XBP Global (XBP) Stock Insights
XBP$2.79-0.02 -0.71%
$32.83M
Market Cap
0.03
P/E
0.74
Forward P/E
—
Score
XBP Global (XBP) Stock Insights
XBP price $2.79 -0.02 -0.71%
- Ticker
- XBP
- Price
- $2.79
- Change
- -0.02 -0.71%
- Market cap ?
- $32.83M
- P/E ?
- 0.03
- Forward P/E ?
- 0.74
- Dividend yield ?
- 0.00%
- Beta ?
- -0.47
- Sector
- Technology
- Industry
- Software - Infrastructure
Financials
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 251512000 | 217544000 | 205950000 | 180492000 | 155177000 | 142772000 | 791042000 |
XBP Global Holdings, Inc. is a pan-European firm specializing in comprehensive solutions for bills, payments, and associated services, aiming to facilitate the digital modernization of businesses. The company delivers business process management capabilities through its proprietary software platforms and deep industry insights, acting as a strategic technology and services partner for its clientele. Its operations…
Fair value
XBP fair value $89.50. Price $2.79. Price is 97% below fair value.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
Calculated with a 10-year free-cash-flow discount. Starting free cash flow 71.81M. Growth 2.47%. When analyst earnings forecasts are available, free cash flow in those years is forecast earnings times the company's usual conversion of earnings into free cash flow, kept between 60% and 130%. Years with fewer than 3 analyst estimates are left out. Growth then fades in a straight line to terminal growth by year 10, starting from the last well-covered year's growth, or from the pace across those years when the final year slows sharply, kept between 0% and 20%. Without those forecasts, year-1 growth is analyst revenue growth for the next full fiscal year, or 5-year historical revenue growth when that forecast is missing, held for five years, then fading in a straight line to terminal growth by year 10. Terminal growth 3.00%. Discount rate 10.00%. Beta is kept between 0.8 and 2.0, which on its own would make the discount rate 8.7% to 15.3%. The rate is then capped at 12%. A cap is used because a discount above 12% pushes higher-beta stocks further from the price. The discount rate stays at least 5 percentage points above terminal growth. Shares 11.77M. Net debt 394.08M. The earnings value is next-12-months earnings per share, or trailing earnings when that forecast is missing, times the median P/E of the company's industry. That median uses listed stocks worth at least $10 billion with a positive P/E of 100 or below, and the industry needs at least eight of them. Otherwise the sector median is used when that group also has at least eight, then the market median of those large companies. The multiple used is the lower of that median and 1.25 times the stock's own 10-year median P/E, then kept between 8 and 30. If the stock has no 10-year median, the peer median is kept between 8 and 30. Fair value is the average of the cash-flow value and the earnings value when both exist. Card and credit companies use the earnings value only, because changes in customer receivables distort free cash flow. Model uncertainty is high when fair value is more than 60% from the price, or when most of the cash-flow value sits after year 10.
Model uncertainty high for this stock
Earnings
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2026-11-12 | — | -0.76 | — | 202.60M |
| 2026-08-14 | -1.42 | -1.04 | 191.31M | 197.70M |
| 2026-05-14 | -2.28 | -0.18 | 197.13M | 199.10M |
| 2026-03-30 | -5.06 | — | 504.70M | — |
| 2025-11-14 | -0.04 | — | 209.09M | — |
| 2025-08-14 | -0.10 | — | 39.62M | — |
| 2025-05-15 | -0.12 | — | 37.67M | — |
| 2025-04-07 | -0.09 | — | 35.78M | — |
| 2024-11-12 | -0.04 | — | 35.40M | — |
| 2024-08-12 | -0.16 | — | 33.62M | — |
| 2024-05-13 | -0.07 | — | 38.11M | — |
| 2023-12-30 | -0.23 | — | 32.51M | — |
| 2023-09-30 | -0.10 | — | 37.50M | — |
| 2023-06-30 | -0.02 | — | 42.37M | — |
| 2023-03-31 | -0.08 | — | 42.80M | — |
| 2022-12-30 | -0.04 | — | 43.64M | — |
| 2022-09-30 | -0.18 | — | 39.09M | — |
| 2022-06-29 | -0.09 | — | 45.74M | — |
| 2022-03-30 | 0.04 | — | 52.03M | — |
| 2021-12-30 | 0.12 | — | 55.16M | — |
| 2021-09-29 | -0.03 | — | — | — |
| 2021-06-29 | 0.01 | — | — | — |
| 2021-03-30 | -0.06 | — | — | — |
Dividends
Yield 0.00%. Payout ratio 0.00%. Frequency —.
Safety score 37/100 · Watch. Payout ratio is 0% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. No dividend history was found. There is no dividend yield.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| No data yet. | ||||
Insider trades
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-09-17 | Srivastava Sanjay | Buy | 66.82K | — | — |
| 2026-09-17 | Reynolds James | Buy | 55.03K | — | — |
| 2026-09-17 | Pryor Robert | Buy | 55.03K | — | — |
| 2026-09-17 | Paolillo Regina | Buy | 55.03K | — | — |
| 2026-09-17 | CHADHA PAR | Buy | 70.75K | — | — |
| 2026-09-15 | CHADHA PAR | Buy | 204.95K | $2.83 | 580.00K |
| 2026-09-15 | Avramovic Dejan | Buy | 8.83K | $2.83 | 25.00K |
| 2026-09-15 | Jonovic Andrej | Buy | 31.50K | $2.83 | 89.14K |
| 2026-09-15 | Avenue Global Opportunities Master Fund LP | Buy | 72.39K | $2.83 | 204.88K |
| 2026-09-15 | Avenue RP Opportunities Fund, L.P. | Buy | 325.32K | $2.83 | 920.65K |
| 2026-09-15 | Avenue RP Opportunities Fund, L.P. | Buy | 202.29K | $2.83 | 572.47K |
| 2026-08-10 | Sapru Sandeep Ashok | Other | 0 | — | — |
| 2026-08-10 | Sapru Sandeep Ashok | Other | 0 | — | — |
| 2026-08-10 | Ramanathan Sriram | Other | 0 | — | — |
| 2026-08-10 | Ramanathan Sriram | Other | 0 | — | — |
| 2026-05-19 | Klein Randal T | Buy | 25.00K | $2.44 | 61.10K |
| 2026-04-30 | Jonovic Andrej | Buy | 50.00K | — | — |
| 2026-04-30 | Robu Vitalie | Buy | 12.50K | — | — |
| 2026-04-30 | Robu Vitalie | Sell | 9.19K | $2.90 | 26.64K |
| 2026-04-30 | Avramovic Dejan | Buy | 32.50K | — | — |
| 2026-02-13 | Robu Vitalie | Sell | 6.42K | $7.73 | 49.66K |
| 2026-02-13 | Avramovic Dejan | Sell | 3.01K | $7.73 | 23.24K |
| 2025-10-06 | LUTNICK HOWARD W | Sell | 6.06M | — | — |
| 2025-10-06 | LUTNICK HOWARD W | Sell | 385.00K | $11.50 | 4.43M |
| 2025-10-06 | Lutnick Brandon | Other | 0 | — | — |
| 2025-09-24 | Srivastava Sanjay | Buy | 40.32K | — | — |
| 2025-09-24 | CHADHA PAR | Buy | 53.76K | — | — |
| 2025-09-09 | CHADHA PAR | Buy | 205.86K | — | — |
| 2025-09-09 | Reynolds James | Buy | 205.86K | — | — |
| 2025-09-09 | Paolillo Regina | Buy | 205.86K | — | — |
| 2025-09-09 | Srivastava Sanjay | Buy | 205.86K | — | — |
| 2025-09-09 | Pryor Robert | Buy | 205.86K | — | — |
| 2025-08-25 | Reynolds James | Buy | 50.00K | $0.60 | 29.90K |
| 2025-08-18 | Jonovic Andrej | Buy | 50.00K | $0.64 | 31.84K |
| 2025-08-18 | CHADHA PAR | Buy | 100.00K | $0.60 | 60.28K |
| 2025-08-18 | Klein Randal T | Buy | 150.00K | $0.54 | 80.33K |
| 2025-07-29 | Avenue Global Dislocation Opportunities GenPar, LLC | Other | 0 | — | — |
| 2025-07-29 | Avenue Global Dislocation Opportunities GenPar, LLC | Other | 0 | — | — |
| 2025-07-29 | Avenue Global Dislocation Opportunities GenPar, LLC | Other | 0 | — | — |
| 2025-07-29 | Pryor Robert | Other | 0 | — | — |
| 2025-07-29 | Srivastava Sanjay | Other | 0 | — | — |
| 2025-07-29 | Paolillo Regina | Other | 0 | — | — |
| 2025-07-29 | Avenue Capital Management II, L.P. | Other | 0 | — | — |
| 2025-07-29 | Avenue Capital Management II, L.P. | Other | 0 | — | — |
| 2025-07-29 | Avenue Capital Management II, L.P. | Other | 0 | — | — |
| 2025-07-29 | Klein Randal T | Other | 0 | — | — |
| 2025-07-29 | Exela Technologies, Inc. | Other | 0 | — | — |
| 2025-07-29 | Exela Technologies, Inc. | Other | 6.63M | $4.98 | 33.03M |
| 2025-07-29 | Gates Capital Management, Inc. | Other | 0 | — | — |
| 2025-07-29 | CHADHA PAR | Buy | 22.11M | $0.90 | 19.90M |
| 2025-07-29 | CHADHA PAR | Buy | 6.63M | $4.98 | 33.03M |
| 2025-07-29 | CHADHA PAR | Buy | 1.23M | $0.90 | 1.11M |
| 2025-02-13 | Avramovic Dejan | Buy | 251.34K | — | — |
| 2025-02-13 | Akins Martin P. | Buy | 119.44K | — | — |
| 2025-02-13 | Robu Vitalie | Buy | 410.08K | — | — |
| 2025-02-13 | Jonovic Andrej | Buy | 695.43K | — | — |
| 2025-02-13 | Clark Coley | Buy | 119.44K | — | — |
| 2025-02-13 | Reynolds James | Buy | 119.44K | — | — |
| 2024-06-14 | Robu Vitalie | Buy | 586.45K | — | — |
| 2024-06-14 | Reynolds James | Buy | 65.42K | — | — |
| 2024-06-14 | Jonovic Andrej | Buy | 877.57K | — | — |
| 2024-06-14 | Clark Coley | Buy | 65.42K | — | — |
| 2024-06-14 | CHADHA PAR | Buy | 1.13M | — | — |
| 2024-06-14 | Avramovic Dejan | Buy | 306.07K | — | — |
| 2024-06-14 | Akins Martin P. | Buy | 65.42K | — | — |
| 2024-03-12 | CFAC Holdings VIII, LLC. | Sell | 537.50K | — | — |
| 2023-12-29 | Lutnick Brandon | Other | 385.00K | $11.50 | 4.43M |
| 2023-12-14 | CFAC Holdings VIII, LLC. | Sell | 23.16K | $10.60 | 245.49K |
| 2023-12-14 | CFAC Holdings VIII, LLC. | Sell | 23.16K | $10.60 | 245.49K |
| 2023-12-14 | CFAC Holdings VIII, LLC. | Sell | 40.85K | $11.20 | 457.49K |
| 2023-12-14 | CFAC Holdings VIII, LLC. | Sell | 40.85K | $11.20 | 457.49K |
| 2023-12-14 | CFAC Holdings VIII, LLC. | Sell | 36.67K | $12.21 | 447.74K |
| 2023-12-14 | CFAC Holdings VIII, LLC. | Sell | 36.67K | $12.21 | 447.74K |
| 2023-11-29 | Exela Technologies, Inc. | Other | 0 | — | — |
| 2023-11-29 | Akins Martin P. | Other | 0 | — | — |
| 2023-11-29 | Reynolds James | Other | 0 | — | — |
| 2023-11-29 | Jonovic Andrej | Other | 0 | — | — |
| 2023-11-29 | Avramovic Dejan | Other | 0 | — | — |
| 2023-11-29 | Robu Vitalie | Other | 0 | — | — |
| 2023-11-29 | Clark Coley | Other | 0 | — | — |
| 2023-11-29 | CHADHA PAR | Other | 0 | — | — |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 1.02M | $10.00 | 10.20M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 1.02M | $10.00 | 10.20M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 1.25M | $11.50 | 14.38M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 1.25M | $11.50 | 14.38M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Sell | 1.60M | $9.99 | 15.98M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Sell | 1.60M | $9.99 | 15.98M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 494.60K | — | — |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 494.60K | — | — |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Sell | 733.40K | — | — |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Sell | 733.40K | — | — |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 250.00K | $11.50 | 2.88M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Buy | 250.00K | $11.50 | 2.88M |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Sell | 494.60K | — | — |
| 2023-11-29 | CFAC Holdings VIII, LLC. | Sell | 494.60K | — | — |
| 2023-11-29 | Hochberg Robert | Buy | 11.00K | — | — |
| 2023-11-29 | Hochberg Robert | Sell | 11.00K | — | — |
| 2023-11-29 | Blechman Charlotte | Buy | 11.00K | — | — |
| 2023-11-29 | Blechman Charlotte | Sell | 11.00K | — | — |
Institutional holders
Latest filed quarter: Q2 2026.
Institutions holding: 27, holders -2 vs prior quarter. Ownership 49.75%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| GATES CAPITAL MANAGEMENT, INC. | 3.19M | 0 | 0.00% | 7.41M |
| CANTOR FITZGERALD, L. P. | 818.12K | 51.25K | +6.68% | 1.90M |
| HOLDCO ASSET MANAGEMENT, LP | 787.14K | 0 | 0.00% | 1.83M |
| BLACKROCK, INC. | 176.69K | 2.83K | +1.63% | 409.91K |
| ALLIANZ ASSET MANAGEMENT GMBH | 168.75K | 0 | 0.00% | 391.50K |
| VANGUARD CAPITAL MANAGEMENT LLC | 127.38K | -475 | -0.37% | 295.53K |
| BANK OF AMERICA CORP /DE/ | 125.68K | -32.25K | -20.42% | 291.58K |
| GEODE CAPITAL MANAGEMENT, LLC | 123.94K | -3.86K | -3.02% | 287.77K |
| BRC GROUP HOLDINGS, INC. | 73.66K | 73.66K | New | 170.88K |
| VANGUARD FIDUCIARY TRUST CO | 58.20K | 475 | +0.82% | 135.02K |
| JEFFERIES FINANCIAL GROUP INC. | 54.61K | 0 | 0.00% | 126.69K |
| SHAY CAPITAL LLC | 25.00K | 0 | 0.00% | 58.00K |
| NORTHERN TRUST CORP | 23.46K | -1.65K | -6.59% | 54.43K |
| STATE STREET CORP | 22.71K | 0 | 0.00% | 52.69K |
| BROOKFIELD CORP /ON/ | 19.68K | 0 | 0.00% | 45.66K |
| GOLDMAN SACHS GROUP INC | 17.87K | 545 | +3.15% | 41.46K |
| NATIONAL PHILANTHROPIC TRUST | 15.49K | -14.11K | -47.67% | 35.94K |
| CREWE ADVISORS LLC | 9.00K | 2.50K | +38.46% | 20.88K |
| VANGUARD GLOBAL ADVISERS, LLC | 3.94K | 0 | 0.00% | 9.14K |
| TOWER RESEARCH CAPITAL LLC (TRC) | 3.76K | 3.71K | +7891.49% | 8.71K |
| JPMORGAN CHASE & CO | 2.99K | -11 | -0.37% | 7.46K |
| UBS GROUP AG | 1.14K | 1.11K | +3982.14% | 2.65K |
| BARCLAYS PLC | 100 | 23 | +29.87% | 232 |
| MORGAN STANLEY | 33 | -600 | -94.79% | 76 |
| UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC | 32 | 0 | 0.00% | 74 |
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