SoFi Technologies (SOFI) Stock Insights

SOFI price $16.86 +0.46 +2.80%

Ticker
SOFI
Price
$16.86
Change
+0.46 +2.80%
Market cap ?
$21.78B
P/E ?
28.35
Forward P/E ?
28.50
Dividend yield ?
0.00%
Beta ?
2.33
Sector
Financial Services
Industry
Financial - Credit Services
Stocklytics score
54
Value
50
Quality
40
Growth
72

Stocklytics score rationale: value 50, quality 40, growth 72.

Financials

201720182019202020212022202320242025
82462600059995300072101800075113800010876480001762810000289754200037036780004769597000

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes…

Fair value

SOFI fair value $18.91. Price $16.86. Price is 11% below fair value.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Compare SOFI

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-29—0.20—1.35B
2026-10-270.180.161.37B1.25B
2026-07-290.120.111.21B1.11B
2026-04-290.120.121.09B1.05B
2026-01-300.130.121.01B977.42M
2025-10-280.110.08961.60M888.91M
2025-07-290.080.06854.94M804.25M
2025-04-290.060.03771.76M738.98M
2025-01-270.290.04739.11M674.62M
2024-10-290.050.04693.80M631.60M
2024-07-300.010.00598.62M566.50M
2024-04-290.020.01585.80M563.91M
2024-01-290.020.00600.83M571.49M
2023-10-30-0.03-0.07530.72M511.37M
2023-07-31-0.06-0.06498.02M478.59M
2023-05-01-0.05-0.07472.16M441.02M
2023-01-30-0.05-0.09456.68M442.68M
2022-11-01-0.09-0.10423.99M393.44M
2022-08-02-0.12-0.13362.53M340.76M
2022-05-10-0.14-0.15330.34M285.18M
2022-03-01-0.15-0.16285.61M279.47M
2021-11-10-0.05-0.14293.23M378.34M
2021-08-12-0.48-0.05231.27M231.27M
2021-05-24-1.53—231.23M—
2021-03-17-1.05—224.74M—
2020-11-20-0.37—239.69M—
2020-06-300.07—158.27M—
2020-03-31-2.67—128.44M—
2019-12-31-3.13—124.69M—

Dividends

Yield 0.00%. Payout ratio 0.00%. Frequency —.

Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.

Ex-dateDividendRecordPaymentFrequency
No data yet.

Insider trades

DateInsiderActionSharesPriceValue
2026-10-20Keough KelliSell10.20K$14.72150.21K
2026-09-21Keough KelliSell10.20K$16.99173.31K
2026-09-21Rishel JeremySell18.62K$17.50325.92K
2026-09-15Keough KelliSell66.03K$17.281.14M
2026-09-15Lavet Robert SSell14.41K$17.28249.06K
2026-09-15Pinto ArunSell11.84K$17.28204.55K
2026-09-15Rishel JeremySell41.75K$17.28721.40K
2026-09-15Schuppenhauer EricSell2.76K$17.2847.64K
2026-09-14Keough KelliBuy5.68K——
2026-09-14Keough KelliBuy13.07K——
2026-09-14Keough KelliBuy26.48K——
2026-09-14Keough KelliBuy82.64K——
2026-09-14Keough KelliSell82.64K——
2026-09-14Keough KelliSell26.48K——
2026-09-14Keough KelliSell13.07K——
2026-09-14Keough KelliSell5.68K——
2026-09-14Lapointe ChristopherBuy14.61K——
2026-09-14Lapointe ChristopherBuy36.59K——
2026-09-14Lapointe ChristopherBuy52.95K——
2026-09-14Lapointe ChristopherSell59.34K$17.321.03M
2026-09-14Lapointe ChristopherSell52.95K——
2026-09-14Lapointe ChristopherSell36.59K——
2026-09-14Lapointe ChristopherSell14.61K——
2026-09-14Lavet Robert SBuy36.06K——
2026-09-14Lavet Robert SSell36.06K——
2026-09-14Noto AnthonyBuy55.19K——
2026-09-14Noto AnthonyBuy154.20K——
2026-09-14Noto AnthonySell188.26K$17.323.26M
2026-09-14Noto AnthonyBuy136.17K——
2026-09-14Noto AnthonySell136.17K——
2026-09-14Noto AnthonySell55.19K——
2026-09-14Noto AnthonySell154.20K——
2026-09-14Pinto ArunBuy9.74K——
2026-09-14Pinto ArunBuy11.43K——
2026-09-14Pinto ArunSell9.74K——
2026-09-14Pinto ArunSell11.43K——
2026-09-14Rishel JeremyBuy11.36K——
2026-09-14Rishel JeremyBuy28.75K——
2026-09-14Rishel JeremyBuy37.82K——
2026-09-14Rishel JeremySell37.82K——
2026-09-14Rishel JeremySell28.75K——
2026-09-14Rishel JeremySell11.36K——
2026-09-14Schuppenhauer EricBuy6.49K——
2026-09-14Schuppenhauer EricSell6.49K——
2026-08-20Keough KelliSell11.29K$18.00203.18K
2026-08-18Schuppenhauer EricSell23.72K$18.00427.01K
2026-08-18Pinto ArunSell25.12K$18.00452.17K
2026-08-17Schuppenhauer EricSell55.73K——
2026-08-17Schuppenhauer EricBuy55.73K——
2026-08-17Pinto ArunSell45.39K——
2026-08-17Pinto ArunBuy45.39K——
2026-07-20Keough KelliSell10.95K$17.19188.29K
2026-07-17Meltzer GaryBuy13.99K——
2026-07-17Freiberg Steven JBuy13.99K——
2026-07-14HUTTON GEORGE THOMPSONBuy13.99K——
2026-07-14Ruzwana BashirBuy13.99K——
2026-07-14Borden William A.Buy13.99K——
2026-07-14Hele John C.R.Buy13.99K——
2026-07-14Green Dana R.Buy13.99K——
2026-07-14Liang ClaraBuy13.99K——
2026-07-14YESIL MAGDALENABuy13.99K——
2026-06-26Borden William A.Buy1.02K——
2026-06-22Keough KelliSell10.95K$17.35190.06K
2026-06-18Lavet Robert SSell1.19K$17.5520.84K
2026-06-17Meltzer GaryBuy2.82K——
2026-06-17Meltzer GarySell2.82K——
2026-06-17Lavet Robert SBuy2.82K——
2026-06-17Lavet Robert SSell2.82K——
2026-06-17Rishel JeremySell102.12K$17.781.82M
2026-06-16Keough KelliSell61.48K$17.611.08M
2026-06-16Lavet Robert SSell14.91K$17.61262.58K
2026-06-16Pinto ArunSell11.03K$17.61194.18K
2026-06-16Schuppenhauer EricSell2.51K$17.6144.17K
2026-06-16Rishel JeremySell155.60K$17.612.74M
2026-06-16Noto AnthonyBuy13.89K$18.06250.79K
2026-06-15YESIL MAGDALENABuy433.10K——
2026-06-15YESIL MAGDALENASell433.10K——
2026-06-15Lapointe ChristopherBuy14.61K——
2026-06-15Lapointe ChristopherBuy36.59K——
2026-06-15Lapointe ChristopherBuy52.95K——
2026-06-15Lapointe ChristopherSell55.22K$16.58915.53K
2026-06-15Lapointe ChristopherSell52.95K——
2026-06-15Lapointe ChristopherSell36.59K——
2026-06-15Lapointe ChristopherSell14.61K——
2026-06-15Noto AnthonyBuy55.19K——
2026-06-15Noto AnthonyBuy154.20K——
2026-06-15Noto AnthonySell187.02K$16.583.10M
2026-06-15Noto AnthonyBuy136.16K——
2026-06-15Noto AnthonySell136.16K——
2026-06-15Noto AnthonySell55.19K——
2026-06-15Noto AnthonySell154.20K——
2026-06-15Keough KelliBuy5.68K——
2026-06-15Keough KelliBuy13.07K——
2026-06-15Keough KelliBuy26.48K——
2026-06-15Keough KelliBuy82.64K——
2026-06-15Keough KelliSell82.64K——
2026-06-15Keough KelliSell26.48K——
2026-06-15Keough KelliSell13.07K——
2026-06-15Keough KelliSell5.68K——
2026-06-15Lavet Robert SBuy36.06K——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 1.03K, holders -3 vs prior quarter. Ownership 51.45%.

HolderSharesChangeChange %Value
BLACKROCK, INC.72.44M2.89M+4.15%1.30B
VANGUARD CAPITAL MANAGEMENT LLC57.93M820.27K+1.44%1.04B
VANGUARD PORTFOLIO MANAGEMENT LLC50.74M-234.98K-0.46%909.77M
SUSQUEHANNA INTERNATIONAL GROUP, LLP48.98M44.21M+926.78%878.20M
JANE STREET GROUP, LLC35.52M17.50M+97.12%636.84M
GOLDMAN SACHS GROUP INC35.21M28.96M+463.32%631.27M
UBS GROUP AG35.17M32.25M+1105.83%630.56M
STATE STREET CORP28.76M1.45M+5.30%515.73M
SUSQUEHANNA INTERNATIONAL GROUP, LLP25.85M21.08M+441.83%463.42M
GEODE CAPITAL MANAGEMENT, LLC23.36M-2.63M-10.11%417.56M
CITADEL ADVISORS LLC20.92M9.88M+89.39%375.14M
JANE STREET GROUP, LLC19.97M1.95M+10.83%358.06M
MORGAN STANLEY19.52M-1.74M-8.17%350.02M
UBS GROUP AG17.95M15.03M+515.44%321.83M
GOLDMAN SACHS GROUP INC16.92M10.67M+170.76%303.42M
D. E. SHAW & CO., INC.14.69M9.16M+165.67%263.42M
CITADEL ADVISORS LLC14.60M3.55M+32.15%261.76M
NORGES BANK13.63M13.63MNew244.39M
MARSHALL WACE, LLP11.70M5.18M+79.42%209.73M
MILLENNIUM MANAGEMENT LLC10.49M9.03M+616.87%188.15M
SUSQUEHANNA INTERNATIONAL GROUP, LLP10.24M5.47M+114.59%183.53M
DIMENSIONAL FUND ADVISORS LP10.00M896.49K+9.84%179.38M
BANK OF AMERICA CORP /DE/9.14M-1.71M-15.74%163.81M
VANGUARD FIDUCIARY TRUST CO8.14M222.47K+2.81%145.96M
NORTHERN TRUST CORP7.62M273.81K+3.73%136.64M

Insights

Revenue by product
PeriodValue
FY2021Financial Services Segment: 54666000.0, Lending Segment: 738323000.0, Technology Platform Segment: 193052000.0
FY2022Financial Services Segment: 167676000.0, Lending Segment: 1139991000.0, Technology Platform Segment: 315133000.0
FY2023Financial Services Segment: 436515000.0, Lending Segment: 1370621000.0, Technology Platform Segment: 352340000.0
FY2024Financial Services Segment: 821511000.0, Lending Segment: 1485222000.0, Technology Platform Segment: 395178000.0
FY2025Financial Services Segment: 1542016000.0, Lending Segment: 1848949000.0, Technology Platform Segment: 450211000.0
Revenue by region
PeriodValue
FY2022Non-US: 68855000.0, UNITED STATES: 1504680000.0
FY2023Non-US: 94677000.0, UNITED STATES: 2028112000.0
FY2024Non-US: 98403000.0, UNITED STATES: 2576456000.0
FY2025Non-US: 248692000.0, UNITED STATES: 3364662000.0

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SoFi Technologies (SOFI) Stock Insights

SOFI$16.86+0.46 +2.80%

$21.78B

Market Cap

28.35

P/E

28.50

Forward P/E

54

Score

Price History