Fiserv (FISV) Financials: Revenue & Earnings
FISV$47.18-0.22 -0.46%
$25.09B
Market Cap
9.26
P/E
6.52
Forward P/E
59
Score
Fiserv (FISV) Financials: Revenue & Earnings
FISV price $47.18 -0.22 -0.46%
- Ticker
- FISV
- Price
- $47.18
- Change
- -0.22 -0.46%
- Market cap ?
- $25.09B
- P/E ?
- 9.26
- Forward P/E ?
- 6.52
- Dividend yield ?
- 0.00%
- Beta ?
- 0.80
- Sector
- Technology
- Industry
- Information Technology Services
- Stocklytics score
- 59
- Value
- 86
- Quality
- 43
- Growth
- 49
Stocklytics score rationale: value 86, quality 43, growth 49.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 5505000000 | 5696000000 | 5823000000 | 10187000000 | 14852000000 | 16226000000 | 17737000000 | 19093000000 | 20456000000 | 21193000000 |
Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat…
Fair value
FISV fair value $231.94. Price $47.18. Price is 80% below fair value.
Below fair value, and cheaper than usual. A larger discount than on 98% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 3.93B. Growth 20.00%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 531.77M. Net debt 28.32B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Model uncertainty high for this stock
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-03 | — | 1.72 | — | 4.85B |
| 2026-08-06 | 1.84 | 1.91 | 4.96B | 5.04B |
| 2026-05-05 | 1.79 | 1.57 | 4.67B | 4.73B |
| 2026-02-10 | 1.99 | 1.90 | 4.90B | 4.90B |
| 2025-10-29 | 2.04 | 2.64 | 5.26B | 5.35B |
| 2025-07-23 | 2.47 | 2.43 | 5.52B | 5.19B |
| 2025-04-24 | 2.14 | 2.08 | 5.13B | 4.83B |
| 2025-02-05 | 2.51 | 2.48 | 5.25B | 4.95B |
| 2024-10-22 | 2.30 | 2.26 | 5.21B | 4.90B |
| 2024-07-24 | 2.13 | 2.10 | 5.11B | 4.81B |
| 2024-04-23 | 1.88 | 1.79 | 4.88B | 4.57B |
| 2024-02-06 | 2.19 | 2.15 | 4.92B | 4.69B |
| 2023-10-24 | 1.96 | 1.93 | 4.87B | 4.60B |
| 2023-07-26 | 1.81 | 1.81 | 4.76B | 4.54B |
| 2023-04-25 | 1.58 | 1.57 | 4.55B | 4.18B |
| 2023-02-07 | 1.91 | 1.91 | 4.63B | 4.35B |
| 2022-10-27 | 1.63 | 1.70 | 4.52B | 4.27B |
| 2022-07-26 | 1.56 | 1.54 | 4.45B | 4.07B |
| 2022-04-27 | 1.40 | 1.35 | 4.14B | 3.84B |
| 2022-02-08 | 1.57 | 1.55 | 4.26B | 4.03B |
| 2021-10-27 | 1.47 | 1.44 | 4.16B | — |
| 2021-07-27 | 1.37 | 1.29 | 4.05B | 107.84M |
| 2021-04-27 | 1.17 | 1.13 | 3.75B | 96.27M |
| 2021-02-09 | 1.30 | 1.29 | 3.83B | 88.20M |
| 2020-10-27 | 1.20 | 1.15 | 3.79B | 67.53M |
| 2020-08-05 | 0.93 | 0.94 | 3.46B | 59.61M |
| 2020-05-07 | 0.99 | 0.99 | 3.77B | 123.49M |
| 2020-02-04 | 1.13 | 1.14 | 4.04B | 92.96M |
| 2019-11-06 | 1.02 | 1.03 | 3.13B | 87.76M |
| 2019-07-25 | 0.82 | 0.80 | 1.51B | 129.71M |
| 2019-04-30 | 0.84 | 0.82 | 1.50B | 114.88M |
| 2019-02-07 | 0.84 | 0.84 | 1.55B | 145.85M |
| 2018-10-31 | 0.75 | 0.77 | 1.41B | 257.97M |
| 2018-07-31 | 0.75 | 0.74 | 1.42B | 132.10M |
| 2018-05-01 | 0.76 | 0.73 | 1.44B | 70.64M |
| 2018-02-07 | 0.71 | 0.69 | 1.52B | 45.50M |
| 2017-10-31 | 0.64 | 0.65 | 1.40B | 98.27M |
| 2017-08-01 | 0.60 | 0.62 | 1.39B | 107.89M |
| 2017-04-26 | 0.63 | 0.59 | 1.39B | 101.47M |
| 2017-02-08 | 0.58 | 0.58 | 1.43B | 78.00M |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-10-01 | NELSON ERIC CHRISTIAN | Other | 0 | — | — |
| 2026-09-30 | COHEN STEPHANIE | Buy | 775 | $45.18 | 35.01K |
| 2026-09-30 | DE CASTRO HENRIQUE | Buy | 720 | $45.18 | 32.53K |
| 2026-09-30 | DiSimone Harry | Buy | 775 | $45.18 | 35.01K |
| 2026-09-30 | Dufetel Celine S | Buy | 775 | $45.18 | 35.01K |
| 2026-09-30 | FRITZ LANCE M | Buy | 858 | $45.18 | 38.76K |
| 2026-09-30 | Gopal Ajei | Buy | 831 | $45.18 | 37.54K |
| 2026-09-30 | Mamilli Wafaa | Buy | 858 | $45.18 | 38.76K |
| 2026-09-30 | Nixon Gordon M. | Buy | 1.11K | $45.18 | 50.01K |
| 2026-09-30 | Shedlin Gary | Buy | 886 | — | — |
| 2026-09-30 | Yarkoni Charlotte | Buy | 748 | — | — |
| 2026-09-17 | Todd Paul M | Sell | 795 | $49.30 | 39.19K |
| 2026-08-07 | FRITZ LANCE M | Buy | 10.00K | $51.95 | 519.50K |
| 2026-08-03 | Rosman Adam L. | Buy | 36.80K | — | — |
| 2026-06-30 | Yarkoni Charlotte | Buy | 663 | — | — |
| 2026-06-30 | Shedlin Gary | Buy | 791 | — | — |
| 2026-06-30 | Nixon Gordon M. | Buy | 892 | — | — |
| 2026-06-30 | Mamilli Wafaa | Buy | 765 | — | — |
| 2026-06-30 | Gopal Ajei | Buy | 765 | — | — |
| 2026-06-30 | FRITZ LANCE M | Buy | 765 | — | — |
| 2026-06-30 | Dufetel Celine S | Buy | 663 | — | — |
| 2026-06-30 | DiSimone Harry | Buy | 663 | — | — |
| 2026-06-30 | DE CASTRO HENRIQUE | Buy | 663 | — | — |
| 2026-06-30 | COHEN STEPHANIE | Buy | 663 | — | — |
| 2026-06-17 | Todd Paul M | Buy | 10.06K | $49.70 | 499.98K |
| 2026-06-17 | Mamilli Wafaa | Buy | 2.96K | $50.59 | 149.75K |
| 2026-06-16 | Rosman Adam L. | Buy | 10.15K | $49.33 | 500.70K |
| 2026-06-16 | Yarkoni Charlotte | Buy | 2.02K | $49.49 | 100.12K |
| 2026-06-16 | DiSimone Harry | Buy | 2.09K | $48.41 | 101.08K |
| 2026-06-16 | Nixon Gordon M. | Buy | 7.50K | $49.57 | 371.77K |
| 2026-06-15 | GEORGAKOPOULOS PANAGIOTIS | Buy | 50.09K | — | — |
| 2026-06-15 | Todd Paul M | Buy | 104.36K | — | — |
| 2026-05-21 | Yarkoni Charlotte | Buy | 4.12K | — | — |
| 2026-05-21 | Shedlin Gary | Buy | 4.12K | — | — |
| 2026-05-21 | Nixon Gordon M. | Buy | 5.91K | — | — |
| 2026-05-21 | Mamilli Wafaa | Buy | 4.12K | — | — |
| 2026-05-21 | Gopal Ajei | Buy | 4.12K | — | — |
| 2026-05-21 | FRITZ LANCE M | Buy | 4.12K | — | — |
| 2026-05-21 | Dufetel Celine S | Buy | 4.12K | — | — |
| 2026-05-21 | DiSimone Harry | Buy | 4.12K | — | — |
| 2026-05-21 | DE CASTRO HENRIQUE | Buy | 4.12K | — | — |
| 2026-05-21 | COHEN STEPHANIE | Buy | 4.12K | — | — |
| 2026-03-31 | Yarkoni Charlotte | Buy | 583 | — | — |
| 2026-03-31 | Shedlin Gary | Buy | 695 | — | — |
| 2026-03-31 | Mamilli Wafaa | Buy | 673 | — | — |
| 2026-03-31 | Gopal Ajei | Buy | 673 | — | — |
| 2026-03-31 | Nixon Gordon M. | Buy | 785 | — | — |
| 2026-03-31 | FRITZ LANCE M | Buy | 673 | — | — |
| 2026-03-31 | Dufetel Celine S | Buy | 583 | — | — |
| 2026-03-31 | DiSimone Harry | Buy | 583 | — | — |
| 2026-03-31 | DE CASTRO HENRIQUE | Buy | 583 | — | — |
| 2026-03-31 | COHEN STEPHANIE | Buy | 583 | — | — |
| 2026-02-23 | Best Kenneth | Sell | 531 | $58.40 | 31.01K |
| 2026-02-22 | Rosman Adam L. | Sell | 2.20K | $61.47 | 135.36K |
| 2026-02-22 | Best Kenneth | Sell | 802 | $61.47 | 49.30K |
| 2026-02-21 | Rosman Adam L. | Sell | 1.46K | $61.47 | 89.44K |
| 2026-02-21 | Best Kenneth | Sell | 642 | $61.47 | 39.46K |
| 2026-02-20 | Suryadevara Dhivya | Sell | 29.59K | $61.47 | 1.82M |
| 2026-02-18 | Best Kenneth | Buy | 15.87K | — | — |
| 2026-02-18 | Todd Paul M | Buy | 45.23K | — | — |
| 2026-02-18 | Rosman Adam L. | Buy | 65.67K | — | — |
| 2026-02-18 | Gelb Andrew | Buy | 62.09K | — | — |
| 2026-02-18 | Suryadevara Dhivya | Buy | 101.57K | — | — |
| 2026-02-18 | GEORGAKOPOULOS PANAGIOTIS | Buy | 182.51K | — | — |
| 2026-02-18 | Lyons Michael P. | Buy | 309.16K | — | — |
| 2026-02-17 | Lyons Michael P. | Buy | 13.18K | — | — |
| 2026-02-17 | Lyons Michael P. | Sell | 5.62K | $63.45 | 356.59K |
| 2026-02-17 | GEORGAKOPOULOS PANAGIOTIS | Buy | 18.05K | — | — |
| 2026-02-17 | GEORGAKOPOULOS PANAGIOTIS | Sell | 9.21K | $63.45 | 584.50K |
| 2026-02-17 | Gelb Andrew | Buy | 8.67K | — | — |
| 2026-02-17 | Gelb Andrew | Sell | 3.49K | $63.45 | 221.19K |
| 2026-02-17 | Rosman Adam L. | Buy | 7.98K | — | — |
| 2026-02-17 | Rosman Adam L. | Sell | 3.21K | $63.45 | 203.74K |
| 2026-02-07 | Lyons Michael P. | Sell | 3.38K | $60.00 | 202.50K |
| 2026-02-07 | Rosman Adam L. | Sell | 1.49K | $60.00 | 89.34K |
| 2026-02-07 | GEORGAKOPOULOS PANAGIOTIS | Sell | 4.44K | $60.00 | 266.28K |
| 2026-02-07 | Gelb Andrew | Sell | 1.10K | $60.00 | 65.76K |
| 2026-02-07 | Best Kenneth | Sell | 434 | $60.00 | 26.04K |
| 2026-01-17 | GEORGAKOPOULOS PANAGIOTIS | Sell | 25.79K | $66.29 | 1.71M |
| 2026-01-01 | Nixon Gordon M. | Other | 0 | — | — |
| 2026-01-01 | Nixon Gordon M. | Buy | 1.74K | — | — |
| 2026-01-01 | Dufetel Celine S | Buy | 1.31K | — | — |
| 2026-01-01 | Shedlin Gary | Buy | 1.31K | — | — |
| 2026-01-01 | Nixon Gordon M. | Other | 0 | — | — |
| 2026-01-01 | Dufetel Celine S | Other | 0 | — | — |
| 2026-01-01 | Shedlin Gary | Other | 0 | — | — |
| 2025-12-31 | Lyons Michael P. | Sell | 4.85K | $67.17 | 325.71K |
| 2025-12-31 | DE CASTRO HENRIQUE | Buy | 484 | — | — |
| 2025-12-31 | DiSimone Harry | Buy | 484 | — | — |
| 2025-12-31 | FRITZ LANCE M | Buy | 559 | — | — |
| 2025-12-31 | Gopal Ajei | Buy | 484 | — | — |
| 2025-12-31 | Mamilli Wafaa | Buy | 559 | — | — |
| 2025-12-31 | Simons Doyle | Buy | 838 | — | — |
| 2025-12-31 | Yarkoni Charlotte | Buy | 484 | — | — |
| 2025-12-02 | Rosman Adam L. | Buy | 7.90K | $63.19 | 499.20K |
| 2025-12-01 | Todd Paul M | Buy | 17.00K | $62.41 | 1.06M |
| 2025-12-01 | Suryadevara Dhivya | Buy | 156.49K | — | — |
| 2025-12-01 | Suryadevara Dhivya | Other | 0 | — | — |
| 2025-11-18 | Best Kenneth | Buy | 5.71K | — | — |
| 2025-11-18 | Best Kenneth | Buy | 6.52K | — | — |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 1.21K, holders -107 vs prior quarter. Ownership 89.92%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| DODGE & COX | 50.19M | -66.00K | -0.13% | 2.46B |
| BLACKROCK, INC. | 42.40M | 2.54M | +6.37% | 2.08B |
| VANGUARD CAPITAL MANAGEMENT LLC | 33.11M | -15.17K | -0.05% | 1.62B |
| STATE STREET CORP | 23.83M | 154.30K | +0.65% | 1.17B |
| HARRIS ASSOCIATES L P | 22.21M | 21.26M | +2238.00% | 1.09B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 20.83M | -357.11K | -1.69% | 1.02B |
| CAPITAL WORLD INVESTORS | 16.82M | 2.92M | +20.99% | 825.12M |
| GEODE CAPITAL MANAGEMENT, LLC | 15.25M | 2.10M | +15.95% | 760.42M |
| FIRST EAGLE INVESTMENT MANAGEMENT, LLC | 10.86M | 3.36M | +44.86% | 532.57M |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | 10.47M | 4.63M | +79.43% | 513.53M |
| FEDERATED HERMES, INC. | 9.91M | 1.25M | +14.41% | 485.93M |
| FMR LLC | 9.28M | 3.77M | +68.55% | 455.15M |
| INVESCO LTD. | 7.15M | 655.67K | +10.10% | 350.68M |
| NORGES BANK | 6.77M | 6.77M | New | 331.99M |
| MORGAN STANLEY | 6.50M | -1.44M | -18.17% | 318.61M |
| FRANKLIN TEMPLETON INC | 5.53M | 137.42K | +2.55% | 271.14M |
| NORTHERN TRUST CORP | 5.10M | -227.19K | -4.27% | 250.11M |
| D. E. SHAW & CO., INC. | 4.48M | 3.55M | +378.37% | 219.93M |
| AMUNDI | 4.14M | -1.91M | -31.62% | 202.88M |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 4.12M | 413.71K | +11.16% | 202.07M |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 4.12M | 4.12M | New | 202.07M |
| PRICE T ROWE ASSOCIATES INC /MD/ | 4.01M | 659.83K | +19.71% | 196.54M |
| GOLDMAN SACHS GROUP INC | 3.97M | 382.89K | +10.68% | 194.58M |
| JANA PARTNERS MANAGEMENT, LP | 3.66M | -773.52K | -17.44% | 179.63M |
| DEUTSCHE BANK AG\ | 3.64M | -87.63K | -2.35% | 178.31M |
Earnings and financials
Fiserv, Inc. (FISV) trades at $47.18, with a market cap of $25.09B and a trailing P/E of 9.26. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 5505000000 | 5696000000 | 5823000000 | 10187000000 | 14852000000 | 16226000000 | 17737000000 | 19093000000 | 20456000000 | 21193000000 |
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