Expensify (EXFY) Financials: Revenue & Earnings
EXFY$2.44-0.01 -0.20%
$234.83M
Market Cap
—
P/E
—
Forward P/E
—
Score
Expensify (EXFY) Financials: Revenue & Earnings
EXFY price $2.44 -0.01 -0.20%
- Ticker
- EXFY
- Price
- $2.44
- Change
- -0.01 -0.20%
- Market cap ?
- $234.83M
- Beta ?
- 1.74
- Sector
- Technology
- Industry
- Software - Application
Fair value
EXFY fair value $2.42. Price $2.44. Price is about fair value.
Above fair value, around its usual premium.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Average free cash flow, last three years 10.20M. Growth 0.00%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 12.00% (beta 1.7). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 96.44M. Net debt -57.34M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-05 | — | 0.02 | — | 33.87M |
| 2026-08-06 | 0.04 | 0.02 | 33.87M | 33.70M |
| 2026-05-07 | 0.04 | 0.02 | 33.97M | 34.25M |
| 2026-02-26 | -0.03 | 0.04 | 35.20M | 35.50M |
| 2025-11-06 | 0.04 | 0.05 | 35.06M | 35.49M |
| 2025-08-07 | -0.02 | 0.05 | 35.76M | 35.65M |
| 2025-05-08 | 0.06 | 0.07 | 36.07M | 36.41M |
| 2025-02-27 | 0.10 | 0.07 | 37.00M | 36.03M |
| 2024-11-07 | 0.07 | 0.06 | 35.41M | 36.03M |
| 2024-08-08 | 0.07 | 0.07 | 33.29M | 35.01M |
| 2024-05-09 | 0.05 | 0.08 | 33.53M | 36.15M |
| 2024-02-22 | 0.04 | 0.01 | 35.21M | 35.52M |
| 2023-11-07 | -0.09 | -0.02 | 36.49M | 35.55M |
| 2023-08-08 | -0.01 | 0.06 | 38.88M | 38.66M |
| 2023-05-09 | 0.05 | 0.10 | 40.10M | 41.49M |
| 2023-02-23 | 0.09 | 0.07 | 43.47M | 43.88M |
| 2022-11-10 | 0.07 | 0.08 | 42.49M | 46.22M |
| 2022-08-11 | 0.07 | 0.09 | 43.16M | 43.68M |
| 2022-05-12 | 0.09 | 0.05 | 40.37M | 39.52M |
| 2022-03-30 | 0.16 | 0.08 | 40.36M | 39.14M |
| 2021-12-16 | 0.58 | 0.30 | 37.45M | — |
| 2021-11-12 | 0.06 | — | 35.30M | — |
| 2021-03-31 | 0.07 | — | 29.72M | — |
| 2020-12-31 | 0.04 | — | 25.74M | — |
| 2020-09-30 | -0.25 | — | 21.69M | — |
| 2020-06-30 | 0.11 | — | 18.75M | — |
| 2020-03-31 | 0.01 | — | 21.89M | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-07-05 | Liu Ying | Buy | 3.73K | — | — |
| 2026-06-23 | Barrett David Michael | Buy | 2.03M | $1.75 | 3.55M |
| 2026-06-23 | Barrett David Michael | Buy | 63.69K | $1.75 | 111.46K |
| 2026-06-23 | Vidal Daniel | Buy | 1.16M | $1.75 | 2.03M |
| 2026-06-23 | Schaffer Ryan | Buy | 1.16M | $1.75 | 2.04M |
| 2026-06-23 | Mills Jason Fahr | Buy | 1.16M | $1.75 | 2.03M |
| 2026-06-23 | Barrett David Michael | Buy | 2.09M | $1.75 | 3.67M |
| 2026-06-15 | Alvarez Divo Carlos Eduardo | Sell | 10.70K | $1.28 | 13.70K |
| 2026-06-01 | Barrett David Michael | Sell | 30.00K | $1.15 | 34.50K |
| 2026-05-22 | Pao Ellen | Buy | 123.76K | — | — |
| 2026-05-22 | Liu Ying | Buy | 123.76K | — | — |
| 2026-05-22 | Christen Timothy L | Buy | 123.76K | — | — |
| 2026-05-15 | Alvarez Divo Carlos Eduardo | Sell | 10.00K | $1.13 | 11.30K |
| 2026-05-01 | Barrett David Michael | Sell | 30.00K | $1.08 | 32.40K |
| 2026-04-28 | Alvarez Divo Carlos Eduardo | Sell | 30.73K | $1.01 | 31.04K |
| 2026-04-05 | Liu Ying | Buy | 5.38K | — | — |
| 2026-04-01 | Barrett David Michael | Sell | 30.00K | $0.85 | 25.50K |
| 2026-03-30 | Alvarez Divo Carlos Eduardo | Sell | 12.45K | $0.81 | 10.09K |
| 2026-03-24 | Alvarez Divo Carlos Eduardo | Sell | 1.70K | $0.84 | 1.43K |
| 2026-03-24 | Vidal Daniel | Sell | 1.51K | $0.84 | 1.27K |
| 2026-03-24 | Schaffer Ryan | Sell | 2.70K | $0.84 | 2.27K |
| 2026-03-24 | Barrett David Michael | Sell | 10.11K | $0.84 | 8.50K |
| 2026-03-24 | Mills Jason Fahr | Sell | 1.79K | $0.84 | 1.50K |
| 2026-03-20 | Alvarez Divo Carlos Eduardo | Buy | 33.63K | — | — |
| 2026-03-17 | Alvarez Divo Carlos Eduardo | Sell | 6.23K | $0.76 | 4.73K |
| 2026-03-17 | Vidal Daniel | Sell | 6.16K | $0.76 | 4.68K |
| 2026-03-17 | Schaffer Ryan | Sell | 3.33K | $0.76 | 2.53K |
| 2026-03-17 | Barrett David Michael | Sell | 2.69K | $0.76 | 2.05K |
| 2026-03-17 | Mills Jason Fahr | Sell | 6.77K | $0.76 | 5.15K |
| 2026-03-15 | Alvarez Divo Carlos Eduardo | Buy | 2.47K | — | — |
| 2026-03-15 | Alvarez Divo Carlos Eduardo | Buy | 2.47K | — | — |
| 2026-03-15 | Alvarez Divo Carlos Eduardo | Sell | 2.47K | — | — |
| 2026-03-15 | Vidal Daniel | Buy | 2.83K | — | — |
| 2026-03-15 | Vidal Daniel | Buy | 2.83K | — | — |
| 2026-03-15 | Vidal Daniel | Sell | 2.83K | — | — |
| 2026-03-15 | Schaffer Ryan | Buy | 3.92K | — | — |
| 2026-03-15 | Schaffer Ryan | Buy | 3.92K | — | — |
| 2026-03-15 | Schaffer Ryan | Sell | 3.92K | — | — |
| 2026-03-15 | Barrett David Michael | Buy | 14.46K | — | — |
| 2026-03-15 | Barrett David Michael | Buy | 14.46K | — | — |
| 2026-03-15 | Barrett David Michael | Sell | 14.46K | — | — |
| 2026-03-15 | Mills Jason Fahr | Buy | 3.82K | — | — |
| 2026-03-15 | Mills Jason Fahr | Buy | 3.82K | — | — |
| 2026-03-15 | Mills Jason Fahr | Sell | 3.82K | — | — |
| 2026-03-13 | Alvarez Divo Carlos Eduardo | Buy | 16.36K | — | — |
| 2026-03-13 | Alvarez Divo Carlos Eduardo | Buy | 59.50K | $0.82 | 48.79K |
| 2026-03-13 | Vidal Daniel | Buy | 20.93K | — | — |
| 2026-03-13 | Vidal Daniel | Buy | 72.41K | $0.82 | 59.38K |
| 2026-03-13 | Schaffer Ryan | Buy | 8.71K | — | — |
| 2026-03-13 | Schaffer Ryan | Buy | 28.14K | $0.82 | 23.08K |
| 2026-03-13 | Barrett David Michael | Buy | 6.92K | — | — |
| 2026-03-13 | Mills Jason Fahr | Buy | 26.06K | — | — |
| 2026-03-13 | Mills Jason Fahr | Buy | 41.35K | $0.82 | 33.91K |
| 2026-03-11 | McLaughlin Steven J. | Buy | 500.00K | $0.84 | 420.00K |
| 2026-03-09 | McLaughlin Steven J. | Buy | 455.91K | $0.95 | 432.66K |
| 2026-03-06 | McLaughlin Steven J. | Buy | 480.39K | $0.96 | 461.65K |
| 2026-03-04 | McLaughlin Steven J. | Buy | 327.14K | $1.02 | 335.00K |
| 2026-03-03 | McLaughlin Steven J. | Buy | 500.00K | $0.97 | 485.00K |
| 2026-03-02 | Barrett David Michael | Sell | 30.00K | $0.90 | 27.00K |
| 2026-02-02 | Barrett David Michael | Sell | 30.00K | $1.45 | 43.50K |
| 2026-01-05 | Liu Ying | Buy | 3.39K | — | — |
| 2026-01-05 | Alvarez Divo Carlos Eduardo | Sell | 5.31K | — | — |
| 2026-01-05 | Alvarez Divo Carlos Eduardo | Buy | 5.31K | — | — |
| 2026-01-04 | Alvarez Divo Carlos Eduardo | Sell | 7.84K | — | — |
| 2026-01-04 | Alvarez Divo Carlos Eduardo | Buy | 7.84K | — | — |
| 2026-01-02 | Barrett David Michael | Sell | 30.00K | $1.50 | 45.00K |
| 2025-12-31 | Alvarez Divo Carlos Eduardo | Sell | 6.50K | $1.50 | 9.76K |
| 2025-12-31 | Alvarez Divo Carlos Eduardo | Sell | 20.44K | — | — |
| 2025-12-31 | Alvarez Divo Carlos Eduardo | Buy | 20.44K | — | — |
| 2025-12-30 | Alvarez Divo Carlos Eduardo | Sell | 2.47K | $1.52 | 3.75K |
| 2025-12-30 | Vidal Daniel | Sell | 2.83K | $1.52 | 4.29K |
| 2025-12-30 | Barrett David Michael | Sell | 14.46K | $1.52 | 21.98K |
| 2025-12-30 | Mills Jason Fahr | Sell | 3.82K | $1.52 | 5.81K |
| 2025-12-30 | Schaffer Ryan | Sell | 3.92K | $1.52 | 5.96K |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 0 | — | — |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 16.38K | $7.21 | 118.10K |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 184.17K | — | — |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 164.10K | — | — |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 65.14K | $0.97 | 63.19K |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 37.01K | — | — |
| 2025-12-29 | Alvarez Divo Carlos Eduardo | Other | 6.54K | $12.97 | 84.82K |
| 2025-12-17 | Mills Jason Fahr | Sell | 5.85K | $1.55 | 9.07K |
| 2025-12-17 | Vidal Daniel | Sell | 4.84K | $1.55 | 7.50K |
| 2025-12-17 | Muralidharan Anuradha | Sell | 523 | $1.55 | 811 |
| 2025-12-17 | Barrett David Michael | Sell | 2.54K | $1.55 | 3.94K |
| 2025-12-17 | Schaffer Ryan | Sell | 2.63K | $1.55 | 4.08K |
| 2025-12-15 | Vidal Daniel | Buy | 2.83K | — | — |
| 2025-12-15 | Vidal Daniel | Buy | 2.83K | — | — |
| 2025-12-15 | Vidal Daniel | Sell | 2.83K | — | — |
| 2025-12-15 | Barrett David Michael | Buy | 14.46K | — | — |
| 2025-12-15 | Barrett David Michael | Buy | 14.46K | — | — |
| 2025-12-15 | Barrett David Michael | Sell | 14.46K | — | — |
| 2025-12-15 | Muralidharan Anuradha | Buy | 3.17K | — | — |
| 2025-12-15 | Muralidharan Anuradha | Buy | 3.17K | — | — |
| 2025-12-15 | Muralidharan Anuradha | Sell | 3.17K | — | — |
| 2025-12-15 | Mills Jason Fahr | Buy | 3.82K | — | — |
| 2025-12-15 | Mills Jason Fahr | Sell | 3.82K | — | — |
| 2025-12-15 | Mills Jason Fahr | Buy | 3.82K | — | — |
| 2025-12-15 | Schaffer Ryan | Buy | 3.92K | — | — |
| 2025-12-15 | Schaffer Ryan | Buy | 3.92K | — | — |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 102, holders -2 vs prior quarter. Ownership 27.16%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| PARALLEL ADVISORS, LLC | 2.66M | 2.66M | New | 4.77M |
| ACADIAN ASSET MANAGEMENT LLC | 2.46M | 245.82K | +11.12% | 4.39M |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.36M | 53.48K | +2.32% | 4.22M |
| AQR CAPITAL MANAGEMENT LLC | 2.09M | 1.26M | +152.45% | 3.73M |
| PALOGIC VALUE MANAGEMENT, L.P. | 1.77M | -754.11K | -29.89% | 3.17M |
| CASTLEKNIGHT MANAGEMENT LP | 1.73M | 0 | 0.00% | 3.10M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 1.17M | -801.15K | -40.63% | 2.10M |
| BLACKROCK, INC. | 1.11M | -2.89M | -72.23% | 1.99M |
| JANE STREET GROUP, LLC | 1.03M | 1.03M | New | 1.85M |
| FORMULA GROWTH LTD | 875.00K | -15.00K | -1.69% | 1.57M |
| MARSHALL WACE, LLP | 751.77K | -162.54K | -17.78% | 1.35M |
| RENAISSANCE TECHNOLOGIES LLC | 746.70K | 21.70K | +2.99% | 1.34M |
| GEODE CAPITAL MANAGEMENT, LLC | 663.23K | -706.73K | -51.59% | 1.19M |
| MILLENNIUM MANAGEMENT LLC | 507.99K | 507.99K | New | 909.30K |
| TWO SIGMA INVESTMENTS, LP | 506.98K | 142.76K | +39.19% | 907.49K |
| VANGUARD FIDUCIARY TRUST CO | 392.79K | 2.78K | +0.71% | 703.10K |
| MORGAN STANLEY | 335.74K | 62.89K | +23.05% | 600.97K |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 260.79K | 260.79K | New | 466.82K |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 260.79K | -119.60K | -31.44% | 466.82K |
| UBS GROUP AG | 257.29K | 177.57K | +222.73% | 460.55K |
| IEQ CAPITAL, LLC | 254.22K | -293.80K | -53.61% | 455.05K |
| STATE STREET CORP | 243.68K | -479.92K | -66.32% | 436.19K |
| WEALTHSPIRE ADVISORS, LLC | 238.53K | 0 | 0.00% | 426.97K |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 204.31K | 204.31K | New | 365.72K |
| GSA CAPITAL PARTNERS LLP | 184.14K | 155.01K | +532.01% | 330.00K |
Earnings and financials
Expensify, Inc. (EXFY) trades at $2.44, with a market cap of $234.83M and a trailing P/E of n/a. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
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