United Bankshares (UBSI) Stock Insights

UBSI price $47.92 -0.60 -1.23%

Ticker
UBSI
Price
$47.92
Change
-0.60 -1.23%
Market cap ?
$6.53B
P/E ?
13.26
Forward P/E ?
12.85
Dividend yield ?
3.11%
Beta ?
0.74
Sector
Financial Services
Industry
Banks - Regional
Stocklytics score
52
Value
51
Quality
68
Growth
36

Stocklytics score rationale: value 51, quality 68, growth 36.

Financials

2016201720182019202020212022202320242025
538631000753642000841422000910746000113779000010592390001145514000152885000016207070001820595000

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking…

Fair value

UBSI fair value Not meaningful. Price $47.92.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

No estimate. Cash-flow models don't suit banks

Compare UBSI

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-28—0.96—332.73M
2026-10-220.940.93325.10M327.23M
2026-07-230.950.89323.82M320.07M
2026-04-230.890.85316.58M315.20M
2026-01-220.910.86318.39M315.60M
2025-10-230.920.81324.10M309.06M
2025-07-240.850.77305.39M308.30M
2025-04-240.590.66289.02M278.75M
2025-01-240.690.67261.04M273.71M
2024-10-240.700.67261.17M259.88M
2024-07-250.710.64254.29M255.55M
2024-04-250.640.65253.15M257.63M
2024-01-260.590.66261.95M259.09M
2023-10-250.710.65260.41M256.20M
2023-07-270.680.66260.39M260.68M
2023-04-260.730.74264.70M274.77M
2023-01-260.740.78276.88M277.36M
2022-10-270.760.66270.89M263.70M
2022-07-280.710.62256.69M251.42M
2022-04-260.600.60246.79M244.41M
2022-01-270.560.56246.62M244.71M
2021-10-260.710.66246.57M244.85M
2021-07-230.730.71245.41M244.85M
2021-04-230.830.73279.96M271.85M
2021-01-280.710.59282.17M251.09M
2020-10-230.800.51315.15M134.05M
2020-07-240.440.43256.09M194.20M
2020-04-300.400.49216.67M218.45M
2020-01-290.620.61178.05M175.13M
2019-10-240.650.63183.56M178.48M
2019-07-250.660.64189.79M184.58M
2019-04-250.620.61174.91M172.56M
2019-01-290.620.61173.23M170.39M
2018-10-250.620.63179.98M183.41M
2018-07-260.630.61184.65M179.22M
2018-04-260.590.60174.77M178.17M
2018-01-300.530.51187.17M148.88M
2017-10-260.540.55188.06M191.99M
2017-07-270.370.50195.01M238.78M
2017-04-270.480.47127.30M125.04M

Dividends

Yield 3.17%. Payout ratio 41.29%. Frequency Quarterly.

Safety score 82/100 · Safe. Payout ratio is 41% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 40 separate years. Yield is 3.2%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-09-11$0.382026-09-112026-10-01Quarterly
2026-06-12$0.382026-06-122026-07-01Quarterly
2026-03-13$0.382026-03-132026-04-01Quarterly
2025-12-12$0.382025-12-122026-01-02Quarterly
2025-09-12$0.372025-09-122025-10-01Quarterly
2025-06-13$0.372025-06-132025-07-01Quarterly
2025-03-14$0.372025-03-142025-04-01Quarterly
2024-12-13$0.372024-12-132025-01-02Quarterly
2024-09-13$0.372024-09-132024-10-01Quarterly
2024-06-14$0.372024-06-142024-07-01Quarterly
2024-03-07$0.372024-03-082024-04-01Quarterly
2023-12-07$0.372023-12-082024-01-02Quarterly
2023-09-07$0.362023-09-082023-10-02Quarterly
2023-06-08$0.362023-06-092023-07-03Quarterly
2023-03-09$0.362023-03-102023-04-03Quarterly
2022-12-08$0.362022-12-092023-01-03Quarterly
2022-09-08$0.362022-09-092022-10-03Quarterly
2022-06-09$0.362022-06-102022-07-01Quarterly
2022-03-10$0.362022-03-112022-04-01Quarterly
2021-12-01$0.362021-12-022022-01-03Quarterly
2021-09-09$0.352021-09-102021-10-01Quarterly
2021-06-10$0.352021-06-112021-07-01Quarterly
2021-03-11$0.352021-03-122021-04-01Quarterly
2020-12-10$0.352020-12-112021-01-04Quarterly
2020-09-10$0.352020-09-112020-10-01Quarterly
2020-06-11$0.352020-06-122020-07-01Quarterly
2020-03-12$0.352020-03-132020-04-01Quarterly
2019-12-12$0.352019-12-132020-01-02Quarterly
2019-09-12$0.342019-09-132019-10-01Quarterly
2019-06-13$0.342019-06-142019-07-01Quarterly
2019-03-07$0.342019-03-082019-04-01Quarterly
2018-12-13$0.342018-12-142019-01-02Quarterly
2018-09-13$0.342018-09-142018-10-01Quarterly
2018-06-07$0.342018-06-082018-07-02Quarterly
2018-03-08$0.342018-03-092018-04-02Quarterly
2017-12-07$0.342017-12-082018-01-02Quarterly
2017-09-07$0.332017-09-082017-10-02Quarterly
2017-06-07$0.332017-06-092017-07-03Quarterly
2017-03-08$0.332017-03-102017-04-03Quarterly
2016-12-07$0.332016-12-092017-01-03Quarterly
2016-09-07$0.332016-09-092016-10-03Quarterly
2016-06-08$0.332016-06-102016-07-01Quarterly
2016-03-09$0.332016-03-112016-04-01Quarterly
2015-12-09$0.332015-12-112016-01-04Quarterly
2015-09-09$0.322015-09-112015-10-01Quarterly
2015-06-10$0.322015-06-122015-07-01Quarterly
2015-03-11$0.322015-03-132015-04-01Quarterly
2014-12-10$0.322014-12-122015-01-02Quarterly
2014-09-10$0.322014-09-122014-10-01Quarterly
2014-06-11$0.322014-06-132014-07-01Quarterly
2014-03-12$0.322014-03-142014-04-01Quarterly
2013-12-11$0.322013-12-132014-01-02Quarterly
2013-09-11$0.312013-09-132013-10-01Quarterly
2013-06-12$0.312013-06-142013-07-01Quarterly
2013-03-06$0.312013-03-082013-04-01Quarterly
2012-12-12$0.312012-12-142013-01-02Quarterly
2012-09-12$0.312012-09-142012-10-01Quarterly
2012-06-06$0.312012-06-082012-07-02Quarterly
2012-03-07$0.312012-03-092012-04-02Quarterly
2011-12-07$0.312011-12-092012-01-03Quarterly
2011-09-07$0.302011-09-092011-10-03Quarterly
2011-06-08$0.302011-06-102011-07-01Quarterly
2011-03-09$0.302011-03-112011-04-01Quarterly
2010-12-08$0.302010-12-102011-01-03Quarterly
2010-09-08$0.302010-09-102010-10-01Quarterly
2010-06-09$0.302010-06-112010-07-01Quarterly
2010-03-10$0.302010-03-122010-04-01Quarterly
2009-12-09$0.302009-12-112010-01-04Quarterly
2009-09-09$0.292009-09-112009-10-01Quarterly
2009-06-10$0.292009-06-122009-07-01Quarterly
2009-03-11$0.292009-03-132009-04-01Quarterly
2008-12-10$0.292008-12-122009-01-02Quarterly
2008-09-10$0.292008-09-122008-10-01Quarterly
2008-06-11$0.292008-06-132008-07-01Quarterly
2008-03-12$0.292008-03-142008-04-01Quarterly
2007-12-12$0.292007-12-142008-01-02Quarterly
2007-09-12$0.282007-09-142007-10-01Quarterly
2007-06-06$0.282007-06-082007-07-02Quarterly
2007-03-07$0.282007-03-092007-04-02Quarterly
2006-12-06$0.282006-12-082007-01-02Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-10-01WINTER P CLINTONBuy490$46.0522.56K
2026-09-01NESSELROAD MARK RSell3.20K$46.42148.54K
2026-08-31WINTER P CLINTONBuy609$47.1828.73K
2026-08-04WINTER P CLINTONBuy51$48.772.49K
2026-07-30WINTER P CLINTONBuy158$48.567.67K
2026-07-01WINTER P CLINTONBuy470$46.3721.79K
2026-06-01WINTER P CLINTONBuy7$42.31296
2026-05-15WINTER P CLINTONBuy744$42.0631.29K
2026-04-01WINTER P CLINTONBuy512$42.0321.52K
2026-03-04WINTER P CLINTONBuy62——
2026-02-25WINTER P CLINTONBuy710——
2026-02-23Tatterson William MarkBuy9.25K——
2026-02-23Tatterson William MarkSell1.33K$44.2858.85K
2026-02-23Tatterson William MarkSell4.20K$44.28185.89K
2026-02-23Gurtis Julie RSell898$44.2839.76K
2026-02-23Humphrey Matthew LSell1.02K$44.2845.08K
2026-02-23Draber Ross MBuy3.70K——
2026-02-23Draber Ross MSell532$44.2823.56K
2026-02-23Draber Ross MSell1.80K$44.2879.70K
2026-02-23Williams Darren KBuy4.25K——
2026-02-23Williams Darren KSell612$44.2827.10K
2026-02-23Williams Darren KSell2.05K$44.2890.77K
2026-02-23Ernest Douglas BryanBuy3.75K——
2026-02-23Ernest Douglas BryanSell540$44.2823.91K
2026-02-23Ernest Douglas BryanSell1.83K$44.2881.25K
2026-02-23ADAMS RICHARD M SRBuy16.01K——
2026-02-23ADAMS RICHARD M SRSell2.30K$44.28101.80K
2026-02-23ADAMS RICHARD M SRSell7.26K$44.28321.47K
2026-02-23ADAMS RICHARD M JRBuy17.09K——
2026-02-23ADAMS RICHARD M JRSell2.45K$44.28108.66K
2026-02-23ADAMS RICHARD M JRSell7.75K$44.28343.13K
2026-02-23Proctor MichaelSell249$44.2811.03K
2026-02-23KAYES HENRY M JRSell413$44.2818.29K
2026-02-23CONSAGRA JAMES J JRBuy13.98K——
2026-02-23CONSAGRA JAMES J JRSell2.01K$44.2888.91K
2026-02-23CONSAGRA JAMES J JRSell6.34K$44.28280.74K
2026-02-23Mildren Charles J.Sell280$44.2812.40K
2026-02-23Schultheis Anna JSell218$44.289.65K
2026-02-23Shaver Ami LSell310$44.2813.73K
2026-02-22Tatterson William MarkSell1.89K$44.2883.56K
2026-02-22Gurtis Julie RSell996$44.2844.10K
2026-02-22Humphrey Matthew LSell1.14K$44.2850.35K
2026-02-22Draber Ross MSell748$44.2833.12K
2026-02-22Williams Darren KSell841$44.2837.24K
2026-02-22Ernest Douglas BryanSell748$44.2833.12K
2026-02-22ADAMS RICHARD M SRSell3.92K$44.28173.53K
2026-02-22ADAMS RICHARD M JRSell4.40K$44.28194.79K
2026-02-22Proctor MichaelSell296$44.2813.11K
2026-02-22KAYES HENRY M JRSell737$44.2832.63K
2026-02-22CONSAGRA JAMES J JRSell2.85K$44.28126.24K
2026-02-22Mildren Charles J.Sell332$44.2814.70K
2026-02-22Schultheis Anna JSell354$44.2815.68K
2026-02-22Shaver Ami LSell369$44.2816.34K
2026-02-20Williams Darren KSell922$44.0740.63K
2026-02-20Tatterson William MarkSell2.07K$44.0791.18K
2026-02-20Shaver Ami LSell368$44.0716.22K
2026-02-20Schultheis Anna JSell353$44.0715.56K
2026-02-20Proctor MichaelSell295$44.0713.00K
2026-02-20Mildren Charles J.Sell331$44.0714.59K
2026-02-20KAYES HENRY M JRSell919$44.0740.50K
2026-02-20Humphrey Matthew LSell1.22K$44.0753.94K
2026-02-20Gurtis Julie RSell1.09K$44.0748.17K
2026-02-20Ernest Douglas BryanSell812$44.0735.78K
2026-02-20Draber Ross MSell922$44.0740.63K
2026-02-20CONSAGRA JAMES J JRSell2.98K$44.07131.50K
2026-02-20ADAMS RICHARD M SRSell3.87K$44.07170.33K
2026-02-20ADAMS RICHARD M JRSell4.53K$44.07199.64K
2026-02-19Gurtis Julie RBuy2.27K$44.0799.99K
2026-02-19Ernest Douglas BryanBuy4.21K$44.07185.67K
2026-02-19MCNAMARA J PAULBuy1.59K——
2026-02-19White Gary GBuy1.59K——
2026-02-19WINTER P CLINTONBuy1.59K——
2026-02-19Weddle Mary KBuy1.59K——
2026-02-19NESSELROAD MARK RBuy1.59K——
2026-02-19Jackson Diana LewisBuy1.59K——
2026-02-19Rice Lacy I IIIBuy1.59K——
2026-02-19DuMond SaraBuy1.59K——
2026-02-19CONVERSE PETER ABuy1.59K——
2026-02-19SMALL ALBERT H JRBuy1.59K——
2026-02-19Harris Patrice ABuy1.59K——
2026-02-19Mildren Charles J.Buy1.81K——
2026-02-19Proctor MichaelBuy1.93K——
2026-02-19Shaver Ami LBuy2.04K——
2026-02-19KAYES HENRY M JRBuy5.45K——
2026-02-19Humphrey Matthew LBuy6.23K——
2026-02-19Williams Darren KBuy4.78K——
2026-02-19Draber Ross MBuy5.98K——
2026-02-19Tatterson William MarkBuy10.73K——
2026-02-19CONSAGRA JAMES J JRBuy17.15K——
2026-02-19ADAMS RICHARD M SRBuy21.55K——
2026-02-19Schultheis Anna JBuy1.93K——
2026-02-19Capito Charles L. JRBuy1.59K——
2026-02-19ADAMS RICHARD M JRBuy26.21K——
2026-01-28Rice Lacy I IIIBuy101$41.594.20K
2026-01-02WINTER P CLINTONBuy548——
2025-12-31KAYES HENRY M JROther0——
2025-12-31KAYES HENRY M JROther0——
2025-12-31KAYES HENRY M JROther0——
2025-12-31KAYES HENRY M JROther0——
2025-12-31Humphrey Matthew LOther0——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 456, holders +34 vs prior quarter. Ownership 75.05%.

HolderSharesChangeChange %Value
BLACKROCK, INC.20.19M21.37K+0.11%925.21M
STATE STREET CORP8.64M666.71K+8.36%399.13M
DIMENSIONAL FUND ADVISORS LP7.69M30.06K+0.39%352.50M
VANGUARD PORTFOLIO MANAGEMENT LLC7.28M3.38K+0.05%333.68M
VANGUARD CAPITAL MANAGEMENT LLC6.25M-98.07K-1.55%286.29M
GEODE CAPITAL MANAGEMENT, LLC4.11M166.61K+4.23%188.33M
EARNEST PARTNERS LLC3.97M-163.85K-3.96%181.97M
VICTORY CAPITAL MANAGEMENT INC2.95M-172.78K-5.54%135.07M
AQR CAPITAL MANAGEMENT LLC2.29M-85.12K-3.58%104.36M
NORTHERN TRUST CORP1.71M59.18K+3.59%78.28M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.1.67M1.67MNew76.39M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC1.67M-28.07K-1.66%76.39M
NORGES BANK1.57M1.57MNew72.00M
GOLDMAN SACHS GROUP INC1.57M-766-0.05%71.91M
SILVERCREST ASSET MANAGEMENT GROUP LLC1.56M-99.23K-5.99%71.35M
MORGAN STANLEY1.50M-112.09K-6.97%68.55M
BANK OF AMERICA CORP /DE/1.41M-217.93K-13.35%64.80M
FISHER ASSET MANAGEMENT, LLC1.40M184.70K+15.25%63.97M
BANK OF NEW YORK MELLON CORP1.33M-31.94K-2.34%60.97M
FULLER & THALER ASSET MANAGEMENT, INC.1.27M-53.29K-4.01%58.40M
VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P.1.14M307.04K+36.89%52.22M
BNP PARIBAS ASSET MANAGEMENT HOLDING S.A.982.83K-1.86K-0.19%45.04M
VANGUARD FIDUCIARY TRUST CO915.92K11.28K+1.25%41.98M
PROSHARE ADVISORS LLC775.55K-3.17K-0.41%35.54M
NUVEEN, LLC775.09K-127.45K-14.12%35.52M

Insights

Revenue by product
PeriodValue
FY2018Credit Card: 5168000.0, Deposit Account: 33973000.0, Fiduciary and Trust: 9347000.0, Financial Service, Other: 2228000.0, Mortgage Banking: 58109000.0, Service, Other: 12930000.0
FY2019Credit Card: 4674000.0, Deposit Account: 33768000.0, Fiduciary and Trust: 10136000.0, Financial Service, Other: 2241000.0, Mortgage Banking: 76951000.0, Service, Other: 13873000.0
FY2020Credit Card: 4066000.0, Deposit Account: 34833000.0, Fiduciary and Trust: 11758000.0, Financial Service, Other: 2596000.0, Mortgage Banking: 266094000.0, Service, Other: 13903000.0
FY2021Credit Card: 5485000.0, Deposit Account: 38689000.0, Fiduciary and Trust: 15559000.0, Financial Service, Other: 2990000.0, Mortgage Banking: 171692000.0, Service, Other: 16552000.0
FY2022Credit Card: 6580000.0, Deposit Account: 40557000.0, Fiduciary and Trust: 16412000.0, Financial Service, Other: 3267000.0, Mortgage Banking: 42690000.0, Service, Other: 17216000.0
FY2023Credit Card: 7013000.0, Deposit Account: 37076000.0, Fiduciary and Trust: 16911000.0, Financial Service, Other: 3861000.0, Mortgage Banking: 26593000.0, Service, Other: 18318000.0
FY2024Credit Card: 7059000.0, Deposit Account: 37183000.0, Fiduciary and Trust: 20277000.0, Financial Service, Other: 3485000.0, Mortgage Banking: 16057000.0, Service, Other: 19450000.0
FY2025Credit Card: 7913000.0, Deposit Account: 38995000.0, Fiduciary and Trust: 22729000.0, Financial Service, Other: 4629000.0, Mortgage Banking: 9567000.0, Service, Other: 19762000.0

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United Bankshares (UBSI) Stock Insights

UBSI$47.92-0.60 -1.23%

$6.53B

Market Cap

13.26

P/E

12.85

Forward P/E

52

Score

Price History