Navient (NAVI) Stock Insights
NAVI$8.14-0.28 -3.33%
$763.40M
Market Cap
-17.35
P/E
10.38
Forward P/E
47
Score
Navient (NAVI) Stock Insights
NAVI price $8.14 -0.28 -3.33%
- Ticker
- NAVI
- Price
- $8.14
- Change
- -0.28 -3.33%
- Market cap ?
- $763.40M
- P/E ?
- -17.35
- Forward P/E ?
- 10.38
- Dividend yield ?
- 7.53%
- Beta ?
- 1.17
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Stocklytics score
- 47
- Value
- 58
- Quality
- 49
- Growth
- 35
Stocklytics score rationale: value 58, quality 49, growth 35.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 4964000000 | 5182000000 | 5591000000 | 5484000000 | 3734000000 | 3527000000 | 3839000000 | 4836000000 | 4234000000 | 3229000000 |
Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal…
Fair value
NAVI fair value $6.74. Price $8.14. Price is 21% above fair value.
Above fair value, and more expensive than usual. A larger premium than on 75% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-04 | — | 0.09 | — | 144.92M |
| 2026-08-06 | 0.29 | 0.20 | 147.00M | 141.86M |
| 2026-04-29 | 0.20 | 0.17 | 142.00M | 141.93M |
| 2026-01-28 | 0.02 | 0.31 | 144.00M | 159.82M |
| 2025-10-29 | -0.84 | 0.18 | 161.00M | 164.57M |
| 2025-07-30 | 0.21 | 0.27 | 156.00M | 163.59M |
| 2025-04-30 | 0.28 | 0.19 | 195.00M | 179.35M |
| 2025-01-29 | 0.25 | 0.20 | 223.00M | 223.45M |
| 2024-10-30 | 0.28 | 0.23 | 239.00M | 244.05M |
| 2024-07-24 | 0.29 | 0.42 | 247.00M | 262.73M |
| 2024-04-24 | 0.47 | 0.58 | 266.00M | 281.59M |
| 2024-01-31 | 0.21 | 0.77 | 288.00M | 325.25M |
| 2023-10-25 | 0.47 | 0.74 | 385.00M | 327.03M |
| 2023-07-26 | 0.70 | 0.74 | 324.00M | 326.89M |
| 2023-04-26 | 1.02 | 0.83 | 331.00M | 322.86M |
| 2023-01-24 | 0.76 | 0.83 | 331.00M | 356.24M |
| 2022-10-25 | 0.75 | 0.79 | 881.00M | 365.71M |
| 2022-07-26 | 0.91 | 0.78 | 692.00M | 370.10M |
| 2022-04-26 | 0.88 | 0.75 | 401.00M | 385.29M |
| 2022-01-25 | -0.43 | 0.87 | 394.00M | 428.05M |
| 2021-10-26 | 0.89 | 0.82 | 840.00M | 291.49M |
| 2021-07-27 | 0.94 | 0.85 | 849.00M | 291.49M |
| 2021-04-27 | 1.65 | 0.77 | 996.00M | 530.62M |
| 2021-01-26 | 0.97 | 0.83 | 905.00M | 429.80M |
| 2020-10-20 | 1.03 | 0.79 | 938.00M | 393.47M |
| 2020-07-21 | 0.92 | 0.47 | 952.00M | 346.30M |
| 2020-04-21 | 0.46 | 0.55 | 939.00M | 242.65M |
| 2020-01-21 | 0.69 | 0.58 | 1.30B | 442.99M |
| 2019-10-22 | 0.62 | 0.57 | 1.36B | 467.03M |
| 2019-07-23 | 0.74 | 0.53 | 1.38B | 337.34M |
| 2019-04-23 | 0.55 | 0.45 | 1.23B | 379.40M |
| 2019-01-22 | 0.58 | 0.47 | 1.39B | 347.64M |
| 2018-10-23 | 0.53 | 0.49 | 1.45B | 448.00M |
| 2018-07-24 | 0.49 | 0.47 | 1.37B | 398.60M |
| 2018-04-24 | 0.43 | 0.41 | 1.38B | 514.88M |
| 2018-01-23 | 0.43 | 0.42 | 1.38B | 573.35M |
| 2017-10-17 | 0.55 | 0.50 | 1.40B | 562.73M |
| 2017-07-18 | 0.43 | 0.42 | 1.23B | 501.07M |
| 2017-04-18 | 0.36 | 0.42 | 1.17B | 574.00M |
| 2017-01-24 | 0.43 | 0.44 | 1.25B | 617.02M |
Dividends
Yield 7.86%. Payout ratio —. Frequency Quarterly.
Safety score 78/100 · Safe. Payout ratio is not reported, so this part stays neutral. Dividends use less than 40% of free cash flow. Dividends were paid in 13 separate years. Yield is 7.9%, which is on the high side.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2026-09-04 | $0.16 | 2026-09-04 | 2026-09-18 | Quarterly |
| 2026-06-05 | $0.16 | 2026-06-05 | 2026-06-19 | Quarterly |
| 2026-03-06 | $0.16 | 2026-03-06 | 2026-03-20 | Quarterly |
| 2025-12-05 | $0.16 | 2025-12-05 | 2025-12-19 | Quarterly |
| 2025-09-05 | $0.16 | 2025-09-05 | 2025-09-19 | Quarterly |
| 2025-06-06 | $0.16 | 2025-06-06 | 2025-06-20 | Quarterly |
| 2025-03-07 | $0.16 | 2025-03-07 | 2025-03-21 | Quarterly |
| 2024-12-06 | $0.16 | 2024-12-06 | 2024-12-20 | Quarterly |
| 2024-09-06 | $0.16 | 2024-09-06 | 2024-09-20 | Quarterly |
| 2024-06-07 | $0.16 | 2024-06-07 | 2024-06-21 | Quarterly |
| 2024-02-29 | $0.16 | 2024-03-01 | 2024-03-15 | Quarterly |
| 2023-11-30 | $0.16 | 2023-12-01 | 2023-12-15 | Quarterly |
| 2023-08-31 | $0.16 | 2023-09-01 | 2023-09-15 | Quarterly |
| 2023-06-01 | $0.16 | 2023-06-02 | 2023-06-16 | Quarterly |
| 2023-03-02 | $0.16 | 2023-03-03 | 2023-03-17 | Quarterly |
| 2022-12-01 | $0.16 | 2022-12-02 | 2022-12-16 | Quarterly |
| 2022-09-01 | $0.16 | 2022-09-02 | 2022-09-16 | Quarterly |
| 2022-06-02 | $0.16 | 2022-06-03 | 2022-06-17 | Quarterly |
| 2022-03-03 | $0.16 | 2022-03-04 | 2022-03-18 | Quarterly |
| 2021-12-02 | $0.16 | 2021-12-03 | 2021-12-17 | Quarterly |
| 2021-09-02 | $0.16 | 2021-09-03 | 2021-09-17 | Quarterly |
| 2021-06-03 | $0.16 | 2021-06-04 | 2021-06-18 | Quarterly |
| 2021-03-04 | $0.16 | 2021-03-05 | 2021-03-19 | Quarterly |
| 2020-12-03 | $0.16 | 2020-12-04 | 2020-12-18 | Quarterly |
| 2020-09-03 | $0.16 | 2020-09-04 | 2020-09-18 | Quarterly |
| 2020-06-04 | $0.16 | 2020-06-05 | 2020-06-19 | Quarterly |
| 2020-03-05 | $0.16 | 2020-03-06 | 2020-03-20 | Quarterly |
| 2019-12-05 | $0.16 | 2019-12-06 | 2019-12-20 | Quarterly |
| 2019-09-05 | $0.16 | 2019-09-06 | 2019-09-20 | Quarterly |
| 2019-06-06 | $0.16 | 2019-06-07 | 2019-06-21 | Quarterly |
| 2019-02-28 | $0.16 | 2019-03-01 | 2019-03-15 | Quarterly |
| 2018-12-06 | $0.16 | 2018-12-07 | 2018-12-21 | Quarterly |
| 2018-09-06 | $0.16 | 2018-09-07 | 2018-09-21 | Quarterly |
| 2018-05-31 | $0.16 | 2018-06-01 | 2018-06-15 | Quarterly |
| 2018-03-01 | $0.16 | 2018-03-02 | 2018-03-16 | Quarterly |
| 2017-11-30 | $0.16 | 2017-12-01 | 2017-12-15 | Quarterly |
| 2017-08-30 | $0.16 | 2017-09-01 | 2017-09-15 | Quarterly |
| 2017-05-31 | $0.16 | 2017-06-02 | 2017-06-16 | Quarterly |
| 2017-03-01 | $0.16 | 2017-03-03 | 2017-03-17 | Quarterly |
| 2016-11-30 | $0.16 | 2016-12-02 | 2016-12-16 | Quarterly |
| 2016-08-31 | $0.16 | 2016-09-02 | 2016-09-16 | Quarterly |
| 2016-06-01 | $0.16 | 2016-06-03 | 2016-06-17 | Quarterly |
| 2016-03-02 | $0.16 | 2016-03-04 | 2016-03-18 | Quarterly |
| 2015-12-02 | $0.16 | 2015-12-04 | 2015-12-18 | Quarterly |
| 2015-09-02 | $0.16 | 2015-09-04 | 2015-09-18 | Quarterly |
| 2015-06-03 | $0.16 | 2015-06-05 | 2015-06-19 | Quarterly |
| 2015-03-04 | $0.16 | 2015-03-06 | 2015-03-20 | Quarterly |
| 2014-12-03 | $0.15 | 2014-12-05 | 2014-12-19 | Quarterly |
| 2014-09-10 | $0.15 | 2014-09-12 | 2014-09-26 | Quarterly |
| 2014-06-04 | $0.15 | 2014-06-06 | 2014-06-20 | Quarterly |
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-24 | Offereins Diane E | Buy | 10.04K | — | — |
| 2026-09-24 | Offereins Diane E | Other | 0 | — | — |
| 2026-06-04 | Lawson Michael A | Buy | 18.02K | $7.77 | 140.00K |
| 2026-06-04 | KLANE LARRY A | Buy | 18.02K | $7.77 | 140.00K |
| 2026-06-04 | CABRAL ANNA ESCOBEDO | Buy | 18.02K | $7.77 | 140.00K |
| 2026-06-04 | ARNOLD FREDERICK | Buy | 18.02K | $7.77 | 140.00K |
| 2026-06-04 | YOWAN DAVID L. | Buy | 107.36K | — | — |
| 2026-06-04 | YOWAN DAVID L. | Sell | 43.48K | $7.77 | 337.86K |
| 2026-06-04 | YOWAN DAVID L. | Buy | 18.02K | $7.77 | 140.00K |
| 2026-06-04 | YOWAN DAVID L. | Buy | 36.24K | — | — |
| 2026-06-04 | YOWAN DAVID L. | Sell | 14.68K | $7.77 | 114.03K |
| 2026-06-04 | YOWAN DAVID L. | Sell | 63.88K | $7.77 | 496.36K |
| 2026-06-04 | YOWAN DAVID L. | Sell | 107.36K | — | — |
| 2026-05-22 | STANDISH TROY | Sell | 1.12K | $8.44 | 9.49K |
| 2026-05-22 | HAUBER STEPHEN M | Sell | 816 | $8.44 | 6.89K |
| 2026-03-04 | STANDISH TROY | Buy | 51.84K | $8.68 | 450.00K |
| 2026-03-04 | HAUBER STEPHEN M | Buy | 73.44K | $8.68 | 637.49K |
| 2026-03-02 | STANDISH TROY | Sell | 1.78K | $8.62 | 15.37K |
| 2026-03-02 | HAUBER STEPHEN M | Sell | 4.84K | $8.62 | 41.70K |
| 2026-02-09 | STANDISH TROY | Sell | 1.81K | $10.03 | 18.15K |
| 2026-02-09 | HAUBER STEPHEN M | Sell | 2.98K | $10.03 | 29.88K |
| 2026-02-07 | STANDISH TROY | Sell | 3.06K | $10.05 | 30.74K |
| 2026-02-07 | HAUBER STEPHEN M | Sell | 5.17K | $10.05 | 51.93K |
| 2026-02-06 | STANDISH TROY | Sell | 893 | $10.05 | 8.97K |
| 2026-02-06 | HAUBER STEPHEN M | Sell | 2.96K | $10.05 | 29.77K |
| 2025-12-31 | YOWAN DAVID L. | Sell | 24.07K | $13.00 | 312.98K |
| 2025-11-28 | STANDISH TROY | Sell | 769 | $12.40 | 9.54K |
| 2025-07-07 | YOWAN DAVID L. | Buy | 102.76K | — | — |
| 2025-07-03 | YOWAN DAVID L. | Sell | 23.50K | $14.82 | 348.28K |
| 2025-05-23 | STANDISH TROY | Sell | 1.06K | $13.25 | 14.01K |
| 2025-05-23 | HAUBER STEPHEN M | Sell | 789 | $13.25 | 10.45K |
| 2025-05-12 | CABRAL ANNA ESCOBEDO | Buy | 11.06K | $14.05 | 155.38K |
| 2025-05-12 | CABRAL ANNA ESCOBEDO | Buy | 11.23K | $14.05 | 157.80K |
| 2025-05-12 | CABRAL ANNA ESCOBEDO | Sell | 11.23K | $14.05 | 157.80K |
| 2025-03-03 | GREEN DAVID S | Sell | 1.15K | $13.91 | 15.94K |
| 2025-03-03 | STANDISH TROY | Sell | 2.26K | $13.91 | 31.41K |
| 2025-03-03 | HAUBER STEPHEN M | Sell | 4.98K | $13.91 | 69.24K |
| 2025-03-03 | Fisher Joe | Sell | 7.10K | $13.91 | 98.71K |
| 2025-02-28 | GREEN DAVID S | Other | 0 | — | — |
| 2025-02-09 | Fisher Joe | Sell | 5.92K | $13.58 | 80.35K |
| 2025-02-09 | HAUBER STEPHEN M | Sell | 2.84K | $13.58 | 38.57K |
| 2025-02-09 | STANDISH TROY | Sell | 1.71K | $13.58 | 23.26K |
| 2025-02-07 | Fisher Joe | Buy | 48.23K | $12.96 | 625.00K |
| 2025-02-07 | Fisher Joe | Buy | 46.02K | $13.58 | 624.99K |
| 2025-02-07 | HAUBER STEPHEN M | Buy | 32.79K | $13.58 | 445.33K |
| 2025-02-07 | HAUBER STEPHEN M | Buy | 31.30K | $13.58 | 425.00K |
| 2025-02-07 | STANDISH TROY | Buy | 23.15K | $13.58 | 314.35K |
| 2025-02-07 | STANDISH TROY | Buy | 22.09K | $13.58 | 300.00K |
| 2025-02-07 | THOMPSON JANE J. | Buy | 10.31K | $13.58 | 140.00K |
| 2025-02-07 | MILLS LINDA A | Buy | 17.67K | $13.58 | 240.00K |
| 2025-02-07 | Lawson Michael A | Buy | 10.31K | $13.58 | 140.00K |
| 2025-02-07 | KLANE LARRY A | Buy | 10.31K | — | — |
| 2025-02-07 | CABRAL ANNA ESCOBEDO | Buy | 10.31K | $13.58 | 140.00K |
| 2025-02-07 | ARNOLD FREDERICK | Buy | 10.31K | $13.58 | 140.00K |
| 2025-02-06 | Fisher Joe | Sell | 5.25K | $13.79 | 72.39K |
| 2025-02-06 | HAUBER STEPHEN M | Sell | 2.61K | $13.79 | 36.02K |
| 2025-02-06 | STANDISH TROY | Sell | 845 | $13.79 | 11.65K |
| 2025-02-04 | STANDISH TROY | Sell | 1.35K | $13.79 | 18.63K |
| 2025-02-04 | Fisher Joe | Sell | 5.13K | $13.79 | 70.72K |
| 2025-02-04 | HAUBER STEPHEN M | Sell | 3.67K | $13.79 | 50.66K |
| 2025-01-01 | CABRAL ANNA ESCOBEDO | Buy | 11.69K | $13.29 | 155.37K |
| 2025-01-01 | CABRAL ANNA ESCOBEDO | Sell | 11.69K | — | — |
| 2024-12-31 | YOWAN DAVID L. | Sell | 23.76K | $13.29 | 315.73K |
| 2024-12-16 | STANDISH TROY | Sell | 911 | $14.76 | 13.45K |
| 2024-11-06 | HAUBER STEPHEN M | Sell | 10.00K | $15.00 | 150.00K |
| 2024-10-31 | Sherborne Strategic Fund F, LLC | Other | 0 | — | — |
| 2024-10-31 | Newbury Investors LLC | Sell | 29.45M | — | — |
| 2024-10-11 | STANDISH TROY | Other | 0 | — | — |
| 2024-10-11 | STANDISH TROY | Other | 0 | — | — |
| 2024-10-11 | STANDISH TROY | Other | 0 | — | — |
| 2024-10-11 | STANDISH TROY | Other | 0 | — | — |
| 2024-10-11 | STANDISH TROY | Other | 795 | — | — |
| 2024-07-03 | YOWAN DAVID L. | Buy | 110.96K | $14.42 | 1.60M |
| 2024-07-03 | YOWAN DAVID L. | Buy | 166.44K | $14.42 | 2.40M |
| 2024-05-23 | HAUBER STEPHEN M | Buy | 6.53K | $14.94 | 97.51K |
| 2024-05-23 | HAUBER STEPHEN M | Buy | 5.02K | $14.94 | 75.00K |
| 2024-05-15 | YOWAN DAVID L. | Sell | 22.82K | $15.60 | 356.02K |
| 2024-05-03 | HELEEN MARK L | Sell | 10.00K | $16.00 | 160.00K |
| 2024-02-28 | KANE JOHN M | Sell | 9.48K | $15.75 | 149.29K |
| 2024-02-28 | HELEEN MARK L | Sell | 7.41K | $15.75 | 116.77K |
| 2024-02-28 | HAUBER STEPHEN M | Sell | 4.94K | $15.75 | 77.74K |
| 2024-02-28 | Fisher Joe | Sell | 4.94K | $15.75 | 77.85K |
| 2024-02-26 | Sherborne Investors Master GP, LLC | Other | 0 | — | — |
| 2024-02-09 | HELEEN MARK L | Buy | 29.80K | — | — |
| 2024-02-09 | HELEEN MARK L | Buy | 26.25K | — | — |
| 2024-02-09 | KANE JOHN M | Buy | 38.57K | — | — |
| 2024-02-09 | KANE JOHN M | Buy | 33.97K | — | — |
| 2024-02-09 | HAUBER STEPHEN M | Buy | 21.04K | — | — |
| 2024-02-09 | HAUBER STEPHEN M | Buy | 18.53K | — | — |
| 2024-02-09 | Fisher Joe | Buy | 43.83K | — | — |
| 2024-02-09 | Fisher Joe | Buy | 38.60K | — | — |
| 2024-02-09 | UNGER LAURA S | Buy | 8.65K | $16.19 | 139.99K |
| 2024-02-09 | THOMPSON JANE J. | Buy | 8.65K | — | — |
| 2024-02-09 | MILLS LINDA A | Buy | 14.82K | $16.19 | 239.98K |
| 2024-02-09 | Lawson Michael A | Buy | 8.65K | $16.19 | 139.99K |
| 2024-02-09 | KLANE LARRY A | Buy | 8.65K | — | — |
| 2024-02-09 | CABRAL ANNA ESCOBEDO | Buy | 8.65K | — | — |
| 2024-02-09 | ARNOLD FREDERICK | Buy | 8.65K | $16.19 | 139.99K |
| 2024-02-06 | KANE JOHN M | Sell | 4.28K | $15.96 | 68.34K |
| 2024-02-06 | HELEEN MARK L | Sell | 3.11K | $15.96 | 49.64K |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 269, holders +14 vs prior quarter. Ownership 104.93%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| SHERBORNE INVESTORS MANAGEMENT LP | 29.45M | 0 | 0.00% | 250.62M |
| BLACKROCK, INC. | 12.95M | 237.75K | +1.87% | 110.24M |
| DIMENSIONAL FUND ADVISORS LP | 5.31M | -1.07M | -16.82% | 45.19M |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.80M | -86.90K | -3.01% | 23.86M |
| STATE STREET CORP | 2.74M | 141.68K | +5.44% | 23.36M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 2.40M | -1.27M | -34.65% | 20.45M |
| AMERICAN CENTURY COMPANIES INC | 2.03M | -72.86K | -3.47% | 17.24M |
| WELLINGTON MANAGEMENT GROUP LLP | 1.94M | 568.59K | +41.48% | 16.50M |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 1.84M | 1.84M | New | 15.69M |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 1.84M | -345.56K | -15.78% | 15.69M |
| GEODE CAPITAL MANAGEMENT, LLC | 1.73M | -2.06K | -0.12% | 14.76M |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | 1.61M | 203.58K | +14.47% | 13.71M |
| GATOR CAPITAL MANAGEMENT, LLC | 1.59M | 1.39M | +710.79% | 13.54M |
| JUPITER ASSET MANAGEMENT LTD | 1.48M | 299.73K | +25.41% | 12.59M |
| BANK OF AMERICA CORP /DE/ | 1.41M | 165.00K | +13.27% | 11.99M |
| ALLIANZ ASSET MANAGEMENT GMBH | 1.32M | 136.99K | +11.55% | 11.26M |
| MORGAN STANLEY | 1.30M | -7.50K | -0.57% | 11.07M |
| GOLDMAN SACHS GROUP INC | 1.28M | 277.20K | +27.68% | 10.88M |
| CITADEL ADVISORS LLC | 1.07M | 862.16K | +408.03% | 9.14M |
| SQUAREPOINT OPS LLC | 939.10K | 557.14K | +145.86% | 7.99M |
| NORTHERN TRUST CORP | 852.03K | -17.56K | -2.02% | 7.25M |
| KNIGHTSBRIDGE ASSET MANAGEMENT, LLC | 546.30K | -106.78K | -16.35% | 7.10M |
| AQR CAPITAL MANAGEMENT LLC | 770.77K | 450.98K | +141.02% | 6.56M |
| STOREBRAND ASSET MANAGEMENT AS | 765.95K | -138 | -0.02% | 6.52M |
| LSV ASSET MANAGEMENT | 751.50K | -461.36K | -38.04% | 6.39M |
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