Citizens Community Bancorp (CZWI) Stock Insights

CZWI price $23.76 +0.03 +0.13%

Ticker
CZWI
Price
$23.76
Change
+0.03 +0.13%
Market cap ?
$229.29M
P/E ?
16.41
Forward P/E ?
16.67
Dividend yield ?
1.47%
Beta ?
0.51
Sector
Financial Services
Industry
Banks - Regional
Stocklytics score
32
Value
38
Quality
37
Growth
21

Stocklytics score rationale: value 38, quality 37, growth 21.

Financials

2016201720182019202020212022202320242025
2899900032314000273500073228000826710008005800080222000944360009942800090070000

Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio…

Fair value

CZWI fair value Not meaningful. Price $23.76.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

No estimate. Cash-flow models don't suit banks

Compare CZWI

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2027-01-25—0.49—17.70M
2026-10-260.560.4417.37M16.90M
2026-07-270.110.4116.11M16.30M
2026-04-270.390.3616.11M15.70M
2026-01-260.440.3715.56M16.30M
2025-10-270.370.3716.24M16.30M
2025-07-280.330.2916.15M14.70M
2025-04-280.320.2714.18M14.70M
2025-01-270.270.2714.17M14.30M
2024-10-280.320.2714.14M11.40M
2024-07-290.350.2713.51M13.70M
2024-04-290.390.2615.17M11.65M
2024-03-050.35—24.51M—
2023-10-240.240.2414.59M11.50M
2023-07-240.310.2714.61M11.90M
2023-04-250.350.3815.12M15.15M
2023-01-230.450.4116.65M16.70M
2022-10-240.380.3616.94M16.16M
2022-07-250.410.3316.64M15.55M
2022-04-250.450.3615.89M15.73M
2022-01-310.580.4018.84M16.14M
2021-10-250.470.4117.14M12.87M
2021-07-260.440.3416.65M12.87M
2021-04-260.510.4017.06M12.37M
2021-03-080.32—21.35M—
2020-10-270.300.2416.90M12.17M
2020-07-300.250.1816.95M12.47M
2020-04-280.230.2016.34M14.15M
2020-03-100.28—19.91M—
2019-10-280.300.2715.23M14.20M
2019-07-290.230.2517.37M18.65M
2019-04-260.170.2416.09M18.23M
2019-01-280.200.2115.60M17.23M
2018-12-100.10—12.28M—
2018-07-270.110.2511.09M31.21M
2018-04-270.220.2611.03M10.21M
2018-01-260.300.249.45M9.88M
2017-12-13-0.08—9.19M—
2017-07-310.23—7.62M—
2017-05-010.17—7.38M—

Dividends

Yield 1.33%. Payout ratio 13.91%. Frequency Quarterly.

Safety score 78/100 · Safe. Payout ratio is 14% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 20 separate years. Yield is 1.3%, which is modest.

Ex-dateDividendRecordPaymentFrequency
2026-11-06$0.122026-11-062026-11-20Quarterly
2026-08-07$0.102026-08-072026-08-21Quarterly
2026-05-08$0.102026-05-082026-05-22Quarterly
2026-02-06$0.102026-02-062026-02-20Annual
2025-02-07$0.362025-02-072025-02-21Annual
2024-02-08$0.322024-02-092024-02-23Annual
2023-02-02$0.292023-02-032023-02-17Annual
2022-02-11$0.262022-02-142022-02-28Annual
2021-02-10$0.232021-02-112021-02-25Annual
2020-02-04$0.212020-02-052020-02-19Annual
2019-02-07$0.202019-02-082019-03-08Annual
2018-02-08$0.202018-02-092018-03-08Annual
2017-03-07$0.162017-03-092017-03-23Annual
2016-03-09$0.122016-03-112016-03-25Annual
2015-03-11$0.082015-03-132015-03-27Annual
2014-03-11$0.042014-03-132014-03-27Annual
2013-04-02$0.022013-04-042013-04-18Annual
2009-08-18$0.052009-08-202009-09-03Quarterly
2009-04-28$0.052009-04-302009-05-14Quarterly
2009-02-03$0.052009-02-052009-02-19Quarterly
2008-10-28$0.052008-10-302008-11-13Quarterly
2008-07-29$0.052008-07-312008-08-14Quarterly
2008-04-29$0.052008-05-012008-05-15Quarterly
2008-01-29$0.052008-01-312008-02-14Quarterly
2007-10-30$0.052007-11-012007-11-15Quarterly
2007-07-31$0.052007-08-022007-08-16Quarterly
2007-05-01$0.052007-05-032007-05-17Quarterly
2007-01-30$0.052007-02-012007-02-15Quarterly
2006-10-26$0.052006-10-302006-11-13Quarterly
2006-08-01$0.052006-08-032006-08-17Quarterly
2006-05-02$0.052006-05-042006-05-18Quarterly
2006-01-31$0.052006-02-022006-02-16Quarterly
2005-11-01$0.052005-11-032005-11-17Quarterly
2005-08-02$0.052005-08-042005-08-18Quarterly
2005-05-02$0.052005-05-042005-05-18Quarterly
2005-02-01$0.05——Quarterly
2004-11-02$0.052004-11-042004-11-18Quarterly
2004-07-30$0.052004-08-032004-08-17Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2026-08-10FELBER FRANCIS EBuy500$20.2510.12K
2026-08-10Bianchi Stephen MBuy1.00K$20.5020.50K
2026-06-02Bianchi Stephen MBuy5.00K$11.0055.00K
2026-06-02Bianchi Stephen MSell5.00K$11.0055.00K
2026-06-01BROUCEK JAMES SBuy2.00K$13.6027.20K
2026-06-01BROUCEK JAMES SSell2.00K$13.6027.20K
2026-05-18MOLL JAMES DSell1.00K$20.5020.50K
2026-05-18MOLL JAMES DSell500$20.7510.38K
2026-05-18MOLL JAMES DSell500$20.5910.29K
2026-05-18FELBER FRANCIS EBuy500$20.6010.30K
2026-05-14MOLL JAMES DSell1.90K$20.9639.82K
2026-05-14MOLL JAMES DSell876$21.0818.47K
2026-05-14MOLL JAMES DSell124$21.112.62K
2026-05-14MOLL JAMES DSell100$20.982.10K
2026-05-08SKARVAN KATHLEENBuy300$21.206.36K
2026-05-08SKARVAN KATHLEENBuy450$21.139.51K
2026-05-05Olson Timothy LBuy1.00K$20.9520.95K
2026-05-04FELBER FRANCIS EBuy1.00K$20.6020.60K
2026-04-30Conner Michael RBuy1.10K$20.9523.04K
2026-04-20Bianchi Stephen MBuy5.00K$11.0055.00K
2026-04-20Bianchi Stephen MSell5.00K$11.0055.00K
2026-01-23JOHNSON REBECCABuy2.00K$9.6219.24K
2026-01-23JOHNSON REBECCASell2.00K$9.6219.24K
2026-01-22BROUCEK JAMES SBuy1.73K$18.5232.10K
2026-01-22BROUCEK JAMES SSell632$18.5211.70K
2026-01-22Bianchi Stephen MBuy3.33K$18.5261.58K
2026-01-22Bianchi Stephen MSell1.23K$18.5222.71K
2026-01-19BROUCEK JAMES SSell339$18.456.25K
2026-01-19Bianchi Stephen MSell663$18.4512.23K
2025-11-05Bianchi Stephen MBuy5.00K$11.0055.00K
2025-11-05Bianchi Stephen MSell5.00K$11.0055.00K
2025-09-09FELBER FRANCIS EBuy3.85K——
2025-09-09FELBER FRANCIS ESell7.69K——
2025-08-06Conner Michael RBuy1.60K$15.0324.05K
2025-08-04Olson Timothy LBuy1.47K$14.9922.05K
2025-07-31SKARVAN KATHLEENBuy1.00K$14.7414.74K
2025-07-31FELBER FRANCIS EBuy3.00K$14.8044.40K
2025-06-24Bianchi Stephen MBuy3.00K$11.0033.00K
2025-06-24Bianchi Stephen MSell3.00K$11.0033.00K
2025-01-27BROUCEK JAMES SSell283$15.914.50K
2025-01-27Bianchi Stephen MSell465$15.917.40K
2025-01-23BROUCEK JAMES SBuy2.60K$16.0941.80K
2025-01-23BROUCEK JAMES SSell953$16.0915.33K
2025-01-23Bianchi Stephen MBuy4.99K$16.0980.21K
2025-01-23Bianchi Stephen MSell1.84K$16.0929.65K
2025-01-19Bianchi Stephen MSell661$16.0610.62K
2025-01-19BROUCEK JAMES SSell337$16.065.41K
2025-01-19JOHNSON REBECCASell175$16.062.81K
2024-12-31Bianchi Stephen MOther0——
2024-12-31Bianchi Stephen MOther0——
2024-12-12Bianchi Stephen MBuy2.00K$11.0022.00K
2024-12-12Bianchi Stephen MSell2.00K$11.0022.00K
2024-10-31Bertrand William GlenSell246——
2024-09-04Bianchi Stephen MBuy250$13.603.40K
2024-08-23Bianchi Stephen MBuy323$13.424.33K
2024-08-19Friedman Martin S.Sell75.00K$12.85963.75K
2024-08-12BROUCEK JAMES SBuy16$12.47200
2024-08-12BROUCEK JAMES SBuy184$12.692.33K
2024-08-12BROUCEK JAMES SBuy200$12.532.51K
2024-08-07BROUCEK JAMES SBuy200$12.172.43K
2024-08-07BROUCEK JAMES SBuy200$12.212.44K
2024-06-06Bianchi Stephen MBuy100$11.151.11K
2024-05-31BROUCEK JAMES SBuy12$11.64140
2024-05-16Bianchi Stephen MBuy250$11.502.88K
2024-05-15Bianchi Stephen MBuy400$11.604.64K
2024-05-06MOLL JAMES DBuy200$10.882.18K
2024-05-06Olson Timothy LBuy2.00K$10.9421.87K
2024-03-08Bianchi Stephen MBuy100$12.131.21K
2024-03-07Bianchi Stephen MBuy60$12.11727
2024-03-07Bianchi Stephen MBuy40$12.12485
2024-03-07Bianchi Stephen MBuy100$12.121.21K
2024-01-28Bianchi Stephen MSell588$12.177.16K
2024-01-28JOHNSON REBECCASell116$12.171.41K
2024-01-27Bianchi Stephen MSell554$12.176.74K
2024-01-25Bianchi Stephen MBuy2.86K$11.8833.96K
2024-01-25Bianchi Stephen MSell1.04K$11.8812.41K
2024-01-25BROUCEK JAMES SBuy1.43K$11.8817.01K
2024-01-25Olson Timothy LBuy1.89K$11.8822.49K
2024-01-25FELBER FRANCIS EBuy1.89K$11.8822.49K
2024-01-25Conner Michael RBuy1.89K$11.8822.49K
2024-01-25Bourget Kristina MBuy1.89K$11.8822.49K
2024-01-25SKARVAN KATHLEENBuy1.89K$11.8822.49K
2024-01-25Bertrand William GlenBuy1.47K$11.8817.50K
2024-01-25MOLL JAMES DBuy1.89K$11.8822.49K
2024-01-25Amundsen Nicholas WilliamBuy1.47K$11.8817.50K
2024-01-25Swenson Michael LBuy2.65K$11.8831.49K
2024-01-19Bianchi Stephen MSell655$11.497.53K
2024-01-19JOHNSON REBECCASell174$11.492.00K
2023-11-30Bourget Kristina MBuy170$10.621.81K
2023-11-30Bianchi Stephen MBuy200$10.652.13K
2023-11-30Bianchi Stephen MBuy100$10.761.08K
2023-10-31Bianchi Stephen MBuy100$8.70870
2023-10-31Bianchi Stephen MBuy100$8.83883
2023-10-31Bianchi Stephen MBuy200$8.901.78K
2023-07-28Bourget Kristina MBuy306$10.303.15K
2023-06-12SKARVAN KATHLEENBuy300$8.802.64K
2023-06-09Bianchi Stephen MBuy50$8.86443
2023-06-09Bianchi Stephen MBuy300$8.902.67K
2023-06-07BROUCEK JAMES SBuy600$8.775.26K
2023-06-02Bianchi Stephen MBuy100$8.72872

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 96, holders +11 vs prior quarter. Ownership 57.12%.

HolderSharesChangeChange %Value
BLACKROCK, INC.632.63K124.73K+24.56%14.80M
MANUFACTURERS LIFE INSURANCE COMPANY, THE480.84K-3.35K-0.69%11.25M
VANGUARD CAPITAL MANAGEMENT LLC413.38K-47.84K-10.37%9.67M
DIMENSIONAL FUND ADVISORS LP376.26K29.52K+8.51%8.80M
BOSTON PARTNERS281.63K47.02K+20.04%6.59M
ACADIAN ASSET MANAGEMENT LLC281.29K26.58K+10.44%6.57M
GENDELL JEFFREY L248.32K00.00%5.81M
GEODE CAPITAL MANAGEMENT, LLC230.74K26.47K+12.96%5.40M
BANC FUNDS CO LLC195.06K-11.00K-5.34%4.56M
TWO SIGMA INVESTMENTS, LP159.05K84.64K+113.75%3.72M
BRIDGEWAY CAPITAL MANAGEMENT, LLC158.02K-2.29K-1.43%3.70M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP147.56K00.00%3.45M
RHINO INVESTMENT PARTNERS, INC144.03K-18.28K-11.26%3.37M
STATE STREET CORP134.31K9.82K+7.89%3.14M
MACKENZIE FINANCIAL CORP112.06K112.06KNew2.62M
DAYTONA STREET CAPITAL LLC109.91K-41.33K-27.33%2.51M
RENAISSANCE TECHNOLOGIES LLC107.20K53.80K+100.75%2.51M
RFG - BRISTOL WEALTH ADVISORS, LLC104.29K608+0.59%2.44M
ALLIANCEBERNSTEIN L.P.110.74K-36.82K-24.95%2.19M
PINNACLE HOLDINGS, LLC91.26K-85-0.09%2.13M
NORTHERN TRUST CORP74.16K-9.89K-11.76%1.73M
O'SHAUGHNESSY ASSET MANAGEMENT, LLC71.84K16.25K+29.22%1.68M
EMPOWERED FUNDS, LLC71.32K2.71K+3.94%1.67M
VANGUARD FIDUCIARY TRUST CO64.18K3.82K+6.32%1.50M
VANGUARD PORTFOLIO MANAGEMENT LLC62.24K8.42K+15.64%1.46M

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Citizens Community Bancorp (CZWI) Stock Insights

CZWI$23.76+0.03 +0.13%

$229.29M

Market Cap

16.41

P/E

16.67

Forward P/E

32

Score

Price History