Peoples Financial Services (PFIS) Financials

Peoples Financial Services Corp (PFIS) is a leading provider of financial services, offering a wide range of products and solutions to meet the needs of individual and institutional clients. With a strong focus on customer service and a commitment to excellence, PFIS has established itself as a trusted partner in the financial industry. Our income statement reflects our strong financial performance, with steady growth in total revenue and gross profit. Our net income from stockholders indicates our ability to generate profitability and return value to our shareholders.

Our balance sheet highlights our financial strength and stability. We have a solid stockholders equity, indicating that we have strong net assets available to our shareholders. Our total assets demonstrate the size and scope of our operations, while our total debt and total liabilities show our responsible approach to managing our financial obligations. We maintain a healthy cash flow, with positive operating, investing, and financing cash flows. This allows us to fund our operations, invest in growth opportunities, and return capital to our shareholders.

In terms of specific financial measures, our EBIT and EBITDA demonstrate our operating profitability. EBIT, or earnings before interest and taxes, gives a clear indication of our ability to generate profits from our core operations. EBITDA, or earnings before interest, taxes, depreciation, and amortization, provides a more comprehensive view of our operating performance by excluding non-cash expenses. These measures allow us to assess the efficiency and profitability of our business. In addition, our cash equivalents provide us with readily available funds to meet short-term financial obligations.

When it comes to our financial strategy, we aim to maintain a strong net debt position. Net debt is calculated by subtracting cash and cash equivalents from total debt, giving us a measure of our actual debt load. By keeping our net debt at a manageable level, we can reduce the financial risk and enhance our financial flexibility. This allows us to pursue growth opportunities and weather any economic downturns.

Overall, Peoples Financial Services Corp (PFIS) is a financially strong and stable company, with a solid income statement and balance sheet. Our focus on profitability, responsible financial management, and strong cash flow enables us to deliver value to our shareholders, while maintaining our commitment to our customers and the communities we serve. We are proud of our financial accomplishments and look forward to continued success in the future.