Waterstone Financial (WSBF) Stock Insights

WSBF price $19.77 -0.04 -0.20%

Ticker
WSBF
Price
$19.77
Change
-0.04 -0.20%
Market cap ?
$355.41M
P/E ?
11.52
Dividend yield ?
3.33%
Beta ?
0.74
Sector
Financial Services
Industry
Banks - Regional
Stocklytics score
47
Value
49
Quality
48
Growth
45

Stocklytics score rationale: value 49, quality 48, growth 45.

Financials

2016201720182019202020212022202320242025
187226000188446000188527000207203000317855000268468000171056000176965000199380000201607000

Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and…

Fair value

WSBF fair value Not meaningful. Price $19.77.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

No estimate. Cash-flow models don't suit banks

Compare WSBF

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-28—0.62—67.60M
2026-10-28—0.66—65.80M
2026-07-230.490.667.29M65.80M
2026-04-230.340.6649.24M65.80M
2026-01-280.440.3331.84M41.30M
2025-10-230.450.3034.07M39.50M
2025-07-220.430.2637.18M38.30M
2025-04-220.170.1332.38M32.40M
2025-01-280.280.1828.63M35.00M
2024-10-220.260.2334.22M36.60M
2024-07-250.310.2636.20M37.70M
2024-04-300.200.0732.35M28.20M
2024-01-30-0.000.1542.81M11.99M
2023-10-250.160.2347.88M12.20M
2023-07-250.200.2746.84M13.90M
2023-04-250.100.0739.43M14.40M
2023-01-260.040.1532.71M35.60M
2022-10-260.250.2942.80M39.40M
2022-07-210.360.3730.50M46.70M
2022-04-210.230.3041.68M47.00M
2022-01-270.530.4855.19M55.70M
2021-10-190.790.6169.31M14.10M
2021-07-200.740.6268.67M14.10M
2021-04-260.890.6672.83M13.30M
2021-01-281.170.7588.49M13.40M
2020-10-261.080.5593.97M60.03M
2020-07-270.850.3685.56M70.56M
2020-04-280.270.3149.84M50.51M
2020-01-300.340.2553.34M43.30M
2019-10-230.420.3157.01M37.38M
2019-07-240.370.3054.22M36.93M
2019-04-230.240.1942.62M29.44M
2019-01-300.210.2441.59M43.99M
2018-10-230.310.2852.27M43.27M
2018-07-310.340.3250.78M44.27M
2018-04-240.250.2141.16M32.19M
2018-01-300.210.2145.50M41.51M
2017-10-240.280.2950.51M47.73M
2017-07-260.320.3053.78M46.61M
2017-04-280.240.1841.72M28.38M

Dividends

Yield 3.34%. Payout ratio 35.94%. Frequency Quarterly.

Safety score 82/100 · Safe. Payout ratio is 36% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 13 separate years. Yield is 3.3%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-10-08$0.172026-10-082026-11-02Quarterly
2026-07-08$0.172026-07-082026-08-03Quarterly
2026-04-08$0.172026-04-082026-05-01Quarterly
2026-01-08$0.152026-01-082026-02-02Quarterly
2025-10-08$0.152025-10-082025-11-03Quarterly
2025-07-08$0.152025-07-082025-08-01Quarterly
2025-04-08$0.152025-04-082025-05-01Quarterly
2025-01-08$0.152025-01-082025-02-03Quarterly
2024-10-08$0.152024-10-082024-11-01Quarterly
2024-07-08$0.152024-07-082024-08-01Quarterly
2024-04-05$0.152024-04-082024-05-01Quarterly
2024-01-05$0.152024-01-082024-02-01Quarterly
2023-10-05$0.152023-10-092023-11-01Quarterly
2023-07-07$0.202023-07-102023-08-02Quarterly
2023-04-06$0.202023-04-102023-05-02Quarterly
2023-01-06$0.202023-01-092023-02-01Quarterly
2022-10-06$0.202022-10-102022-11-01Quarterly
2022-07-08$0.202022-07-112022-08-02Quarterly
2022-04-08$0.202022-04-112022-05-03Semi-Annual
2022-01-07$0.702022-01-102022-02-01Special
2021-10-07$0.202021-10-112021-11-02Quarterly
2021-07-09$0.202021-07-122021-08-03Quarterly
2021-06-10$0.502021-06-112021-06-15Special
2021-04-09$0.202021-04-122021-05-04Quarterly
2021-01-08$0.202021-01-112021-02-02Quarterly
2020-11-30$0.302020-12-012020-12-08Special
2020-10-08$0.122020-10-122020-11-02Quarterly
2020-07-10$0.122020-07-132020-08-03Quarterly
2020-04-08$0.122020-04-102020-05-01Quarterly
2020-03-10$0.502020-03-112020-04-02Special
2020-01-09$0.122020-01-102020-02-03Quarterly
2019-10-10$0.122019-10-112019-11-01Quarterly
2019-07-11$0.122019-07-122019-08-02Quarterly
2019-04-11$0.122019-04-122019-05-03Quarterly
2019-03-20$0.502019-03-212019-04-02Special
2019-01-09$0.122019-01-102019-02-01Quarterly
2018-10-11$0.122018-10-122018-11-02Quarterly
2018-07-11$0.122018-07-122018-08-02Quarterly
2018-04-11$0.122018-04-122018-05-02Quarterly
2018-03-08$0.502018-03-102018-04-02Special
2018-01-11$0.122018-01-122018-02-02Quarterly
2017-10-11$0.122017-10-122017-11-02Quarterly
2017-07-10$0.122017-07-122017-08-02Quarterly
2017-05-10$0.502017-05-122017-06-02Monthly
2017-04-10$0.122017-04-122017-05-02Quarterly
2017-01-06$0.122017-01-102017-02-02Quarterly
2016-10-06$0.082016-10-112016-11-01Quarterly
2016-07-08$0.082016-07-122016-08-02Quarterly
2016-04-08$0.052016-04-122016-05-02Quarterly
2016-01-07$0.052016-01-112016-02-01Quarterly
2015-10-07$0.052015-10-122015-11-02Quarterly
2015-07-08$0.052015-07-102015-08-03Quarterly
2015-04-08$0.052015-04-102015-05-04Quarterly
2015-01-08$0.052015-01-122015-02-02Quarterly
2014-10-08$0.052014-10-112014-11-03Quarterly
2014-07-09$0.052014-07-112014-08-01Quarterly
2014-04-09$0.052014-04-112014-05-02Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-08-13Gordon Ryan JBuy10.00K$17.20172.00K
2026-08-13Gordon Ryan JSell620$21.1013.08K
2026-08-13Gordon Ryan JSell1.30K$21.1127.44K
2026-08-13Gordon Ryan JSell6.24K$21.14131.88K
2026-08-13Gordon Ryan JSell10.00K$17.20172.00K
2026-05-21Gerke Mark RaymondBuy10.00K$14.98149.80K
2026-05-21Gerke Mark RaymondSell10.00K$18.34183.44K
2026-05-21Gerke Mark RaymondSell10.00K$14.98149.80K
2026-02-18Gordon Douglas SSell2.88K$18.1152.16K
2026-02-06Gordon Douglas SSell6.76K$18.27123.56K
2026-02-05Gordon Douglas SSell18.72K$18.25341.57K
2026-02-04Gordon Douglas SSell15.00K$18.55278.26K
2026-02-04Lawton Patrick SSell19.25K$18.64358.91K
2026-02-03Lawton Patrick SSell30.00K$18.53555.90K
2026-02-02Glynn Julie AnnBuy20.00K$17.35347.00K
2026-02-02Glynn Julie AnnSell20.00K$18.17363.41K
2026-02-02Glynn Julie AnnSell929$18.6917.36K
2026-02-02Glynn Julie AnnSell20.00K$17.35347.00K
2025-10-27Hansen Michael LSell79.87K$15.161.21M
2025-08-13Hansen Michael LSell109.53K$14.051.54M
2025-08-12Hansen Michael LSell35.29K$13.92491.21K
2025-08-11Hansen Michael LSell2.76K$13.8038.05K
2025-07-25Hansen Michael LSell100$13.801.38K
2025-07-25Hansen Michael LSell761$13.8110.51K
2025-07-25Hansen Michael LSell100$13.821.38K
2025-07-24Hansen Michael LSell36.47K$13.83504.45K
2025-07-22Piotrowski Laura EllenOther0——
2025-07-22Mulroy Molly AOther0——
2025-02-28Gerke Mark RaymondBuy5.00K$12.7563.75K
2025-02-28Gerke Mark RaymondSell2.74K$14.1438.73K
2025-02-28Gerke Mark RaymondSell5.00K$12.7563.75K
2025-02-28Lawton Patrick SBuy37.50K$12.75478.12K
2025-02-28Lawton Patrick SSell37.50K$14.03526.06K
2025-02-28Lawton Patrick SSell37.50K$12.75478.12K
2025-02-13RAPPE KRISTINE ABuy22.18K$12.75282.86K
2025-02-13RAPPE KRISTINE ASell22.18K$14.25316.14K
2025-02-13RAPPE KRISTINE ASell0$12.750
2025-02-11Schmidt Stephen JBuy6.21K$12.7579.19K
2025-02-11Schmidt Stephen JSell6.21K$13.7985.64K
2025-02-11Schmidt Stephen JSell0$12.750
2025-02-06Schmidt Stephen JBuy3.10K$12.7539.49K
2025-02-06Schmidt Stephen JSell3.10K$13.7542.59K
2025-02-06Schmidt Stephen JSell0$12.750
2025-02-05Schmidt Stephen JBuy10.88K$12.75138.78K
2025-02-05Schmidt Stephen JSell10.88K$13.76149.77K
2025-02-05Schmidt Stephen JSell0$12.750
2025-02-05RAPPE KRISTINE ABuy10.27K$12.75130.94K
2025-02-05RAPPE KRISTINE ASell10.27K$13.75141.26K
2025-02-05RAPPE KRISTINE ASell0$12.750
2025-02-04Schmidt Stephen JBuy2.19K$12.7527.99K
2025-02-04Schmidt Stephen JSell2.19K$13.7630.21K
2025-02-04Schmidt Stephen JSell0$12.750
2025-02-04RAPPE KRISTINE ASell0$12.750
2025-02-04RAPPE KRISTINE ABuy4.76K$12.7560.69K
2025-02-04RAPPE KRISTINE ASell4.76K$13.7765.52K
2025-01-31RAPPE KRISTINE ABuy19.88K$12.75253.46K
2025-01-31RAPPE KRISTINE ASell19.88K$12.75253.46K
2025-01-31RAPPE KRISTINE ASell19.88K$13.76273.56K
2025-01-31Schmidt Stephen JBuy14.93K$12.75190.33K
2025-01-31Schmidt Stephen JSell14.93K$13.80205.94K
2025-01-31Schmidt Stephen JSell14.93K$12.75190.33K
2025-01-30RAPPE KRISTINE ASell13.93K$12.75177.62K
2025-01-30RAPPE KRISTINE ABuy13.93K$12.75177.62K
2025-01-30RAPPE KRISTINE ASell13.93K$13.89193.43K
2025-01-30Schmidt Stephen JBuy12.29K$12.75156.71K
2025-01-30Schmidt Stephen JSell12.29K$13.94171.33K
2025-01-30Schmidt Stephen JSell12.29K$12.75156.71K
2024-12-11Schmidt Stephen JBuy478$12.756.09K
2024-12-11Schmidt Stephen JSell181$15.102.73K
2024-12-11Schmidt Stephen JSell8$15.11121
2024-12-11Schmidt Stephen JSell101$15.121.53K
2024-12-11Schmidt Stephen JSell100$15.121.51K
2024-12-11Schmidt Stephen JSell65$15.15985
2024-12-11Schmidt Stephen JSell23$15.16349
2024-12-11Schmidt Stephen JSell478$12.756.09K
2024-11-27Schmidt Stephen JBuy259$12.753.30K
2024-11-27Schmidt Stephen JSell4$15.2561
2024-11-27Schmidt Stephen JSell134$15.282.05K
2024-11-27Schmidt Stephen JSell121$15.291.85K
2024-11-27Schmidt Stephen JSell259$12.753.30K
2024-11-25Schmidt Stephen JBuy2.19K$12.7527.97K
2024-11-25Schmidt Stephen JSell939$15.7514.79K
2024-11-25Schmidt Stephen JSell540$15.768.51K
2024-11-25Schmidt Stephen JSell101$15.771.59K
2024-11-25Schmidt Stephen JSell2$15.7832
2024-11-25Schmidt Stephen JSell7$15.82111
2024-11-25Schmidt Stephen JSell200$15.833.17K
2024-11-25Schmidt Stephen JSell298$15.844.72K
2024-11-25Schmidt Stephen JSell101$15.851.60K
2024-11-25Schmidt Stephen JSell6$15.8795
2024-11-25Schmidt Stephen JSell2.19K$12.7527.97K
2024-11-22Schmidt Stephen JBuy7.28K$12.7592.82K
2024-11-22Schmidt Stephen JSell1.37K$15.2520.89K
2024-11-22Schmidt Stephen JSell549$15.268.38K
2024-11-22Schmidt Stephen JSell124$15.271.89K
2024-11-22Schmidt Stephen JSell514$15.287.85K
2024-11-22Schmidt Stephen JSell29$15.29443
2024-11-22Schmidt Stephen JSell220$15.303.37K
2024-11-22Schmidt Stephen JSell631$15.329.67K
2024-11-22Schmidt Stephen JSell2$15.3431

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 124, holders +3 vs prior quarter. Ownership 57.01%.

HolderSharesChangeChange %Value
BLACKROCK, INC.1.64M135.78K+9.02%34.03M
DIMENSIONAL FUND ADVISORS LP1.42M4.44K+0.31%29.39M
RENAISSANCE TECHNOLOGIES LLC1.05M-42.90K-3.92%21.80M
VANGUARD CAPITAL MANAGEMENT LLC641.00K-59.23K-8.46%13.29M
STATE STREET CORP398.37K3.86K+0.98%8.26M
GEODE CAPITAL MANAGEMENT, LLC388.48K21.80K+5.94%8.05M
AMERICAN CENTURY COMPANIES INC341.97K91.89K+36.74%7.09M
AQR CAPITAL MANAGEMENT LLC259.09K34.30K+15.26%5.37M
CSM ADVISORS, LLC221.07K30.95K+16.28%4.58M
BRIDGEWAY CAPITAL MANAGEMENT, LLC211.38K6.26K+3.05%4.38M
MORGAN STANLEY197.81K44.18K+28.76%4.10M
GOLDMAN SACHS GROUP INC196.66K-57.81K-22.72%4.08M
QUANTINNO CAPITAL MANAGEMENT LP169.42K28.01K+19.81%3.51M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP167.09K00.00%3.46M
DONALD SMITH & CO., INC.164.59K-11.50K-6.53%3.41M
NORTHERN TRUST CORP143.76K3.68K+2.63%2.98M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC129.10K2.31K+1.82%2.68M
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P.129.10K129.10KNew2.68M
QUBE RESEARCH & TECHNOLOGIES LTD119.14K91.30K+328.00%2.47M
EMPOWERED FUNDS, LLC115.28K-7.10K-5.80%2.39M
O'SHAUGHNESSY ASSET MANAGEMENT, LLC113.78K76.94K+208.84%2.36M
VANGUARD PORTFOLIO MANAGEMENT LLC101.89K14.24K+16.24%2.11M
FOURTHSTONE LLC98.91K-192.28K-66.03%2.05M
VANGUARD FIDUCIARY TRUST CO96.68K3.60K+3.87%2.00M
BANK OF NEW YORK MELLON CORP90.56K6.63K+7.90%1.88M

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Waterstone Financial (WSBF) Stock Insights

WSBF$19.77-0.04 -0.20%

$355.41M

Market Cap

11.52

P/E

—

Forward P/E

47

Score

Price History