CPI Card Group (PMTS) Financials: Revenue & Earnings
PMTS$25.33-0.10 -0.39%
$293.62M
Market Cap
22.41
P/E
8.49
Forward P/E
60
Score
CPI Card Group (PMTS) Financials: Revenue & Earnings
PMTS price $25.33 -0.10 -0.39%
- Ticker
- PMTS
- Price
- $25.33
- Change
- -0.10 -0.39%
- Market cap ?
- $293.62M
- P/E ?
- 22.41
- Forward P/E ?
- 8.49
- Dividend yield ?
- 0.00%
- Beta ?
- 0.97
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Stocklytics score
- 60
- Value
- 70
- Quality
- 58
- Growth
- 53
Stocklytics score rationale: value 70, quality 58, growth 53.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 308700000 | 223744000 | 255814000 | 278073000 | 312189000 | 375119000 | 475745000 | 444547000 | 480601000 | 543534000 |
CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is…
Fair value
PMTS fair value $89.20. Price $25.33. Price is 72% below fair value.
Below fair value, and cheaper than usual. A larger discount than on 91% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 76.55M. Growth 11.20%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 9.62% (beta 1.0). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 11.59M. Net debt 315.77M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Model uncertainty high for this stock
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-04 | — | 0.84 | — | 149.67M |
| 2026-08-06 | 0.43 | 0.46 | 149.18M | 143.88M |
| 2026-05-05 | 0.38 | 0.24 | 147.11M | 134.69M |
| 2026-03-05 | 0.77 | 0.50 | 153.05M | 145.22M |
| 2025-11-04 | 0.47 | 0.63 | 137.97M | 140.62M |
| 2025-08-08 | 0.04 | 0.56 | 129.75M | 132.97M |
| 2025-05-07 | 0.40 | 0.56 | 122.76M | 120.90M |
| 2025-03-04 | 0.57 | 0.52 | 125.10M | 120.54M |
| 2024-11-05 | 0.11 | 0.50 | 124.80M | 117.13M |
| 2024-08-05 | 0.51 | 0.58 | 118.82M | 111.63M |
| 2024-05-07 | 0.46 | 0.41 | 111.94M | 103.63M |
| 2024-03-07 | 0.23 | 0.32 | 102.87M | 105.07M |
| 2023-11-07 | 0.33 | 0.51 | 105.86M | 113.85M |
| 2023-08-08 | 0.55 | 0.33 | 114.96M | 103.50M |
| 2023-05-09 | 0.91 | 0.60 | 120.85M | 113.23M |
| 2023-03-08 | 1.06 | 0.37 | 126.44M | 103.30M |
| 2022-11-03 | 1.01 | 0.58 | 124.58M | 115.20M |
| 2022-08-08 | 0.52 | 0.37 | 113.31M | 101.80M |
| 2022-05-05 | 0.51 | 0.24 | 111.42M | 93.00M |
| 2022-03-08 | 0.06 | 0.35 | 93.21M | 94.40M |
| 2021-11-05 | 0.56 | — | 99.60M | — |
| 2021-08-12 | 0.53 | — | 93.22M | — |
| 2021-05-11 | 0.21 | — | 89.09M | — |
| 2021-02-25 | 0.65 | -0.14 | 84.14M | 71.99M |
| 2020-11-03 | 0.52 | 0.31 | 82.70M | 74.57M |
| 2020-08-05 | 0.01 | -0.16 | 71.38M | 69.50M |
| 2020-05-06 | 0.27 | -0.22 | 73.97M | 69.21M |
| 2020-03-09 | -0.14 | -0.27 | 72.62M | 69.38M |
| 2019-11-06 | -0.06 | 0.03 | 71.68M | 35.84M |
| 2019-08-07 | 0.14 | -0.15 | 66.90M | 52.57M |
| 2019-05-09 | -0.26 | -0.33 | 66.87M | 84.87M |
| 2019-03-06 | -0.48 | -0.15 | 68.52M | 21.41M |
| 2018-11-07 | -0.55 | 0.06 | 70.99M | — |
| 2018-08-09 | 0.10 | -0.25 | 61.45M | 153.75M |
| 2018-05-08 | -0.47 | -0.23 | 54.86M | 48.27M |
| 2018-03-12 | -0.03 | -0.08 | 64.96M | 153.33M |
| 2017-11-07 | 0.10 | 0.24 | 61.00M | 146.40M |
| 2017-08-02 | -0.19 | 0.11 | 54.84M | 226.27M |
| 2017-05-03 | -0.25 | 0.06 | 56.01M | 12.10M |
| 2017-03-01 | -0.35 | -0.12 | 67.38M | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency Quarterly.
Safety score 43/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividend history is short. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2017-06-14 | $0.23 | 2017-06-16 | 2017-07-07 | Quarterly |
| 2017-03-15 | $0.23 | 2017-03-17 | 2017-04-07 | Quarterly |
| 2016-12-14 | $0.23 | 2016-12-16 | 2017-01-12 | Quarterly |
| 2016-09-14 | $0.23 | 2016-09-16 | 2016-10-07 | Quarterly |
| 2016-06-14 | $0.23 | 2016-06-16 | 2016-07-07 | Quarterly |
| 2016-03-15 | $0.23 | 2016-03-17 | 2016-04-07 | Quarterly |
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-14 | Parallel49 Equity, ULC | Sell | 2.69M | $20.43 | 54.90M |
| 2026-09-14 | Tricor PMT25 Holdings Inc. | Buy | 525.00K | $21.50 | 11.29M |
| 2026-09-14 | Riley H Sanford | Buy | 13.95K | $21.50 | 299.99K |
| 2026-09-14 | Mallela Ravi | Buy | 1.00K | $21.50 | 21.50K |
| 2026-09-14 | Peters Nicholas | Buy | 11.63K | $21.50 | 250.00K |
| 2026-09-14 | SHEINBAUM MARC | Buy | 4.65K | $21.50 | 100.00K |
| 2026-08-31 | Hughes Brennan A. | Buy | 6.36K | — | — |
| 2026-08-31 | Hughes Brennan A. | Buy | 3.63K | — | — |
| 2026-08-31 | Dixon Robert Michael | Buy | 740 | — | — |
| 2026-08-31 | Dixon Robert Michael | Sell | 223 | $28.97 | 6.46K |
| 2026-08-31 | Dixon Robert Michael | Buy | 1.36K | — | — |
| 2026-08-31 | Dixon Robert Michael | Sell | 740 | — | — |
| 2026-08-31 | Dragovich Darren | Buy | 1.36K | — | — |
| 2026-08-31 | Grantham Terra Lee | Buy | 1.82K | — | — |
| 2026-08-31 | LOWE JOHN | Buy | 3.96K | — | — |
| 2026-08-31 | LOWE JOHN | Sell | 1.74K | $28.97 | 50.41K |
| 2026-08-31 | LOWE JOHN | Buy | 16.34K | — | — |
| 2026-08-31 | LOWE JOHN | Sell | 3.96K | — | — |
| 2026-08-31 | O'LEARY MARGARET | Buy | 2.59K | — | — |
| 2026-08-31 | O'LEARY MARGARET | Sell | 746 | $28.97 | 21.61K |
| 2026-08-31 | O'LEARY MARGARET | Buy | 1.99K | — | — |
| 2026-08-31 | O'LEARY MARGARET | Sell | 2.59K | — | — |
| 2026-08-31 | Thompson Anntoinette | Buy | 1.99K | — | — |
| 2026-08-31 | Boada Ernesto | Buy | 1.91K | — | — |
| 2026-08-31 | VOLLMER SONYA | Buy | 1.38K | — | — |
| 2026-08-31 | VOLLMER SONYA | Sell | 441 | $28.97 | 12.78K |
| 2026-08-31 | VOLLMER SONYA | Buy | 1.09K | — | — |
| 2026-08-31 | VOLLMER SONYA | Sell | 1.38K | — | — |
| 2026-08-31 | FUREY THOMAS | Buy | 1.14K | — | — |
| 2026-08-31 | Peters Nicholas | Buy | 1.14K | — | — |
| 2026-08-31 | Riley H Sanford | Buy | 1.14K | — | — |
| 2026-08-31 | SHEINBAUM MARC | Buy | 1.14K | — | — |
| 2026-08-31 | Soranno Keating Valerie | Buy | 1.14K | — | — |
| 2026-08-31 | Oleson Lisa | Buy | 1.14K | — | — |
| 2026-08-31 | Mallela Ravi | Buy | 1.14K | — | — |
| 2026-08-30 | Dixon Robert Michael | Buy | 154 | — | — |
| 2026-08-30 | Dixon Robert Michael | Sell | 47 | $28.83 | 1.36K |
| 2026-08-30 | Dixon Robert Michael | Sell | 154 | — | — |
| 2026-08-30 | Grantham Terra Lee | Buy | 257 | — | — |
| 2026-08-30 | Grantham Terra Lee | Sell | 74 | $28.83 | 2.13K |
| 2026-08-30 | Grantham Terra Lee | Sell | 257 | — | — |
| 2026-08-30 | LOWE JOHN | Buy | 4.13K | — | — |
| 2026-08-30 | LOWE JOHN | Sell | 1.82K | $28.83 | 52.38K |
| 2026-08-30 | LOWE JOHN | Sell | 4.13K | — | — |
| 2026-08-30 | O'LEARY MARGARET | Buy | 619 | — | — |
| 2026-08-30 | O'LEARY MARGARET | Sell | 178 | $28.83 | 5.13K |
| 2026-08-30 | O'LEARY MARGARET | Sell | 619 | — | — |
| 2026-08-30 | Thompson Anntoinette | Buy | 619 | — | — |
| 2026-08-30 | Thompson Anntoinette | Sell | 182 | $28.83 | 5.25K |
| 2026-08-30 | Thompson Anntoinette | Sell | 619 | — | — |
| 2026-08-30 | VOLLMER SONYA | Buy | 330 | — | — |
| 2026-08-30 | VOLLMER SONYA | Sell | 106 | $28.83 | 3.06K |
| 2026-08-30 | VOLLMER SONYA | Sell | 330 | — | — |
| 2026-08-29 | Dixon Robert Michael | Buy | 524 | — | — |
| 2026-08-29 | Dixon Robert Michael | Sell | 158 | $28.83 | 4.56K |
| 2026-08-29 | Dixon Robert Michael | Sell | 524 | — | — |
| 2026-08-29 | Dragovich Darren | Buy | 785 | — | — |
| 2026-08-29 | Dragovich Darren | Sell | 346 | $28.83 | 9.98K |
| 2026-08-29 | Dragovich Darren | Sell | 785 | — | — |
| 2026-08-29 | Grantham Terra Lee | Buy | 537 | — | — |
| 2026-08-29 | Grantham Terra Lee | Sell | 155 | $28.83 | 4.47K |
| 2026-08-29 | Grantham Terra Lee | Sell | 537 | — | — |
| 2026-08-29 | LOWE JOHN | Buy | 8.70K | — | — |
| 2026-08-29 | LOWE JOHN | Sell | 3.83K | $28.83 | 110.39K |
| 2026-08-29 | LOWE JOHN | Sell | 8.70K | — | — |
| 2026-08-29 | O'LEARY MARGARET | Buy | 1.15K | — | — |
| 2026-08-29 | O'LEARY MARGARET | Sell | 331 | $28.83 | 9.54K |
| 2026-08-29 | O'LEARY MARGARET | Sell | 1.15K | — | — |
| 2026-08-29 | Thompson Anntoinette | Buy | 1.15K | — | — |
| 2026-08-29 | Thompson Anntoinette | Sell | 337 | $28.83 | 9.72K |
| 2026-08-29 | Thompson Anntoinette | Sell | 1.15K | — | — |
| 2026-08-29 | Boada Ernesto | Buy | 1.05K | — | — |
| 2026-08-29 | Boada Ernesto | Sell | 301 | $28.83 | 8.68K |
| 2026-08-29 | Boada Ernesto | Sell | 1.05K | — | — |
| 2026-08-29 | VOLLMER SONYA | Buy | 645 | — | — |
| 2026-08-29 | VOLLMER SONYA | Sell | 207 | $28.83 | 5.97K |
| 2026-08-29 | VOLLMER SONYA | Sell | 645 | — | — |
| 2026-08-29 | FUREY THOMAS | Buy | 1.95K | — | — |
| 2026-08-29 | FUREY THOMAS | Sell | 1.95K | — | — |
| 2026-08-29 | Peters Nicholas | Buy | 1.95K | — | — |
| 2026-08-29 | Peters Nicholas | Sell | 1.95K | — | — |
| 2026-08-29 | Riley H Sanford | Buy | 1.95K | — | — |
| 2026-08-29 | Riley H Sanford | Sell | 1.95K | — | — |
| 2026-08-29 | SHEINBAUM MARC | Buy | 1.95K | — | — |
| 2026-08-29 | SHEINBAUM MARC | Sell | 1.95K | — | — |
| 2026-08-29 | Soranno Keating Valerie | Buy | 1.95K | — | — |
| 2026-08-29 | Soranno Keating Valerie | Sell | 1.95K | — | — |
| 2026-08-29 | Oleson Lisa | Buy | 1.95K | — | — |
| 2026-08-29 | Oleson Lisa | Sell | 1.95K | — | — |
| 2026-08-29 | Mallela Ravi | Buy | 1.95K | — | — |
| 2026-08-29 | Mallela Ravi | Sell | 1.95K | — | — |
| 2026-08-24 | Hughes Brennan A. | Other | 0 | — | — |
| 2026-08-24 | Hughes Brennan A. | Other | 0 | — | — |
| 2026-06-30 | Grantham Terra Lee | Buy | 16.30K | — | — |
| 2026-06-30 | Grantham Terra Lee | Buy | 5.17K | — | — |
| 2026-06-09 | VOLLMER SONYA | Buy | 1.18K | — | — |
| 2026-06-09 | VOLLMER SONYA | Sell | 379 | $18.48 | 7.00K |
| 2026-06-09 | VOLLMER SONYA | Sell | 1.18K | — | — |
| 2026-06-09 | LOWE JOHN | Buy | 3.40K | — | — |
| 2026-06-09 | LOWE JOHN | Sell | 1.50K | $18.48 | 27.65K |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 80, holders +6 vs prior quarter. Ownership 26.04%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 516.40K | 84.96K | +19.69% | 10.73M |
| PACIFIC RIDGE CAPITAL PARTNERS, LLC | 507.68K | 41.65K | +8.94% | 10.55M |
| VANGUARD CAPITAL MANAGEMENT LLC | 263.65K | 3.39K | +1.30% | 5.48M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 226.74K | 1.85K | +0.82% | 4.71M |
| GEODE CAPITAL MANAGEMENT, LLC | 179.99K | 13.49K | +8.10% | 3.74M |
| UBS GROUP AG | 126.91K | -1.36K | -1.06% | 2.64M |
| PEMBROKE MANAGEMENT, LTD | 119.95K | 20.38K | +20.47% | 2.49M |
| STATE STREET CORP | 96.03K | 19.46K | +25.41% | 2.00M |
| LSV ASSET MANAGEMENT | 88.40K | -3.70K | -4.02% | 1.84M |
| NORTHERN TRUST CORP | 73.41K | 740 | +1.02% | 1.53M |
| KERRISDALE ADVISERS, LLC | 60.80K | 0 | 0.00% | 1.26M |
| DIMENSIONAL FUND ADVISORS LP | 51.97K | 9.32K | +21.84% | 1.08M |
| TREXQUANT INVESTMENT LP | 50.40K | 2.12K | +4.39% | 1.05M |
| ROYAL BANK OF CANADA | 49.94K | 1.00K | +2.05% | 1.04M |
| TWO SIGMA INVESTMENTS, LP | 47.42K | -5.40K | -10.23% | 985.30K |
| VANGUARD FIDUCIARY TRUST CO | 47.31K | 3.66K | +8.39% | 983.16K |
| BANK OF NEW YORK MELLON CORP | 43.81K | 5.92K | +15.63% | 910.35K |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 35.71K | -2.47K | -6.47% | 742.05K |
| NUVEEN, LLC | 33.83K | 8.89K | +35.66% | 702.90K |
| KORNITZER CAPITAL MANAGEMENT INC /KS | 32.89K | -1.11K | -3.27% | 683.48K |
| SUMMERHAVEN INVESTMENT MANAGEMENT, LLC | 29.76K | 0 | 0.00% | 618.33K |
| FREESTONE CAPITAL HOLDINGS, LLC | 28.00K | -2.00K | -6.67% | 581.84K |
| SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. | 22.14K | 22.14K | New | 459.96K |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 22.14K | 2.51K | +12.80% | 459.96K |
| FIRST TRUST ADVISORS LP | 20.96K | 1.05K | +5.27% | 435.65K |
Earnings and financials
CPI Card Group Inc. (PMTS) trades at $25.33, with a market cap of $293.62M and a trailing P/E of 22.41. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
Financials
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 308700000 | 223744000 | 255814000 | 278073000 | 312189000 | 375119000 | 475745000 | 444547000 | 480601000 | 543534000 |
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