Independent Bank (IBCP) Stock Insights

IBCP price $36.80 -0.34 -0.90%

Ticker
IBCP
Price
$36.80
Change
-0.34 -0.90%
Market cap ?
$758.07M
P/E ?
10.60
Forward P/E ?
10.32
Dividend yield ?
3.02%
Beta ?
0.72
Sector
Financial Services
Industry
Banks - Regional
Stocklytics score
44
Value
45
Quality
50
Growth
37

Stocklytics score rationale: value 45, quality 50, growth 37.

Financials

2016201720182019202020212022202320242025
124157000138062000170876000190764000214195000207117000224232000283828000316330000315381000

As the holding company for Independent Bank, Independent Bank Corporation provides diverse banking services to both individual consumers and businesses. Its comprehensive suite of offerings includes checking and savings accounts, commercial lending, direct and indirect consumer financing, and mortgage solutions, along with safe deposit boxes. Customers also benefit from accessible automatic teller machines, internet…

Fair value

IBCP fair value Not meaningful. Price $36.80.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

No estimate. Cash-flow models don't suit banks

Compare IBCP

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-28—0.95—69.24M
2026-10-270.920.9571.06M68.86M
2026-07-230.900.8463.24M60.08M
2026-04-230.810.7958.90M58.70M
2026-01-220.890.8358.31M58.73M
2025-10-280.840.8355.46M46.33M
2025-07-240.810.7854.07M50.07M
2025-04-240.740.7052.27M46.25M
2025-01-230.870.7760.41M55.14M
2024-10-240.650.7649.56M42.26M
2024-07-250.880.7054.76M41.10M
2024-04-250.760.6451.23M40.28M
2024-01-250.650.7047.64M40.11M
2023-10-240.830.6253.40M36.74M
2023-07-250.700.5951.97M38.04M
2023-04-270.610.6047.35M39.63M
2023-01-260.710.7450.35M54.95M
2022-10-250.810.6055.06M51.62M
2022-07-260.610.5548.78M47.76M
2022-04-260.840.5151.95M46.80M
2022-01-270.580.6550.09M51.68M
2021-10-260.730.6351.56M34.83M
2021-07-290.560.6744.10M30.84M
2021-04-271.000.5855.16M37.62M
2021-01-280.770.6152.37M38.43M
2020-10-270.890.4857.38M46.44M
2020-07-280.670.2549.15M18.97M
2020-04-300.210.3744.59M72.58M
2020-01-230.610.5644.80M40.80M
2019-10-240.550.5141.24M40.01M
2019-07-250.460.4739.35M41.54M
2019-04-220.390.4545.27M46.39M
2019-01-290.410.4744.12M43.27M
2018-10-250.490.4640.29M39.00M
2018-07-260.440.4044.06M45.89M
2018-04-230.380.3734.37M31.41M
2018-01-300.350.3234.32M31.20M
2017-10-260.320.3334.90M34.25M
2017-07-270.270.2932.88M34.31M
2017-04-240.280.2630.92M29.54M

Dividends

Yield 2.99%. Payout ratio 41.11%. Frequency Quarterly.

Safety score 82/100 · Safe. Payout ratio is 41% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 38 separate years. Yield is 3.0%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-11-03$0.282026-11-032026-11-13Quarterly
2026-08-04$0.282026-08-042026-08-14Quarterly
2026-05-04$0.282026-05-042026-05-14Quarterly
2026-02-03$0.282026-02-032026-02-13Quarterly
2025-11-04$0.262025-11-042025-11-14Quarterly
2025-08-05$0.262025-08-052025-08-15Quarterly
2025-05-05$0.262025-05-052025-05-15Quarterly
2025-02-04$0.262025-02-042025-02-14Quarterly
2024-11-05$0.242024-11-052024-11-15Quarterly
2024-08-05$0.242024-08-052024-08-15Quarterly
2024-05-02$0.242024-05-032024-05-13Quarterly
2024-02-02$0.242024-02-052024-02-15Quarterly
2023-11-02$0.232023-11-032023-11-13Quarterly
2023-08-03$0.232023-08-042023-08-14Quarterly
2023-05-04$0.232023-05-052023-05-15Quarterly
2023-02-15$0.232023-02-162023-02-24Quarterly
2022-11-03$0.222022-11-042022-11-14Quarterly
2022-08-04$0.222022-08-052022-08-16Quarterly
2022-05-04$0.222022-05-052022-05-16Quarterly
2022-02-03$0.222022-02-042022-02-15Quarterly
2021-11-04$0.212021-11-052021-11-15Quarterly
2021-08-05$0.212021-08-062021-08-16Quarterly
2021-05-04$0.212021-05-052021-05-14Quarterly
2021-02-04$0.212021-02-052021-02-16Quarterly
2020-11-04$0.202020-11-052020-11-16Quarterly
2020-08-03$0.202020-08-042020-08-14Quarterly
2020-05-04$0.202020-05-052020-05-15Quarterly
2020-02-04$0.202020-02-052020-02-14Quarterly
2019-11-05$0.182019-11-062019-11-15Quarterly
2019-08-05$0.182019-08-062019-08-15Quarterly
2019-05-03$0.182019-05-062019-05-15Quarterly
2019-02-04$0.182019-02-052019-02-15Quarterly
2018-11-02$0.152018-11-052018-11-15Quarterly
2018-08-03$0.152018-08-062018-08-15Quarterly
2018-05-04$0.152018-05-072018-05-15Quarterly
2018-02-06$0.152018-02-072018-02-15Quarterly
2017-11-03$0.122017-11-062017-11-15Quarterly
2017-08-03$0.102017-08-072017-08-15Quarterly
2017-05-04$0.102017-05-082017-05-15Quarterly
2017-02-06$0.102017-02-082017-02-15Quarterly
2016-11-03$0.102016-11-072016-11-15Quarterly
2016-08-04$0.082016-08-082016-08-15Quarterly
2016-05-04$0.082016-05-062016-05-16Quarterly
2016-02-03$0.082016-02-052016-02-16Quarterly
2015-11-05$0.082015-11-092015-11-16Quarterly
2015-08-05$0.062015-08-072015-08-17Quarterly
2015-05-01$0.062015-05-052015-05-15Quarterly
2015-02-04$0.062015-02-062015-02-17Quarterly
2014-11-05$0.062014-11-072014-11-17Quarterly
2014-08-01$0.062014-08-052014-08-15Quarterly
2014-04-28$0.062014-04-302014-05-15Quarterly
2009-10-01$0.102009-10-052009-10-30Quarterly
2009-07-01$0.102009-07-062009-07-31Quarterly
2009-04-02$0.102009-04-062009-04-30Quarterly
2008-12-31$0.102009-01-052009-01-30Quarterly
2008-10-02$0.102008-10-062008-10-31Quarterly
2008-07-02$0.102008-07-072008-07-31Quarterly
2008-04-02$1.102008-04-042008-04-30Quarterly
2008-01-02$2.102008-01-042008-01-31Quarterly
2007-10-03$2.102007-10-052007-10-31Quarterly
2007-07-02$2.102007-07-052007-07-31Quarterly
2007-04-03$2.102007-04-052007-04-30Quarterly
2007-01-03$2.002007-01-052007-01-31Quarterly
2006-10-03$1.902006-10-052006-10-31Quarterly
2006-06-30$1.902006-07-052006-07-31Quarterly
2006-04-03$1.902006-04-052006-04-28Quarterly
2006-01-03$1.812006-01-052006-01-31Quarterly
2005-10-03$1.812005-10-052005-10-31Quarterly
2005-06-30$1.722005-07-052005-07-29Quarterly
2005-04-01$1.722005-04-052005-04-29Quarterly
2005-01-03$1.542005-01-052005-01-31Quarterly
2004-10-01$1.542004-10-052004-10-29Quarterly
2004-07-01$1.452004-07-062004-07-30Quarterly
2004-04-01$0.162004-04-052004-04-30Quarterly
2003-12-31$1.452004-01-052004-01-30Quarterly
2003-10-02$1.452003-10-062003-10-31Quarterly
2003-07-01$1.322003-07-032003-07-31Quarterly
2003-04-02$1.152003-04-042003-04-30Quarterly
2003-01-02$1.152003-01-062003-01-31Quarterly
2002-10-02$0.992002-10-042002-10-31Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-10-01Boer William JBuy292$35.2410.29K
2026-10-01Wooldridge Michael G.Buy140$31.724.45K
2026-10-01Cok Michael JBuy374$31.7211.86K
2026-10-01Tagg Nathaniel ErnestBuy650$31.7220.63K
2026-10-01Kruse Ronia FBuy130$31.724.13K
2026-10-01Keller ChristinaBuy650$31.7220.63K
2026-09-15Kessel William BSell100$37.103.71K
2026-09-15Kessel William BSell194$37.177.21K
2026-09-15Kessel William BSell200$37.187.44K
2026-09-15Kessel William BSell195$37.197.25K
2026-09-15Kessel William BSell106$37.253.95K
2026-09-15Kessel William BSell405$37.3015.11K
2026-09-15Kessel William BSell600$37.3622.42K
2026-09-15Kessel William BSell100$37.383.74K
2026-09-15Kessel William BSell100$37.413.74K
2026-08-19Kreter KristopherSell300$37.1111.13K
2026-08-14Budden Joan ABuy259$38.499.97K
2026-08-14GULIS STEPHEN L JRBuy466$38.4917.95K
2026-08-14Wooldridge Michael G.Buy3$38.49119
2026-08-14Cok Michael JBuy208$38.498.01K
2026-08-14Tagg Nathaniel ErnestBuy3$38.49129
2026-08-14Kruse Ronia FBuy178$38.496.83K
2026-08-14Keller ChristinaBuy182$38.497.01K
2026-08-14Archer Dennis W. JrBuy47$38.491.81K
2026-08-10TWAROZYNSKI JAMES JSell489$37.6718.42K
2026-07-31Tagg Nathaniel ErnestBuy462——
2026-07-21Tagg Nathaniel ErnestOther0——
2026-07-01Boer William JBuy285$36.0710.28K
2026-07-01Cok Michael JBuy365——
2026-07-01Wooldridge Michael G.Buy137——
2026-07-01Keller ChristinaBuy635——
2026-07-01Kruse Ronia FBuy127——
2026-06-09Ervin Patrick JSell780$35.4227.63K
2026-06-09Ervin Patrick JSell242$35.418.57K
2026-06-09Ervin Patrick JSell76$35.402.69K
2026-06-09Ervin Patrick JSell2$35.4471
2026-06-09Ervin Patrick JSell1.40K$35.3949.55K
2026-05-29Kimball Stefanie MSell1.40K$34.4148.18K
2026-05-14Budden Joan ABuy293——
2026-05-14Cok Michael JBuy233——
2026-05-14GULIS STEPHEN L JRBuy528——
2026-05-14Wooldridge Michael G.Buy2——
2026-05-14Archer Dennis W. JrBuy53——
2026-05-14Keller ChristinaBuy201——
2026-05-14Kruse Ronia FBuy200——
2026-04-06Mohr Gavin A.Sell1.66K$33.7856.04K
2026-04-06Kimball Stefanie MSell1.67K$33.7856.48K
2026-04-06Ervin Patrick JSell1.78K$33.7860.06K
2026-04-06Mohr Gavin A.Buy4.30K——
2026-04-06Mohr Gavin A.Sell1.72K$33.7858.00K
2026-04-06Mohr Gavin A.Sell2.52K——
2026-04-06Kimball Stefanie MBuy4.33K——
2026-04-06Kimball Stefanie MSell1.74K$33.7858.88K
2026-04-06Kimball Stefanie MSell2.54K——
2026-04-06Ervin Patrick JBuy4.27K——
2026-04-06Ervin Patrick JSell1.79K$33.7860.47K
2026-04-06Ervin Patrick JSell2.50K——
2026-04-06RAHN JOEL FBuy4.15K——
2026-04-06RAHN JOEL FSell1.27K$33.7842.90K
2026-04-06RAHN JOEL FSell2.43K——
2026-04-06Kessel William BBuy10.98K——
2026-04-06Kessel William BSell4.79K$33.78161.74K
2026-04-06Kessel William BSell6.43K——
2026-04-01Boer William JBuy309$33.3010.29K
2026-04-01Wooldridge Michael G.Buy148——
2026-04-01Cok Michael JBuy396——
2026-04-01Kruse Ronia FBuy138——
2026-04-01Keller ChristinaBuy688——
2026-02-24Kruse Ronia FBuy1.20K$35.2742.32K
2026-02-13Budden Joan ABuy270——
2026-02-13Wooldridge Michael G.Buy1——
2026-02-13Cok Michael JBuy212——
2026-02-13Kruse Ronia FBuy183——
2026-02-13Keller ChristinaBuy180——
2026-02-13GULIS STEPHEN L JRBuy487——
2026-02-13Archer Dennis W. JrBuy49——
2026-02-06Kreter KristopherSell94$36.603.44K
2026-02-06TWAROZYNSKI JAMES JSell383$36.6014.02K
2026-02-06Mohr Gavin A.Sell1.10K$36.6040.44K
2026-02-06MICHAELS CHRISTOPHER SSell439$36.6016.07K
2026-02-06Daniel Larry R JrSell851$36.6031.15K
2026-02-06RAHN JOEL FSell873$36.6031.95K
2026-02-06Stodolak Michael JosephSell350$36.6012.81K
2026-02-06Kimball Stefanie MSell1.11K$36.6040.77K
2026-02-06Kessel William BSell2.94K$36.60107.42K
2026-02-06Ervin Patrick JSell1.17K$36.6042.97K
2026-02-03MICHAELS CHRISTOPHER SBuy1.80K——
2026-02-03MICHAELS CHRISTOPHER SBuy1.80K——
2026-02-03RAHN JOEL FBuy1.90K——
2026-02-03RAHN JOEL FBuy1.90K——
2026-02-03TWAROZYNSKI JAMES JBuy631——
2026-02-03Kreter KristopherBuy358——
2026-02-03Mohr Gavin A.Buy2.04K——
2026-02-03Mohr Gavin A.Buy2.04K——
2026-02-03Kessel William BBuy6.05K——
2026-02-03Kessel William BBuy6.05K——
2026-02-03Kimball Stefanie MBuy1.79K——
2026-02-03Kimball Stefanie MBuy1.79K——
2026-02-03Ervin Patrick JBuy1.74K——
2026-02-03Ervin Patrick JBuy1.74K——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 183, holders +10 vs prior quarter. Ownership 90.86%.

HolderSharesChangeChange %Value
BLACKROCK, INC.2.98M91.86K+3.18%107.67M
DIMENSIONAL FUND ADVISORS LP890.44K29.30K+3.40%32.12M
VANGUARD CAPITAL MANAGEMENT LLC879.62K-25.57K-2.83%31.73M
STATE STREET CORP824.46K111.28K+15.60%29.74M
AMERICAN CENTURY COMPANIES INC780.99K67.73K+9.50%28.17M
ACADIAN ASSET MANAGEMENT LLC756.33K160.55K+26.95%27.26M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC697.72K74.70K+11.99%25.17M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.697.72K697.72KNew25.17M
RENAISSANCE TECHNOLOGIES LLC617.50K35.21K+6.05%22.27M
GEODE CAPITAL MANAGEMENT, LLC537.68K34.25K+6.80%19.40M
GOLDMAN SACHS GROUP INC415.99K-127.16K-23.41%15.00M
LSV ASSET MANAGEMENT388.29K-8.60K-2.17%14.01M
MANUFACTURERS LIFE INSURANCE COMPANY, THE380.32K-2.71K-0.71%13.72M
VANGUARD PORTFOLIO MANAGEMENT LLC346.62K21.33K+6.56%12.50M
JPMORGAN CHASE & CO344.12K30.69K+9.79%12.40M
QUBE RESEARCH & TECHNOLOGIES LTD338.63K130.65K+62.82%12.21M
NUVEEN, LLC329.51K-1.34K-0.40%11.89M
PL CAPITAL ADVISORS, LLC318.99K00.00%11.51M
TWO SIGMA INVESTMENTS, LP318.64K-31.73K-9.06%11.49M
PRINCIPAL FINANCIAL GROUP INC273.13K-21.44K-7.28%9.85M
MORGAN STANLEY252.47K66.39K+35.68%9.11M
CSM ADVISORS, LLC223.77K26.27K+13.30%8.07M
ALLSPRING GLOBAL INVESTMENTS HOLDINGS, LLC219.93K-4.52K-2.01%7.93M
NORTHERN TRUST CORP219.28K19.48K+9.75%7.91M
CITADEL ADVISORS LLC211.16K124.80K+144.52%7.62M

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Independent Bank (IBCP) Stock Insights

IBCP$36.80-0.34 -0.90%

$758.07M

Market Cap

10.60

P/E

10.32

Forward P/E

44

Score

Price History