Citizens Community Bancorp (CZWI) Financials: Revenue & Earnings
$228.81M
Market Cap
16.41
P/E
16.64
Forward P/E
32
Score
CZWI price $23.71 -0.02 -0.08%
Stocklytics score rationale: value 38, quality 37, growth 21.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 28999000 | 32314000 | 2735000 | 73228000 | 82671000 | 80058000 | 80222000 | 94436000 | 99428000 | 90070000 |
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio…
CZWI fair value Not meaningful. Price $23.71.
Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.
No estimate. Cash-flow models don't suit banks
| Date | EPS actual | EPS estimate | Revenue | Revenue estimate |
|---|---|---|---|---|
| 2027-01-25 | — | 0.49 | — | 17.70M |
| 2026-10-26 | 0.56 | 0.44 | 17.37M | 16.90M |
| 2026-07-27 | 0.11 | 0.41 | 16.11M | 16.30M |
| 2026-04-27 | 0.39 | 0.36 | 16.11M | 15.70M |
| 2026-01-26 | 0.44 | 0.37 | 15.56M | 16.30M |
| 2025-10-27 | 0.37 | 0.37 | 16.24M | 16.30M |
| 2025-07-28 | 0.33 | 0.29 | 16.15M | 14.70M |
| 2025-04-28 | 0.32 | 0.27 | 14.18M | 14.70M |
| 2025-01-27 | 0.27 | 0.27 | 14.17M | 14.30M |
| 2024-10-28 | 0.32 | 0.27 | 14.14M | 11.40M |
| 2024-07-29 | 0.35 | 0.27 | 13.51M | 13.70M |
| 2024-04-29 | 0.39 | 0.26 | 15.17M | 11.65M |
| 2024-03-05 | 0.35 | — | 24.51M | — |
| 2023-10-24 | 0.24 | 0.24 | 14.59M | 11.50M |
| 2023-07-24 | 0.31 | 0.27 | 14.61M | 11.90M |
| 2023-04-25 | 0.35 | 0.38 | 15.12M | 15.15M |
| 2023-01-23 | 0.45 | 0.41 | 16.65M | 16.70M |
| 2022-10-24 | 0.38 | 0.36 | 16.94M | 16.16M |
| 2022-07-25 | 0.41 | 0.33 | 16.64M | 15.55M |
| 2022-04-25 | 0.45 | 0.36 | 15.89M | 15.73M |
| 2022-01-31 | 0.58 | 0.40 | 18.84M | 16.14M |
| 2021-10-25 | 0.47 | 0.41 | 17.14M | 12.87M |
| 2021-07-26 | 0.44 | 0.34 | 16.65M | 12.87M |
| 2021-04-26 | 0.51 | 0.40 | 17.06M | 12.37M |
| 2021-03-08 | 0.32 | — | 21.35M | — |
| 2020-10-27 | 0.30 | 0.24 | 16.90M | 12.17M |
| 2020-07-30 | 0.25 | 0.18 | 16.95M | 12.47M |
| 2020-04-28 | 0.23 | 0.20 | 16.34M | 14.15M |
| 2020-03-10 | 0.28 | — | 19.91M | — |
| 2019-10-28 | 0.30 | 0.27 | 15.23M | 14.20M |
| 2019-07-29 | 0.23 | 0.25 | 17.37M | 18.65M |
| 2019-04-26 | 0.17 | 0.24 | 16.09M | 18.23M |
| 2019-01-28 | 0.20 | 0.21 | 15.60M | 17.23M |
| 2018-12-10 | 0.10 | — | 12.28M | — |
| 2018-07-27 | 0.11 | 0.25 | 11.09M | 31.21M |
| 2018-04-27 | 0.22 | 0.26 | 11.03M | 10.21M |
| 2018-01-26 | 0.30 | 0.24 | 9.45M | 9.88M |
| 2017-12-13 | -0.08 | — | 9.19M | — |
| 2017-07-31 | 0.23 | — | 7.62M | — |
| 2017-05-01 | 0.17 | — | 7.38M | — |
Yield 1.33%. Payout ratio 13.91%. Frequency Quarterly.
Safety score 78/100 · Safe. Payout ratio is 14% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 20 separate years. Yield is 1.3%, which is modest.
| Ex-date | Dividend | Record | Payment | Frequency |
|---|---|---|---|---|
| 2026-11-06 | $0.12 | 2026-11-06 | 2026-11-20 | Quarterly |
| 2026-08-07 | $0.10 | 2026-08-07 | 2026-08-21 | Quarterly |
| 2026-05-08 | $0.10 | 2026-05-08 | 2026-05-22 | Quarterly |
| 2026-02-06 | $0.10 | 2026-02-06 | 2026-02-20 | Annual |
| 2025-02-07 | $0.36 | 2025-02-07 | 2025-02-21 | Annual |
| 2024-02-08 | $0.32 | 2024-02-09 | 2024-02-23 | Annual |
| 2023-02-02 | $0.29 | 2023-02-03 | 2023-02-17 | Annual |
| 2022-02-11 | $0.26 | 2022-02-14 | 2022-02-28 | Annual |
| 2021-02-10 | $0.23 | 2021-02-11 | 2021-02-25 | Annual |
| 2020-02-04 | $0.21 | 2020-02-05 | 2020-02-19 | Annual |
| 2019-02-07 | $0.20 | 2019-02-08 | 2019-03-08 | Annual |
| 2018-02-08 | $0.20 | 2018-02-09 | 2018-03-08 | Annual |
| 2017-03-07 | $0.16 | 2017-03-09 | 2017-03-23 | Annual |
| 2016-03-09 | $0.12 | 2016-03-11 | 2016-03-25 | Annual |
| 2015-03-11 | $0.08 | 2015-03-13 | 2015-03-27 | Annual |
| 2014-03-11 | $0.04 | 2014-03-13 | 2014-03-27 | Annual |
| 2013-04-02 | $0.02 | 2013-04-04 | 2013-04-18 | Annual |
| 2009-08-18 | $0.05 | 2009-08-20 | 2009-09-03 | Quarterly |
| 2009-04-28 | $0.05 | 2009-04-30 | 2009-05-14 | Quarterly |
| 2009-02-03 | $0.05 | 2009-02-05 | 2009-02-19 | Quarterly |
| 2008-10-28 | $0.05 | 2008-10-30 | 2008-11-13 | Quarterly |
| 2008-07-29 | $0.05 | 2008-07-31 | 2008-08-14 | Quarterly |
| 2008-04-29 | $0.05 | 2008-05-01 | 2008-05-15 | Quarterly |
| 2008-01-29 | $0.05 | 2008-01-31 | 2008-02-14 | Quarterly |
| 2007-10-30 | $0.05 | 2007-11-01 | 2007-11-15 | Quarterly |
| 2007-07-31 | $0.05 | 2007-08-02 | 2007-08-16 | Quarterly |
| 2007-05-01 | $0.05 | 2007-05-03 | 2007-05-17 | Quarterly |
| 2007-01-30 | $0.05 | 2007-02-01 | 2007-02-15 | Quarterly |
| 2006-10-26 | $0.05 | 2006-10-30 | 2006-11-13 | Quarterly |
| 2006-08-01 | $0.05 | 2006-08-03 | 2006-08-17 | Quarterly |
| 2006-05-02 | $0.05 | 2006-05-04 | 2006-05-18 | Quarterly |
| 2006-01-31 | $0.05 | 2006-02-02 | 2006-02-16 | Quarterly |
| 2005-11-01 | $0.05 | 2005-11-03 | 2005-11-17 | Quarterly |
| 2005-08-02 | $0.05 | 2005-08-04 | 2005-08-18 | Quarterly |
| 2005-05-02 | $0.05 | 2005-05-04 | 2005-05-18 | Quarterly |
| 2005-02-01 | $0.05 | — | — | Quarterly |
| 2004-11-02 | $0.05 | 2004-11-04 | 2004-11-18 | Quarterly |
| 2004-07-30 | $0.05 | 2004-08-03 | 2004-08-17 | Quarterly |
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-08-10 | FELBER FRANCIS E | Buy | 500 | $20.25 | 10.12K |
| 2026-08-10 | Bianchi Stephen M | Buy | 1.00K | $20.50 | 20.50K |
| 2026-06-02 | Bianchi Stephen M | Buy | 5.00K | $11.00 | 55.00K |
| 2026-06-02 | Bianchi Stephen M | Sell | 5.00K | $11.00 | 55.00K |
| 2026-06-01 | BROUCEK JAMES S | Buy | 2.00K | $13.60 | 27.20K |
| 2026-06-01 | BROUCEK JAMES S | Sell | 2.00K | $13.60 | 27.20K |
| 2026-05-18 | MOLL JAMES D | Sell | 1.00K | $20.50 | 20.50K |
| 2026-05-18 | MOLL JAMES D | Sell | 500 | $20.75 | 10.38K |
| 2026-05-18 | MOLL JAMES D | Sell | 500 | $20.59 | 10.29K |
| 2026-05-18 | FELBER FRANCIS E | Buy | 500 | $20.60 | 10.30K |
| 2026-05-14 | MOLL JAMES D | Sell | 1.90K | $20.96 | 39.82K |
| 2026-05-14 | MOLL JAMES D | Sell | 876 | $21.08 | 18.47K |
| 2026-05-14 | MOLL JAMES D | Sell | 124 | $21.11 | 2.62K |
| 2026-05-14 | MOLL JAMES D | Sell | 100 | $20.98 | 2.10K |
| 2026-05-08 | SKARVAN KATHLEEN | Buy | 300 | $21.20 | 6.36K |
| 2026-05-08 | SKARVAN KATHLEEN | Buy | 450 | $21.13 | 9.51K |
| 2026-05-05 | Olson Timothy L | Buy | 1.00K | $20.95 | 20.95K |
| 2026-05-04 | FELBER FRANCIS E | Buy | 1.00K | $20.60 | 20.60K |
| 2026-04-30 | Conner Michael R | Buy | 1.10K | $20.95 | 23.04K |
| 2026-04-20 | Bianchi Stephen M | Buy | 5.00K | $11.00 | 55.00K |
| 2026-04-20 | Bianchi Stephen M | Sell | 5.00K | $11.00 | 55.00K |
| 2026-01-23 | JOHNSON REBECCA | Buy | 2.00K | $9.62 | 19.24K |
| 2026-01-23 | JOHNSON REBECCA | Sell | 2.00K | $9.62 | 19.24K |
| 2026-01-22 | BROUCEK JAMES S | Buy | 1.73K | $18.52 | 32.10K |
| 2026-01-22 | BROUCEK JAMES S | Sell | 632 | $18.52 | 11.70K |
| 2026-01-22 | Bianchi Stephen M | Buy | 3.33K | $18.52 | 61.58K |
| 2026-01-22 | Bianchi Stephen M | Sell | 1.23K | $18.52 | 22.71K |
| 2026-01-19 | BROUCEK JAMES S | Sell | 339 | $18.45 | 6.25K |
| 2026-01-19 | Bianchi Stephen M | Sell | 663 | $18.45 | 12.23K |
| 2025-11-05 | Bianchi Stephen M | Buy | 5.00K | $11.00 | 55.00K |
| 2025-11-05 | Bianchi Stephen M | Sell | 5.00K | $11.00 | 55.00K |
| 2025-09-09 | FELBER FRANCIS E | Buy | 3.85K | — | — |
| 2025-09-09 | FELBER FRANCIS E | Sell | 7.69K | — | — |
| 2025-08-06 | Conner Michael R | Buy | 1.60K | $15.03 | 24.05K |
| 2025-08-04 | Olson Timothy L | Buy | 1.47K | $14.99 | 22.05K |
| 2025-07-31 | SKARVAN KATHLEEN | Buy | 1.00K | $14.74 | 14.74K |
| 2025-07-31 | FELBER FRANCIS E | Buy | 3.00K | $14.80 | 44.40K |
| 2025-06-24 | Bianchi Stephen M | Buy | 3.00K | $11.00 | 33.00K |
| 2025-06-24 | Bianchi Stephen M | Sell | 3.00K | $11.00 | 33.00K |
| 2025-01-27 | BROUCEK JAMES S | Sell | 283 | $15.91 | 4.50K |
| 2025-01-27 | Bianchi Stephen M | Sell | 465 | $15.91 | 7.40K |
| 2025-01-23 | BROUCEK JAMES S | Buy | 2.60K | $16.09 | 41.80K |
| 2025-01-23 | BROUCEK JAMES S | Sell | 953 | $16.09 | 15.33K |
| 2025-01-23 | Bianchi Stephen M | Buy | 4.99K | $16.09 | 80.21K |
| 2025-01-23 | Bianchi Stephen M | Sell | 1.84K | $16.09 | 29.65K |
| 2025-01-19 | Bianchi Stephen M | Sell | 661 | $16.06 | 10.62K |
| 2025-01-19 | BROUCEK JAMES S | Sell | 337 | $16.06 | 5.41K |
| 2025-01-19 | JOHNSON REBECCA | Sell | 175 | $16.06 | 2.81K |
| 2024-12-31 | Bianchi Stephen M | Other | 0 | — | — |
| 2024-12-31 | Bianchi Stephen M | Other | 0 | — | — |
| 2024-12-12 | Bianchi Stephen M | Buy | 2.00K | $11.00 | 22.00K |
| 2024-12-12 | Bianchi Stephen M | Sell | 2.00K | $11.00 | 22.00K |
| 2024-10-31 | Bertrand William Glen | Sell | 246 | — | — |
| 2024-09-04 | Bianchi Stephen M | Buy | 250 | $13.60 | 3.40K |
| 2024-08-23 | Bianchi Stephen M | Buy | 323 | $13.42 | 4.33K |
| 2024-08-19 | Friedman Martin S. | Sell | 75.00K | $12.85 | 963.75K |
| 2024-08-12 | BROUCEK JAMES S | Buy | 16 | $12.47 | 200 |
| 2024-08-12 | BROUCEK JAMES S | Buy | 184 | $12.69 | 2.33K |
| 2024-08-12 | BROUCEK JAMES S | Buy | 200 | $12.53 | 2.51K |
| 2024-08-07 | BROUCEK JAMES S | Buy | 200 | $12.17 | 2.43K |
| 2024-08-07 | BROUCEK JAMES S | Buy | 200 | $12.21 | 2.44K |
| 2024-06-06 | Bianchi Stephen M | Buy | 100 | $11.15 | 1.11K |
| 2024-05-31 | BROUCEK JAMES S | Buy | 12 | $11.64 | 140 |
| 2024-05-16 | Bianchi Stephen M | Buy | 250 | $11.50 | 2.88K |
| 2024-05-15 | Bianchi Stephen M | Buy | 400 | $11.60 | 4.64K |
| 2024-05-06 | MOLL JAMES D | Buy | 200 | $10.88 | 2.18K |
| 2024-05-06 | Olson Timothy L | Buy | 2.00K | $10.94 | 21.87K |
| 2024-03-08 | Bianchi Stephen M | Buy | 100 | $12.13 | 1.21K |
| 2024-03-07 | Bianchi Stephen M | Buy | 60 | $12.11 | 727 |
| 2024-03-07 | Bianchi Stephen M | Buy | 40 | $12.12 | 485 |
| 2024-03-07 | Bianchi Stephen M | Buy | 100 | $12.12 | 1.21K |
| 2024-01-28 | Bianchi Stephen M | Sell | 588 | $12.17 | 7.16K |
| 2024-01-28 | JOHNSON REBECCA | Sell | 116 | $12.17 | 1.41K |
| 2024-01-27 | Bianchi Stephen M | Sell | 554 | $12.17 | 6.74K |
| 2024-01-25 | Bianchi Stephen M | Buy | 2.86K | $11.88 | 33.96K |
| 2024-01-25 | Bianchi Stephen M | Sell | 1.04K | $11.88 | 12.41K |
| 2024-01-25 | BROUCEK JAMES S | Buy | 1.43K | $11.88 | 17.01K |
| 2024-01-25 | Olson Timothy L | Buy | 1.89K | $11.88 | 22.49K |
| 2024-01-25 | FELBER FRANCIS E | Buy | 1.89K | $11.88 | 22.49K |
| 2024-01-25 | Conner Michael R | Buy | 1.89K | $11.88 | 22.49K |
| 2024-01-25 | Bourget Kristina M | Buy | 1.89K | $11.88 | 22.49K |
| 2024-01-25 | SKARVAN KATHLEEN | Buy | 1.89K | $11.88 | 22.49K |
| 2024-01-25 | Bertrand William Glen | Buy | 1.47K | $11.88 | 17.50K |
| 2024-01-25 | MOLL JAMES D | Buy | 1.89K | $11.88 | 22.49K |
| 2024-01-25 | Amundsen Nicholas William | Buy | 1.47K | $11.88 | 17.50K |
| 2024-01-25 | Swenson Michael L | Buy | 2.65K | $11.88 | 31.49K |
| 2024-01-19 | Bianchi Stephen M | Sell | 655 | $11.49 | 7.53K |
| 2024-01-19 | JOHNSON REBECCA | Sell | 174 | $11.49 | 2.00K |
| 2023-11-30 | Bourget Kristina M | Buy | 170 | $10.62 | 1.81K |
| 2023-11-30 | Bianchi Stephen M | Buy | 200 | $10.65 | 2.13K |
| 2023-11-30 | Bianchi Stephen M | Buy | 100 | $10.76 | 1.08K |
| 2023-10-31 | Bianchi Stephen M | Buy | 100 | $8.70 | 870 |
| 2023-10-31 | Bianchi Stephen M | Buy | 100 | $8.83 | 883 |
| 2023-10-31 | Bianchi Stephen M | Buy | 200 | $8.90 | 1.78K |
| 2023-07-28 | Bourget Kristina M | Buy | 306 | $10.30 | 3.15K |
| 2023-06-12 | SKARVAN KATHLEEN | Buy | 300 | $8.80 | 2.64K |
| 2023-06-09 | Bianchi Stephen M | Buy | 50 | $8.86 | 443 |
| 2023-06-09 | Bianchi Stephen M | Buy | 300 | $8.90 | 2.67K |
| 2023-06-07 | BROUCEK JAMES S | Buy | 600 | $8.77 | 5.26K |
| 2023-06-02 | Bianchi Stephen M | Buy | 100 | $8.72 | 872 |
Latest filed quarter: Q2 2026.
Institutions holding: 96, holders +11 vs prior quarter. Ownership 57.12%.
| Holder | Shares | Change | Change % | Value |
|---|---|---|---|---|
| BLACKROCK, INC. | 632.63K | 124.73K | +24.56% | 14.80M |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 480.84K | -3.35K | -0.69% | 11.25M |
| VANGUARD CAPITAL MANAGEMENT LLC | 413.38K | -47.84K | -10.37% | 9.67M |
| DIMENSIONAL FUND ADVISORS LP | 376.26K | 29.52K | +8.51% | 8.80M |
| BOSTON PARTNERS | 281.63K | 47.02K | +20.04% | 6.59M |
| ACADIAN ASSET MANAGEMENT LLC | 281.29K | 26.58K | +10.44% | 6.57M |
| GENDELL JEFFREY L | 248.32K | 0 | 0.00% | 5.81M |
| GEODE CAPITAL MANAGEMENT, LLC | 230.74K | 26.47K | +12.96% | 5.40M |
| BANC FUNDS CO LLC | 195.06K | -11.00K | -5.34% | 4.56M |
| TWO SIGMA INVESTMENTS, LP | 159.05K | 84.64K | +113.75% | 3.72M |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | 158.02K | -2.29K | -1.43% | 3.70M |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 147.56K | 0 | 0.00% | 3.45M |
| RHINO INVESTMENT PARTNERS, INC | 144.03K | -18.28K | -11.26% | 3.37M |
| STATE STREET CORP | 134.31K | 9.82K | +7.89% | 3.14M |
| MACKENZIE FINANCIAL CORP | 112.06K | 112.06K | New | 2.62M |
| DAYTONA STREET CAPITAL LLC | 109.91K | -41.33K | -27.33% | 2.51M |
| RENAISSANCE TECHNOLOGIES LLC | 107.20K | 53.80K | +100.75% | 2.51M |
| RFG - BRISTOL WEALTH ADVISORS, LLC | 104.29K | 608 | +0.59% | 2.44M |
| ALLIANCEBERNSTEIN L.P. | 110.74K | -36.82K | -24.95% | 2.19M |
| PINNACLE HOLDINGS, LLC | 91.26K | -85 | -0.09% | 2.13M |
| NORTHERN TRUST CORP | 74.16K | -9.89K | -11.76% | 1.73M |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | 71.84K | 16.25K | +29.22% | 1.68M |
| EMPOWERED FUNDS, LLC | 71.32K | 2.71K | +3.94% | 1.67M |
| VANGUARD FIDUCIARY TRUST CO | 64.18K | 3.82K | +6.32% | 1.50M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 62.24K | 8.42K | +15.64% | 1.46M |
Citizens Community Bancorp, Inc. (CZWI) trades at $23.71, with a market cap of $228.81M and a trailing P/E of 16.41. Revenue below is the annual history on file. It describes what the business has already reported. It is not a forecast and it is not a recommendation.
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 28999000 | 32314000 | 2735000 | 73228000 | 82671000 | 80058000 | 80222000 | 94436000 | 99428000 | 90070000 |
Insights · Dividends · Forecast · Financials · Learn
$228.81M
Market Cap
16.41
P/E
16.64
Forward P/E
32
Score