Sezzle (SEZL) Stock Insights
SEZL$127.63+0.27 +0.21%
$4.31B
Market Cap
26.72
P/E
24.33
Forward P/E
67
Score
Sezzle (SEZL) Stock Insights
SEZL price $127.63 +0.27 +0.21%
- Ticker
- SEZL
- Price
- $127.63
- Change
- +0.27 +0.21%
- Market cap ?
- $4.31B
- P/E ?
- 26.72
- Forward P/E ?
- 24.33
- Dividend yield ?
- 0.00%
- Beta ?
- 6.73
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Stocklytics score
- 67
- Value
- 43
- Quality
- 92
- Growth
- 65
Stocklytics score rationale: value 43, quality 92, growth 65.
Financials
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| 29366 | 1632060 | 0 | 58788273 | 114816635 | 125570441 | 159356772 | 271127890 | 450279000 |
Sezzle Inc., established in 2016 and based in Minneapolis, Minnesota, functions as a tech-powered payment enterprise with operations concentrated in the United States and Canada. It delivers a payment service available at both e-commerce sites and physical retail outlets, facilitating connections between consumers and businesses. The company's platform allows patrons to complete online transactions and divide the…
Fair value
SEZL fair value $100.57. Price $127.63. Price is 27% above fair value.
Above fair value, but less expensive than usual. A smaller premium than on 72% of days in the past 5 years.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 73.58M. Growth 20.00%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 12.00% (beta 2.0). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 33.78M. Net debt 76.76M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the stock's own 10-year median P/E, kept between 8 and 40. Fewer than five years of history uses the sector's typical P/E. Fair value is the average of the cash-flow value and the earnings value when both exist. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-04 | — | 1.28 | — | 155.01M |
| 2026-08-06 | 1.13 | 1.03 | 149.68M | 135.09M |
| 2026-05-06 | 1.43 | 1.24 | 135.54M | 129.15M |
| 2026-02-25 | 1.21 | 0.96 | 129.87M | 127.58M |
| 2025-11-05 | 0.71 | 0.65 | 116.80M | 128.29M |
| 2025-08-07 | 0.69 | 0.58 | 98.70M | 94.93M |
| 2025-05-07 | 1.00 | 0.32 | 104.91M | 64.76M |
| 2025-02-25 | 0.73 | 0.51 | 98.22M | 73.90M |
| 2024-11-07 | 0.49 | 0.15 | 69.96M | 74.22M |
| 2024-08-07 | 0.36 | 0.14 | 55.97M | 43.35M |
| 2024-05-08 | 0.22 | — | 46.98M | 36.10M |
| 2024-02-26 | 0.09 | 0.00 | 48.90M | 39.70M |
| 2023-11-08 | 0.04 | 0.00 | 40.84M | 35.90M |
| 2023-08-09 | 0.03 | 0.00 | 34.94M | 33.90M |
| 2023-05-15 | 0.05 | 0.00 | 34.67M | 34.00M |
| 2023-02-27 | 0.02 | -0.84 | 38.30M | 37.12M |
| 2022-10-30 | 0.76 | -0.00 | 30.40M | 30.40M |
| 2022-08-14 | -2.66 | — | 29.25M | 29.30M |
| 2022-03-31 | -0.87 | — | 27.63M | 29.30M |
| 2021-12-31 | -0.80 | — | 32.88M | — |
| 2021-09-30 | -0.59 | — | 28.48M | — |
| 2021-06-30 | -0.61 | — | 27.85M | — |
| 2021-03-31 | -0.36 | — | 26.03M | — |
| 2020-12-31 | -0.52 | — | 22.09M | — |
| 2020-09-30 | -0.27 | — | 15.92M | — |
| 2020-06-30 | -0.14 | — | 12.61M | — |
| 2020-03-31 | -0.15 | — | 8.17M | — |
| 2019-12-31 | -0.16 | — | 5.75M | — |
| 2019-09-30 | -0.16 | — | 5.75M | — |
| 2019-06-30 | -0.25 | — | 2.15M | — |
| 2019-03-31 | -0.25 | — | 2.15M | — |
| 2018-12-31 | -0.21 | — | 665.32K | — |
| 2018-09-30 | -0.17 | — | 688.08K | — |
| 2018-06-30 | -0.05 | — | 127.95K | — |
| 2018-03-31 | -0.05 | — | 127.95K | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-21 | Sabzivand Amin | Sell | 342 | $116.55 | 39.86K |
| 2026-09-21 | Krause Justin | Sell | 68 | $116.55 | 7.93K |
| 2026-09-18 | Hunt Bryan Cecil | Buy | 250 | $115.86 | 28.96K |
| 2026-09-02 | Youakim Charles | Sell | 1.51M | — | — |
| 2026-08-27 | Brehm Kyle M. | Sell | 1.00K | $125.92 | 125.92K |
| 2026-08-20 | Khurana Rajeev | Buy | 129 | $115.88 | 15.00K |
| 2026-08-10 | Youakim Charles | Sell | 6.98K | $118.00 | 823.40K |
| 2026-08-10 | Paradis Paul | Sell | 7.11K | $118.00 | 838.98K |
| 2026-08-10 | Krause Justin | Sell | 1.57K | $118.00 | 185.38K |
| 2026-08-10 | Sabzivand Amin | Sell | 6.97K | $118.00 | 822.81K |
| 2026-08-10 | Brading Lee Dickson | Sell | 1.41K | $118.00 | 165.79K |
| 2026-07-16 | Paradis Paul | Sell | 7.23K | $190.25 | 1.38M |
| 2026-07-16 | Paradis Paul | Sell | 900 | $191.21 | 172.09K |
| 2026-07-16 | Paradis Paul | Sell | 500 | $192.19 | 96.09K |
| 2026-07-16 | Paradis Paul | Sell | 1.70K | $193.52 | 328.98K |
| 2026-07-16 | Paradis Paul | Sell | 400 | $194.51 | 77.81K |
| 2026-07-16 | Brading Lee Dickson | Sell | 434 | $195.03 | 84.64K |
| 2026-07-15 | Paradis Paul | Sell | 5.28K | $190.39 | 1.01M |
| 2026-07-15 | Paradis Paul | Sell | 2.36K | $191.86 | 453.16K |
| 2026-07-15 | Paradis Paul | Sell | 600 | $192.88 | 115.73K |
| 2026-07-15 | Brading Lee Dickson | Sell | 2.33K | $185.38 | 431.20K |
| 2026-07-15 | Brading Lee Dickson | Sell | 1.10K | $186.45 | 205.84K |
| 2026-07-15 | Brading Lee Dickson | Sell | 1.20K | $187.45 | 224.94K |
| 2026-07-15 | Brading Lee Dickson | Sell | 270 | $188.08 | 50.78K |
| 2026-07-15 | Brading Lee Dickson | Sell | 5.00K | $190.30 | 951.51K |
| 2026-07-06 | Brading Lee Dickson | Sell | 100 | $185.00 | 18.50K |
| 2026-07-01 | Brading Lee Dickson | Sell | 2.42K | $175.31 | 425.13K |
| 2026-07-01 | Brading Lee Dickson | Sell | 2.48K | $176.60 | 437.08K |
| 2026-07-01 | Brading Lee Dickson | Sell | 100 | $177.25 | 17.73K |
| 2026-07-01 | Brading Lee Dickson | Sell | 4.29K | $180.35 | 772.98K |
| 2026-07-01 | Brading Lee Dickson | Sell | 714 | $181.18 | 129.36K |
| 2026-07-01 | Sabzivand Amin | Buy | 6.93K | $5.23 | 36.24K |
| 2026-07-01 | Sabzivand Amin | Sell | 3.84K | $179.59 | 689.08K |
| 2026-07-01 | Sabzivand Amin | Sell | 3.09K | $180.31 | 557.70K |
| 2026-07-01 | Sabzivand Amin | Sell | 6.93K | $5.23 | 36.24K |
| 2026-06-26 | Brading Lee Dickson | Sell | 574 | $165.00 | 94.71K |
| 2026-06-26 | Brading Lee Dickson | Sell | 5.00K | $170.07 | 850.34K |
| 2026-06-25 | Brading Lee Dickson | Sell | 4.43K | $165.19 | 731.15K |
| 2026-06-20 | Sabzivand Amin | Sell | 342 | $163.28 | 55.84K |
| 2026-06-20 | Khurana Rajeev | Buy | 3.50K | — | — |
| 2026-06-20 | Krause Justin | Sell | 45 | $163.28 | 7.35K |
| 2026-06-18 | Brading Lee Dickson | Sell | 1.97K | $160.31 | 316.13K |
| 2026-06-18 | Brading Lee Dickson | Sell | 1.95K | $161.00 | 313.63K |
| 2026-06-18 | Paradis Paul | Sell | 15.55K | $160.26 | 2.49M |
| 2026-06-18 | Paradis Paul | Sell | 1.61K | $161.22 | 259.89K |
| 2026-06-18 | Paradis Paul | Sell | 3.24K | $162.76 | 527.19K |
| 2026-06-18 | Paradis Paul | Sell | 5.81K | $163.43 | 948.86K |
| 2026-06-18 | Paradis Paul | Sell | 190 | $164.11 | 31.18K |
| 2026-06-12 | Paradis Paul | Sell | 2.90K | $130.33 | 377.94K |
| 2026-06-12 | Paradis Paul | Sell | 1.50K | $131.54 | 197.31K |
| 2026-06-12 | Paradis Paul | Sell | 4.25K | $132.82 | 564.37K |
| 2026-06-12 | Paradis Paul | Sell | 8.15K | $133.72 | 1.09M |
| 2026-06-12 | Paradis Paul | Sell | 7.42K | $134.55 | 998.49K |
| 2026-06-12 | Paradis Paul | Sell | 2.18K | $135.62 | 295.65K |
| 2026-06-01 | Khurana Rajeev | Other | 0 | — | — |
| 2026-05-27 | Krause Justin | Sell | 178 | $113.00 | 20.11K |
| 2026-05-27 | Krause Justin | Sell | 3.00K | $118.00 | 354.00K |
| 2026-05-15 | Hunt Bryan Cecil | Buy | 935 | — | — |
| 2026-05-15 | Sabzivand Amin | Buy | 45.00K | — | — |
| 2026-05-15 | Brehm Kyle M. | Buy | 725 | — | — |
| 2026-05-15 | Youakim Charles | Buy | 28.00K | — | — |
| 2026-05-15 | Krause Justin | Buy | 8.00K | — | — |
| 2026-05-15 | East Stephen F. | Buy | 725 | — | — |
| 2026-05-15 | Paradis Paul | Buy | 20.00K | — | — |
| 2026-05-11 | Paradis Paul | Sell | 729 | $100.08 | 72.96K |
| 2026-05-11 | Paradis Paul | Sell | 39 | $101.19 | 3.95K |
| 2026-05-08 | Paradis Paul | Sell | 188 | $100.25 | 18.85K |
| 2026-05-08 | Paradis Paul | Sell | 5 | $101.51 | 508 |
| 2026-05-07 | Paradis Paul | Sell | 5.85K | $100.40 | 587.61K |
| 2026-05-07 | Paradis Paul | Sell | 4.54K | $101.37 | 460.00K |
| 2026-05-07 | Paradis Paul | Sell | 2.70K | $102.46 | 276.44K |
| 2026-05-07 | Paradis Paul | Sell | 4.24K | $103.63 | 438.99K |
| 2026-05-07 | Paradis Paul | Sell | 1.77K | $104.26 | 184.55K |
| 2026-05-07 | Paradis Paul | Sell | 1.70K | $105.32 | 179.47K |
| 2026-05-07 | Paradis Paul | Sell | 1.84K | $106.47 | 196.23K |
| 2026-05-07 | Paradis Paul | Sell | 1.60K | $107.65 | 171.81K |
| 2026-05-07 | Paradis Paul | Sell | 423 | $109.02 | 46.11K |
| 2026-05-07 | Paradis Paul | Sell | 504 | $110.48 | 55.68K |
| 2026-05-07 | Paradis Paul | Sell | 73 | $111.00 | 8.10K |
| 2026-05-07 | Paradis Paul | Sell | 201 | $113.10 | 22.73K |
| 2026-05-07 | Krause Justin | Sell | 718 | $98.91 | 71.02K |
| 2026-05-07 | Krause Justin | Sell | 1.68K | $100.60 | 169.20K |
| 2026-05-07 | Krause Justin | Sell | 600 | $101.03 | 60.62K |
| 2026-05-07 | Krause Justin | Sell | 2.44K | $103.14 | 251.66K |
| 2026-05-07 | Krause Justin | Sell | 560 | $104.78 | 58.68K |
| 2026-05-07 | Krause Justin | Sell | 1.69K | $108.59 | 183.83K |
| 2026-05-07 | Krause Justin | Sell | 721 | $109.51 | 78.96K |
| 2026-05-07 | Krause Justin | Sell | 586 | $110.20 | 64.58K |
| 2026-05-07 | Krause Justin | Sell | 2.33K | $113.28 | 263.38K |
| 2026-05-07 | Krause Justin | Sell | 497 | $114.00 | 56.66K |
| 2026-04-09 | Hunt Bryan Cecil | Other | 0 | — | — |
| 2026-04-02 | Brading Lee Dickson | Sell | 701 | $63.76 | 44.70K |
| 2026-04-02 | Krause Justin | Sell | 754 | $63.76 | 48.08K |
| 2026-04-01 | Youakim Charles | Sell | 6.97K | $63.70 | 444.31K |
| 2026-04-01 | Brading Lee Dickson | Sell | 426 | $63.70 | 27.14K |
| 2026-04-01 | Hollis Kerissa | Sell | 185 | $63.70 | 11.78K |
| 2026-04-01 | Sabzivand Amin | Sell | 6.98K | $63.70 | 444.37K |
| 2026-04-01 | Paradis Paul | Sell | 7.11K | $63.70 | 452.91K |
| 2026-04-01 | Krause Justin | Sell | 515 | $63.70 | 32.81K |
| 2026-03-20 | Sabzivand Amin | Sell | 1.37K | $66.15 | 90.43K |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 352, holders +117 vs prior quarter. Ownership 44.56%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 2.54M | 5.29K | +0.21% | 436.50M |
| DIVISADERO STREET CAPITAL MANAGEMENT, LP | 1.65M | 337.92K | +25.76% | 283.11M |
| ACCREDITED INVESTORS INC. | 807.44K | -79.20K | -8.93% | 138.58M |
| VANGUARD CAPITAL MANAGEMENT LLC | 760.32K | -3.30K | -0.43% | 130.49M |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 660.10K | 516.10K | +358.40% | 113.29M |
| STATE STREET CORP | 659.90K | 37.64K | +6.05% | 113.26M |
| PRICE T ROWE ASSOCIATES INC /MD/ | 631.85K | 250.92K | +65.87% | 108.44M |
| SCHONFELD STRATEGIC ADVISORS LLC | 584.70K | 584.70K | New | 100.35M |
| GEODE CAPITAL MANAGEMENT, LLC | 557.75K | 36.71K | +7.05% | 95.74M |
| CAPTION MANAGEMENT, LLC | 540.10K | 172.50K | +46.93% | 92.70M |
| MORGAN STANLEY | 496.74K | 29.31K | +6.27% | 85.26M |
| DRIEHAUS CAPITAL MANAGEMENT LLC | 476.03K | 476.03K | New | 81.70M |
| DIMENSIONAL FUND ADVISORS LP | 467.49K | 9.27K | +2.02% | 80.23M |
| CITADEL ADVISORS LLC | 442.50K | 411.22K | +1314.82% | 75.95M |
| T. ROWE PRICE INVESTMENT MANAGEMENT, INC. | 439.90K | 46.30K | +11.76% | 75.50M |
| JANE STREET GROUP, LLC | 377.10K | 366.90K | +3597.06% | 64.72M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 352.61K | 39.73K | +12.70% | 60.52M |
| CAPTION MANAGEMENT, LLC | 291.50K | -76.10K | -20.70% | 50.03M |
| BANK OF AMERICA CORP /DE/ | 271.18K | -54.88K | -16.83% | 46.54M |
| PRINCIPAL FINANCIAL GROUP INC | 260.47K | 13.06K | +5.28% | 44.70M |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 230.30K | 86.30K | +59.93% | 39.53M |
| GOLDMAN SACHS GROUP INC | 221.62K | -28.95K | -11.55% | 38.04M |
| ARDSLEY ADVISORY PARTNERS LP | 215.00K | -85.00K | -28.33% | 36.90M |
| NORTHERN TRUST CORP | 166.61K | 12.23K | +7.92% | 28.60M |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 158.57K | 6.18K | +4.06% | 27.21M |
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