M/I Homes (MHO) Stock Insights
$3.12B
Market Cap
11.58
P/E
11.38
Forward P/E
46
Score
MHO price $123.60 -2.57 -2.04%
Stocklytics score rationale: value 61, quality 48, growth 29.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 1691327000 | 1961971000 | 2286282000 | 2499779000 | 3046145000 | 3745887000 | 4131393000 | 4028106000 | 4504670000 | 4417781000 |
M/I Homes, Inc. (MHO), along with its affiliated companies, constructs single-family residences across a broad geographical area, including Ohio, Indiana, Illinois, Minnesota, Michigan, Florida, Texas, North Carolina, and Tennessee. Its operations are divided into three primary segments: Northern Homebuilding, Southern Homebuilding, and Financial Services. Under the M/I Homes brand, the company engages in the entire…
MHO fair value $93.50. Price $123.60. Price is 32% above fair value.
Above fair value, and more expensive than usual. A larger premium than on 98% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Average free cash flow, last three years 279.47M. Growth 0.00%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 12.00% (beta 1.6). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 25.28M. Net debt 397.32M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2027-01-27 | — | 2.62 | — | 1.06B |
| 2026-10-21 | 2.70 | 3.25 | 1.08B | 1.11B |
| 2026-07-29 | 3.14 | 3.13 | 1.06B | 1.05B |
| 2026-04-22 | 2.55 | 2.64 | 920.71M | 921.70M |
| 2026-01-28 | 3.91 | 3.88 | 1.15B | 1.11B |
| 2025-10-22 | 4.14 | 4.36 | 1.13B | 1.16B |
| 2025-07-23 | 4.42 | 4.43 | 1.16B | 1.16B |
| 2025-04-23 | 3.98 | 4.16 | 976.09M | 1.13B |
| 2025-01-29 | 4.71 | 4.96 | 1.21B | 1.15B |
| 2024-10-30 | 5.10 | 4.94 | 1.14B | 1.13B |
| 2024-07-30 | 5.12 | 4.59 | 1.11B | 1.06B |
| 2024-04-24 | 4.78 | 3.96 | 1.04B | 1.01B |
| 2024-01-31 | 3.66 | 4.94 | 975.80M | 1.19B |
| 2023-10-25 | 4.82 | 4.27 | 1.05B | 1.07B |
| 2023-07-26 | 4.12 | 2.45 | 1.01B | 822.80M |
| 2023-04-26 | 3.64 | 2.36 | 1.00B | 787.87M |
| 2023-02-01 | 5.15 | 4.16 | 1.22B | 1.03B |
| 2022-10-26 | 4.67 | 4.05 | 1.01B | 1.05B |
| 2022-07-27 | 4.79 | 3.78 | 1.04B | 1.04B |
| 2022-04-27 | 3.16 | 2.98 | 860.81M | 888.20M |
| 2022-02-02 | 3.83 | 3.38 | 1.05B | 986.70M |
| 2021-10-27 | 3.03 | 3.47 | 904.32M | 1.03B |
| 2021-07-28 | 3.58 | 2.49 | 961.04M | 851.05M |
| 2021-04-28 | 2.85 | 1.51 | 828.78M | 779.40M |
| 2021-02-02 | 2.95 | 2.42 | 906.43M | 961.99M |
| 2020-10-28 | 2.51 | 1.44 | 847.92M | 808.84M |
| 2020-07-29 | 1.89 | 0.89 | 714.19M | 491.56M |
| 2020-04-29 | 1.09 | 0.83 | 577.60M | 439.83M |
| 2020-02-05 | 1.57 | 1.69 | 742.15M | 798.87M |
| 2019-10-23 | 1.32 | 0.99 | 653.35M | 490.01M |
| 2019-07-24 | 1.08 | 0.82 | 623.69M | 473.54M |
| 2019-04-24 | 0.64 | 0.62 | 481.11M | 466.07M |
| 2019-02-05 | 1.32 | 1.10 | 722.49M | 602.07M |
| 2018-10-24 | 1.03 | 1.03 | 567.84M | 567.80M |
| 2018-07-25 | 1.04 | 0.99 | 558.10M | 531.27M |
| 2018-04-25 | 0.66 | 0.72 | 437.86M | 477.71M |
| 2018-02-01 | 0.90 | 1.04 | 621.70M | 663.15M |
| 2017-10-25 | 0.71 | 0.71 | 476.42M | 476.40M |
| 2017-07-26 | 0.73 | 0.66 | 456.87M | 413.09M |
| 2017-04-26 | 0.55 | 0.43 | 406.98M | 318.20M |
Yield 0.00%. Payout ratio 0.00%. Frequency Quarterly.
Safety score 62/100 · Moderate. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 11 separate years. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2008-06-27 | $0.03 | 2008-07-01 | 2008-07-15 | Quarterly |
| 2008-03-28 | $0.03 | 2008-04-01 | 2008-04-18 | Quarterly |
| 2007-12-28 | $0.03 | 2008-01-02 | 2008-01-17 | Quarterly |
| 2007-09-27 | $0.03 | 2007-10-01 | 2007-10-18 | Quarterly |
| 2007-06-28 | $0.03 | 2007-07-02 | 2007-07-19 | Quarterly |
| 2007-03-29 | $0.03 | 2007-04-02 | 2007-04-19 | Quarterly |
| 2006-12-28 | $0.03 | 2007-01-02 | 2007-01-18 | Quarterly |
| 2006-09-28 | $0.03 | 2006-10-02 | 2006-10-19 | Quarterly |
| 2006-06-29 | $0.03 | 2006-07-03 | 2006-07-20 | Quarterly |
| 2006-03-30 | $0.03 | 2006-04-03 | 2006-04-20 | Quarterly |
| 2005-12-29 | $0.03 | 2006-01-03 | 2006-01-19 | Quarterly |
| 2005-09-29 | $0.03 | 2005-10-03 | 2005-10-20 | Quarterly |
| 2005-06-29 | $0.03 | 2005-07-01 | 2005-07-21 | Quarterly |
| 2005-03-30 | $0.03 | 2005-04-01 | 2005-04-21 | Quarterly |
| 2004-12-30 | $0.03 | 2005-01-03 | 2005-01-20 | Quarterly |
| 2004-09-29 | $0.03 | 2004-10-01 | 2004-10-21 | Quarterly |
| 2004-06-29 | $0.03 | 2004-07-01 | 2004-07-22 | Quarterly |
| 2004-03-30 | $0.03 | 2004-04-01 | 2004-04-22 | Quarterly |
| 2003-12-30 | $0.03 | 2004-01-02 | 2004-01-22 | Quarterly |
| 2003-09-29 | $0.03 | 2003-10-01 | 2003-10-23 | Quarterly |
| 2003-06-27 | $0.03 | 2003-07-01 | 2003-07-24 | Quarterly |
| 2003-03-28 | $0.03 | 2003-04-01 | 2003-04-24 | Quarterly |
| 2002-12-30 | $0.03 | 2003-01-02 | 2003-01-23 | Quarterly |
| 2002-09-27 | $0.03 | 2002-10-01 | 2002-10-24 | Quarterly |
| 2002-06-27 | $0.03 | 2002-07-01 | 2002-07-25 | Quarterly |
| 2002-03-28 | $0.03 | 2002-04-02 | 2002-04-25 | Quarterly |
| 2001-12-31 | $0.03 | 2002-01-03 | 2002-01-24 | Quarterly |
| 2001-09-28 | $0.03 | 2001-10-02 | 2001-10-25 | Quarterly |
| 2001-06-28 | $0.03 | 2001-07-02 | 2001-07-26 | Quarterly |
| 2001-03-29 | $0.03 | 2001-04-02 | 2001-04-20 | Quarterly |
| 2000-12-28 | $0.03 | 2001-01-02 | 2001-01-23 | Quarterly |
| 2000-09-28 | $0.03 | 2000-10-02 | 2000-10-23 | Quarterly |
| 2000-06-29 | $0.03 | 2000-07-03 | 2000-07-21 | Quarterly |
| 2000-03-30 | $0.03 | 2000-04-03 | 2000-04-21 | Quarterly |
| 1999-12-30 | $0.03 | 2000-01-03 | 2000-01-21 | Quarterly |
| 1999-09-29 | $0.03 | 1999-10-01 | 1999-10-22 | Quarterly |
| 1999-06-29 | $0.03 | 1999-07-01 | 1999-07-22 | Quarterly |
| 1999-03-30 | $0.03 | 1999-04-01 | 1999-04-22 | Quarterly |
| 1998-12-30 | $0.03 | 1999-01-04 | 1999-01-22 | Quarterly |
| 1998-09-29 | $0.03 | 1998-10-01 | 1998-10-22 | Quarterly |
| 1998-06-29 | $0.03 | 1998-07-01 | 1998-07-22 | Quarterly |
| 1998-03-30 | $0.03 | 1998-04-01 | 1998-04-22 | Quarterly |
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-08-12 | SOLL BRUCE A | Buy | 215 | $151.07 | 32.48K |
| 2026-08-05 | CREEK PHILLIP G | Buy | 10.00K | $51.82 | 518.20K |
| 2026-08-05 | CREEK PHILLIP G | Sell | 2.87K | $150.53 | 431.72K |
| 2026-08-05 | CREEK PHILLIP G | Sell | 6.59K | $151.54 | 998.34K |
| 2026-08-05 | CREEK PHILLIP G | Sell | 544 | $152.09 | 82.74K |
| 2026-08-05 | CREEK PHILLIP G | Sell | 10.00K | $51.82 | 518.20K |
| 2026-08-04 | CREEK PHILLIP G | Buy | 8.00K | $47.59 | 380.72K |
| 2026-08-04 | CREEK PHILLIP G | Buy | 12.00K | $51.82 | 621.84K |
| 2026-08-04 | CREEK PHILLIP G | Sell | 10.00K | $149.00 | 1.49M |
| 2026-08-04 | CREEK PHILLIP G | Sell | 8.00K | $47.59 | 380.72K |
| 2026-08-04 | CREEK PHILLIP G | Sell | 10.00K | $150.13 | 1.50M |
| 2026-08-04 | CREEK PHILLIP G | Sell | 12.00K | $51.82 | 621.84K |
| 2026-08-03 | CREEK PHILLIP G | Sell | 10.00K | $47.59 | 475.90K |
| 2026-08-03 | CREEK PHILLIP G | Buy | 10.00K | $47.59 | 475.90K |
| 2026-08-03 | CREEK PHILLIP G | Sell | 10.00K | $148.00 | 1.48M |
| 2026-07-31 | CREEK PHILLIP G | Sell | 10.00K | $47.59 | 475.90K |
| 2026-07-31 | CREEK PHILLIP G | Sell | 10.00K | $150.00 | 1.50M |
| 2026-05-21 | KRAMER NANCY J | Sell | 794 | $125.28 | 99.48K |
| 2026-05-21 | KRAMER NANCY J | Sell | 100 | $125.67 | 12.57K |
| 2026-05-21 | KRAMER NANCY J | Sell | 3 | $125.72 | 377 |
| 2026-05-21 | KRAMER NANCY J | Sell | 4 | $125.74 | 503 |
| 2026-05-21 | KRAMER NANCY J | Sell | 4 | $125.75 | 503 |
| 2026-05-21 | KRAMER NANCY J | Sell | 477 | $125.78 | 60.00K |
| 2026-05-21 | KRAMER NANCY J | Sell | 240 | $125.79 | 30.19K |
| 2026-05-21 | KRAMER NANCY J | Sell | 100 | $125.80 | 12.58K |
| 2026-05-21 | KRAMER NANCY J | Sell | 100 | $125.82 | 12.58K |
| 2026-05-13 | Smith Eugene Dubois | Buy | 1.57K | — | — |
| 2026-05-13 | Ingram Elizabeth K | Buy | 1.57K | — | — |
| 2026-05-13 | GLIMCHER MICHAEL P | Buy | 1.57K | — | — |
| 2026-05-13 | Brown Yvette McGee | Buy | 1.57K | — | — |
| 2026-05-13 | Walker Kumi D | Buy | 1.57K | — | — |
| 2026-05-13 | Walker Kumi D | Sell | 455 | — | — |
| 2026-05-13 | Walker Kumi D | Buy | 455 | — | — |
| 2026-05-13 | KRAMER NANCY J | Buy | 1.57K | — | — |
| 2026-05-13 | KRAMER NANCY J | Buy | 1.82K | — | — |
| 2026-05-13 | KRAMER NANCY J | Sell | 1.82K | — | — |
| 2026-05-13 | SOLL BRUCE A | Buy | 1.57K | — | — |
| 2026-05-13 | SOLL BRUCE A | Buy | 256 | $127.08 | 32.53K |
| 2026-05-13 | Smith Eugene Dubois | Other | 0 | — | — |
| 2026-02-24 | SOLL BRUCE A | Sell | 824 | — | — |
| 2026-02-24 | SOLL BRUCE A | Buy | 824 | — | — |
| 2026-02-20 | CREEK PHILLIP G | Sell | 2.21K | $142.18 | 313.51K |
| 2026-02-19 | Krohne Susan E | Sell | 661 | $143.59 | 94.91K |
| 2026-02-18 | CREEK PHILLIP G | Sell | 1.80K | $145.50 | 262.62K |
| 2026-02-18 | HUNKER ANN MARIE | Sell | 121 | $145.50 | 17.61K |
| 2026-02-18 | Krohne Susan E | Sell | 542 | $145.50 | 78.86K |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Buy | 24.00K | $47.59 | 1.14M |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Sell | 16.35K | $143.55 | 2.35M |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Sell | 10.41K | $145.30 | 1.51M |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Sell | 541 | $146.68 | 79.35K |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Sell | 304 | $147.10 | 44.72K |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Sell | 24.00K | $47.59 | 1.14M |
| 2026-02-13 | Krohne Susan E | Sell | 763 | $148.13 | 113.02K |
| 2026-02-13 | CREEK PHILLIP G | Sell | 500 | $147.19 | 73.59K |
| 2026-02-13 | CREEK PHILLIP G | Sell | 3.60K | $148.75 | 536.11K |
| 2026-02-13 | CREEK PHILLIP G | Sell | 6.73K | $149.30 | 1.00M |
| 2026-02-13 | CREEK PHILLIP G | Sell | 55 | $150.30 | 8.27K |
| 2026-02-12 | HUNKER ANN MARIE | Sell | 132 | $146.80 | 19.38K |
| 2026-02-12 | Krohne Susan E | Sell | 491 | $146.80 | 72.08K |
| 2026-02-12 | CREEK PHILLIP G | Sell | 8.62K | $146.80 | 1.26M |
| 2026-02-12 | SCHOTTENSTEIN ROBERT H | Sell | 14.97K | $146.80 | 2.20M |
| 2026-02-11 | HUNKER ANN MARIE | Buy | 1.03K | — | — |
| 2026-02-11 | Krohne Susan E | Buy | 3.10K | — | — |
| 2026-02-11 | CREEK PHILLIP G | Buy | 12.04K | — | — |
| 2026-02-11 | CREEK PHILLIP G | Buy | 15.32K | $145.39 | 2.23M |
| 2026-02-11 | SCHOTTENSTEIN ROBERT H | Buy | 24.07K | — | — |
| 2026-02-11 | SCHOTTENSTEIN ROBERT H | Buy | 25.54K | $145.39 | 3.71M |
| 2026-02-11 | SOLL BRUCE A | Buy | 223 | — | — |
| 2026-02-10 | SCHOTTENSTEIN ROBERT H | Buy | 20.00K | $42.23 | 844.60K |
| 2026-02-10 | SCHOTTENSTEIN ROBERT H | Sell | 20.00K | $144.47 | 2.89M |
| 2026-02-10 | SCHOTTENSTEIN ROBERT H | Sell | 20.00K | $42.23 | 844.60K |
| 2026-02-02 | CREEK PHILLIP G | Buy | 10.90K | $42.23 | 460.48K |
| 2026-02-02 | CREEK PHILLIP G | Sell | 10.90K | $134.00 | 1.46M |
| 2026-02-02 | CREEK PHILLIP G | Sell | 10.90K | $42.23 | 460.48K |
| 2026-01-30 | CREEK PHILLIP G | Buy | 96 | $42.23 | 4.05K |
| 2026-01-30 | CREEK PHILLIP G | Sell | 96 | $135.69 | 13.03K |
| 2026-01-30 | CREEK PHILLIP G | Sell | 96 | $42.23 | 4.05K |
| 2026-01-30 | Krohne Susan E | Buy | 5.00K | $63.40 | 317.00K |
| 2026-01-30 | Krohne Susan E | Sell | 5.00K | $134.28 | 671.40K |
| 2026-01-30 | Krohne Susan E | Sell | 5.00K | $63.40 | 317.00K |
| 2025-12-11 | TRAEGER NORMAN L | Sell | 1.00K | — | — |
| 2025-11-12 | SOLL BRUCE A | Buy | 223 | — | — |
| 2025-08-21 | SCHOTTENSTEIN ROBERT H | Buy | 11.67K | $47.59 | 555.38K |
| 2025-08-21 | SCHOTTENSTEIN ROBERT H | Buy | 9.85K | $51.82 | 510.53K |
| 2025-08-21 | SCHOTTENSTEIN ROBERT H | Sell | 21.52K | $137.25 | 2.95M |
| 2025-08-21 | SCHOTTENSTEIN ROBERT H | Sell | 11.67K | $47.59 | 555.38K |
| 2025-08-21 | SCHOTTENSTEIN ROBERT H | Sell | 9.85K | $51.82 | 510.53K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Buy | 12.33K | $47.59 | 586.78K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Buy | 10.15K | $51.82 | 525.87K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Sell | 12.61K | $140.28 | 1.77M |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Sell | 4.35K | $141.64 | 616.28K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Sell | 4.73K | $142.43 | 674.26K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Sell | 783 | $143.53 | 112.38K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Sell | 12.33K | $47.59 | 586.78K |
| 2025-08-20 | SCHOTTENSTEIN ROBERT H | Sell | 10.15K | $51.82 | 525.87K |
| 2025-08-20 | Krohne Susan E | Sell | 829 | $143.12 | 118.65K |
| 2025-08-20 | SOLL BRUCE A | Buy | 205 | — | — |
| 2025-05-14 | SOLL BRUCE A | Buy | 1.82K | — | — |
| 2025-05-14 | SOLL BRUCE A | Buy | 262 | — | — |
| 2025-05-14 | Walker Kumi D | Buy | 1.82K | — | — |
Latest filed quarter: Q2 2026.
Institutions holding: 359, holders +22 vs prior quarter. Ownership 96.18%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 4.79M | 27.23K | +0.57% | 769.78M |
| DONALD SMITH & CO., INC. | 1.39M | -98.56K | -6.61% | 223.74M |
| STATE STREET CORP | 1.33M | 67.05K | +5.32% | 213.34M |
| FMR LLC | 1.23M | 10.09K | +0.83% | 197.79M |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.11M | -9.23K | -0.83% | 177.81M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 1.10M | -18.06K | -1.62% | 176.26M |
| DIMENSIONAL FUND ADVISORS LP | 1.06M | -6.71K | -0.63% | 170.75M |
| GEODE CAPITAL MANAGEMENT, LLC | 682.16K | 22.62K | +3.43% | 109.70M |
| T. ROWE PRICE INVESTMENT MANAGEMENT, INC. | 660.00K | 179.45K | +37.34% | 106.12M |
| GOLDMAN SACHS GROUP INC | 596.31K | 160.14K | +36.72% | 95.88M |
| AMERICAN CENTURY COMPANIES INC | 571.03K | -132.04K | -18.78% | 91.82M |
| FRANKLIN TEMPLETON INC | 558.27K | 93.22K | +20.05% | 89.76M |
| MILLENNIUM MANAGEMENT LLC | 466.67K | -74.09K | -13.70% | 75.04M |
| INVESCO LTD. | 431.28K | -3.75K | -0.86% | 69.35M |
| JUNTO CAPITAL MANAGEMENT LP | 338.30K | 10.05K | +3.06% | 54.39M |
| NORTHERN TRUST CORP | 320.58K | 12.18K | +3.95% | 51.55M |
| ROYCE & ASSOCIATES LP | 316.38K | -52.87K | -14.32% | 50.87M |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 309.07K | -10.76K | -3.36% | 49.70M |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 309.07K | 309.07K | New | 49.70M |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | 296.16K | -8.14K | -2.67% | 47.62M |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | 284.51K | 41.55K | +17.10% | 45.75M |
| JPMORGAN CHASE & CO | 271.73K | -24.20K | -8.18% | 44.03M |
| MORGAN STANLEY | 262.23K | 6.12K | +2.39% | 42.16M |
| GRS ADVISORS, LLC | 257.65K | 257.65K | New | 41.43M |
| VICTORY CAPITAL MANAGEMENT INC | 231.68K | 71.14K | +44.31% | 37.25M |
Insights · Dividends · Forecast · Financials · Learn
$3.12B
Market Cap
11.58
P/E
11.38
Forward P/E
46
Score