INVESTMENT MANAGEMENT LLC11.77M-2.00M-14.55%1.22B
NORTHERN TRUST CORP11.47M-169.72K-1.46%1.19B
FRANKLIN TEMPLETON INC9.99M3.74M+59.98%1.03B
LEGAL & GENERAL GROUP PLC9.17M-342.72K-3.60%948.95M

Insights

Revenue by product
PeriodValue
FY2010Intersegment Eliminations: -8712000000.0, Pharmacy Services Segment: 47780000000.0, Retail Pharmacy Segment: 57345000000.0
FY2011Intersegment Eliminations: -11373000000.0, Pharmacy Services Segment: 58874000000.0
FY2012Intersegment Eliminations: 3400000000.0, Pharmacy Services Segment: 73444000000.0
FY2013Intersegment Eliminations: -15065000000.0, Pharmacy Services Segment: 76208000000.0, Retail Pharmacy Segment: 65618000000.0
FY2014Intersegment Eliminations: -16871000000.0, Pharmacy Services Segment: 88440000000.0, Retail Pharmacy Segment: 67798000000.0
FY2015Intersegment Eliminations: -19080000000.0, Pharmacy Services Segment: 100363000000.0, Retail Pharmacy Segment: 72007000000.0
FY2016Intersegment Eliminations: -23537000000.0, Pharmacy Services Segment: 119963000000.0, Retail Pharmacy Segment: 81100000000.0
FY2017Intersegment Eliminations: -25229000000.0, Pharmacy Services Segment: 130596000000.0, Retail Pharmacy Segment: 79398000000.0
FY2018Front Store Revenue: 19055000000.0, Pharmacy Revenue: 164845000000.0, Premiums: 8184000000.0
FY2019Front Store Revenue: 19422000000.0, Pharmacy Revenue: 165899000000.0, Premiums: 63122000000.0, Product and Service, Other: 7322000000.0
FY2020Front Store Revenue: 19655000000.0, Pharmacy Revenue: 171289000000.0, Premiums: 69364000000.0, Product and Service, Other: 7600000000.0
FY2021Front Store Revenue: 21315000000.0, Pharmacy Revenue: 184618000000.0, Premiums: 76132000000.0, Product and Service, Other: 8847000000.0
FY2022Front Store Revenue: 22780000000.0, Pharmacy Revenue: 205121000000.0, Premiums: 85330000000.0, Product and Service, Other: 8398000000.0
FY2023Front Store Revenue: 22458000000.0, Pharmacy Revenue: 223452000000.0, Premiums: 99192000000.0, Product and Service, Other: 11521000000.0
FY2024Front Store Revenue: 21522000000.0, Pharmacy Revenue: 210272000000.0, Premiums: 122896000000.0, Product and Service, Other: 15966000000.0
FY2025Front Store Revenue: 21459000000.0, Pharmacy Revenue: 229025000000.0, Premiums: 134751000000.0, Product and Service, Other: 3926000000.0

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CVS Health (CVS) Stock Insights

CVS$90.06-1.07 -1.17%

$115.18B

Market Cap

24.16

P/E

11.19

Forward P/E

47

Score

Price History