Paysign (PAYS) Financials: Revenue & Earnings
PAYS$13.68-0.86 -5.93%
$772.27M
Market Cap
51.00
P/E
39.65
Forward P/E
65
Score
Paysign (PAYS) Financials: Revenue & Earnings
PAYS price $13.68 -0.86 -5.93%
- Ticker
- PAYS
- Price
- $13.68
- Change
- -0.86 -5.93%
- Market cap ?
- $772.27M
- P/E ?
- 51.00
- Forward P/E ?
- 39.65
- Dividend yield ?
- 0.00%
- Beta ?
- 0.83
- Sector
- Industrials
- Industry
- Specialty Business Services
- Stocklytics score
- 65
- Value
- 39
- Quality
- 79
- Growth
- 78
Stocklytics score rationale: value 39, quality 79, growth 78.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 10416672 | 15234091 | 23423675 | 34666653 | 24120434 | 29464849 | 38033667 | 47274162 | 58384552 | 82028176 |
Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare…
Fair value
PAYS fair value $32.60. Price $13.68. Price is 58% below fair value.
Below fair value, but more expensive than usual. A smaller discount than on 82% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 67.11M. Growth 20.00%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.89% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 56.46M. Net debt -7.04M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-09 | — | 0.09 | — | 29.02M |
| 2026-08-05 | 0.11 | 0.06 | 28.25M | 26.36M |
| 2026-05-12 | 0.09 | 0.07 | 28.04M | 27.01M |
| 2026-03-24 | 0.02 | 0.02 | 22.76M | 21.55M |
| 2025-11-12 | 0.04 | 0.03 | 21.60M | 21.54M |
| 2025-08-05 | 0.02 | 0.04 | 19.08M | 18.69M |
| 2025-05-08 | 0.05 | 0.02 | 18.60M | 17.49M |
| 2025-03-25 | 0.02 | 0.02 | 15.61M | 15.24M |
| 2024-11-05 | 0.03 | 0.01 | 15.26M | 15.42M |
| 2024-07-31 | 0.01 | 0.01 | 14.33M | 14.82M |
| 2024-05-07 | 0.01 | — | 13.19M | 12.39M |
| 2024-03-26 | 0.10 | 0.06 | 13.69M | 12.62M |
| 2023-11-07 | 0.02 | 0.01 | 12.40M | 12.62M |
| 2023-08-08 | -0.00 | — | 11.04M | 10.28M |
| 2023-05-10 | -0.00 | -0.01 | 10.14M | 10.25M |
| 2023-03-21 | 0.01 | 0.01 | 10.62M | 10.79M |
| 2022-11-08 | 0.02 | 0.01 | 10.60M | 10.35M |
| 2022-08-09 | -0.00 | -0.00 | 8.60M | 8.83M |
| 2022-05-11 | -0.01 | -0.00 | 8.22M | 8.10M |
| 2022-03-22 | 0.00 | 0.00 | 8.77M | 9.01M |
| 2021-11-09 | -0.01 | — | 7.77M | 7.81M |
| 2021-08-10 | -0.02 | -0.02 | 6.65M | 6.82M |
| 2021-05-11 | -0.03 | -0.01 | 6.28M | 7.24M |
| 2021-03-25 | -0.09 | — | 7.25M | — |
| 2020-11-17 | -0.11 | -0.01 | 152.54K | -1.24M |
| 2020-08-13 | 0.01 | 0.04 | 6.44M | 25.77M |
| 2020-05-08 | 0.03 | — | 10.58M | — |
| 2020-05-07 | 0.03 | 0.05 | 9.76M | 10.58M |
| 2019-11-05 | 0.06 | 0.04 | 9.01M | 6.01M |
| 2019-08-06 | 0.03 | 0.02 | 8.64M | 7.12M |
| 2019-05-07 | 0.02 | 0.01 | 7.26M | 4.84M |
| 2019-03-11 | 0.02 | 0.02 | 6.87M | 6.87M |
| 2018-11-13 | 0.02 | — | 6.42M | — |
| 2018-08-09 | 0.01 | — | 5.46M | — |
| 2018-05-14 | 0.01 | — | 4.68M | — |
| 2018-03-26 | 0.01 | — | 4.61M | — |
| 2017-11-13 | 0.01 | — | 4.00M | — |
| 2017-08-10 | 0.01 | — | 3.42M | — |
| 2017-05-15 | 0.01 | — | 3.20M | — |
| 2017-03-27 | 0.01 | — | 3.05M | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-10-09 | Newcomer Mark | Sell | 50.00K | $15.34 | 766.89K |
| 2026-09-16 | Herman Joan M | Sell | 38.90K | $11.74 | 456.83K |
| 2026-09-15 | Herman Joan M | Sell | 21.00K | $12.38 | 260.07K |
| 2026-09-09 | Ngo Michael C | Sell | 79.92K | $12.74 | 1.02M |
| 2026-09-08 | Ngo Michael C | Sell | 70.08K | $12.85 | 900.42K |
| 2026-08-12 | Baker Jeffery Bradford | Sell | 35.00K | $12.62 | 441.64K |
| 2026-08-06 | Newcomer Mark | Sell | 150.00K | $11.88 | 1.78M |
| 2026-08-04 | Triplett Dennis L | Buy | 20.00K | — | — |
| 2026-08-04 | Triplett Dennis L | Sell | 20.00K | — | — |
| 2026-08-04 | NEWMAN JEFFREY B | Buy | 20.00K | — | — |
| 2026-08-04 | NEWMAN JEFFREY B | Sell | 20.00K | — | — |
| 2026-08-04 | Mina Bruce A | Buy | 20.00K | — | — |
| 2026-08-04 | Mina Bruce A | Sell | 20.00K | — | — |
| 2026-08-04 | HENRY DANIEL R | Buy | 20.00K | — | — |
| 2026-08-04 | HENRY DANIEL R | Sell | 20.00K | — | — |
| 2026-07-31 | Cunningham Bradley Kramer | Sell | 22.43K | $8.96 | 200.97K |
| 2026-07-31 | Newcomer Mark | Buy | 150.00K | — | — |
| 2026-07-31 | Newcomer Mark | Sell | 59.02K | $8.96 | 528.86K |
| 2026-07-31 | Newcomer Mark | Sell | 150.00K | — | — |
| 2026-07-31 | Strobo Robert | Buy | 64.00K | — | — |
| 2026-07-31 | Strobo Robert | Sell | 25.18K | $8.96 | 225.65K |
| 2026-07-31 | Strobo Robert | Sell | 64.00K | — | — |
| 2026-07-31 | Herman Joan M | Buy | 36.00K | — | — |
| 2026-07-31 | Herman Joan M | Sell | 13.78K | $8.96 | 123.47K |
| 2026-07-31 | Herman Joan M | Sell | 36.00K | — | — |
| 2026-07-31 | Baker Jeffery Bradford | Buy | 64.00K | — | — |
| 2026-07-31 | Baker Jeffery Bradford | Sell | 28.51K | $8.96 | 255.41K |
| 2026-07-31 | Baker Jeffery Bradford | Sell | 64.00K | — | — |
| 2026-07-31 | Lanford Matthew Louis | Buy | 64.00K | — | — |
| 2026-07-31 | Lanford Matthew Louis | Sell | 25.18K | $8.96 | 225.66K |
| 2026-07-31 | Lanford Matthew Louis | Sell | 64.00K | — | — |
| 2026-07-29 | Newcomer Mark | Sell | 50.00K | $9.38 | 468.99K |
| 2026-07-16 | Herman Joan M | Sell | 28.00K | $8.69 | 243.41K |
| 2026-07-15 | Herman Joan M | Sell | 31.90K | $8.60 | 274.25K |
| 2026-06-30 | Cunningham Bradley Kramer | Sell | 11.58K | $8.19 | 94.83K |
| 2026-06-26 | Herman Joan M | Sell | 100.00K | $8.01 | 801.14K |
| 2026-06-11 | Mina Bruce A | Sell | 10.00K | $7.09 | 70.95K |
| 2026-06-01 | Cunningham Bradley Kramer | Sell | 3.00K | $7.80 | 23.40K |
| 2026-06-01 | Mina Bruce A | Sell | 10.00K | $7.10 | 71.00K |
| 2026-06-01 | Herman Joan M | Sell | 29.20K | $8.00 | 233.73K |
| 2026-05-29 | Cunningham Bradley Kramer | Sell | 10.00K | $7.30 | 73.02K |
| 2026-05-29 | Baker Jeffery Bradford | Sell | 44.54K | $7.27 | 323.81K |
| 2026-05-27 | Strobo Robert | Sell | 39.23K | $7.11 | 278.96K |
| 2026-05-27 | Strobo Robert | Buy | 66.67K | — | — |
| 2026-05-27 | Strobo Robert | Sell | 39.23K | $7.11 | 278.96K |
| 2026-05-26 | Herman Joan M | Sell | 22.53K | $7.01 | 158.04K |
| 2026-05-26 | Herman Joan M | Sell | 22.53K | $7.01 | 158.04K |
| 2026-05-22 | Turner Matthew Baker | Sell | 50.68K | $6.72 | 340.58K |
| 2026-05-20 | Newcomer Mark | Sell | 78.70K | $6.15 | 484.01K |
| 2026-05-20 | Newcomer Mark | Buy | 133.33K | — | — |
| 2026-05-20 | Newcomer Mark | Sell | 78.70K | $6.15 | 484.01K |
| 2026-05-18 | Cunningham Bradley Kramer | Sell | 12.37K | $5.87 | 72.54K |
| 2026-05-18 | Lanford Matthew Louis | Sell | 12.76K | $5.87 | 74.81K |
| 2026-05-18 | Lanford Matthew Louis | Buy | 22.22K | — | — |
| 2026-05-18 | Lanford Matthew Louis | Sell | 12.76K | $5.87 | 74.81K |
| 2026-05-13 | Herman Joan M | Sell | 6.17K | $5.83 | 35.98K |
| 2026-05-13 | Herman Joan M | Buy | 11.11K | — | — |
| 2026-05-13 | Herman Joan M | Sell | 6.17K | $5.83 | 35.98K |
| 2026-05-08 | Triplett Dennis L | Buy | 20.00K | — | — |
| 2026-05-08 | NEWMAN JEFFREY B | Buy | 20.00K | — | — |
| 2026-05-08 | Mina Bruce A | Buy | 20.00K | — | — |
| 2026-05-08 | HENRY DANIEL R | Buy | 20.00K | — | — |
| 2026-05-04 | Herman Joan M | Sell | 6.67K | $7.01 | 46.74K |
| 2026-03-31 | Ngo Michael C | Sell | 38.66K | $5.90 | 228.12K |
| 2026-02-28 | Baker Jeffery Bradford | Buy | 60.00K | — | — |
| 2026-02-28 | Baker Jeffery Bradford | Sell | 26.05K | $3.55 | 92.50K |
| 2026-02-28 | Baker Jeffery Bradford | Sell | 60.00K | — | — |
| 2026-02-03 | Turner Matthew Baker | Sell | 15.06K | $4.16 | 62.64K |
| 2025-12-14 | Cunningham Bradley Kramer | Other | 0 | — | — |
| 2025-12-14 | Cunningham Bradley Kramer | Other | 0 | — | — |
| 2025-12-14 | Cunningham Bradley Kramer | Other | 0 | — | — |
| 2025-12-14 | Cunningham Bradley Kramer | Other | 0 | — | — |
| 2025-12-14 | Cunningham Bradley Kramer | Other | 0 | — | — |
| 2025-12-12 | Strobo Robert | Sell | 20.00K | $5.47 | 109.40K |
| 2025-11-13 | Turner Matthew Baker | Buy | 233.33K | — | — |
| 2025-11-13 | Strobo Robert | Buy | 200.00K | — | — |
| 2025-11-13 | Baker Jeffery Bradford | Buy | 200.00K | — | — |
| 2025-11-13 | Newcomer Mark | Buy | 400.00K | — | — |
| 2025-11-13 | Herman Joan M | Buy | 33.33K | — | — |
| 2025-11-13 | Lanford Matthew Louis | Buy | 66.67K | — | — |
| 2025-08-11 | Turner Matthew Baker | Other | 0 | — | — |
| 2025-08-11 | Turner Matthew Baker | Other | 0 | — | — |
| 2025-08-11 | Turner Matthew Baker | Other | 15.00K | $3.87 | 58.05K |
| 2025-08-04 | Newcomer Mark | Sell | 62.16K | $7.09 | 440.40K |
| 2025-08-04 | Strobo Robert | Sell | 26.52K | $7.09 | 187.90K |
| 2025-08-04 | Herman Joan M | Sell | 14.16K | $7.09 | 100.33K |
| 2025-08-04 | Baker Jeffery Bradford | Sell | 30.40K | $7.09 | 215.36K |
| 2025-08-04 | Lanford Matthew Louis | Sell | 26.37K | $7.09 | 186.81K |
| 2025-07-31 | Newcomer Mark | Buy | 150.00K | — | — |
| 2025-07-31 | Newcomer Mark | Sell | 150.00K | — | — |
| 2025-07-31 | Strobo Robert | Buy | 64.00K | — | — |
| 2025-07-31 | Strobo Robert | Sell | 64.00K | — | — |
| 2025-07-31 | Herman Joan M | Buy | 36.00K | — | — |
| 2025-07-31 | Herman Joan M | Sell | 36.00K | — | — |
| 2025-07-31 | Baker Jeffery Bradford | Buy | 64.00K | — | — |
| 2025-07-31 | Baker Jeffery Bradford | Sell | 64.00K | — | — |
| 2025-07-31 | Lanford Matthew Louis | Buy | 64.00K | — | — |
| 2025-07-31 | Lanford Matthew Louis | Sell | 64.00K | — | — |
| 2025-06-16 | HENRY DANIEL R | Buy | 10.08K | $4.96 | 50.00K |
| 2025-06-11 | Newcomer Mark | Sell | 8.00K | $5.00 | 40.00K |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 140, holders +26 vs prior quarter. Ownership 54.42%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| TOPLINE CAPITAL MANAGEMENT, LLC | 4.64M | 0 | 0.00% | 37.99M |
| BLACKROCK, INC. | 3.08M | 727.56K | +30.94% | 25.22M |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | 2.07M | 15.37K | +0.75% | 16.98M |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.60M | 111.42K | +7.50% | 13.08M |
| THOMPSON SIEGEL & WALMSLEY LLC | 1.41M | -253.10K | -15.18% | 11.58M |
| RENAISSANCE TECHNOLOGIES LLC | 1.07M | -457.29K | -29.87% | 8.79M |
| GEODE CAPITAL MANAGEMENT, LLC | 1.05M | 217.56K | +26.27% | 8.57M |
| PALISADES INVESTMENT PARTNERS, LLC | 1.00M | 6.86K | +0.69% | 8.20M |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 904.50K | 868.51K | +2412.99% | 7.41M |
| STATE STREET CORP | 843.66K | 199.19K | +30.91% | 6.91M |
| AWM INVESTMENT COMPANY, INC. | 800.97K | 415.00K | +107.52% | 6.56M |
| DIMENSIONAL FUND ADVISORS LP | 725.45K | 149.83K | +26.03% | 5.94M |
| GOLDMAN SACHS GROUP INC | 690.67K | 246.85K | +55.62% | 5.66M |
| ROYCE & ASSOCIATES LP | 616.37K | -161.82K | -20.79% | 5.05M |
| KESTRA ADVISORY SERVICES, LLC | 614.17K | 614.17K | New | 5.03M |
| JOULE FINANCIAL, LLC | 614.17K | 0 | 0.00% | 5.03M |
| TWO SIGMA INVESTMENTS, LP | 564.24K | 28.58K | +5.33% | 4.62M |
| UBS GROUP AG | 541.43K | 478.12K | +755.24% | 4.43M |
| BALLAST ASSET MANAGEMENT, LP | 467.48K | 467.48K | New | 3.83M |
| JANE STREET GROUP, LLC | 399.91K | 374.01K | +1444.07% | 3.28M |
| NEW YORK STATE COMMON RETIREMENT FUND | 385.73K | 0 | 0.00% | 3.16M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 335.96K | 126.25K | +60.20% | 2.75M |
| NORTHERN TRUST CORP | 331.64K | 82.77K | +33.26% | 2.72M |
| LOS ANGELES CAPITAL MANAGEMENT LLC | 305.33K | 275.00K | +906.85% | 2.50M |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 304.90K | 293.04K | +2471.69% | 2.50M |
Earnings and financials
Paysign, Inc. (PAYS) trades at $13.68, with a market cap of $772.27M and a trailing P/E of 51.00. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 10416672 | 15234091 | 23423675 | 34666653 | 24120434 | 29464849 | 38033667 | 47274162 | 58384552 | 82028176 |
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