Visa (V) Stock Insights

V price $400.60 -1.26 -0.31%

Ticker
V
Price
$400.60
Change
-1.26 -0.31%
Market cap ?
$748.16B
P/E ?
21.89
Forward P/E ?
26.63
Dividend yield ?
0.67%
Beta ?
0.77
Sector
Financial Services
Industry
Financial - Credit Services
Stocklytics score
59
Value
25
Quality
76
Growth
75

Stocklytics score rationale: value 25, quality 76, growth 75.

Financials

2017201820192020202120222023202420252026
18358000000206090000002297700000021846000000241050000002931000000032653000000359260000004000000000045903000000

Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction…

Fair value

V fair value $366.09. Price $400.60. Price is 9% above fair value.

Above fair value, and more expensive than usual. A larger premium than on 68% of days in the past 5 years.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

Calculated with a 10-year free-cash-flow discount. Starting free cash flow 22.06B. Growth 14.08%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 8.70% (beta 0.8). Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 1.87B. Net debt 9.13B. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.

Compare V

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-28—3.63—12.19B
2026-10-273.483.4412.14B12.09B
2026-07-283.323.2311.63B11.40B
2026-04-283.313.1011.23B10.75B
2026-01-293.173.1410.90B10.69B
2025-10-282.982.9710.72B10.62B
2025-07-292.982.8510.17B9.85B
2025-04-292.762.689.59B9.55B
2025-01-302.752.669.51B9.35B
2024-10-292.712.589.62B9.49B
2024-07-232.422.428.90B8.92B
2024-04-232.512.448.78B8.62B
2024-01-252.412.348.63B8.55B
2023-10-242.332.248.61B8.56B
2023-07-252.162.128.12B8.06B
2023-04-252.091.997.99B7.80B
2023-01-262.182.017.94B7.70B
2022-10-251.931.867.79B7.55B
2022-07-261.981.757.28B7.08B
2022-04-261.791.657.19B6.83B
2022-01-271.811.707.06B6.60B
2021-10-261.621.546.56B6.51B
2021-07-271.491.356.13B6.53B
2021-04-271.381.275.73B5.54B
2021-01-281.421.285.69B5.53B
2020-10-281.121.095.10B16.55B
2020-07-281.071.034.84B4.66B
2020-04-301.381.355.85B5.73B
2020-01-301.461.466.05B6.05B
2019-10-241.471.436.14B5.97B
2019-07-231.371.325.84B5.63B
2019-04-241.311.245.49B5.20B
2019-01-301.301.255.51B5.29B
2018-10-241.211.205.43B5.39B
2018-07-251.201.095.24B4.76B
2018-04-251.111.025.07B4.66B
2018-02-011.080.994.86B4.46B
2017-10-250.900.854.86B4.59B
2017-07-200.860.814.57B4.30B
2017-04-200.860.794.48B4.11B

Dividends

Yield 0.67%. Payout ratio 21.75%. Frequency Quarterly.

Safety score 91/100 · Safe. Payout ratio is 22% of earnings. Dividends use less than 40% of free cash flow. Dividends were paid in 19 separate years. Yield is 0.7%, which is modest.

Ex-dateDividendRecordPaymentFrequency
2026-08-11$0.672026-08-112026-09-01Quarterly
2026-05-12$0.672026-05-122026-06-01Quarterly
2026-02-10$0.672026-02-102026-03-02Quarterly
2025-11-12$0.672025-11-122025-12-01Quarterly
2025-08-12$0.592025-08-122025-09-02Quarterly
2025-05-13$0.592025-05-132025-06-02Quarterly
2025-02-11$0.592025-02-112025-03-03Quarterly
2024-11-12$0.592024-11-122024-12-02Quarterly
2024-08-09$0.522024-08-092024-09-03Quarterly
2024-05-16$0.522024-05-172024-06-03Quarterly
2024-02-08$0.522024-02-092024-03-01Quarterly
2023-11-08$0.522023-11-092023-12-01Quarterly
2023-08-10$0.452023-08-112023-09-01Quarterly
2023-05-11$0.452023-05-122023-06-01Quarterly
2023-02-09$0.452023-02-102023-03-01Quarterly
2022-11-09$0.452022-11-112022-12-01Quarterly
2022-08-11$0.382022-08-122022-09-01Quarterly
2022-05-12$0.382022-05-132022-06-01Quarterly
2022-02-10$0.382022-02-112022-03-01Quarterly
2021-11-10$0.382021-11-122021-12-07Quarterly
2021-08-12$0.322021-08-132021-09-01Quarterly
2021-05-13$0.322021-05-142021-06-01Quarterly
2021-02-11$0.322021-02-122021-03-01Quarterly
2020-11-12$0.322020-11-132020-12-01Quarterly
2020-08-13$0.302020-08-142020-09-01Quarterly
2020-05-13$0.302020-05-142020-06-02Quarterly
2020-02-13$0.302020-02-142020-03-03Quarterly
2019-11-14$0.302019-11-152019-12-03Quarterly
2019-08-15$0.252019-08-162019-09-03Quarterly
2019-05-16$0.252019-05-172019-06-04Quarterly
2019-02-14$0.252019-02-152019-03-05Quarterly
2018-11-15$0.252018-11-162018-12-04Quarterly
2018-08-16$0.212018-08-172018-09-04Quarterly
2018-05-17$0.212018-05-182018-06-05Quarterly
2018-02-15$0.212018-02-162018-03-06Quarterly
2017-11-16$0.202017-11-172017-12-05Quarterly
2017-08-16$0.172017-08-182017-09-05Quarterly
2017-05-17$0.172017-05-192017-06-06Quarterly
2017-02-15$0.172017-02-172017-03-07Quarterly
2016-11-16$0.172016-11-182016-12-06Quarterly
2016-08-17$0.142016-08-192016-09-06Quarterly
2016-05-11$0.142016-05-132016-06-07Quarterly
2016-02-17$0.142016-02-192016-03-01Quarterly
2015-11-10$0.142015-11-132015-12-01Quarterly
2015-08-12$0.122015-08-142015-09-01Quarterly
2015-05-13$0.122015-05-152015-06-02Quarterly
2015-02-11$0.122015-02-132015-03-03Quarterly
2014-11-12$0.122014-11-142014-12-02Quarterly
2014-08-13$0.102014-08-152014-09-03Quarterly
2014-05-14$0.102014-05-162014-06-03Quarterly
2014-02-12$0.102014-02-142014-03-04Quarterly
2013-11-13$0.102013-11-152013-12-03Quarterly
2013-08-14$0.082013-08-162013-09-04Quarterly
2013-05-15$0.082013-05-172013-06-04Quarterly
2013-02-13$0.082013-02-152013-03-05Quarterly
2012-11-14$0.082012-11-162012-12-04Quarterly
2012-08-15$0.062012-08-172012-09-04Quarterly
2012-05-16$0.062012-05-182012-06-05Quarterly
2012-02-15$0.062012-02-172012-03-06Quarterly
2011-11-16$0.062011-11-182011-12-06Quarterly
2011-08-17$0.042011-08-192011-09-07Quarterly
2011-05-18$0.042011-05-202011-06-07Quarterly
2011-02-09$0.042011-02-112011-03-01Quarterly
2010-11-17$0.042010-11-192010-12-07Quarterly
2010-08-11$0.032010-08-132010-09-01Quarterly
2010-05-12$0.032010-05-142010-06-02Quarterly
2010-02-10$0.032010-02-122010-03-02Quarterly
2009-11-12$0.032009-11-162009-12-01Quarterly
2009-08-12$0.032009-08-142009-09-01Quarterly
2009-05-13$0.032009-05-152009-06-02Quarterly
2009-02-11$0.032009-02-132009-03-03Quarterly
2008-11-12$0.032008-11-142008-12-02Quarterly
2008-08-13$0.032008-08-152008-08-29Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-10-01MCINERNEY RYANSell5.88K$134.76791.72K
2026-10-01MCINERNEY RYANBuy5.88K$134.76791.72K
2026-10-01MCINERNEY RYANSell5.88K$358.812.11M
2026-09-09ROTTENBERG JULIE BBuy1.87K$134.76251.60K
2026-09-09ROTTENBERG JULIE BSell1.87K$368.34687.69K
2026-09-09ROTTENBERG JULIE BSell1.87K$134.76251.60K
2026-09-01MCINERNEY RYANSell5.88K$134.76791.72K
2026-09-01MCINERNEY RYANBuy5.88K$134.76791.72K
2026-09-01MCINERNEY RYANSell5.88K$379.652.23M
2026-08-31ROTTENBERG JULIE BBuy2.03K$109.82222.71K
2026-08-31ROTTENBERG JULIE BSell2.03K$381.35773.38K
2026-08-31ROTTENBERG JULIE BSell2.03K$109.82222.71K
2026-08-21Taneja RajatSell17.93K$371.006.65M
2026-08-21MCINERNEY RYANSell5.88K$134.76791.72K
2026-08-21MCINERNEY RYANBuy5.88K$134.76791.72K
2026-08-21MCINERNEY RYANSell5.88K$367.872.16M
2026-08-15ANDRESKI PETER MBuy4.17K——
2026-08-15ANDRESKI PETER MSell1.71K$364.15624.15K
2026-08-15ANDRESKI PETER MBuy5.49K——
2026-08-15ANDRESKI PETER MSell4.17K——
2026-08-15Suh ChrisBuy15.29K——
2026-08-15Suh ChrisSell6.99K$364.152.55M
2026-08-15Suh ChrisSell15.29K——
2026-07-30MAHON TULLIER KELLYBuy37.28K$109.824.09M
2026-07-30MAHON TULLIER KELLYSell37.28K$365.0513.61M
2026-07-30MAHON TULLIER KELLYSell19.99K$364.817.29M
2026-07-30MAHON TULLIER KELLYSell37.28K$109.824.09M
2026-07-02ROTTENBERG JULIE BBuy2.03K$109.82222.61K
2026-07-02ROTTENBERG JULIE BSell2.03K$360.00729.72K
2026-07-02ROTTENBERG JULIE BSell2.03K$109.82222.61K
2026-07-01MCINERNEY RYANBuy10.49K$109.821.15M
2026-07-01MCINERNEY RYANSell8.85K$343.883.04M
2026-07-01MCINERNEY RYANSell1.64K$344.55564.36K
2026-07-01MCINERNEY RYANSell10.49K$109.821.15M
2026-06-29MCINERNEY RYANBuy20.97K$109.822.30M
2026-06-29MCINERNEY RYANSell20.97K$340.257.13M
2026-06-29MCINERNEY RYANSell20.97K$109.822.30M
2026-05-12Suh ChrisSell10.64K$324.813.46M
2026-04-29MCINERNEY RYANBuy31.45K$109.823.45M
2026-04-29MCINERNEY RYANSell31.45K$109.823.45M
2026-04-29MCINERNEY RYANSell31.45K$340.1410.70M
2026-03-11CARNEY LLOYDSell650$309.62201.25K
2026-02-15Taneja RajatBuy35.54K——
2026-02-15Taneja RajatSell17.61K$314.085.53M
2026-02-15Taneja RajatBuy35.54K——
2026-02-15Taneja RajatSell35.54K——
2026-02-15MAHON TULLIER KELLYBuy35.54K——
2026-02-15MAHON TULLIER KELLYSell17.55K$314.085.51M
2026-02-15MAHON TULLIER KELLYBuy35.54K——
2026-02-15MAHON TULLIER KELLYSell35.54K——
2026-02-15Fabara Paul DBuy21.32K——
2026-02-15Fabara Paul DSell10.42K$314.083.27M
2026-02-15Fabara Paul DBuy21.32K——
2026-02-15Fabara Paul DSell21.32K——
2026-02-15MCINERNEY RYANBuy10.66K——
2026-02-15MCINERNEY RYANSell5.98K$314.081.88M
2026-02-15MCINERNEY RYANBuy10.66K——
2026-02-15MCINERNEY RYANBuy1.09K——
2026-02-15MCINERNEY RYANSell10.66K——
2026-02-15MCINERNEY RYANSell1.09K——
2026-01-27Fernandez-Carbajal Francisco JavierBuy861——
2026-01-27Rendle Linda JBuy861——
2026-01-27CARNEY LLOYDBuy861——
2026-01-27MORRISON DENISE MBuy861——
2026-01-27List TeriBuy861——
2026-01-27Crawford Kermit RBuy861——
2026-01-27LUNDGREN JOHN FBuy861——
2026-01-27Murphy PamBuy861——
2026-01-27WEBB MAYNARD G JRBuy861——
2026-01-27Ready William JBuy861——
2026-01-02MCINERNEY RYANSell10.48K$109.821.15M
2026-01-02MCINERNEY RYANBuy10.48K$109.821.15M
2026-01-02MCINERNEY RYANSell10.48K$349.183.66M
2025-12-11ROTTENBERG JULIE BBuy2.03K$109.82222.61K
2025-12-11ROTTENBERG JULIE BSell2.03K$345.00699.32K
2025-12-11ROTTENBERG JULIE BSell2.03K$109.82222.61K
2025-12-11MCINERNEY RYANSell10.48K$109.821.15M
2025-12-11MCINERNEY RYANBuy10.48K$109.821.15M
2025-12-11MCINERNEY RYANSell10.48K$340.073.57M
2025-12-04MAHON TULLIER KELLYSell1.53K——
2025-12-02Fabara Paul DSell7.56K$331.452.50M
2025-12-02Taneja RajatSell23.74K$330.147.84M
2025-11-30Fabara Paul DBuy15.44K——
2025-11-30Fabara Paul DSell7.88K$334.442.64M
2025-11-30Fabara Paul DBuy15.44K——
2025-11-30Fabara Paul DSell15.44K——
2025-11-30Taneja RajatBuy48.24K——
2025-11-30Taneja RajatSell24.50K$334.448.19M
2025-11-30Taneja RajatBuy48.24K——
2025-11-30Taneja RajatSell48.24K——
2025-11-30ROTTENBERG JULIE BBuy9.65K——
2025-11-30ROTTENBERG JULIE BSell4.90K$334.441.64M
2025-11-30ROTTENBERG JULIE BBuy9.65K——
2025-11-30ROTTENBERG JULIE BSell9.65K——
2025-11-30MAHON TULLIER KELLYBuy27.79K——
2025-11-30MAHON TULLIER KELLYSell14.09K$334.444.71M
2025-11-30MAHON TULLIER KELLYBuy27.79K——
2025-11-30MAHON TULLIER KELLYSell27.79K——
2025-11-30MCINERNEY RYANBuy52.10K——
2025-11-30MCINERNEY RYANBuy52.10K——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 4.73K, holders +129 vs prior quarter. Ownership 78.89%.

HolderSharesChangeChange %Value
BLACKROCK, INC.137.67M1.48M+1.09%47.23B
VANGUARD CAPITAL MANAGEMENT LLC106.15M-854.67K-0.80%36.42B
STATE STREET CORP82.87M566.19K+0.69%28.43B
MORGAN STANLEY45.96M-19.60K-0.04%15.77B
GEODE CAPITAL MANAGEMENT, LLC45.29M401.64K+0.89%15.53B
FMR LLC42.93M-1.98M-4.41%14.73B
VANGUARD PORTFOLIO MANAGEMENT LLC36.84M-760.20K-2.02%12.64B
PRICE T ROWE ASSOCIATES INC /MD/35.47M-5.60M-13.64%12.17B
TCI FUND MANAGEMENT LTD30.49M26.00K+0.09%10.46B
CAPITAL WORLD INVESTORS28.27M3.09M+12.28%9.70B
CAPITAL INTERNATIONAL INVESTORS24.44M733.79K+3.09%8.39B
BANK OF AMERICA CORP /DE/23.17M290.36K+1.27%7.95B
NORTHERN TRUST CORP17.46M-188.13K-1.07%5.99B
NORGES BANK16.22M16.22MNew5.56B
GOLDMAN SACHS GROUP INC15.84M-241.04K-1.50%5.43B
UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC15.72M1.81M+13.00%5.39B
ALLIANCEBERNSTEIN L.P.17.61M-549.71K-3.03%5.32B
CHARLES SCHWAB INVESTMENT MANAGEMENT INC14.50M817.81K+5.98%4.98B
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.14.50M14.50MNew4.98B
WELLS FARGO & COMPANY/MN13.86M5.60M+67.86%4.76B
JPMORGAN CHASE & CO13.15M-479.37K-3.52%4.49B
UBS GROUP AG12.70M648.49K+5.38%4.36B
ROYAL BANK OF CANADA12.40M-115.32K-0.92%4.26B
AMERIPRISE FINANCIAL INC12.35M1.34M+12.17%4.25B
LEGAL & GENERAL GROUP PLC11.90M-654.51K-5.21%4.08B

Insights

Revenue by product
PeriodValue
FY2019Client Incentives: -6173000000.0, Data Processing Revenues: 10333000000.0, International Transaction Revenues: 7804000000.0, Service: 9700000000.0, Service, Other: 1313000000.0
FY2020Client Incentives: -6664000000.0, Data Processing Revenues: 10975000000.0, International Transaction Revenues: 6299000000.0, Service: 9804000000.0, Service, Other: 1432000000.0
FY2021Client Incentives: -8367000000.0, Data Processing Revenues: 12792000000.0, International Transaction Revenues: 6530000000.0, Service: 11475000000.0, Service, Other: 1675000000.0
FY2022Client Incentives: -10295000000.0, Data Processing Revenues: 14438000000.0, International Transaction Revenues: 9815000000.0, Service: 13361000000.0, Service, Other: 1991000000.0
FY2023Client Incentives: -12297000000.0, Data Processing Revenues: 16007000000.0, International Transaction Revenues: 11638000000.0, Service: 14826000000.0, Service, Other: 2479000000.0
FY2024Client Incentives: -13764000000.0, Data Processing Revenues: 17714000000.0, International Transaction Revenues: 12665000000.0, Service: 16114000000.0, Service, Other: 3197000000.0
FY2025Client Incentives: -15751000000.0, Data Processing Revenues: 19993000000.0, International Transaction Revenues: 14166000000.0, Service: 17539000000.0, Service, Other: 4053000000.0
Revenue by region
PeriodValue
FY2019Non-US: 12698000000.0, UNITED STATES: 10279000000.0
FY2020Non-US: 11721000000.0, UNITED STATES: 10125000000.0
FY2021Non-US: 12945000000.0, UNITED STATES: 11160000000.0
FY2022Non-US: 16459000000.0, UNITED STATES: 12851000000.0
FY2023Non-US: 18515000000.0, UNITED STATES: 14138000000.0
FY2024Non-US: 21146000000.0, UNITED STATES: 14780000000.0
FY2025Non-US: 24367000000.0, UNITED STATES: 15633000000.0

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Visa (V) Stock Insights

V$400.60-1.26 -0.31%

$748.16B

Market Cap

21.89

P/E

26.63

Forward P/E

59

Score

Price History