Financial Institutions (FISI) Stock Insights

FISI price $40.53 -0.27 -0.65%

Ticker
FISI
Price
$40.53
Change
-0.27 -0.65%
Market cap ?
$798.80M
P/E ?
9.91
Forward P/E ?
9.67
Dividend yield ?
3.13%
Beta ?
0.64
Sector
Financial Services
Industry
Banks - Regional
Stocklytics score
48
Value
45
Quality
53
Growth
45

Stocklytics score rationale: value 45, quality 53, growth 45.

Financials

2016201720182019202020212022202320242025
150691000164730000188007000208829000204371000212030000241085000332594000264168000377943999

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan…

Fair value

FISI fair value Not meaningful. Price $40.53.

Fair value is an estimate of what one share is worth if future cash flows arrive as modeled. It is not a forecast of the share price. How discounted cash flow works.

No estimate. Cash-flow models don't suit banks

Compare FISI

Earnings

DateEPS actualEPS estimateRevenueRevenue estimate
2026-10-29—1.05—66.55M
2026-07-231.040.9364.31M63.54M
2026-04-231.040.9262.67M62.76M
2026-01-290.960.9564.12M62.98M
2025-10-230.990.9463.62M63.03M
2025-07-240.850.8859.43M60.46M
2025-04-280.810.7456.57M57.14M
2025-01-300.540.74-13.75M51.85M
2024-10-240.840.7649.72M42.17M
2024-07-251.622.0164.40M45.09M
2024-04-250.110.5950.64M40.01M
2024-01-250.610.7355.25M50.59M
2023-10-260.880.8351.77M42.43M
2023-07-270.910.7553.33M41.74M
2023-04-260.760.8152.49M42.77M
2023-01-300.760.8153.90M53.92M
2022-10-270.880.9155.66M53.73M
2022-07-280.990.9352.72M52.32M
2022-04-270.930.8450.09M51.20M
2022-01-311.211.0052.25M50.92M
2021-10-281.050.8949.66M36.72M
2021-07-291.250.8647.68M37.21M
2021-04-281.270.7649.96M40.68M
2021-01-280.840.8050.91M46.32M
2020-10-290.740.4847.82M25.76M
2020-07-290.670.2744.14M17.74M
2020-04-300.050.4551.35M387.77M
2020-01-300.790.6542.98M33.72M
2019-10-290.780.6844.73M39.09M
2019-07-290.690.6541.55M39.28M
2019-04-300.700.6140.68M35.65M
2019-01-310.630.5841.19M39.84M
2018-10-250.640.6340.39M40.08M
2018-07-260.740.5938.51M30.81M
2018-04-260.560.5738.04M39.30M
2018-01-290.500.5138.73M39.49M
2017-10-240.520.5037.03M35.59M
2017-07-250.420.5140.61M44.62M
2017-04-250.520.5134.86M34.17M
2017-01-240.570.5135.76M31.56M

Dividends

Yield 3.13%. Payout ratio 32.01%. Frequency Quarterly.

Safety score 87/100 · Safe. Payout ratio is 32% of earnings. Free-cash-flow coverage is not available, so this part stays neutral. Dividends were paid in 28 separate years. Yield is 3.1%, in a range that is usually sustainable.

Ex-dateDividendRecordPaymentFrequency
2026-09-15$0.322026-09-152026-10-02Quarterly
2026-06-12$0.322026-06-122026-07-02Quarterly
2026-03-13$0.322026-03-132026-04-02Quarterly
2025-12-15$0.312025-12-152026-01-02Quarterly
2025-09-15$0.312025-09-152025-10-02Quarterly
2025-06-13$0.312025-06-132025-07-02Quarterly
2025-03-14$0.312025-03-142025-04-02Quarterly
2024-12-13$0.302024-12-132025-01-02Quarterly
2024-09-13$0.302024-09-132024-10-02Quarterly
2024-06-14$0.302024-06-142024-07-02Quarterly
2024-03-14$0.302024-03-152024-04-02Quarterly
2023-12-13$0.302023-12-142024-01-02Quarterly
2023-09-13$0.302023-09-142023-10-02Quarterly
2023-06-14$0.302023-06-152023-07-03Quarterly
2023-03-15$0.302023-03-162023-04-03Quarterly
2022-12-15$0.292022-12-162023-01-03Quarterly
2022-09-15$0.292022-09-162022-10-03Quarterly
2022-06-16$0.292022-06-172022-07-05Quarterly
2022-03-17$0.292022-03-182022-04-04Quarterly
2021-12-16$0.272021-12-172022-01-03Quarterly
2021-09-16$0.272021-09-172021-10-04Quarterly
2021-06-17$0.272021-06-182021-07-02Quarterly
2021-03-18$0.272021-03-192021-04-02Quarterly
2020-12-18$0.262020-12-212021-01-04Quarterly
2020-09-10$0.262020-09-112020-10-02Quarterly
2020-06-11$0.262020-06-122020-07-02Quarterly
2020-03-18$0.262020-03-192020-04-02Quarterly
2019-12-12$0.252019-12-132020-01-02Quarterly
2019-09-12$0.252019-09-132019-10-02Quarterly
2019-06-13$0.252019-06-142019-07-02Quarterly
2019-03-14$0.252019-03-152019-04-02Quarterly
2018-12-12$0.242018-12-132019-01-02Quarterly
2018-09-12$0.242018-09-132018-10-02Quarterly
2018-06-13$0.242018-06-142018-07-02Quarterly
2018-03-14$0.242018-03-152018-04-02Quarterly
2017-12-13$0.222017-12-142018-01-02Quarterly
2017-09-13$0.212017-09-142017-10-02Quarterly
2017-06-12$0.212017-06-142017-07-03Quarterly
2017-03-10$0.212017-03-142017-04-03Quarterly
2016-12-08$0.212016-12-122017-01-03Quarterly
2016-09-08$0.202016-09-122016-10-03Quarterly
2016-06-09$0.202016-06-132016-07-05Quarterly
2016-03-11$0.202016-03-152016-04-04Quarterly
2015-12-08$0.202015-12-102016-01-04Quarterly
2015-09-08$0.202015-09-102015-10-02Quarterly
2015-06-09$0.202015-06-112015-07-02Quarterly
2015-03-10$0.202015-03-122015-04-02Quarterly
2014-12-10$0.202014-12-122015-01-02Quarterly
2014-09-10$0.192014-09-122014-10-02Quarterly
2014-06-11$0.192014-06-132014-07-02Quarterly
2014-03-11$0.192014-03-132014-04-02Quarterly
2013-12-10$0.192013-12-122014-01-02Quarterly
2013-09-10$0.192013-09-122013-10-02Quarterly
2013-06-11$0.182013-06-132013-07-02Quarterly
2013-03-12$0.182013-03-142013-04-02Quarterly
2012-12-13$0.162012-12-172013-01-02Quarterly
2012-09-10$0.142012-09-122012-10-02Quarterly
2012-06-11$0.142012-06-132012-07-02Quarterly
2012-03-12$0.132012-03-142012-04-02Quarterly
2011-12-12$0.132011-12-142012-01-03Quarterly
2011-09-14$0.122011-09-162011-10-03Quarterly
2011-06-15$0.122011-06-172011-07-05Quarterly
2011-03-03$0.102011-03-072011-04-02Quarterly
2010-12-09$0.102010-12-132011-01-03Quarterly
2010-09-09$0.102010-09-132010-10-04Quarterly
2010-06-10$0.102010-06-142010-07-02Quarterly
2010-03-11$0.102010-03-152010-04-02Quarterly
2009-12-11$0.102009-12-152010-01-04Quarterly
2009-09-14$0.102009-09-162009-10-02Quarterly
2009-06-11$0.102009-06-152009-07-02Quarterly
2009-03-12$0.102009-03-162009-04-01Quarterly
2008-12-11$0.102008-12-152009-01-02Quarterly
2008-09-11$0.152008-09-152008-10-01Quarterly
2008-06-12$0.152008-06-162008-07-01Quarterly
2008-03-13$0.142008-03-172008-04-01Quarterly
2007-12-13$0.132007-12-172008-01-02Quarterly
2007-09-12$0.122007-09-142007-10-01Quarterly
2007-06-13$0.112007-06-152007-07-02Quarterly
2007-03-14$0.102007-03-162007-04-02Quarterly
2006-12-13$0.092006-12-152007-01-02Quarterly

Insider trades

DateInsiderActionSharesPriceValue
2027-03-07BYERS SANDRA LSell1.23K——
2026-09-27JONES BLAKE GSell1.00K——
2026-09-25JONES BLAKE GBuy1.00K——
2026-09-25JONES BLAKE GBuy1.00K——
2026-09-25JONES BLAKE GSell360$40.2314.48K
2026-09-02Zupan MarkBuy608$40.7724.79K
2026-05-20HOLLIDAY SUSAN RBuy1.28K——
2026-05-20DORN ANDREW W JRBuy1.28K——
2026-05-20VanGelder Kim EBuy1.28K——
2026-05-20HARTING BRUCE WBuy1.28K——
2026-05-20Zupan MarkBuy1.28K——
2026-05-20Burlew Dawn HBuy313$35.1010.99K
2026-05-20Burlew Dawn HBuy1.28K——
2026-05-20PANZARELLA ANGELA JBuy925$35.1032.47K
2026-05-20PANZARELLA ANGELA JBuy1.28K——
2026-05-20Latella Robert NBuy1.28K——
2026-05-20Glaser Robert MBuy1.28K——
2026-05-20Schrader Robert L.Buy1.28K——
2026-05-20Bovenzi DavidBuy391$35.1013.72K
2026-05-20Bovenzi DavidBuy1.28K——
2026-05-20Finch Steven C.Buy391$35.1013.72K
2026-05-20Finch Steven C.Buy1.28K——
2026-05-20Finch Steven C.Other0——
2026-05-20Bovenzi DavidOther0——
2026-03-20Plants William Jack IIBuy2.90K——
2026-03-20Plants William Jack IISell1.04K$30.5931.94K
2026-03-20Plants William Jack IISell2.90K——
2026-03-20PACOS GARY A.Buy2.30K——
2026-03-20PACOS GARY A.Sell829$30.5925.36K
2026-03-20PACOS GARY A.Sell2.30K——
2026-03-20Quinn Kevin BBuy2.68K——
2026-03-20Quinn Kevin BSell967$30.5929.58K
2026-03-20Quinn Kevin BSell2.68K——
2026-03-20BYERS SANDRA LBuy690——
2026-03-20BYERS SANDRA LSell690——
2026-03-20Burruano Samuel J JrBuy2.42K——
2026-03-20Burruano Samuel J JrSell870$30.5926.61K
2026-03-20Burruano Samuel J JrSell2.42K——
2026-03-20BIRMINGHAM MARTIN KEARNEYBuy10.67K——
2026-03-20BIRMINGHAM MARTIN KEARNEYSell3.85K$30.59117.68K
2026-03-20BIRMINGHAM MARTIN KEARNEYSell10.67K——
2026-03-20Collins Laurie RBuy2.25K——
2026-03-20Collins Laurie RSell812$30.5924.84K
2026-03-20Collins Laurie RSell2.25K——
2026-03-12Plants William Jack IIBuy660$30.1219.88K
2026-03-05MARKS ERIC W.Other0——
2026-03-05Quinn Kevin BOther0——
2026-03-05Plants William Jack IIOther0——
2026-03-05PACOS GARY A.Other0——
2026-03-05Burruano Samuel J JrOther0——
2026-03-05BYERS SANDRA LOther0——
2026-03-05BIRMINGHAM MARTIN KEARNEYOther0——
2026-03-05Collins Laurie ROther0——
2026-03-05JONES BLAKE GOther0——
2025-12-31JONES BLAKE GOther0——
2025-12-31Quinn Kevin BOther0——
2025-12-31Quinn Kevin BOther0——
2025-12-31Plants William Jack IIOther0——
2025-12-31Plants William Jack IIOther0——
2025-12-31Plants William Jack IIOther0——
2025-12-31Collins Laurie ROther0——
2025-12-31Collins Laurie ROther0——
2025-12-31BIRMINGHAM MARTIN KEARNEYOther0——
2025-12-31BIRMINGHAM MARTIN KEARNEYOther0——
2025-12-31BIRMINGHAM MARTIN KEARNEYOther0——
2025-11-28Burlew Dawn HBuy408$30.6012.48K
2025-11-28Glaser Robert MBuy571$30.6017.47K
2025-11-28Zupan MarkBuy449$30.6013.74K
2025-11-28PANZARELLA ANGELA JBuy898$30.6027.48K
2025-10-25WHITING REID ASell1.00K——
2025-07-08BYERS SANDRA LBuy250——
2025-07-08BYERS SANDRA LSell250——
2025-05-28HOLLIDAY SUSAN RBuy1.36K——
2025-05-28Latella Robert NBuy1.36K——
2025-05-28PANZARELLA ANGELA JBuy1.07K$25.7027.50K
2025-05-28PANZARELLA ANGELA JBuy1.36K——
2025-05-28VanGelder Kim EBuy1.36K——
2025-05-28BOSWELL DONALDBuy1.36K——
2025-05-28DORN ANDREW W JRBuy1.36K——
2025-05-28Glaser Robert MBuy680$25.7017.48K
2025-05-28Glaser Robert MBuy1.36K——
2025-05-28Burlew Dawn HBuy607$25.7015.60K
2025-05-28Burlew Dawn HBuy1.36K——
2025-05-28Zupan MarkBuy535$25.7013.75K
2025-05-28Zupan MarkBuy1.36K——
2025-05-28Schrader Robert L.Buy1.36K——
2025-05-28HARTING BRUCE WBuy1.36K——
2025-05-28Schrader Robert L.Other0——
2025-03-26MARKS ERIC W.Buy2.50K——
2025-03-16Collins Laurie RBuy2.28K——
2025-03-16Collins Laurie RSell918$26.0523.91K
2025-03-16Collins Laurie RSell1.28K——
2025-03-16Quinn Kevin BBuy2.53K——
2025-03-16Quinn Kevin BSell962$26.0525.06K
2025-03-16Quinn Kevin BSell1.53K——
2025-03-16BYERS SANDRA LBuy410——
2025-03-16BYERS SANDRA LSell410——
2025-03-16BIRMINGHAM MARTIN KEARNEYBuy6.36K——
2025-03-16BIRMINGHAM MARTIN KEARNEYSell2.29K$26.0559.68K
2025-03-16BIRMINGHAM MARTIN KEARNEYSell6.36K——

Institutional holders

Latest filed quarter: Q2 2026.

Institutions holding: 163, holders +11 vs prior quarter. Ownership 80.93%.

HolderSharesChangeChange %Value
PL CAPITAL ADVISORS, LLC1.82M00.00%70.77M
BLACKROCK, INC.1.67M189.19K+12.80%64.97M
DIMENSIONAL FUND ADVISORS LP1.00M44.81K+4.68%39.07M
VANGUARD CAPITAL MANAGEMENT LLC841.17K5.63K+0.67%32.78M
ADAGE CAPITAL PARTNERS GP, L.L.C.834.97K-113.47K-11.96%32.54M
STATE STREET CORP592.49K13.37K+2.31%23.27M
ACADIAN ASSET MANAGEMENT LLC593.37K38.76K+6.99%23.12M
GEODE CAPITAL MANAGEMENT, LLC586.72K18.03K+3.17%22.87M
ATEGRA CAPITAL MANAGEMENT, LLC564.10K00.00%21.98M
TWO SIGMA INVESTMENTS, LP457.10K182.36K+66.37%17.81M
JPMORGAN CHASE & CO404.98K162.06K+66.71%15.73M
AMERICAN CENTURY COMPANIES INC349.61K261.85K+298.37%13.62M
VANGUARD PORTFOLIO MANAGEMENT LLC263.03K50.11K+23.53%10.25M
AQR CAPITAL MANAGEMENT LLC251.50K93.49K+59.17%9.80M
HILLSDALE INVESTMENT MANAGEMENT INC.249.20K16.12K+6.92%9.71M
RAYMOND JAMES FINANCIAL INC248.28K-100.75K-28.86%9.68M
MORGAN STANLEY234.92K-25.81K-9.90%9.15M
GOLDMAN SACHS GROUP INC216.11K-29.07K-11.86%8.42M
ALLIANCEBERNSTEIN L.P.245.26K-7.97K-3.15%7.78M
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC199.50K-2.80K-1.38%7.77M
QUBE RESEARCH & TECHNOLOGIES LTD193.83K126.19K+186.55%7.55M
LSV ASSET MANAGEMENT179.80K15.90K+9.70%7.01M
BRIDGEWAY CAPITAL MANAGEMENT, LLC179.15K7.81K+4.56%6.98M
NORTHERN TRUST CORP176.22K10.70K+6.46%6.87M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC162.21K2.03K+1.27%6.32M

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Financial Institutions (FISI) Stock Insights

FISI$40.53-0.27 -0.65%

$798.80M

Market Cap

9.91

P/E

9.67

Forward P/E

48

Score

Price History